Nicole
Murray, CAMS
Nicole joined the New York Department of Financial Services’ Research and Innovation Division in July 2022. As Head of Financial Crimes in the Virtual Currency Unit, she leads a team of specialists supporting the Application, Supervision, and Examination teams in all AML and financial crimes related matters. Prior to joining NYDFS, Nicole worked for JPMorgan within the Global Financial Crimes Compliance division as Vice President of Global KYC Policy where she advised senior executives across multiple business lines on complex KYC matters. In this role, she managed key initiatives, was the designated WHEM/LATAM Regional Lead for regulatory change, Advisory Forum Lead focused on emerging risks and KYC policy simplification efforts, and Arbiter for KYC disputes between QA and lines of business. Prior to JPMorgan, she was Vice President FIU Compliance Officer for Citibank where she led a team of analysts working complex investigations and served as SME on special projects for the executive team. Additionally, Nicole developed and directed a comprehensive MSB AML program from the foundation that was recognized by regulators, vendors, and financial institutions as an industry model. During her tenure she worked extensively with Federal and State law enforcement agencies to combat money laundering, fraud and other related crimes. She holds an M.B.A. and M.S. from The College of St. Rose and maintains her CAMS certification.