South Florida Chapter

Elena is a Senior Manager within Crowe’s Financial Services Consulting practice. Elena leads Crowe’s Financial Crime System Implementation offering. She focuses on working with clients in the financial services industry to assess and mitigate regulatory risks. Elena helps select, implement, integrate, and optimize technology solutions. Her client experience includes a variety of institutions ranging from community banks to large global financial services providers that she has been assisting over the last eight years. Elena specializes in Financial Crime system optimization, data analytics, technology implementation, and project management.

Elena has led engagements to optimize Financial Crime systems and implemented technology that helps clients combat risk and realize efficiencies. Elena specializes in providing Financial Services consulting services, including transaction monitoring system optimization and technology implementation. Elena’s experience includes advising financial institutions with tuning methodology assessment and development, leading tuning execution, and managing large system implementation project projects. She has assisted clients with various transaction monitoring vendor solutions, including NICE Actimize, GVS Patriot Officer, FCRM, ECS, and FIS Prime.

As a Financial Crime System Implementation offering leader, Elena continuously works on developing a strategic direction of Financial Crime System Implementation, enhancing and innovating the solution, collaborating with clients, developing and providing internal training and knowledge sharing, and supporting the ongoing improvement of the offering.

Elena graduated from Florida International University with a Master of Business Administration (MBA) and a Bachelor of Science in Finance. In addition, Elena holds the Certified Anti-Money Laundering Specialist (CAMS) certificate.

Email: elena.sutton@crowe.com

Oscar Enriquez is a Director in Kaufman Rossin’s risk advisory services practice, with significant experience in assisting financial institutions including banks, fintechs, broker-dealers as well as other institutions navigate complex business challenges and manage risk, especially in the area of Bank Secrecy Act, Anti-Money Laundering and OFAC / sanctions compliance.

He specializes in implementing, validating, and calibrating BSA/AML/FRAML models and tools including transaction monitoring, customer risk rating, fraud, and OFAC / sanctions and watch list interdiction systems. He has experience in remediation of regulatory enforcement actions, training, risk assessments, workflow/staffing assessments, and NACHA review services. Oscar supports the Firm’s Risk Intelligence Suite, a line of Software-as-a-Service tools that provides real-time geographic risk, statistical analysis, visualized benchmarking of KPIs and project management solutions. Oscar also performs due diligence for forensic accounting, dispute-related and business valuation services.

Before joining Kaufman Rossin in 2015, Oscar spent eight years as a compliance professional at Banco de Bogotá, Colombia’s oldest bank. As lead investigator and compliance officer, he conducted BSA/AML/OFAC investigations for the bank’s U.S. agencies (Miami and New York). Oscar implemented, and managed the bank’s automated compliance technology.

Oscar is a Certified Professional in Anti-Money Laundering (CPAML), Certified Anti-Money Laundering Specialist (CAMS) and Certified Global Sanctions Specialist (CGSS). He earned his bachelor’s degrees in finance and international business from the University of Toledo and his Masters of Business Administration from Florida International University.

Yamil D. Haidar serves as the Senior Vice President, BSA AML Officer for U S Century Bank and its Holding Company, USCB Financial Holding, Inc In his role, he oversees and manages the BSA department ensuring compliance with Bank policies and adhering to all applicable regulatory guidance He ensures consistent execution of all elements of the BSA AML OFAC compliance program, attaining satisfactory audits and examinations Mr Haidar has over a decade of professional experience working in financial crimes prevention and banking compliance He is a Certified Anti Money Laundering Specialist ( and Certified Fraud Examiner ( He graduated from the Florida International University ( with a bachelor’s in business administration, majoring in Finance magna cum laude, and holds a master’s in business administration ( from Nova Southeastern University)  Since 2019 he has served as the Chair for the Florida International Bankers Association ( NEXTGen Committee and is an active member of the AML Committee) He has been a featured panelist for BSA AML OFAC internal audit seminars and BSA AML Officer roundtable events Mr. Haidar is also an adjunct professor at the Miami Dade College School of Business and Management.

