Enhancing Financial Inclusion with a Risk-Based Approach
Fight Poverty and Crime Through Financial Inclusion
Today, an estimated 1.7 billion people around the world lack access to basic financial services and products – a situation that perpetuates poverty, fuels informal money transfer systems, and leaves populations vulnerable to criminal exploitation. But it doesn’t have to be this way.
By adhering to Financial Action Task Force (FATF) recommendations and the guidance of anti-money laundering experts, banks and other institutions can use a risk-based approach to extend financial access to low-income groups, underserved rural communities, and displaced persons.
Enhancing Financial Inclusion with a Risk-Based Approach Course Content
Developed by the Royal United Services Institute (RUSI) and ACAMS, with the support of the Bill & Melinda Gates Foundation, this financial inclusion certificate course offers a comprehensive overview of how the risk-based approach to anti-financial crime (AFC) compliance can play a critical role in addressing financial inclusiveness, poverty, and fighting illicit finance across the globe. The course outlines the AFC compliance steps, including guidance on onboarding and ongoing due diligence, that can help mitigate the impact of de-risking and other forms of financial exclusion.
あなたは～を学ぶでしょう
- Recognise the negative impact of financial exclusion on society and on the global fight against financial crime
- Apply international recommendations to expand financial access for underserved communities using a risk-based approach to AFC compliance
- Build a financial inclusion strategy within your organisation’s risk management framework
- Communicate your risk-based decisions clearly to financial supervisors
- Contribute to FATF’s mutual evaluation process to help foster public-private partnerships that support excluded populations
主なコーストピック
- The negative impact of financial exclusion on society and on global efforts to combat financial crime
- International recommendations for expanding financial access to underserved communities while applying a risk-based approach to AFC compliance
- Building a financial inclusion strategy within a broader risk management framework
- Communicating risk-based decisions effectively to financial supervisors
- Engaging with the FATF mutual evaluation process to support public–private partnerships that aid excluded populations
Intended audience
- Financial crime analysts and anti-money laundering professionals at all levels
- Compliance officers who work in financial institutions and FinTechs
- Criminal investigators
- Open-source intelligence analysts
- ESG analysts and directors
- Sustainability professionals
- Civil society organizations engaged in fighting financial exclusion
Course structure
- Online and self-paced
- Two hours of coursework
- 10-question final assessment
- Results available immediately
FAQs
Financial inclusion is crucial to ensure that individuals and businesses have equal access to appropriate financial products and services. The advantages of financial inclusion courses like this one are that they can help you learn how to apply a risk-based approach to compliance controls and expand financial access to underserved populations.
The Financial Action Task Force (FATF) recognizes the benefits of financial inclusion in strengthening the implementation of anti-money laundering (AML) and counter-terrorist financing (CTF) measures. You can read more about this topic here.
In the Enhancing Financial Inclusion With a Risk-Based Approach course, you’ll gain an understanding of the role financial literacy plays in enhancing access to products and services. You’ll also learn how institutions can engage with FATF’s mutual evaluation process to drive public-private partnerships aimed at serving excluded groups.
This course is suitable for those interested in learning more about FinTech financial inclusion. It was created for anti-money laundering (AML) and compliance professionals of all levels working in the financial and FinTech sectors, criminal investigators, open-source intelligence analysts, ESG analysts and directors, sustainability professionals, and others in civil society organizations.
Currently, ACAMS only offers the Enhancing Financial Inclusion With a Risk-Based Approach Certificate course in English.
If you’re looking for further financial inclusion learning resources, why not take a look at ACAMS’ webinars on the topic:
Developed with
Supported by
価格
- 自分のペースで学習できるオンラインコースにアクセスしてください
- 400時間に及ぶトレーニングウェビナー（ライブ配信およびオンデマンド配信）
- 実務家向けツールキットとベストプラクティスガイド
- 世界中の11万5000人以上の会員からの視点
- ACAMSの全製品が割引価格で提供されます