日本チャプター Japan Chapter

Tomoko Oshima is Japan’s Regional Head of Financial Crime for MUFG. Tomoko has over 25 years of experience at MUFG in various senior roles across the lines of defense. More recently (since 2014) Tomoko is leading multiple teams in Financial Crimes Compliance both in the Americas and Japan to implement policy, drive process efficiency through the MUFG Centers of Excellence and engage with multiple regulators. As the Regional Head of Financial Crimes, Tomoko is responsible for the overseeing of the financial crimes -related enterprise risk management, corporate and retail compliance in Japan. Tomoko is the co-chair of the ACAMS Japan Chapter Board.

現在、三菱UFJ銀行（MUFG）にて本邦の金融犯罪対策の責任者を担う。MUFGで25年以上に亘り、主に2線を中心とした職務に従事。直近（2014年以降）は、米州と本邦のFinancial Crimesコンプライアンスにおける複数のチームをリードし、規則手続の導入をはじめ、業務集中化（Center of Excellence）の導入によるプロセスの効率化、海外当局を含めた各国当局要請事項の対応を実施。

現在は、本邦におけるFinancial Crimesコンプライアンスの地域責任者として、本邦の金融犯罪関連に係る全行レベルのコンプライアンス指導・監督・管理を行う。また、ACAMS日本支部理事会の共同議長を兼任。

After joining KPMG AZSA LLC in 2019, Mr. Mita has specialized in advisory services on financial crimes countermeasures including AML/CFT. He has expertise in a wide range of regulatory issues such as KYC, suspicious transaction reporting and economic sanctions, as well as the implementation of various systems and the use of RegTech and data analysis.

Prior to joining KPMG, at Mizuho Financial Group, Mita oversaw the establishment of a global and group-wide controls for financial crimes such as AML/CFT for more than 10 years, developing and promoting the various countermeasures. He was also a member of the Japanese Bankers Association (JBA), where he led the industry's efforts to strengthen AML/CFT and coordinated with the authorities.

Mita has also made many contributions to the promotion and advancement of AML/CFT in Japan, including speaking at ACAMS and other various types of seminars, and supervising the translation of the CAMS guidebook with two other members from megabanks at the time of ACAMS' entry into the Japanese market and appearing on a panel discussion at the second (essentially the first) seminar afterwards.

2019年にKPMG/あずさ監査法人に入所後　ディレクターとして、AML/CFTをはじめとする金融犯罪対策に関するアドバイザリー業務を担当。KYC、疑わしい取引の届出、経済制裁など幅広い規制対応と、各種システムの導入やRegTechやデータ分析の活用に知見を有する。

前職のみずほフィナンシャルグループでは、10年以上にわたりAML/CFTなど金融犯罪対策の全体の態勢整備を立案・推進し、グループ・グローバルベースの態勢構築を主導した。
また、業界団体（全銀協）にて業界としてのAML/CFTの強化に関する活動や当局との調整等をリードした。

なお、ACAMSの日本進出時には、他のメガバンクの2名とともに、ガイドブックの翻訳の監修も実施し、またその後のセミナー等のパネルディスカッションへの出演も第二回から行なうなど、他のセミナーでの講演活動等も含め、日本国内のAML/CFTの普及・高度化のための活動にも長年にわたって貢献している。

After joining Sumitomo Mitsui Banking Corporation, he spent 8 years handling financial regulations such as Banking Act and Financial Instruments and Exchange Act. Since April 2015, he has been working on the enhancement of AML/CFT in the AML Planning Department. From October 2021 to March 2023, he was seconded to the Financial Crime Prevention Department at PayPay Bank Corporation, and as of April 2023, he has been in his current position.

三井住友銀行入行後、8年にわたり、銀行法、金融商品取引法などの金融関連法務を担当した後、2015年4月より、AML金融犯罪対策部においてAML/CFT管理態勢の高度化に従事。2021年10月から2023年3月までPayPay銀行金融犯罪対策部に出向し、2023年4月より現職。

Joined Compliance Promotion Department of Mizuho Bank in 2018 as a Deputy General Manager of Anti-Money Laundering Office and have overseen global financial crimes compliance functions of Mizuho Bank.  Prior to joining the Anti-Money Laundering Office, he was a Deputy General Manager of Internal Audit to oversee and establish global internal audit framework of Mizuho Bank.  He also worked for a Joint General Manager of Asia & Oceania Regional Head in Singapore after 9 years experiences of Merger & Acquisition Advisory business in Mizuho Bank. 

