Marta Michael
Carpenter
Marta Michael Carpenter is the Head, FCC Intelligence, Investigations, and TM Oversight for Europe and the Americas at Standard Chartered Bank. Marta leads approximately 200 highly trained, onshore financial crime experts responsible for the design and implementation of transaction monitoring scenarios; investigations into potentially suspicious activity arising out of automatically generated cases and cases resulting from law enforcement, internal, external referrals; and the reporting of potentially suspicious activity to the Financial Crime Enforcement Network (FinCEN) at US Treasury. Her team includes intelligence officers, Cyber experts, and transaction monitoring subject matter experts. Marta is a steering member of the Financial Crimes Compliance Diversity Program, launched in May 2020, which aims to increase representation and access to careers in Anti-Money Laundering, Anti-Bribery & Corruption, Fraud, and Sanctions Compliance at Standard Chartered’ s New York branch.
Marta is an expert in AML and payments compliance and comes to SC with 18 years of experience at large financial institutions, including most recently Bank of America, where she led an enterprise-wide advisory team responsible for ensuring AML compliance across all lines of business and products, which included the launch of Zelle, the first new US payment rail in 40 years. She also held senior positions at Goldman Sachs, Morgan Stanley and UBS.
Marta is a graduate of Rutgers College and New York Law School. She is a member of the New Jersey Bar.