Ernest brings nearly two decades of experience in public service and banking, specializing in financial crime regulatory compliance, AML/CFT policymaking, and risk governance. At the Monetary Authority of Singapore (MAS), he dedicated eight years to developing AML/CFT policies and collaborating with global organizations like FATF, G20 and IMF to enhance Singapore’s financial integrity. His central banking experience has equipped him with profound insights into regulatory frameworks designed to safeguard financial systems from illicit activities.

Currently, as Head of Group Policy, Strategy & Governance at OCBC Bank, Ernest aligns regulatory expectations with banking operations, proactively addressing evolving AML risks and fostering a robust compliance culture. Known for his pragmatic problem-solving approach, he believes that compliance is not just about meeting regulations but also about protecting institutions and supporting safe and sustainable business growth. Passionate about mentoring and thought leadership, he enjoys engaging in conversations on the future of AML, AI-driven compliance, and the challenges of cross-border financial crime.