He holds MBA from Simon Business School, University of Rochester, and a master’s degree of Kyoto University Graduate School of Science.

2018年より現職にてみずほ銀行のマネー・ローンダリング対策に従事。マネー・ローンダリング対策室以前は内部監査のグローバル企画、アジア・オセアニアの地域統括（シンガポール）、M&Aアドバイザリー業務等に従事。

ロチェスター大学経営大学院修了（M.B.A.）京都大学大学院理学研究科修了。

Risa Ito, after joining Nomura Securities Co, Ltd. in 1999, has engaged in strengthening compliance framework in Compliance Division for 15 years, including trade surveillance and advisory on equity and debt transactions, and planning of various initiatives of compliance.

In 2018, as a founding member of Anti-Money Laundering Dept., she has been in charge of development of AML/CFT framework of Nomura.

She was appointed as Executive Director of Planning Section of Financial Crime Dept. in 2019. Since then, she has been responsible for group-wide governance, planning in-house training from AML/CFT perspective, and responding to regulatory request from authorities.

1999年野村證券入社。20年以上コンプライアンス業務に従事。株式・債券の取引審査・アドバイザリー業務及び諸施策の企画立案等、コンプライアンス態勢の強化を担当

2018年よりマネー・ローンダリング対策室の設立メンバーとして、野村證券およびグループ全体のAML/CFT管理態勢の構築および高度化に取り組む

AML/CFT観点からのグループガバナンス・社内研修の企画立案・当局対応等を担当

2025年4月より現職。早稲田大学政治経済学部卒。公認AMLスペシャリスト（CAMS）

Toru Yamazaki is the Japan Head of Global Financial Crimes at Morgan Stanley MUFG Securities. He oversees the Financial Crimes program for all Morgan Stanley group companies in the Country.

He joined Morgan Stanley MUFG in 2022. Prior to joining Morgan Stanley, he worked for J.P. Morgan as the Japan Head of Financial Crimes Compliance, and at a European global financial institution where he held various leading positions including Japan Head of Anti-Money Laundering Compliance, as well as Advisory for Banking and Trade Surveillance.

He holds a BA in Law from Tokyo University, and is an Advanced CAMS Certified Anti Money Laundering Audit Specialist (CAMS-Audit).

 2022年1月より現職。日本におけるモルガン・スタンレーのグループ各社の金融犯罪対策を統括。モルガン・スタンレー入社以前はJ.P.モルガンの日本における金融犯罪対策の統括や、欧州系グローバル金融機関で日本におけるマネー・ロンダリング対策コンプライアンス統括の他、バンキング・コンプライアンス・アドバイザリーやトレード・サーベイランスにも従事しており、その経験を活かし幅広く金融犯罪対策や不正取引防止等に取り組んでいる。

東京大学法学部卒、公認上級アンチマネー・ロンダリング監査スペシャリスト（CAMS-Audit）

Ms. Fujii has been responsible for planning AML programs and preventing financial crime since 2003 and has developed various AML related policies and procedures for the bank, as well as AML systems.

Prior to join the AML team, she was a manager of the Human Resources Division and the Security Department.

Joined Daiwa Bank (currently Resona Bank) in 1988. Bachelor of Sociology, Osaka University.

2003年からAMLプログラムの企画や、金融犯罪防止を担当し、AML手続きや各種システムを構築。それ以前は、人事部や、資金証券部門に従事。
1988年、大阪大学卒業。同年、大和銀行（現在のりそな銀行）に入社。

In 1997, he joined Nomura Research Institute (NRI), where he was in charge of the planning, development and operation of a stock ordering system for major securities companies. In 2001, he was transferred to NRI Hong Kong, where he started planning, implementation, and operating a back-office system for a major securities companies, as well as shared ERP services for major manufacturing companies across the globe. After acquiring MBA in 2008, he returned to Japan, where he set up IoT services for a major automotive company. In 2017, he launched a shared AML/CFT service for major financial institutions.

