Ms. Forman is TD's Head of U.S. Investigations, that is comprised of both the AML Investigations team and Specialized Investigations teams.  The Investigations unit addresses financial crime risk, that includes anti-money laundering, sanctions evasion, terrorist finance, anti-bribery and corruption and insider risk.

Prior to joining TD, Ms. Forman was with Citigroup for 13 years as the Managing Director for the Global Financial Crimes Investigations and Intelligence unit (GFCII).  The GFCII’s function is to conduct complex global investigations across financial crimes risks, including anti-money laundering, sanctions, terrorist finance, anti-bribery and corruption, and other illicit activity that poses a risk to the bank. Under Ms. Forman’s leadership, the GFCII initiated proactive, complex global investigations of high-risk clients. The enterprise-wide nature of the GFCII investigations requires coordinated analysis of client activity in multiple jurisdictions and business sectors.

Prior to joining Citigroup, Ms. Forman served as the Independent Court Monitor for the Western Union and State of Arizona judicial settlement. Ms. Forman served for over five years as the Director, Office of Investigations, Homeland Security, where she oversaw the largest investigative arm for DHS, with over 6,200 Special Agents and administered a budget of more than $1.6 billion.  Ms. Forman was the architect and Executive Director of Operation Green Quest, a highly successful U.S. Department of Treasury led multi-agency task force that was immediately established after September 11, 2001 to address the threat of terrorist financing. Ms. Forman is currently an Adjunct Professor at Fordham University School of Law, where she instructs law students on AML Compliance and Terrorist Financing.

Ms. Forman continues to be an active participant in ACAMS as a subject matter expert and participates regularly in workshops, webinars and conferences. In addition, Ms. Forman served as the Citibank Representative to the Wolfsberg Group and in that capacity sat on the Terrorist Finance and Investigative Benchmarking sub-working groups. Ms. Forman was Citibank’s representative to the Board of Directors for the Consortium, an association of banks established under the authority of the U.S. Patriot Act.

Ms. Forman is the recipient of the prestigious Presidential Rank award for meritorious service, the Women in Federal Law Enforcement President’s award and the Secretary of Homeland Security’s Silver Medal for leadership. Ms. Forman holds a Master of Science degree in Management from National-Louis University, a Bachelor of Science degree from American University and has completed the Senior Executive Fellowship Program for Leadership at Harvard University.

Ms. Forman is an exercise enthusiast when not at work and enjoys traveling the world. Ms. Forman enjoys spending time with her husband of 36 years and her two daughters.