Joel
Payne, CAMS
Joel Payne is part of the Global Complex Investigations team at MUFG Bank. He has over 28 years of combined experience in law enforcement and the financial sector and has been involved in complex cases with global significance throughout his career. He retired from public service to join the private sector in 2014, and has conducted Fraud and AML Investigations, led initiatives in Know Your Customer and Know Your Customer Refresh (KYC/KYC-R), Due Diligence and BSA/AML Compliance, all while leading various investigation teams that have specialized in lending, card merchant services, credit/debit cards, and retail banking. In his current role with MUFG, he coordinates complex, multi-regional reviews, and undertakes investigations that are particularly sensitive or high-profile. The Global Complex Investigations team also provides strategic oversight and direction for the Global Financial Crimes Division’s engagement with law enforcement and industry peers.