Bill is Chief Capital, Model and Liquidity Risk Officer for Comenity Bank and a Senior Director of the risk management group at Alliance Data. He has over 25 years experience managing risk in the financial services industry with much of that spent working with all facets of BSA/AML programs. Bill has worked with teams building new BSA/AML pro-gram risk assessments, policy, staffing, systems design, model development, validation and testing of BSA AML programs in the Finance, Insurance and Banking industry. Bill has held positions as varied as a BSA/AML program executive, global sanctions leader, BSA/AML model risk manager and as an audit executive designed one of the first continuous audit practices for AML program testing.
Bill has BS degrees in Accounting and Finance from Cleveland State University and still lives in Northeast Ohio with his wife Nadine (a proud CWRU PhD alum!) and dog Schuyler (who has no academic credentials).