Risk Assessment Dark Blue - Hero - Desktop

ACAMS Risk AssessmentTM

A global software solution for assessing your financial institution’s money laundering risk

    ACAMS Risk AssessmentTM is a SaaS solution providing financial institutions worldwide with a comprehensive and automated means of measuring, understanding, and explaining their money laundering risk.

    Navigating Regulatory Complexity

    Based on a methodology developed by renowned anti-money laundering (AML) subject matter experts, the ACAMS Risk Assessment™ SaaS solution responds to global authoritative standards, and assists financial institutions of all sizes in meeting their AML risk assessment requirements. From community banks and credit unions, to global financial institutions, investment and security firms, and MSBs – including virtual asset products and services – our software solution ensures comprehensive coverage and peace of mind.


    Our AML risk assessment software objectively and consistently responds to the guidance of authoritative and regulatory bodies worldwide, giving institutions confidence that their AML and risk management program is up to par with the latest guidance and global best practices.


    Credible and Verifiable

    Our globally standardized methodology validates scoring decisions, provides data and narratives on internal AML controls, and measures the effectiveness of control programs. Controls and control effectiveness evaluations are mapped against best practices and guidance from global authoritative sources, paving the way for better AML risk assessment standards.

    Automated Efficiency

    Multi-user platform helps identify money laundering risks within and across lines of business and assists in mitigating risk by filling the gaps in AML controls.

    Transparent Risk Communication

    Presentation-ready reports, summaries, and scoring deliver a comprehensive money laundering risk profile to examiners, board members, and other stakeholders.

    Risk Assessment Cover Image 2022

    Comprehensive, Automated Risk Profile

    Stay Ahead of Changing Requirements

    ACAMS Risk Assessment™ is web-based, allowing for timely and seamless updates to help your institution keep up with ever-changing regulatory requirements.

    Our AML risk assessment software solution automates cumbersome manual processes to give you time to focus on what matters most: understanding and mitigating your institution's money laundering risk.

    Multiple-User Platform

    Enterprise-wide risk assessments facilitated across multiple business lines, locations, and criteria.

    Automated Risk Scoring

    Flexible, residual risk scoring supports institutions of all sizes, from community banks to global financial institutions.

    Presentation-Ready Reports

    From comprehensive reports to concise summaries, clearly convey your institution’s risk with dynamic graphic features like tables, pie charts, and other visual aids.

    A Holistic View Across Multiple Areas of Risk

    AML Risk Assessment

    Identifies risk in products, customer types, and geographies that are mapped to global AML authoritative standards and facilitates an evaluation of the effectiveness of your organization’s control program.

    Suspicious Activity Risk Assessment

    Covers a wide range of suspicious activities, including structuring, fraud, terrorist financing, money laundering, tax evasion, insider trading, and other financial crimes.

    Sanctions Program Risk Assessment

    Provides a global best practices for building a robust sanctions program framework. Measures the quantity of sanctions risk across an organization’s customer base, international transactions, e-banking products, and other related areas.

    Anti-Money Laundering Risk Assessment FAQs

    Please note, the content included within these FAQs is for general information purposes only, and it is neither legal nor business advice. You should consult your own legal and business advisors for advice that applies to your particular situation.


    What is an AML risk assessment?
    What is a suspicious activity risk assessment?
    What is a sanctions risk assessment?
    What are key factors to consider in determining an institution’s money laundering risk?
    How is the risk-based approach essential to an effective AML risk assessment?

    Explore Our Live or Virtual Demo Experience


    Experience the ACAMS Risk AssessmentTM SaaS solution at an upcoming Assembly Conference.


    You can also schedule a virtual demo for your organization.


    Fill out the form below to request a consultation. This will include a demo of the ACAMS Risk AssessmentTM SaaS solution, where we can discuss how our software can benefit your financial institution. Following your request, one of our dedicated ACAMS Risk AssessmentTM team members will contact you to schedule your personalized demonstration.

    Request a Demo

    Product demos of our AML risk assessment tool are open to financial institutions worldwide. To request a demo, please fill out form below and an ACAMS Risk Assessment representative will contact you. You may also reach us directly via email at riskassessment@acams.org.

    Phone Number