US Capital Chapter

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Upcoming Event

  • ACAMS US Capital Chapter August Virtual Event: 2020 Trends in Financial Crime and Fraud
  • August 17, 2020
  • Presentation: 12:00 PM – 1:00 PM
  • Virtual Event
  • US Capital
  • Non-Chapter/Chapter Member: Free
  • 1 CAMS Credits
    **Please note that CAMS credit for this virtual event is available to members of the Chapter only.
  • Read More | RSVP Here

The ACAMS U.S. Capital Chapter is at the heart of the U.S. regulatory universe. Many of our members work daily with the people who monitor and enforce federal AML laws and regulations. Other members have the distinction, shared by thousands across the country and the world, of being part of the front line of defense against the crime of money laundering. This combined perspective and knowledge puts the U.S. Capital Chapter at the crossroads of where vigilance meets compliance. This Chapter is dedicated to the mission of ACAMS, the strong growth of the CAMS certification within the AML community and doing our part in strengthening the inherently close bonds of regulators, law enforcement, law makers and AML.

US Capital Chapter Winter Newsletter 2020

US Capital Chapter Summer Newsletter 2019

US Capital Chapter Winter Newsletter 2019

US Capital Chapter Winter Newsletter 2018

US Capital Chapter Summer Newsletter 2017

US Capital Chapter Winter Newsletter 2016/2017

What opportunities are available by joining the ACAMS U.S. Capital Chapter?

  • To be part of a unique AML community in the midst of the people and institutions that shape our regulatory environment;
  • To learn and share AML best business practices face-to-face with peers and AML community leaders and experts;
  • To attend presentations from subject matter experts, plus representatives of the regulatory and law enforcement communities;
  • To add your voice, experience and expertise in a local effort to promote, expand and enhance the AML community; and
  • To continue to make ACAMS and the CAMS certification the hallmark of the best in the AML profession.

The US Capital Chapter Executive Board

Thank you from the Executive Board

  • ACAMS US Capital Chapter August Virtual Event: 2020 Trends in Financial Crime and Fraud
  • August 17, 2020
  • Presentation: 12:00 PM – 1:00 PM
  • Virtual Event
  • US Capital
  • Non-Chapter/Chapter Member: Free
  • 1 CAMS Credits
    **Please note that CAMS credit for this virtual event is available to members of the Chapter only.

RSVP Here

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  2. Login or Register
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  4. Locate your event and “Add to Cart”
  5. Proceed to “Checkout”

ACAMS US Capital Chapter August Virtual Event: 2020 Trends in Financial Crime and Fraud

Please join the ACAMS US Capital Chapter for a 90-minute free webinar. We are pleased to welcome a panel of law enforcement experts who will discuss current money laundering and fraud trends, typologies, and enforcement cases. The panel will be moderated by Jim Dinkins, former head of HSI, now President of Thomson Reuters Special Services.

Free Event Via Zoom

You must RSVP to receive the Zoom link. Please RSVP by August 13, 2020

**Please note that CAMS credit for this virtual event is available to members of the Chapter only.

Speaker

  • Jill Adams – Analyst Money Laundering, Forfeiture & Bank Fraud Unit, FBI
    Jill Adams has served as a program analyst at FBI Headquarters in Washington, D.C. for the past ten years. She is currently serving in the Criminal Investigative Divisions’ Money Laundering, Forfeiture and Bank Fraud Unit, where she is responsible for Private Sector Outreach as well as the Bank Fraud program. Ms. Adams previously served as an analyst in the Economic Crimes Unit where she was detailed to the Securities and Exchange Commission.


