Todd is the Deputy BSA Officer at Citizens Financial Group, where he leads the Governance & Advisory teams responsible for the enterprise-wide Anti-Money Laundering & Sanctions program. 

Todd has over 30 years of financial crime, consulting, and law enforcement experience including leading both governance and operations within AML programs and advising executive leadership on financial crime, regulatory compliance, and operational strategies across financial services companies both in the US and internationally. 

Over the last decade, Todd has worked within consulting firms, where he focused on helping complex organizations navigate Fraud and AML compliance challenges to build sustainable programs. He began his career in law enforcement, spending 12 years leading criminal investigations involving narcotics and money laundering. 

Todd has collaborated with companies that aim to improve efficiency and effectiveness in programs and use innovation to combat financial crimes and illicit finance. He has previously worked in the regulatory technology/software space collaborating with industry partners and customers as a financial crime executive and RegTech market expert. He influenced product innovation, sales, and delivery across the Americas for products that leverage artificial intelligence and machine learning within suspicious activity monitoring programs. Todd has advised several startups and high growth technology providers on financial crimes risk management product development and go to market strategies.