Northern Ohio Chapter

CAMS Certified AML Consultant with 29 years of Federal law enforcement experience as a U.S. Treasury Special Agent; 17 years in the banking and corporate environment as a BSA AML professional providing investigative, management, and audit skills to numerous large national banks; foreign correspondent banks; risk advisory companies; served as a BSA Officer for a community bank, Sr. Anti-Money Laundering Compliance Officer and SAR Investigations Manager for regional banks; and have conducted an OFAC regulatory audit for foreign-held banks operating within the U.S. Have further conducted AML Risk Assessments for foreign correspondent banks internationally and have worked classified Federal government contracts.  Have also conducted Foreign Corrupt Practices Act (FCPA) reviews and audits for significantly sized private and publicly held corporations.  Currently, a member of the ACAMS conference speaker cadre.

Email: fgvinc@yahoo.com

Frank Ciryak is the Division Manager for AML Operations at KeyBank, overseeing AML Investigations as well as Transaction Monitoring. Previously Frank was the Director of AML Operations for the Dominion Advisory Group. Frank joined the Dominion Team in 2014 after nearly two decades within the Financial Services industry. Frank has held key AML leadership positions with large financial institutions (Key Bank, JP Morgan Chase, Huntington Bank) for over twenty years and has been instrumental in developing compliant and efficient BSA/AML programs. Frank became a member of ACAMS in 2005 and has maintained his CAMS certification since 2006.

Cassandra Allgire is a highly experienced staff manager in the Transaction Monitoring Operations (TMO) department at PNC. She began her career in 2016 as an AML investigator contractor at US Bank and has since worked at Discover before joining PNC. Cassandra has a wealth of experience in AML roles, including OFAC, Risk-based Customer Due Diligence, Fraud, Investigation quality assurance, and Transaction Monitoring and Investigations. Her team was recently selected to become experts in HRC ATM Variance cases.

Cassandra holds a bachelor’s degree in Criminology and Criminal Justice Studies from The Ohio State University and worked as a private detective at the Columbus Detective Agency before entering the AML world. She became ACAMs certified in 2022.

c.allgire@pnc.com

Jenifer Burdecki is currently an AML Investigations Department Manager at Key Bank. Jenifer started her AML career with Key Bank in 2007 and held many different positions in the AML realm, such as AML Investigator, AML Detection Team Lead, and AML Detection Manager before rejoining the AML Investigation Department as a Manager in 2019. Prior to joining Key Bank, Jenifer has been in banking since 1998 holding various positions within the fraud area. Jenifer became a Certified Anti-Money Laundering Specialist (CAMS) in 2014.

jenifer.burdecki@keybank.com

John Goellnitz is a Detection & Investigation Associate II at PNC Bank performing case analysis, investigations for potentially suspicious activity, making risk-based suspicious activity recommendations and prepare SARs for AML and Terrorist Financing cases along with preventing overall risk to the bank. Prior to PNC Bank, Mr. Goellnitz worked as a Compliance Specialist/Team Leader at AML RightSource LLC providing his expertise in performing Suspicious Activity Reports (SAR), Currency Transaction Reports (CTR), case investigation, OFAC/FinCEN 314(a) scans and overall quality control. He is also well versed in Enhanced Due Diligence (EDD), money service business, audit preparation, report generation and risk rating customers.

phaney@amlrightsource.com

mcgaharanmorgan@gmail.com

Caitlin currently works at Crowe LLP as a Financial Crimes Consulting Manager with over six (6) years in the financial crime industry. Since joining Crowe, Caitlin focuses her time working on BSA / AML / OFAC audits and consent order validations for a variety of clients of all sizes, including FinTechs, credit unions and banks.

Prior to joining Crowe, Caitlin was part of the AML Compliance team at KeyBank. Caitlin specifically focused on high-risk customer CDD/EDD and worked on teams tasked with developing and implementing due diligence requirements for the bank’s high-risk customer base. Caitlin had a wide range of AML experience while in the banking industry, also working on a second-line AML audit team and many OFAC-related projects.

Sarah is currently an AML Investigations Department Manager at KeyBank. She started her career in banking in 2014 and has held several different roles including Fraud Analyst, Financial Crimes Investigator, AML Investigator, Quality Assurance Analyst, and EDD Manager to name a few. Sarah has worked for various financial institutions within the NE Ohio area. She earned her MS in Criminal Justice with a concentration in Criminal Behavior from Tiffin University and is also a Certified Anti-Money Laundering Specialist (CAMS).