  • John A. Cassara – Special Agent U.S. Treasury (Retired)
    John Cassara began his 26 -year government career as a covert intelligence officer during the Cold War. He later served as a Treasury Special Agent in both the U.S. Secret Service and US Customs Service where he investigated money laundering, trade fraud and international smuggling. He was an undercover arms dealer for two years. Assigned overseas, he developed expertise in Middle East money laundering, value transfer and underground financial systems. He also worked six years for Treasury’s Financial Crimes Enforcement Network (FinCEN) and was detailed to the Department of State’s Bureau of International Narcotics and Law Enforcement Affairs. Mr. Cassara’s final assignment was with Treasury’s Office of Terrorism and Financial Intelligence (TFI). Since his retirement, he has lectured in the United States and around the world on a variety transnational crime issues. He has been a consultant for government and industry. He is on the Board of Directors of Global Financial Integrity. Mr. Cassara has authored or co-authored several articles and books. His latest books include Trade Based Money Laundering: The Next Frontier in International Money Laundering Enforcement (Wiley 2016) and Money Laundering and Illicit Financial Flows: Following the Money and Value Trails (Amazon/KDP 2020). More information is available at www.JohnCassara.com.


  • Jim Dinkins – President, Thomson Reuters Special Services (TRSS)
    With 30+ years of public and private sector experience in federal law enforcement and the banking industry, Jim is a recognized leader in global law enforcement, intelligence, and financial crimes compliance. Jim entered government service in 1986 with the U.S. Customs Service and held numerous senior leadership roles. After 9/11, he became the Chief of the Cornerstone and Financial investigation Programs at the new Department of Homeland Security. In 2010, he established Homeland Security Investigations (HSI), the second largest criminal investigative agency in the United States. Jim retired as the head of HSI in 2014 and joined TRSS as General Manager. In 2015, he was named Senior Vice President and Director of Operations for financial crimes compliance at the nation’s fifth largest financial institution, where he established and led the anti-money laundering and terrorist financing teams. Jim returned to TRSS as president in 2019. TRSS helps government and private sector customers solve critical mission challenges by combining unique data, expert analysis, and technology.


  • Mike Caswell – Assistant Special Agent in Charge (ASAIC) – US Secret Service
    ASAIC Caswell has over 25 years of investigative and intelligence experience. He served as a subject matter liaison to the National Cybersecurity and Communications Integration Center (NCICC) at the Department of Homeland Security (DHS) and as a Congressional Fellow with the Financial Services Committee for the United States House of Representatives. As a Congressional Fellow, he worked on rules and regulations governing money laundering, access devices, money service businesses, money remitters, mobile payment systems, the Bank Secrecy Act, and Suspicious Activity Reports (SAR). ASAIC Caswell supervised the Secret Service’s National Capital Region Fraud Task Force and served as a stakeholder to a local SAR task force. His teams investigated a number of frauds associated with crypto-currencies, social media, e-commerce, business email compromises, ransomware, spear-phishing, and ATM/credit card fraud. He is currently assigned to the Office of Congressional Affairs.

ACAMS US Capital Chapter Virtual Event: Illicit Trade and Online Payments

The ACAMS US Capital Chapter is pleased to announce that the in-person “lunch and learn” event originally scheduled for March has been rescheduled as a virtual webinar. The chapter is delighted to partner with the Transnational Crime and Corruption Center (TraCCC) on a presentation from TraCCC’s Director Dr. Louise Shelley. Dr. Shelley will discuss her most recent research that follows from her book Dark Commerce: How a New Illicit Economy is Threatening our Future (2018). She will particularly focus on the fentanyl trade, online pharmaceuticals and human trafficking.

Free Event Via zoom

You must RSVP to receive the Zoom link. Please RSVP by July 13, 2020

**Please note that CAMS credit for this virtual event is available to members of the Chapter only.

Speaker

  • Dr. Louise Shelley, Omer L. and Nancy Hirst Endowed Chair, University Professor at George Mason University
    Dr. Louise Shelley is the Omer L. and Nancy Hirst Endowed Chair and a University Professor at George Mason University. She is in the Schar School of Policy and Government She wrote Dark Commerce while an inaugural Andrew Carnegie Fellow.

ACAMS US Capital June Live Webinar: Money Laundering and Fraud Challenges in the COVID-19 Era

Speakers will discuss money laundering and fraud arising from the challenges to safely doing business in the COVID-19 era. They will discuss specific cases and make attendees aware of red flags to be on the lookout for.

Free Event

Please note that CAMS credit for this virtual event is available to members of the Chapter only.