1997年、野村総合研究所（NRI）入社。大手証券会社向け現株先物発注システムの企画・開発・運用を担当。2001年、NRI香港に出向し在アジア大手証券会社向けバックオフィスシステムおよび共同利用型ERPサービスの企画・導入・運用を担当。MBA取得後、2008年より大手損害保険会社向け損害調査パッケージサービスの企画・導入を担当。2013年にはIoTサービスの企画・導入を担当し、2017年には大手金融機関向けAML/CFTサービス事業の企画・導入・運用を担当。2017年より現職。

He worked for Mitsubishi UFJ Bank for 35 years in various roles. After 20 years of experience in international finance division of the bank, mainly in project finance fields, Toru was actively engaged in risk control and risk management for 15 years, especially focusing on AML/CFT compliance areas. Toru introduced KYC to all foreign units of the bank (except for the units in the US) and TMS to Asian units when he was in the key position at International Compliance Division. After that, he had been working as a Chief Auditor at Internal Audit Division of the bank, as an AML/CFT professional, particularly for AML/CFT Audits on overseas branches and subsidiaries for 8 years until he moved to Resona Bank/Resona Holdings in 2019.

Toru worked for Resona as the Adviser, reviewing and assessing the AML/CFT risks of the banks in Resona Bank Group, as well as ensuring the AML/CFT and Sanctions Compliance across the banks in the group.

After Resona, he started to work for CTBC Bank Tokyo Branch in 2022. As the Head of Compliance and AML Officer of the branch, Toru re-established and kept enhancing robust framework of AML/CFT and Sanctions Compliance throughout the branch, until he retired the bank in 2025.

Toru established AFC Research Institute in 2025 as the founder & sole proprietor, and has been providing advisories of Anti-Financial Crimes to multiple financial institutions as AFC Consultant.

He is Certified Advanced AML Audit Specialist (CAMS-Audit), Certified Global Sanctions Specialist (CGSS), Certified CAMS Instructor, Certified Internal Auditor (CIA), and Certified Fraud Examiner (CFE).

三和銀行、UFJ銀行、三菱UFJ銀行にて一貫して国際金融業務に従事。一線では主にプロジェクト・ファイナンス等のストラクチャード・ファイナンスを担当。二線でAML/CFTコンプライアンス業務を、三線で海外拠点のAML/CFTコンプライアンス監査を主に担当。2019年6月、35年強勤務した同行を退職、その後、りそな銀行/りそなホールディングスのアドバイザー、CTBC Bank東京支店のHead of Compliance/AML Officerを経て2025年7月にFC対策研究所を設立、金融犯罪対策コンサルタントとして多くの金融機関に金融犯罪対策に関するアドバイザリーを提供している。 

三菱UFJ銀行在職時の2000年代後半に、国際コンプライアンス統括部にてAML/CFTコンプライアンスに携わり、同行の米国を除く全海外拠点にKYC手続を導入するとともに、アジアの主要拠点に取引モニタリング・システムを導入。その後、同行監査部にて8年間、監査総括責任者として海外拠点の内部監査を実施、特にAML/CFTコンプライアンスでのテーマ監査を専門に担当した。 

公認AML監査スペシャリスト（CAMS-Audit）、公認グローバル制裁スペシャリスト（CGSS）、公認CAMSインストラクター、公認内部監査人（CIA）、公認不正検査士（CFE）

Hirofumi Suzuki joined MUTB in May 2014. He has served as SME for leading the design, development and implementation of MUTB’s global economic sanctions and anti-money laundering compliance programs. Prior to joining MUTB, he held similar roles at GE capital. At GE Capital he served as Japan AML Leader for implementation of US based financial crime compliance programs and related IT systems. He previously worked for Japanese major companies as a compliance officer in the field of general compliance and responses to authorities for 10 years. He has a Bachelor of Arts (BA) from Waseda University.

2014年に三菱UFJ信託銀行入行後、SMEとして国際経済制裁およびAMLコンプライアンス態勢の構築、高度化と運用に従事。前職のGEキャピタルにおいても同様に、Japan AMLリーダーとして米国における金融犯罪コンプライアンスプログラム、および関連のITシステムの運用に従事。それ以前には日本国内の主要企業において、コンプライアンスオフィサーとして10年にわたり全般的なコンプライアンスと当局への対応を担当。早稲田大学卒。

Since 2025, engaged in the establishment and enhancement of financial compliance systems at LINE Yahoo Corporation.  Previously, at LINE Pay, involved in the development and implementation of systems related to AML and CTF, as well as the planning, implementation, and operation of AML systems and eKYC systems.

In the previous role, 10 years were spent at NTT Data JETRONICS Co., Ltd. (now NTT Data Leweb Co., Ltd.), where the implementation and operation of a Watch List Filtering system for major financial institutions was the responsibility.

