Zaruhi
Badalyan, CAMS, CAMS-RM, CGSS
Zaruhi currently is the Chief Compliance Officer of the Central Bank of Armenia. Simultaneously, she is also performing functions of legal advisor at the Financial Monitoring Center of the Republic of Armenia (hereafter FIU Armenia). Zaruhi has a legal background holding Bachelor’s and Master`s degrees in legal sciences from Yerevan State University and American University of Armenia. She has worked extensively in the field of AML/CFT compliance both from regulatory and practical perspective. Projects conducted by her include implementation of FATF Recommendations through drafting of relevant legislative amendments, providing advice to reporting entities on ML/TF risk assessments, KYC procedures, sanctions compliance, conducting strategic and operational analysis and etc. In addition, Zaruhi has designed and implemented the compliance function of the Central Bank of Armenia.
Zaruhi is also an international expert involved in mutual evaluations of Moneyval (FATF style regional body) member countries. She is an active member of ACAMS and is a Certified Anti-Money-Laundering Specialist (CAMS).