Luxembourg Chapter

Ani Ghambaryan is currently Compliance Manager at Finance in Motion GmbH. She is a leading impact asset manager with many years of experience in impact investing, with emphasis on generating positive change in emerging markets including countries of the ACAMS Eurasia Chapter, through implementation of impact driven investment vehicles and investment solutions that contribute to the United Nations’ Sustainable Development Goals (SDGs).

Previously she held senior managerial positions such as Director of Risk Management, internal control and compliance department and a Member of the Management Board at ArmbusinessBank CJSC (one of the major banks in Armenia) and an Executive Board Member in ProCredit Bank Armenia, part of the international banking group ProCredit. She was responsible for the implementation and development of the AML, internal control and risk management, Information security functions for both banks.

Ani is also experienced and skilled in advisory roles. She has been a successful advisor to the project of implementation and improvement of AML and Compliance functions for a financial institution in Tajikistan for a considerable period.

Simultaneously Ani is a lead trainer for numerous international and local certification programs. She has been providing trainings to the banking sector participants since 2015, particularly on the improvement of AML and compliance, risk management topics of CMI (Chartered Management Institute) certification, FRR (GARP certification)- financial risk and regulation certification, and workshops on Implementation of Internal Capital Adequacy Assessment Process (ICAAP) and Internal Liquidity Adequacy Assessment Process (ILAAP) in in various banks.

She holds a master’s degree in finance and banking, and bachelor’s degree in economics from the Yerevan State University, is an active ACAMS member and holds both the CAMS and CAMS-RM Certifications.

Aurelio’s experiences concentrate on professionals of the financial sector, AIFMs and AIF, Fund Accounting and Transfer Agency, Domiciliary Services, branch of European Credit Institutions established in Luxembourg. With 14 years of experience as Chief Compliance Officer for companies registered in Luxembourg under the supervision of the CSSF, Aurelio is now acting as Conducting and Compliance Officer, MLRO for a Fund Administration company, PSF under the supervision of the CSSF. Previously, he worked, since 2003 in the Banking retail sector in Italy, covering always internal control functions.

During Aurelio’s past professional experiences, he has contributed to the setup and presentation of the PSF filing to the local regulator, the CSSF and the building of the entire setting of procedures and regulatory obligations as from the CSSF circular 12/552. Aurelio has also developed proficiency in KYC/AML controls and supervision of delegates. Aurelio participated to ad hoc compliance projects and regularly reports to the Board of Directors about his annual compliance plan. Recently, Aurelio collaborated with the external auditors in the redaction of the Long Form Report. Aurelio has developed the full set of necessary and mandatory procedures for the entity and he offers a daily compliance advisory assistance to the different departments. Aurelio is the contact person for the CSSF and the FIU. Aurelio developed a risk-based Compliance Monitoring Program covering the Luxembourg regulated business, formulating an annual control plan, conducting a program of monitoring tests and tracking the issues highlighted. Aurelio acts as Conducting and Compliance Officer, MLRO in the day to day management of the PSF, overseeing the efficient and effective running of the PSF from a regulatory and governance point of view, actively participating to the day to day operations.

Yuri is a seasoned Compliance leader with 20+ years of international business experience in various senior functions. Between 1999 - 2007 he had a career as navy officer within the Royal Dutch Navy, before he left in 2008 for Luxembourg where his career in Compliance started. 

Starting at HSBC where he progressed his career from Senior Compliance Officer to Country Head of Compliance in 2014. Afterwards he worked as Chief Compliance Officer / MLRO at PayPal and Ant Financial (Alibaba’s mobile payments wallet) until he returned to The Netherlands end 2019 to become MLRO for Global Innovation and M&A Risk Management within ING’s Innovation business area in Amsterdam. After 2 ½ years in NL he returned to Luxembourg in April 2022, where Yuri is now Chief Compliance Officer/MLRO at Skandinaviska Enskilda Banken (SEB), Luxembourg Branch. 

Over the past 20+ years he has gained extensive expertise in leading multi-cultural teams, mainly in the fields of Financial Crime Compliance and Regulatory change. 

Besides his Naval Academy degree and a post-doctoral degree in operational auditing from the University of Amsterdam, Yuri is also a Certified Anti-Money Laundering Specialist (CAMS®), Certified Anti-Fraud Specialist (CAFS), Certified AML FinTech Compliance Associate (CAFCA) and a Certified Cryptocurrency Investigator (CCI). 

Yuri also enjoys participating to Compliance conferences and sharing experiences.

Fabrizio is a confirmed professional with more than twenty years’ experience in the financial industry. His background in compliance comes from different areas such Securities Services, Asset Management and Private Banking gained in Luxembourg and U.K.

Fabrizio spent his last 6 years with intensive exposure to Virtual Assets, Virtual Assets Service Providers compliance and regulatory framework particularly within MiCA (Market in Crypto Assets), DORA (Digital Operational Resilience Act), DLT Pilot Regime, Travel Rules, AML/KYC/KYT, FATF, U.S. rules.