Mr. Goda had over 20 years’ experience in a Japanese Megabank starting at ex-Bank of Tokyo (today’s MUFG Bank) before joining a professional services firm in 2015. In the bank, he had a broad range of experiences in corporate banking including front offices responsibilities domestically in Japan and internationally in the Americas and Europe, relationship management with foreign financial institutions, planning of overseas internal audit, and planning & sales of global cash management services. Since 2009, he developed his careers in the financial crime compliance area continuously at compliance unit. Representing the bank, he joined industry activities such as Wolfsberg Group, SWIFT and ABA.

In the professional services firm, maximizing these unique experiences at the first to third lines of defence (front offices, risk management & compliance and internal audit), he is providing a variety of advisory services over compliance including AML/CFT/CPF and financial crime risk management.

Lived in Brazil, Spain and Chile, and speaks Spanish and understands Italian and Portuguese.

With ACAMS, he firstly established relations in early 2000s through industry events of Felaban and FIBA when it was headquartered in 8th Avenue (“Calle Ocho”) of Downtown Miami.

東京銀行（現在の三菱UFJ銀行）に入行し、20年超のキャリアを経て、2015年、プロフェッショナル・ファームに転籍。銀行時代は米・欧での法人取引に加え、外国金融機関のRM、海外内部監査の企画、グローバル・キャッシュ・マネジメント・サービスの企画・セールス等を幅広く経験。2009年以降は一貫してコンプライアンス部門に在籍し、金融犯罪コンプライアンス分野でのキャリアを蓄積してきた。銀行を代表してWolfsberg Group、SWIFT、ABA等の活動にも参加。

プロフェッショナル・ファームでは、銀行での１線（フロント）、２線（リスク管理・コンプライアンス）、３線（内部監査）のユニークな経験を活かしつつ、AML/CFT/CPFや金融犯罪リスク管理を含むコンプライアンスについての多様なアドバイスを提供している。

ブラジル、スペイン、チリでの居住経験があり、スペイン語を話し、イタリア語とポルトガル語を理解する。

ACAMSとは、2000年代初頭、FelabanやFIBAの業界イベントを介して最初の関係を構築（本部はマイアミ中心街の8番街（通称Calle Ocho）に所在）

Registered as a lawyer in 2001. After working at a law firm, he became an in-house lawyer for Aflac in 2007, and a partner of Proact Law Office in 2013.  In 2022, established his own law firm.
He handles corporate risk management, contingency risk management including crisis management and support for internal investigations, and support for the development of a framework for dealing with AML/CFT and anti-social forces.

Vice-Chairman and Secretary General of the Committee on Countermeasures against Violence Against Civil Intervention of the Japan Federation of Bar Associations, between June 2020 and May 2022.

Chairman of the Special Committee on Countermeasures against Violence Against Civil Intervention of the Tokyo Bar Association since April 2022.

Publications are "Liability for Damages of Top Officials of Designated Boryokudan in Special Fraud Cases Involving Designated Boryokudan Members," Police Science Review, Vol. 74, No. 11 and 12 (Nov. 2021); "Compliance of Banks and Other Financial Institutions," Economic Law Institute (March 2020, co-author) and others.

2001年弁護士登録。法律事務所勤務を経て2007年からアフラック企業内弁護士。2013年プロアクト法律事務所パートナーを経て、2022年霽月法律事務所開設。企業のリスクマネジメント、平時における企業のリスク管理、有事のリスク管理（危機管理、社内調査支援等）、 AML/CFT・反社会的勢力対応に係る態勢整備支援業務等を扱う。2020年日本弁護士連合会民事介入暴力対策委員会副委員長兼事務局長、2022年東京弁護士会民事介入暴力対策特別委員会委員長。

Rie joined Guardian Japan KK in 2025 as Head of Risk and Compliance which covers AML/CFT. Prior to joining the company, she spent over thirty years working in various roles across the financial services industry (investment banking, asset management and fintech), specializing in areas of Compliance, Legal, Internal Audit, AML/CFT and Risk Management.

Rie received her Master’s Degree in Law from University of Tsukuba and her MBA in Finance & Accounting from Chiba University of Commerce. She is a CAMS-Audit, CGSS, Certified Fraud Examiner (CFE) and a Certified Internal Auditor (CIA).

30年以上にわたり、金融サービス業界（証券、資産運用、フィンテック）でコンプライアンス、法務、内部監査、AML/CFT、リスク管理を専門とする様々な業務に従事した経験を有する。2025年より、第２種金融商品取引業に係るリスク管理・コンプライアンス業務に従事。

筑波大学で法学修士、千葉商科大学で会計ファイナンス修士（専門職）を取得。CAMS-Audit、CGSS、CFE（公認不正検査士)、CIA（公認内部監査人）を保有。