Access to the webinar will be sent to those that registered closer to the event.

Speakers

  • Lauren Kohr, CAMS-FCI, CFIRS, Senior Vice President, Chief Risk Officer at Old Dominion National Bank
    Lauren Kohr: As the Senior Vice President, Chief Risk Officer at Old Dominion National Bank, Lauren Kohr’s background includes more than fifteen years of experience in the financial sector with significant experience in BSA/AML compliance, regulatory mandated BSA/AML remediation, complex financial crime investigations and Enterprise Risk Management. Prior to her current role, she was the Senior Manager over AML/BSA governance and policy at Pentagon Federal Credit Union (PenFed) in Alexandria, VA and subsequent to her role at PenFed, she was the VP/Director of AML/BSA/OFAC at Metro Bank in Harrisburg, PA. During this time, she was responsible for developing, implementing and overseeing all aspects of the Bank Secrecy Act Compliance and Anti-Money Laundering Program. Lauren Kohr was awarded the ACAMS 2019 U.S. Capital Chapter, Excellence in Public/Private Partnerships, 2016 ACAMS AML Professional of the Year and authored the 2016 ACAMS Article of the Year. Lauren Kohr is a frequent guest speaker at conferences both domestically and internationally for the private and public sectors on AML/BSA/OFAC, including identifying complex financial crimes and developing counter threat finance typologies. In addition, Lauren has been a published author for several domestic and International financial publications. She serves on the Bank Secrecy Act Advisory Group (BSAAG), ACAMS Advisory Board, ACAMS U.S. Capital Board of Directors and AML Partnership Forum Board of Directors. Previously, Lauren served as the president of the Central PA BSA/AML/CTF user Group in Harrisburg, PA. She is currently CAMS, CAMS-FCI, and CFIRS Certified.

  • Kevin Luebke, FBI Supervisory Special Agent, Washington Field Office
    Kevin Luebke is an FBI Supervisory Special Agent at the Washington Field Office managing complex financial fraud matters. In April 2020, SSA Luebke was designated the POC for all Covid 19 fraud matters at WFO. SSA Luebke has been with the FBI since 1996 and has primarily worked white collar and public corruption matters in the Miami and Washington Field Offices. SSA Luebke was detailed to the CIA’s Financial Operations Group fighting terror finance from 2004 to 2006.

  • Dean Martin, IRS-CI, Supervisory Special Agent Washington Field Office
    Dean Martin is a Supervisory Special Agent with IRS Criminal Investigation in the Washington DC Field Office. Prior to this assignment, Dean spent 16 years as a Special Agent in the Cincinnati Field Office working tax fraud and money laundering investigations including four years as an Asset Forfeiture Coordinator. Dean then served three years as a Senior Analyst at IRS Headquarters in the Warrants & Forfeiture and the Financial Crimes sections. As an SSA, Dean now oversees agents in Washington DC who investigate tax evasion, money laundering, and other financial crimes.

International Money Laundering, Corruption and Terrorism” class at the Schar School of Policy and Government

We will cover what is mission critical for IRS as it oversees a myriad of financial crime cases and challenges; how all law enforcement has worked together and with the private sector after 9/11; insight into recent challenges such as virtual currency; a look back at the Know Your Customer (KYC) battles in the AML community; and what to expect from potential legislation on AML/CTF in 2020. The panel will cover these and other hot topics and take your questions.

Moderated by Adjunct Professor and AML Right Source Vice Chairman John Byrne, this program includes AML/CTF experts:

Rick Small
Executive Vice President | Director Financial Crimes
BB&T now Truist

Dennis M. Lormel
President & CEO
DML Associates, LLC

Don Fort
Chief, Criminal Investigation
Internal Revenue Service


ACAMS US Capital Chapter March Lunch and Learn Save the Date

The ACAMS US Capital Chapter is delighted to partner with the Transnational Crime and Corruption Center (TraCCC) on a presentation to chapter members from TraCCC’s Director Dr. Louise Shelley. Dr. Shelly will discuss her most recent research that follows from her book Dark Commerce: How a New Illicit Economy is Threatening our Future (2018). She will particularly focus on the fentanyl trade, online pharmaceuticals and human trafficking.

