Carl Francois is a Senior Vice President and the BSA Manager at South State Bank and is responsible for the oversight of the AML investigations, SAR filing, Enhanced Due Diligence, and OFAC areas of the BSA department. Carl has been with the Bank for over nine years as it has more than tripled in size. He has been an AML analyst and SAR Team Leader prior to his current role.
Prior to joining South State Bank, Carl worked as an FIU Intelligence Analyst at Wachovia/Wells Fargo. He holds the designations of Certified Anti-Money Laundering Specialist (CAMS) and Certified AML and Fraud Professional (CAFP).
Francois has a Bachelor’s of Science degree from the University of South Carolina and is a graduate of the South Carolina Bankers School. He is also currently enrolled in the professional MBA program at the University of South Carolina.