AFC Trends & Typologies: Applying Horizon Scanning for Intelligence Assessments

Ana Davila is Head of Stripe’s AML Intelligence and Strategy Team. Prior to joining Stripe, Ana was Senior Investigator at Kroll, a global risk management consulting firm, where she led complex investigations into a wide range of issues including corporate fraud and sexual misconduct. Ana Davila has also served as an independent consultant for the United Nations Counter Terrorism Executive Directorate and has experience working at public policy Think Tanks in Washington D.C. and Mexico City. Ana Davila holds a B.A. in International Relations from the Tecnologico de Monterrey in Mexico and a Masters of Science in Global Affairs and Transnational Security from New York University.

Sophie Moser leads the Financial Crimes Risk Management function for U.S. Bank. In this role, she interacts with the business lines on key AML topics, provides advice and counsel on significant customer and business changes, and assists the businesses through complex financial crimes scenarios.

Sophie has over 13 years of BSA/AML experience in the financial industry at large and mid-size financial institutions. Her financial crimes roles range from governance and oversight, such as policy development, policy implementation oversight, and business line advisory, to financial crimes operations. She started her financial crimes career at the U.S. Department of Treasury’s Office of Intelligence and Analysis where she spent over two years as an intelligence analyst.

Ray Olsen is an accomplished financial crime executive leader with 19 years of professional banking and financial services experience, specifically in Fraud, AML/BSA and OFAC. He is currently the Senior Vice President Senior Director of Enterprise Fraud Management at the Wintrust Financial Corporation in Rosemont, IL. Wintrust Financial Corporation is a full-service bank, 68 billion in assets, 200 branch locations in IL, WI, IN, MI and FL.  Ray leads a large team of Fraud Investigative professional fraud analysts, investigators, and leaders. Ray is a former law enforcement officer and a US Army Reserve veteran.