We are changing the number of qualifying credits one can attain for education past a master’s degree, as well as the number of qualifying credits one can attain for work experience.Although 40 qualifying credits are still required, this change means that applicants with a JD degree or a PhD can qualify based solely on education, and those applicants with 4 verified years of financial crime compliance work experience can qualify solely based on their experience.In addition, we will not be asking for references.