Mr. Kemmerling is the Founder and CEO of CRB Monitor. With over 28,000 direct marijuana-related businesses and 40,000 beneficial owners, CRB Monitor is the most comprehensive database on the cannabis industry. Financial Institutions use CRB Monitor's to manage cannabis-related risk and opportunity. Mr. Kemmerling is an established thought-leader in the "cannabis banking" space, writing and speaking frequently on the topic, including at numerous local and national ACAMS events. He is perhaps best known for developing the "Tier 1, Tier 2, Tier 3" marijuana business framework, which is used in many institutions' cannabis policies. On November 13th, Steve will be moderating a two-hour ACAMS Webinar "Adapting to the Rapidly Changing Compliance Landscape Involving Marijuana and Marijuana-Related Businesses". Prior to founding CRB Monitor, Mr. Kemmerling was a mergers & acquisitions investment banker and a securities litigation consultant.