Guillermo Horta. Global Head and Chief Anti-Money Laundering and Anti-Terrorist Financing Officer of Scotiabank for all the International Banking business across the globe. Before joining Scotiabank, Guillermo was the Global Head of Financial Crimes Compliance for UBS AG Americas. Previously, Guillermo held several positions with Bank of America Merrill Lynch, including Managing Director and Global Senior Executive of Financial Crimes Compliance, as well as Head of Financial Crimes Compliance for the Americas. Furthermore, Guillermo held several positions within the Legal and Compliance Units at Citigroup, including Managing Director and Head of Anti-Money Laundering and Economic Sanctions for Mexico and Latin America. Guillermo is the former President of the Anti-Money Laundering Committee of the Latin American Banks Federation (FELABAN), former Chairman of the Compliance Committee of the Mexican Banks Association (ABM), former member of the Anti-Money Laundering Committee of the Florida Bankers Associations (FIBA) and former President of the Latin America Task Force of ACAMS. Guillermo has a J.D. degree in Law from the Universidad Iberoamericana and has postgraduate studies in Criminal Law and Telecommunications Law. Before his career in the financial system, Guillermo worked in a government agency involved in topics related to justice procurement and as an associate in a prestigious international law firm in Mexico City.