Dr. Louise Shelley is the Omer L. and Nancy Hirst Endowed Chair and a University Professor at George Mason University. She is in the Schar School of Policy and Government She wrote Dark Commerce while an inaugural Andrew Carnegie Fellow.

Free for everyone.

*You must RSVP to attend this event. Please RSVP by March 13, 2020 as registration closes after the first 70 participants.


2019 Year In Review and Predictions for 2020

Please join us the holiday season for a series of fireside chats with the industry’s best.


Cyber Crime and the Illicit Use of Cryptocurrencies

The ACAMS US Capital Chapter is pleased to partner with KPMG LLP on a lunch learning event that will focus on Cyber Crime as a whole and the illicit use and exploitation of cryptocurrencies. The discussion will focus on how a variety of nefarious actors are exploiting the pseudo anonymity of cryptocurrencies, such as bitcoin, to conduct illegal activities.

Lunch will be provided.

*You must RSVP to attend this event. Registration will close on November 1, 2019.

Speakers

  • Robert W. Lee, FBI Cyber Division Unit Chief (Detailed To the NCIJTF)
    Robert W. Lee is a FBI Cyber Division Unit Chief (UC) detailed to the National Cyber Investigative Joint Task Force (NCIJTF) since June of 2016. The NCIJTF is a presidentially mandated cyber center that serves as the multi-agency, national focal point for coordinating, integrating, and sharing pertinent information on cyber threat investigations. In his role at the Task Force, he coordinates whole of government operations, threat mitigation and intelligence production against nefarious cyber threat actors.

    Prior to his role at the NCIJTF, UC Lee served from 2014 to May 2016 as a member of the FBI’s Counterintelligence Division’s (CD’s) Executive Staff where he managed multiple strategic and operational programs and initiatives.

    From 2011-2014, Mr. Lee served as the Supervisory Special Agent (SSA), supervising in the FBI Los Angeles Division’s Counterintelligence and Counterproliferation arenas. Prior to his 2011 assignment at Los Angeles, SSA Lee served as an FBIHQ supervisor in the Weapons of Mass Destruction (WMD) Directorate, managing FBI Counterproliferation (CP) investigations in all 56 FBI Field Offices (FOs). In his 17+ year tenure, SSA Lee also served as the FBIHQ POC for the Chemical Weapons Convention (CWC) and as an program manager for the FBI’s Counterproliferation Coordinator program. Mr. Lee entered on duty as a Special Agent in the FBI New Orleans Division, working in the Counterterrorism, Counterintelligence, and Cyber arenas.

    Mr. Lee received his Bachelor of Science in Microbiology and Cell Science with a minor in Chemistry. In 2010, SSA Lee obtained a Master’s degree in Biodefense and Biosecurity. SSA Lee is a certified HAZMAT responder and assisted with the FBI’s Amerithrax investigation shortly after the Sept 2001 attacks.
  • Michaela Soctomah
    Michaela Soctomah is a Director in KPMG LLP’s Financial Crimes practice with over 16 years of financial services experience. Since joining the firm, Michaela has assisted a wide range of U.S. and global financial institutions with the development or enhancement of their anti-money laundering (AML) compliance and audit programs for compliance with the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC) laws and regulations.

  • Michaela has substantial experience managing and coordinating financial crimes related engagements for financial institutions and maintains significant independent testing and internal audit experience. She has served on or managed the execution of numerous AML/OFAC independent audits, gap assessments, program developments and implementation, policies, procedures and risk assessment development, remediations due to regulatory issues, validations, quality assurance projects, and project management engagements.

Model Governance and Validation

The ACAMS US Capital Chapter is pleased to announce its October learning event in partnership with RDC to present Model Governance and Validation. Panelists will discuss development and oversight for a model governance program, which also will include model validation, analytics and tuning.

You must RSVP to attend this event. Please RSVP by October 4, 2019.


