Richard Mulder is a Board Member for the ACAMS Greater Salt Lake Chapter with over 13 years of experience in financial services, specializing in AML governance, risk management, and compliance. He currently serves as the FinTech BSA/AML Oversight Manager at First Internet Bank, where he partners with executive leadership to conduct in-depth risk assessments, oversee BSA/AML/OFAC/Fraud programs, and ensure regulatory alignment with federal laws and internal risk frameworks. Richard also serves as a subject matter expert to the BSA/AML Oversight Committee and executive stakeholders, providing recommendations for program enhancements and strategic solutions. 

Previously, Richard served as BSA/AML Reporting and Oversight Manager at American Express, where he led the development of advanced reporting tools, improved regulatory adherence, and conducted in-depth risk assessments to enhance operational efficiency. He also held the role of Chief Compliance Manager at Credit Corp Solutions, Inc., where he oversaw regulatory compliance, conducted audits, and implemented compliance manuals that elevated operational standards. 

He holds a Certified Anti-Money Laundering Specialist (CAMS) certification and excels in utilizing data analytics and technology for regulatory reporting and risk mitigation. 

Richard obtained his Bachelor’s in Business Management at Brigham Young University. In addition to his professional expertise, Richard is a published author of a science fantasy series and the owner of SciFan Media, where he provides promotional services for authors. He enjoys spending time with his beautiful wife and their five children—three boys and two girls—who bring joy to his life.

Email: richard@rmmulder.com