Beth Beam is the Head of OFAC and AB&C for TD Bank NA.  Prior to joining TD, she was the Global Head of Sanctions at Interactive Brokers, and at Silicon Valley Bank, where she oversaw the pillars of the sanctions program, including system governance, risk assessment, training, screening operations, client due diligence, and policies and procedures, across the global enterprise. Prior to joining SVB, Beth was at Citigroup focused on regulatory change management, complex escalations, and liaising with OFAC. At Ernst & Young, Beth assisted clients ranging from payment processors to large financial institutions with sanctions issues. Beth started in sanctions in the Enforcement Division of OFAC investigating potential violations of U.S. sanctions by large multinational companies. Beth holds a B.A. from the University of Notre Dame and an M.A. from the London School of Economics.