3rd Annual AML/CTF Financial Institution & Law Enforcement Collaboration Forum

Please join the ACAMS US Capital Chapter for an opportunity to engage with the industry’s best representatives of both public and private sectors. This premier training event is customized specifically for our law enforcement partners and financial institutions. Hear from over 18 subject matter experts including representation from 8 law enforcement and government agencies. This event will encourage dynamic discussions on emerging financial crimes trends in Global AML & CTF, best practices in information sharing, public/private partnerships, subpoena compliance, and financial crime case studies.

Who should attend:

  • Financial Crime Investigators
  • AML/BSA/OFAC Officers and management
  • AML/CTF/TOC analysts/investigators/units – public/private sectors
  • Intelligence community analysts/representatives
  • Financial institution representatives
  • Law Enforcement, military and Government agencies/contractors

*You must RSVP to attend this event. Please RSVP by August 16, 2019*

Download Flyer


Cryptocurrency and Bitcoin Teller Machines (BTMs): Regulatory, Compliance, Intelligence + Enforcement Perspectives

The US Capital Chapter is pleased to partner with CipherTtrace to present a program focusing on understanding the threats of using BTMs to launder money and finance terrorism.

Our two experts will discuss the challenges regulators, compliance officers, law enforcement, and the intelligence community have in collecting, analyzing, and investigating cryptocurrency transactions and BTMs.

*You must RSVP to attend this event. Please RSVP by July 15

Space is limited so initial registration is only open to chapter members.

Speaker

  • Ross S. Delston, Attorney + Expert Witness, Washington, DC
    Ross is an attorney, Certified Anti-Money Laundering Specialist, and former banking regulator (FDIC) with more than 40 years of experience in the financial services sector. He has specialized in Bank Secrecy Act/anti-money laundering (BSA/AML) issues in the US and internationally, for both private clients and government bodies for over 18 years and has participated in two monitorships involving multinational firms, BNP Paribas and AIG. Ross has been an expert witness on BSA/AML issues in 11 cases, including for the U.S. Attorney’s Office (SDNY) in a civil forfeiture case involving a large-scale Russian fraud. He has also participated in nine AML/CFT assessments of offshore financial centers on behalf of the IMF and has drafted AML/CFT and banking laws for numerous countries. Ross is the author of “Did FinCEN Just Burst Bitcoin’s Bubble?” published in MoneyLaundering.com News (2013). He is a frequent speaker at seminars and conferences throughout the world and has been quoted in The New York Times, The Washington Post, New Yorker, American Banker, USA Today, the Nikkei (Japan), Hindu Business Line (India) and Telegraph (UK).
  • Lourdes C. Miranda, Cryptocurrency Advisor + Financial Crimes Investigator, Washington, DC
    Lourdes is a Washington, DC-based cryptocurrency advisor, a financial crimes investigator, a Certified Anti-Money Laundering Specialist, and a Certified Fraud Examiner with over 26 years of government and corporate experience in compliance; cryptocurrency executions and analysis; cyber security; counterterrorism, counterintelligence, financial investigations; financial intelligence; and intelligence collection and analysis for CIA, FBI, Treasury, Homeland Security, and the private sector. Lourdes co-authored “International Bitcoin Teller Machines: Another Money-Laundering Vehicle Exploited by Transnational Criminal Organizations or Legitimate Enterprise;” “Follow the Tokens: Money Laundering, Asset Tracing, & Cryptocurrencies;” and, “The Top 20 Ways for U.S. Crypto Exchangers to Avoid Unwanted Federal Scrutiny. Lourdes has been quoted in Asia Times, Bitcoinist, CCN, Cryptoglobe, and Forbes.
    Lourdes is a frequent speaker at conferences and seminars; and, a professional reader at John’s Hopkins University and at Georgetown University.

ACAMS US Capital Chapter March Learning Event

Panel Discussion on Beneficial Ownership and Corporate Transparency

The ACAMS US Capital Chapter is pleased to partner with Global Financial Integrity, the FACT Coalition, and Transparency International for another in our series on beneficial ownership and corporate transparency.

