Anna
Sperling
Anna Sperling is the BSA Officer and Vice President, Financial Investigations Manager for Independent Bank. Anna created the bank’s loss prevention department in 2006, which evolved into a comprehensive financial investigations unit in 2011. Her department’s responsibilities include maintaining the bank’s fraud and BSA/AML programs, as well as overseeing suspicious activity monitoring and managing cross-channel fraud investigations (deposit, loan, debit card, and money laundering). As BSA Officer, Anna is responsible for all aspects of the bank’s BSA/AML & OFAC compliance program, which includes conducting risk assessments, enhancing policies and procedures, and administering AML & fraud monitoring software.
She started her banking career with Standard Federal Bank, (now Bank of America) as a fraud investigator. In this role, she conducted numerous complex financial fraud investigations including ATM fraud, counterfeit check fraud, and internal embezzlement, referring criminal cases to law enforcement for prosecution.
Anna has over fifteen years of banking experience. She earned a Bachelor of Business Administration from the Ross School of Business at the University of Michigan. She is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Fraud Examiner (CFE).