Enhancing Complex Financial Crime Investigations: Case Studies from FIUs

For over a decade, Michelle has excelled in progressively senior roles across Nasdaq Verafin, from product development and enterprise sales to her role today as the Head of AML Product Marketing where she spearheads innovation in the fight against financial crime. Through her dedication to customer success, strategic thinking and creativity, Michelle is passionate about helping financial institutions navigate today’s increasingly challenging AML and compliance landscape.

In July 2025, Chris Healy assumed the role of Financial Crimes Deputy Director with Truist Bank where he works with several AML professionals to ensure regulatory compliance and assist with overall risk mitigation.  Prior to his arrival at Truist Bank, Chris was an AML Manager with US Bank where he oversaw special projects working in conjunction with law enforcement and intelligence sharing with other financial institutions via the 314b program.  These projects analyzed emerging illicit trends ranging from Chinese Money Laundering Organizations, Russian Elites, narcotics cartels, child exploitation and human trafficking used by criminal organizations in an effort to combat these trends and deter these organizations from illegitimately using the United States financial system. 

Prior to his career in Financial Crimes with Truist and US Bank, Chris had a 25-year law enforcement career with Homeland Security Investigations as a Special Agent.  Chris worked in Nogales, Arizona, Newark, New Jersey, Washington, DC, Atlanta, Georgia and ended his career as the Deputy Special Agent in Charge in the Charlotte, North Carolina Field Office. During his time with Homeland Security Investigations, Chris worked and oversaw numerous investigations involving illicit drug trafficking, money laundering, human trafficking, transnational criminal gangs, counterproliferation and illegal exports of military commodities as well as child pornography. 

John Waterstram leads the Global Corruption and Counter Terrorism Team within PNC Bank’s BSA/AML Compliance Special Inquiry group. He joined PNC Bank in 2009, previously working with Citizens Bank’s Broker-dealer Citizens Charter One Investment Services Corp. and American Express Financial Advisors.

He holds degrees from The Pennsylvania State University and Pittsburgh Theological Seminary and a certificate in Financial Crime Investigation from Utica College.