AFC in Practice: Enhancing Your Customer Risk Rating Models

Overview

This session explores customer risk rating models from a regulatory perspective, such as FFIEC guidance, and industry best practices. Attendees will learn how to identify relevant risk factors and data sources, compare different modeling approaches, and avoid common design and implementation flaws that can impact model accuracy and regulatory compliance. The discussion will highlight the importance of aligning risk rating practices with a focus on a risk-based approach, transparency, and thorough documentation.