David
Rowe-Francis
David created Praxis Compliance Consultants to provide practical compliance and regulatory advisory services to the ASEAN blockchain, crypto, digital, payments and fintech communities. David acts as interim MLRO, CCO or strategic licensing advisor to Start-up or Family offices. David uses his global experiences of the regulatory landscape and expectations to help firms compliantly deploy digital assets (including currencies, derivatives [vis ISDA], NFT/FT, and smart ‘legal’ contracts) compliant products and services. Prior to Praxis David led economic crime, regulatory and non-financial risk mitigation advisory departments, at HSBC and RBS. More recently as Head of Transaction Monitoring in HK David leveraged his deep knowledge of financial crime typologies, market abuse and hidden networks to collaborate with pier data scientists and front-line business partners to optimize and recalibrate the models that drive the banks’ payments, screening and financial crime monitoring systems and controls. David has also led remediation teams responsible for HSBC’s AML/CFT and TM regulatory response to its various global regulators. Whilst in the UK, David served has HSBCs’ FCC Head of AML, and at RBS he ran AML, ABC, Fraud, Investigations, Sanctions, Shipping, Trade Finance and Operational Risk teams. Before joining banking, David was the first Senior Money Laundering Advisor for the Law Society of England & Wales. Through pro-active volunteering with leading innovative technology Think-Tanks, including the UK’s Fraud Advisory Panel, David retains his passion for the advancement of ethical Ai/ML, DEI and financial inclusion, which is why CBDCs is close to his heart.