AFC in Practice: A Consolidated View of AML and Sanctions Risks

Ms. Sarah Tariq is the Head of Compliance and AFC and DPO at Deutsche Bank, Pakistan where she has previously headed the Transaction Screening & Embargoes team as well. She has a rich experience of 17 years in Banking and Financial Services Industry in Financial Crime Risk, CDD Advisory and Regulatory Compliance with British, German as well as big local banks in Pakistan. Sarah is enthusiastic to fight financial crime and has been instrumental in establishment and implementation of compliance governance structures, transaction monitoring systems as well as policies within the banks. She is keen in keeping abreast with the dynamic regulatory environments including the Crypto and Data Analytics space. Sarah started her career with Relationship Management but moved into financial crime compliance later. She holds an MBA and is a certified AML Specialist from ACAMS and the Institute of Bankers’ Pakistan (IBP). Sarah is one of the first Pakistani to have participated in ACAMS as a speaker on topics related to Compliance and AML.

Robin Garrison has over 14 years experience in the industry specializing in FinTech, Banking-as-a-Service (BaaS), RegTech and Cross-border remittances. With a strong focus on risk management and regulatory compliance, Robin has successfully developed and implemented robust AML and compliance programs for both startups and established financial institutions. 

Robin has provided fractional Chief Compliance Officer services for fintech's and regtech's, as well as general compliance advisory and remediation services in AML/BSA, Risk Management, program development, scaling and oversight, marketing/UDAP/UDAAP, consumer protection, banking and product development. Her experience includes management and senior management level roles at companies such as Western Union, Wise, MainStreet Bank, Rize and FirstBank. 

Robin is an active contributor to the industry, having participated as a speaker and panelist at numerous conferences, and served on various advisory councils. She holds an advanced CAMS-Audit certification.

- Currently Head of 1LoD Financial Crime Risk Advisory & Risk Assessments at Danske Bank, joined Danske Bank, Copenhagen, in 2021 

- 2014 to 2020 covered various 2LoD management roles at HSBC including Compliance Business Management, AB&C Strategy and Execution and FCC Advisory 

- Prior to 2014 held various management positions at Credit Suisse in Zurich and London for FP&A related departments