Join us for a morning panel with our experts as they discuss the importance of beneficial ownership transparency as a tool to combat money laundering, crime and corruption, as well as the broader domestic and international contexts. They will provide updates on newly introduced federal legislation that would require U.S. companies to disclose their beneficial owners, and share insights into the political landscape surrounding the prospects for this legislation.

Coffee and muffins will be provided.


ACAMS US Capital Chapter February Lunch and Learn

Fact-Based Bipartisan Investigations by Congress of Financial Wrongdoing: Yes, It’s Possible.

Elise Bean will present an insider’s view of how Congress can conduct bipartisan, fact-based, high-quality oversight investigations, using examples from inquiries by the US Senate Permanent Subcommittee on Investigations into banking misconduct, offshore tax dodging, and the 2008 financial crisis. She will also discuss oversight challenges facing the new Congress.

Speaker

  • Elise Bean
    From 1985 to 2014, Elise Bean worked for U.S. Senator Carl Levin (D-Mich.), including 15 years at the Permanent Subcommittee on Investigations (PSI). Appointed his PSI staff director and chief counsel in 2003, Ms. Bean handled investigations, hearings, and legislation on such matters as money laundering, tax abuse, corporate misconduct, and shell companies with hidden owners. The investigations included inquiries into the 2008 financial crisis, HSBC money laundering problems, London whale trades at JPMorgan Chase, the collapse of Enron, and offshore tax avoidance by Apple, Microsoft, and Caterpillar.

2018 AML year-in-review and predictions for 2019

The learning event will be followed by a networking reception with complimentary appetizers and a cash bar. During the reception the Chapter will be presenting special awards for contributions throughout the year.

*You must RSVP to attend this event. Registration will close on December 6. If you register but cannot attend, please contact chapters@acams.org.


Law Enforcement Case Studies from Two Perspectives

The ACAMS US Capital Chapter is pleased to partner with KPMG LLP, Safe Banking Systems Software, LLC and IRS-CI on a lunch learning event that will focus on two law enforcement case studies.

David Schiffer, President of Safe Banking will present a case study “The Princess and the Playboy,” which explores cases of global corruption, human trafficking and money laundering from Mexico to Malaysia. Special Agent Christopher Westpahl, IRS-CI, will present the Operation Payphone case.

*You must RSVP to attend this event. Registration will close on November 5.*

Speakers

  • David Schiffer, President of Safe Banking
  • Special Agent Christopher Westpahl, IRS-CI

Panel Discussion on Terrorist Financing and Financial Crime Prevention

The ACAMS US Capital Chapter and Thomson Reuters are teaming up for a panel discussion on countering terrorist financing and what financial crimes prevention professionals can do to mitigate this threat.

Speakers

  • Dennis Lormel, moderator, President & CEO, DML Associates
  • Marcy Foreman – Managing Director, Global Investigations Unit, AML Compliance, Citi
  • Todd Porter, Assistant Section Chief, Terrorist Financing Operations Section (TFOS), FBI
  • Jesse Spiro, Global Head of Threat Finance & Emerging Risks, Refinitiv

Hosted by: Thomson Reuters and Refinitiv

For dietary restrictions, please email chapters@acams.org directly.


2nd Annual BSA/AML/CFT Community and Law Enforcement Forum

Join the US Capital Chapter on August 29th for access to industry experts providing answers to questions tailored for smaller financial institutions including small banks, credit unions, and MSBs.

EVENT HIGHLIGHTS

Breakfast with the Blue: Network and enjoy breakfast with individuals from local SAR review teams, including Law Enforcement Agencies, Intelligence Community and Military. Understand emerging financial crimes, threat finance, and partner with contacts for SARs.

Current and Forward-Looking Trends in AML/BSA: JAn interactive discussion with the industries best to discuss the current AML/BSA/CTF environment, trends, hot topics, emerging legislation and the direction the industry is going

Emerging Financial Crime Trends: Includes information and real-life case studies on emerging financial crimes and trends from agencies including FBI-TFOS, USSS, and IRS-CI in NOVA, DC, MD and PA.

Regulatory Hot Topics and Exam Focus: Representatives from the FDIC, OCC and FinCEN* will discuss regulatory hot topics, forward-looking trends and tips for success during your next exam.

