Lauren
Sinacola, CAMS
Lauren Sinacola is a BSA/AML Compliance Consultant within the Enterprise Financial Crimes Compliance department at Bread Financial. Lauren’s primary focus is to provide BSA/AML program governance, while optimizing department processes and procedures through a regulatory lens, to ensure proper BSA/AML risk mitigation and compliance across the enterprise.
Prior to her current position, Lauren held various roles at Flagstar Bank, to include BSA/AML Risk Manager, where she was responsible for oversight of the bank’s CDD & EDD Program, as well as the design, implementation, and oversight of the bank’s Cannabis Related Business Risk Management Program. Additionally, Lauren spent several years conducting Quality Assurance reviews for BSA/AML related transaction monitoring alerts, CDD and EDD reviews, BSA/AML Case Investigations, and the annual BSA/AML & OFAC Compliance Risk Assessment.
Lauren has over 12 years of combined BSA/AML experience. Prior to her focus in the midsize banking industry, Lauren gained practical AML experience working within the Asset Forfeiture Unit and Health Care Fraud squad at the Federal Bureau of Investigation (FBI) in Detroit, MI, and Philadelphia, PA. Lauren is a Certified Anti-Money Laundering Specialist (CAMS) and holds a Bachelor of Arts Degree in English from Michigan State University.