Cathy Philpott is a Senior Financial Institution Examiner with the State of California Department of Business Oversight (DBO), Banking Division.  She joined the DBO in 2006 and during her tenure with the department she has obtained her CAMS Certificate and CFRIS Certification through Cannon.  She is considered a Bank Secrecy Act (BSA) Subject Matter Expert for the Northern California Office.  She has overseen AML/CFT examinations at a large institution, as well as problem institutions with AML/CFT issues.  She has been responsible for identifying weakness in AML/CFT exams that resulted in formal and informal AML/CFT corrective actions.  She has experience in Cannabis Banking, FinTech Institutions and Crypto AML.