Howard has over twenty years of experience in the AML field. Prior to joining The Star Entertainment Group, he was the Executive Director of AML operations for Las Vegas Sands, served as Director of the Global AML Program Management Office for Citigroup, and as a managing partner for an AML consultancy, led numerous AML regulatory remediation and re-design projects for large international banks, casinos and money service businesses. He has authored several books on AML topics ranging from program design, audit and best practices. Prior to his AML career, Howard was a Wall Street bond trader and a military pilot. He holds a Bachelors degree in Industrial and Operations Egineering as well as an MBA in finance.