A former Deputy Public Prosecutor with the Commercial Affairs Department (CAD), Ministry of Finance, Singapore, and Litigation Partner with Drew & Napier, Ms. Lazar joined the Financial Sector in 2005. She started with Citi Private Bank (CPB) as a member of the Global AML Team, and was responsible for the review and development of globally consistent CPB AML policies. Her role subsequently became regional to include oversight of the AML controls for Consumer and Corporate Banking. Her responsibilities included Regional APAC AML policy development, governance / reporting and training.

In 2010, Ros joined Citi’s Internal Audit. As part of the CPB-Asia team in November 2010, she has audited various controls and processes of private banking, as well as the trust and brokerage business, with special focus on AML/CTF controls. She returned to her former AML role when she joined Standard Chartered in November 2013 as Country Head of Financial Crimes Risk for Singapore, where she remained until 2018, and shortly thereafter joined Julius Baer Singapore as AML & KYC Head. 

She is one of the Founding Members of the ACAMS Singapore Chapter Board in 2012, and held the position of Board member for 4 years. Ms. Lazar holds a Masters in Law from Columbia School of Law, New York, and has been CAMS-certified since 2009, and a CAMS-certified instructor since 2018. She is a frequent speaker at ACAMS events since 2010. She is also the key contributor to the ACAMS Singapore AML Regime Exam. Ms. Lazar joined ACAMS as Regional AML Director – APAC on 12 October 2020.