Toru is currently working for Resona Bank as the Adviser at Compliance Division as well as for Resona Holdings, which is the parent company of Resona Bank and has three other banks in its financial Group, building one of the largest banking groups in Japan.
He periodically and occasionally reviews and assesses the AML/CFT risks of the banks in the group, in order to set and modify policies, programs, and standards of the banks. Also, Toru is responsible for oversight of the banks to ensure the AML/CFT compliance across the group.
Prior to working at Resona, Toru worked for Mitsubishi UFJ Bank for 35 years in various roles. After 20 years of experience in international finance division of the bank, mainly in project finance fields, Toru was actively engaged in risk control and risk management from the management viewpoint for 15 years, especially focusing on AML/CFT compliance areas. Toru introduced KYC to all foreign units of the bank (except for the units in the US) and TMS to Asian units while he was in the position at International Compliance Division. After that, he had been working as a Chief Auditor at Internal Audit Division of the bank, as an AML/CFT professional, particularly for AML/CFT Audits on overseas branches and subsidiaries for 8 years until he moved to Resona.
He is a Certified Advanced AML Audit Specialist (CAMS-Audit), a Certified CAMS Instructor, a Certified Internal Auditor, and a Certified Fraud Examiner.