Holder of a master in finance obtained at the University of Turin in Italy, his hometown, he started his career in the AML / KYC world in 2000 at JP Morgan. His evolution then continued by covering different positions within big names in Luxembourg such as RBC Dexia, Alliance Bernstein, BNP Paribas Asset Management, Northern Trust, SOGELIFE, Commerzbank,Taleo Consulting Group and XGD Europe S.A. He also spent some time in London at Bank of Montreal. During his career, Fabrizio has developed an extensive expertise in client management skills, built upon a deep understanding of client/processes lifecycles as well as a strong and successful experience in leading small and large teams. He also showed a remarkable “savoir faire” in the implementation and management of regulatory issues and strong expertise in increasing secure compliance level.

Fabrizio is considered as an excellent and effective communicator adept at dealing with a wide range of stakeholders, conveying compliance business needs to technical teams and presenting analysis and recommendations to senior management. He says to be always driven by the principle of continuous improvement and to go the “Extra mile”.

Rafael is a hands-on professional with more than 16 years of experience in control functions. Over the past 13 years, he has been working in Anti-Money Laundering in Luxembourg, holding different roles such as Chief Compliance Officer at Andbank Luxembourg, Head of AML/MLRO for Julius Baer and Credit Suisse Luxembourg European Hubs, Chief Compliance Officer at Mitsubishi Luxembourg, and Authorized Manager / Chief Compliance Officer of Banco BV Luxembourg Branch.

In the AML field, Rafael has a track record of implementing tax compliance controls, AML risk matrices, KYC/AML systems, new onboarding processes, organization of AML controls, training, etc. Rafael also has experience with regulatory topics such as MiFID II, GDPR, and PSD2.

Rafael is a French, English, Spanish, and Portuguese speaker, holding an MBA from Fundação Getulio Vargas (Brazil) and a Banking and Finance Master’s degree from Luxembourg School of Finance (Luxembourg). Rafael is also a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Compliance Officer certified by ALCO (Association Luxembourgeoise des Compliance Officers).

Sherry has over fourteen years of international professional experience in the Compliance, Audit and Forensic Investigation sectors in Asia, Europe, South-America and Africa.

After obtaining the bachelor’s degree in one of the top universities in China, Sherry further acquired LL.M (master in Law) from Erasmus University Rotterdam, Universität Hamburg as well as Aix-Marseille Université.

During her career with PwC and Deloitte, Sherry worked on various compliance projects (anti-bribery and corruption, anti-money laundering etc) for multinational companies such as Siemens, Microsoft, ABN AMRO, Credit Suisse, Nordea, BIL etc.

Sherry also worked in the compliance department of Luxembourg private banks managing both AML and regulatory compliance tasks. She currently works in the Compliance and Regulatory Department of Bank of China, Luxembourg.

Sherry is a Certified Anti-Money Laundering Specialist since 2014 and compliance officer certified by Luxembourg Association of Compliance Officers (ALCO). She is also a Certified Fraud Examiner (CFE) and Chartered Certified Accountant accredited by ACCA.

Mr. Jaime Prieto is a lawyer experienced in Financial Crime, Anti-Money Laundering and Counter Terrorism Financing having extensive professional experience in both public and private sectors. 

Mr. Prieto has been a Head of Compliance in the European Union, the Americas and the Caribbean for banks, trust companies, asset managers, Big Four audit and advisory firms, RegTechs, government agencies and other types of financial professionals. In addition to his experience, he has been legal and educational chair in several compliance and sectorial organizations and performed as a teacher and speaker for a number of organizations and in several local and international forums. Furthermore, Mr. Prieto is an experienced Money Laundering Reporting Officer and a Data Protection officer with additional experience in risk management.

Martyna is an economist experienced in Anti-Money Laundering, Counter Terrorism Financing and regulatory compliance. She is passionate about new compliance technologies.

Martyna gained her broad compliance experience working in the fund and banking sectors, Big4 as well as in the area of intelligent real estate investments. Moreover, Martyna was an active member of G20 Youth Forum conference working on the Entrepreneurial Climate for Youth solutions.

Martyna participates in working groups established by the Association of Luxembourg Compliance Officers (ALCO). She is also an ACAMS® Certified Member and IFBL Certified Compliance Officer in the Financial Sector.

Martyna holds a Master degree in Economics from University of Cologne. 

Tatiana has been working in the field of Regulatory Compliance and Anti-financial crime in both private and public sectors, mainly EU institutions, after graduating from two top German universities with a Master of Law and Business degree as well as obtaining an MBA from Spain.

Her experience includes working in consulting on complex money laundering cases within global banks, as well as assisting clients with regulatory investigations arising from allegations of market manipulation, violation of fiduciary responsibilities and internal fraud.