Naomi Cabrera is an Audit Manager at PAAST, P.L. She specializes in providing assurance services to financial institutions. Her experience in the banking industry includes loan reviews, Federal Deposit Insurance Corporation Improvement Act audits; compliance audits; deposit operations audits; Bank Secrecy Act/Anti-Money Laundering and credit administration audits. In addition, Naomi has experience with BSA Model Validations, BSA audits and IT audits. She has also performed look-back projects as ordered by different regulatory bodies: FDIC, OCC, DFR and Federal Reserve. She has 5+ years of experience performing full scope BSA audits.

Naomi has performed various BSA model validations, which include performing a gap analysis of the Bank’s BSA/AML program, data integrity testing, testing the generation of alerts and profile exceptions, and performing an optimization analysis for flags and profile parameters. Naomi’s experience includes working with Assist, Enhanced Compliance Solution (ECS) and other BSA/ AML systems. In addition, Naomi’s experience in performing BSA/AML audits for financial institutions further strengthens her ability to assess AML risks and recommend industry best practices while performing BSA model validations.

Naomi frequently participates in educational programs provided by the South Florida Banking Institute in an effort to expand her industry knowledge and technical skills. She also participates in the annual Deposit and Lending Compliance Seminar hosted by PAAST.

Gurleen Kaur is on the Intelligence Unit at Block Inc., supporting the Compliance External Engagement & Intelligence Function focused on Human Trafficking. 

She brings over 10+ years of experience in AML investigations, financial crimes and regulatory compliance across both traditional banking and fintech. Gurleen’s work is centered around disrupting illicit networks, supporting law enforcement and collaborating on 314(b). 

Gurleen holds the ACAMS, Chainanalysis Reactor and certifications from TRM labs. 

Financial Crimes Compliance Expert and Global Head of Financial Crime Risk Management, Transformation and Strategic Delivery at TD Bank. Before joining TD Bank, Guillermo was the Head of Financial Crimes Risk Management and Chief Anti-Money Laundering Officer for Scotiabank IB, the Head of Financial Crimes Compliance for UBS AG Americas, the Global Senior Executive of Financial Crimes Compliance for Global Banking for Bank of America and the Head of Financial Crimes Compliance for the Americas for Bank of America Merrill Lynch. Guillermo also held several positions within Citigroup’s Legal and Compliance Units, including the Head of Anti-Money Laundering and Economic Sanctions for Mexico and Latin America. Guillermo is constantly invited as key note speaker to AML related international forums and is an active member of several AML and banking associations. Guillermo is the former Chairman of the Anti-Money Laundering Compliance Committee and former member of the Board of Directors of the Financial and International Business Association (FIBA), former Chairman of the Anti-Money Laundering Committee of the Latin American Banks Federation (FELABAN), former Chairman of the Compliance Committee of the Mexican Banks Association (ABM) and former President of the Latin America Task Force of ACAMS. Guillermo has a J.D. degree in Law from the Universidad Iberoamericana and has postgraduate studies in Criminal Law and Telecommunications Law. Before his career in the financial system, Guillermo worked in a government agency involved in topics related to justice procurement and as an Associate in a prestigious international law firm in Mexico City.

Vanessa is the Director of AML and Financial Crime Prevention at Securitize, where she leads the Anti-Money Laundering (AML) Compliance Program. With over 10 years of expertise in the AML Compliance field, she is dedicated to protecting Securitize from regulatory, operational, financial, and reputational risks.

Before her tenure at Securitize, Vanessa held various leadership roles in AML compliance. As Assistant Vice President for AML Risk at Morgan Stanley in New York City, she led a team of analysts in the on-boarding of wealth management and private banking clients. At State Street Financial in Boston, she served as an AML Business Consultant, spearheading Know-Your-Customer (KYC) remediation projects during the firm’s comprehensive AML compliance transformation.

Vanessa is a certified AML subject matter expert through ACAMS and has a strong track record in risk mitigation across complex financial environments. She earned her degree in Business Administration and International Business from the University of Rhode Island before moving to Boston where she embraced her passion for New England sports, becoming a devoted fan of Tom Brady and the Patriots during their Super Bowl victories.

A Rhode Island native, Vanessa’s passion for travel blossomed during her college years when she studied abroad in Spain. She now resides in sunny Miami, where she enjoys staying active, exploring the city, spending time with family and friends, and continuing her love for global travel.

