Cheryl Grech is a seasoned banking professional with over 18 years of experience in the financial sector, including 13 years at HSBC in Malta. Her expertise lies in financial crime prevention, and she has collaborated with senior stakeholders and regulators such as FIAU, ECB, and Central Bank. In 2020, Cheryl joined Deloitte Malta's Risk Advisory team, where she leads the financial crime service offerings and go-to-market strategy. Cheryl has been instrumental in several significant financial crime engagements, including end-to-end AML/CFT transformations, transaction monitoring rule implementation and optimization, risk analytics, and customer due diligence remediation for major banks and other financial institutions. She is a proactive advocate for integrating technology and innovation in AML/CFT processes to reduce compliance costs. Cheryl holds a Management qualification from the University of Malta and is a certified CAMS Specialist (CAMS).