A professional Chief Compliance Officer with 30+ years in banking (Europe) and other non-banking (GCC) financial services.  He has a degree in Banking and Finance, an MBA from University of Liverpool, and is a CAMS, CGSS, and CCAS certified professional from ACAMS.  A proven executive management record of directing a diversified team of Compliance/RegTech/FinTech professionals and Member of the Board of Directors for FIs in GCC and APAC regions.  A specialist in Payment Services, Crypto Assets, Regulatory and AML/CFT Compliance, Sanctions, Advanced Analytics and Forensics.  A Board member within the Lulu Financial Group and chairing the Compliance, Audit and Risk Committees in all countries Lulu Financial Group has presence. A great career also as an adjunct lecturer for the Chartered Bankers Institute, Professional Academies, and Universities/Colleges in Europe and Middle East.  An active member of the Public-Private Partnership Committee (ACPF) of the UAE, and member of the ACAMS Task Force as a subject matter expert for certifications.