Henry ‘Hank’ Hernandez is an Army veteran with 20+ years of experience in roles of increasing responsibility focused on anti-money laundering, fraud, internal investigations, sanctions, counterterrorism, threat finance, market abuse, business management, and policy/procedure implementation. Prior to joining HSBC, Hank served as an Intelligence Officer with the United States Army and later the Defense Intelligence Agency working on a wide array of homeland security and intelligence challenges spanning the Middle East and Western Hemisphere. Hank joined HSBC in 2015 through the Financial Intelligence Unit and went on to serve as a Senior Manager for Major Investigations and later as the US Head of External Engagement for Financial Crime Compliance. In these roles, Hank led/oversaw the firm’s most important AML-related investigations ensuring precise risk mitigation and regulatory compliance with many investigations requiring delicate liaison with Federal and local law enforcement bodies. In his quest to grow professionally and learn more about the business, Hank accepted a new challenge leading Business Management-related activities in support of the firm’s treasury services business for Commercial and Global Banking. Following a successful stretch assignment supporting treasury services, Hank went on to his current role leading AML and CDD policy/procedures and supporting the business financial crime risk team for Wholesale Banking where he works directly with the first line of business to mitigate risk before it materializes.

Hank is also HSBC’s National Chair for the firm’s Veterans Employee Resource Group known as Valor. In this capacity Hank oversees Valor-related volunteer activities, including internal and external engagements serving the veteran community. Hank is proud Military Veteran with multiple deployments in austere environments understanding firsthand the sacrifices and challenges faced by our veterans and their families as they serve and defend our great nation.

In his spare time, Hank enjoys quality time with his son, outings with family, fine dining with his beautiful wife, playing with his dogs, working out, traveling, and catching his beloved New York Yankees and Knicks. An admitted sports fanatic, he feeds his addiction by watching the Yankees religiously and the Knicks when possible.

Pablo Canton is the Senior Vice President and Chief Compliance Officer for ABANCA. He has over 30 years of experience assisting domestic and international financial institutions in the U.S, Europe, Central America, South America, and the Caribbean with Regulatory Compliance related matters. Pablo is CAMS certified since 2007, achieved a juris master’s degree with FIU Law specialized in Banking Compliance and a bachelor’s degree in international business with FIU.  He also maintains his CFE and other professional certifications.  He has served as subject matter expert for the United Nations Office of Drugs and Crime and has collaborated with various financial crimes investigations with U.S. Federal Law Enforcement agencies.

Daniella Trinchet is a seasoned compliance professional with over 15 years of expertise in financial services, specializing in Anti-Money Laundering (AML), sanctions compliance, and regulatory risk management. As the Chief Compliance Officer at Intermex, a publicly traded leader in money transfer services, she oversees a team of more than 150 compliance professionals operating across multiple jurisdictions, including the United States, Canada, Europe, the United Kingdom, Mexico, and Guatemala.

Daniella is recognized for her ability to align compliance strategies with business objectives while fostering a culture of integrity and accountability. She has successfully implemented technology-driven solutions to enhance monitoring, reporting, and regulatory adherence, significantly improving organizational efficiency. Her leadership has been instrumental in achieving compliance milestones, such as lifting federal consent orders and integrating compliance frameworks across global operations.

Fluent in English and Spanish, Daniella holds a Master of Business Administration with a specialization in Accounting and Finance and a Graduate Certificate in Forensic Accounting. She is also a Certified Anti-Money Laundering Specialist (CAMS) and an advocate for continuous innovation in compliance practices within the financial services industry.

Gabriel Caballero is a partner in Holland & Knight's Miami office and member of the firm's Financial Services practice group. Mr. Caballero concentrates his practice on the representation of domestic and multinational organizations (including banks, broker dealers, money services businesses, other financial institutions, investment companies, fund managers and private equity groups) on a broad range of business, licensing, regulatory and compliance matters. Prior to joining the firm, he served as an associate general counsel for the U.S. private banking subsidiary of one of the world's largest banks (as measured by market capitalization).

