John C. Calderon

John Calderon possesses over twelve years of industry experience at numerous multinational financial institutions, where he has held various leadership and consultancy roles, enabling him to deliver results-driven solutions. John currently serves as the BSA Officer of the International Bank of Chicago, a certified Community Development Financial Institution (CDFI) and the largest ethnic community bank in the greater Chicago area. Previously, John served as the Chief Compliance Officer of Bison State Bank, a community bank in Kansas City, where he launched a Banking as a Service (BaaS) and cannabis banking program (MRB). John was responsible for overseeing the bank's comprehensive regulatory compliance program, including the BSA/AML/OFAC program and related functions company-wide.

Prior to this, John served as the Director of Compliance for PLS Financial Services, where he oversaw the regulatory compliance program for one of the largest retail MSBs in the U.S., with over 200 locations nationwide. He also served as Vice President in the Global Financial Crimes Division of MUFG, where he led a group responsible for conducting enhanced due diligence reviews of high-risk customers, effectively mitigating potential financial crime threats. John has extensive experience in high-risk banking and has spearheaded significant remediation projects in response to consent orders and MOUs, showcasing his adaptability and expertise.

John holds a B.S. in Finance and Economics from the University of Illinois Chicago and an MBA from the University of Texas Permian Basin. In addition to his formal education, he possesses an array of professional certifications, including Certified Regulatory Compliance Manager, Certified Anti-Money Laundering Specialist, Certified Python Developer, and Certified SQL Developer. John’s commitment to the compliance community is evident through his active involvement with ACAMS and numerous law enforcement partnerships.