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ACAMS Risk AssessmentTM

A global software solution for assessing your financial institution’s money laundering risk

    ACAMS Risk AssessmentTM is a SaaS solution providing financial institutions worldwide with a comprehensive and automated means of measuring, understanding, and explaining their money laundering risk.

    Navigating Regulatory Complexity

    Based on a methodology developed by renowned anti-money laundering (AML) subject matter experts, ACAMS Risk Assessment™ responds to global authoritative standards and assists financial institutions of all sizes in meeting their AML risk assessment requirements. From community banks and credit unions to global financial institutions, investment and security firms, and MSBs – including those offering virtual asset products and services – our software solution ensures comprehensive coverage and peace of mind.


    Our AML risk assessment SaaS solution objectively and consistently responds to the guidance of authoritative and regulatory bodies worldwide, giving institutions confidence that incorporating ACAMS Risk Assessment™ into their internal processes facilitates a robust  AML risk management program that is up to par with the latest guidance and global best practices.


    Credible and Verifiable

    Our risk-based methodology supports institutions in validating scoring decisions, features user input fields for narratives on internal AML controls, and helps institutions measure the effectiveness of their internal preventative and detective controls. Methodology is mapped against best practices and guidance from global authoritative sources, allowing for objectivity in an institution’s anti-money laundering risk assessment framework.

    Automated Efficiency

    The multi-user platform helps identify money laundering risks within and across lines of business and assists in mitigating risk by helping financial institutions fill gaps in their AML controls.

    Transparent Risk Communication

    Presentation-ready reports, from dynamic graphics to executive summaries and detailed narratives, deliver a comprehensive money laundering risk profile to examiners, board members, and other stakeholders.

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    Comprehensive, Automated Risk-Based Scoring

    Stay Ahead of Changing Requirements

    A web-based software solution, ACAMS Risk Assessment™ allows for timely and seamless updates to help your institution keep up with ever-changing regulatory requirements.

    Our AML risk assessment solution automates cumbersome manual processes to give you time to focus on what matters most: understanding and mitigating your institution's money laundering risk.

    Multiple-User Platform

    Enterprise-wide risk assessments facilitated across multiple business lines, locations, and varied criteria.

    Automated Risk-Based Scoring

    Flexible, residual risk scoring supports institutions of all sizes, from community banks to global financial institutions, to support decision making and action plans.

    Presentation-Ready Reports

    From comprehensive reports to concise summaries, clearly convey your institution’s risk with dynamic graphic features like tables, pie charts, and other visual aids.

    A Holistic View Across Multiple Areas of Risk Via a Variety of Risk Assessments

    AML Risk Assessment

    Identifies risk in products, customer types, and geographies that are mapped to global AML authoritative standards and facilitates an evaluation of the effectiveness of your organization’s control program.

    Suspicious Activity Risk Assessment

    Covers a wide range of suspicious activities, including structuring, fraud, terrorist financing, money laundering, tax evasion, insider trading, and other financial crimes.

    Sanctions Program Risk Assessment

    Provides global best practices for building a robust sanctions program framework. Measures the quantity of sanctions risk across an organization’s customer base, international transactions, e-banking products, and other related areas.

    Anti-Money Laundering Risk Assessment FAQs

    Please note, the content included in these FAQs is for general information purposes only, and it is neither legal nor business advice. You should consult your own legal and business advisors for advice that applies to your particular situation.


    What is an AML risk assessment?
    Can this risk assessment software be customized to fit specific business needs?
    How does ACAMS Risk Assessment™ support institutions with their suspicious activity risk assessment program?
    How does ACAMS Risk Assessment™ support institutions with their sanctions risk assessment program?
    What are key factors to consider in determining an institution’s money laundering risk?
    How is the risk-based approach essential to an effective AML risk assessment?

    Explore Our Live or Virtual Demo Experience

    Experience the ACAMS Risk Assessment™ SaaS solution at an upcoming Assembly conference.


    You can also schedule a virtual demo for your organization.


    Fill out the form below to request a consultation. This will include a demo of the ACAMS Risk Assessment™ SaaS solution, where we can discuss how our software can benefit your financial institution. Following your request, one of our dedicated ACAMS Risk Assessment™ team members will contact you to schedule your personalized demonstration.

    Request a Demo

    Product demos of our AML risk assessment tool are open to financial institutions worldwide. To request a demo, please fill out the form below and an ACAMS Risk Assessment™ representative will contact you. You may also reach us directly via email at riskassessment@acams.org.

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