He regularly advises clients on issues relating to the Bank Secrecy Act (BSA), anti-money laundering, Office of Foreign Assets Control (OFAC), the Foreign Account Tax Compliance Act (FATCA), financial privacy, consumer protection, virtual/digital currencies (including Bitcoin), and enforcement actions by various federal and state regulatory authorities (e.g., the Federal Reserve, OCC, FDIC, CFPB, OFAC, FINRA, SEC and the Florida Office of Financial Regulation). Mr. Caballero has also counseled lenders and borrowers on issues relating to commercial lending, private banking, secured transactions, creditors' rights, letters of credit and negotiable instruments.

Diego Rosero is a seasoned financial crime and compliance executive with over 20 years of experience at the intersection of technology, regulation, and innovation. As the BSA Officer and Head of Compliance at Gemini, Diego leads regulatory and anti-financial crime strategy across the company’s highest-revenue verticals, including the U.S. digital assets exchange, the pioneering crypto-rewards credit card, and NFT platform Nifty Gateway. His leadership has driven material reductions in fraud and compliance risk while enabling high-growth, high-complexity product launches in highly regulated environments.

Prior to Gemini, Diego held senior leadership roles at Western Union, where he oversaw global suspicious activity reporting operations across 200+ countries, and at the U.S. Treasury Department, where he advised the Director of FinCEN on AML/CFT policy for virtual currencies and cybercrime. He has represented the U.S. internationally in FATF, G-8, and National Security Council working groups, and was appointed as a Treasury delegate to the Presidential Commission on Enhancing National Cybersecurity. 

Diego is a recognized thought leader in compliance innovation for digital assets and has authored first-ever U.S. MSB Industry Best Practices (ABA link).

Alex Sardinas is a seasoned financial crime expert with over a decade of experience in the industry. Currently serving as the Regulatory Risk Optimization Manager at Ocean Bank, a leading South Florida-based financial institution with over $5 billion in assets, Alex spearheads the research and implementation of cutting-edge technologies to enhance the Bank's regulatory risk management strategies.

With a solid foundation built over six years managing the High-Risk unit at Ocean Bank, where he led intricate investigations, Alex brings invaluable insight and proficiency to his current role. Alex is recognized for his expertise in various aspects of financial crime prevention, including BSA/AML, Transaction Monitoring, SARs, OFAC/Sanctions compliance, Model Risk Management, and Model Validations. Alex has a proven track record in rules optimization, implementation of new applications, and KYC application development.

Furthermore, Alex is an ACAMS certified member, demonstrating his dedication to upholding industry standards and staying abreast of the latest developments in regulatory compliance. He has also been a prominent speaker at numerous industry events, where he shares his insights on innovation and technology as they relate to BSA/AML practices.

Alex holds a Bachelor of Science in Criminal Justice with a minor in Psychology from Florida International University, providing him with a comprehensive understanding of the behavioral aspects underlying financial crimes. Armed with this academic background and hands-on experience across multiple facets of financial crime prevention, Alex is uniquely positioned to drive innovation and optimize regulatory risk management strategies.

Gus serves as the Senior Vice President, BSA/AML Compliance & OFAC Officer for Banco do Brasil Americas (BB Americas Bank).  He has over twenty (20) years of specialized experience in the Bank Secrecy Act (BSA)/ Anti- Money Laundering (AML) and OFAC Sanctions compliance.  In his role, Gus is responsible for oversight and the administration of the AML/CFT OFAC Sanctions compliance program ensuring compliance to all applicable US regulatory laws.  Gus leads a dedicated team of experienced financial crime specialists to foster and maintain a strong culture of compliance, and achieve a sound and safe AML/CFT OFAC Sanctions compliance program.  He is a seasoned financial crime expert with subject matter expertise in Latin America, and the Caribbean.

Gus graduated from Florida International University (FIU) with a Bachelor’s in International Business and a minor in Management.  In addition, Gus holds several AML/CFT OFAC Sanctions certifications such as the Certified Anti-Money Laundering Specialist (CAMS), Certified Global Sanctions Specialist Certification (CGSS), Certified Professional in Anti-Money Laundering (CPAML) from the Florida International Bankers Association (FIBA), Anti-Money Laundering Certified Associate (AMLCA) from the Florida International Bankers Association (FIBA), and the Anti-Money Laundering for Correspondent Banking Certificate from the Florida International Bankers Association (FIBA).