Industry Expert Speakers: Our panels and featured presentations will showcase industry experts to include, but not limited to, John Byrne, Dan Stipano, Tim Murphy, Scott Dueweke, John Gervino, Dennis Lormel and many others in the Regulatory and Law Enforcement realm.


Money Laundering via Cryptocurrencies: Regulatory, Enforcement and Intel Perspectives

This program will focus on understanding the use of cryptocurrencies to launder money or finance terrorism. Like any store of value—including fiat currency, precious metals and precious stones—cryptocurrencies can facilitate a broad range of illicit activities, including the sale of illicit goods and services, fraud schemes, and terrorism.

Come hear our three experts discuss the challenges law enforcement, the intelligence community, and regulators have in collecting, analyzing, and investigating cryptocurrency transactions.

Speakers

  • Ross S. Delston, Attorney + Expert Witness
  • Lourdes C. Miranda, Financial Intelligence Analyst + Fraud Investigator
  • John E. Rollins, Expert Witness + Consultant, Stout Risius Ross, LLC

A Long-term Compliance Plan for FinCEN’s New Customer Due Diligence Rule

In advance of its effective date, the US Capital Chapter is holding a second lunch time event in a series on the Financial Crimes Enforcement Network’s Final Rule regarding customer due diligence. With implementation required by May 11, 2018, covered financial institutions must ensure their due diligence programs are in line with FinCEN’s guidance on core elements of a customer due diligence program. So how can organizations insure they are prepared in the near-term as well as long-run? Additionally, regulatory and reputational risks are driving a greater focus on determining ownership, how should non-covered institutions approach UBO?

We invite you to join an interactive and informative session led by John Arvanitis, Associate Managing Director, Kroll, which will cover:

  • As organizations work toward restructuring or enhancing their customer due diligence or CCD program ahead of the FinCEN deadline, certain short-term goals are necessary for immediate compliance.
  • Looking ahead, organizations should also consider long-term strategies for intrinsic, sustainable program compliance.
  • Many organizations report low confidence in their ability to address ownership risks despite increased focus and controls. What are steps you can take to close this perceived gap?

Beneficial Ownership – What did you ultimately decide? An Interactive Roundtable on the CDD Final Rule

Led by three facilitators, this roundtable will provide an opportunity for a hands-on and interactive discussion with peers. The objectives will be to discuss decisions made, implementation strategies and unforeseen challenges and find answers to areas of uncertainty with fellow AML professionals in an open-forum discussion. Let this serve as an opportunity to learn what other peer banks have implemented, exchange best practices, and ask those challenging questions.


Marijuana and Attorney General Sessions: The Legal and Practical Implications of DOJ’s Recent Policy Shift on Marijuana

Jonathan Lopez and John Vardaman, two former DOJ veterans instrumental in the enforcement and creation of the Obama-era marijuana guidance, will discuss the impact, both generally and with respect to banking, of Attorney General Sessions’ recent memo reinforcing marijuana’s place as a dangerous drug and throwing out the window previous DOJ guidance that all but directed a hands-off approach toward marijuana enforcement.

*You must RSVP to attend this event. Please RSVP by February 16.


2017 AML Year in Review and Predictions for 2018

       

The learning event will be followed by a networking reception with complimentary appetizers and a cash bar. During the reception the Chapter will be presenting special awards for contributions throughout the year.


ACAMS US Capital Chapter November Lunch and Learn

The ACAMS US Capital Chapter is pleased to partner with KPMG LLP, Safe Banking Systems Software, LLC and ICE/DHS or a lunch learning event that will focus on two case studies.

Please join us for lunch as the speakers present two case studies; an ongoing case that involves Brazil’s largest national oil company and a case presented by ICE/DHS related to third party money launderers. The ICE/DHS case was identified as a result of Geographic Targeting Orders (GTOs). FinCEN presented an award to ICE/DHS for this case and for their effective use of BSA reporting.


Panel Discussion on Beneficial Ownership and Corporate Transparency

The ACAMS US Capital Chapter is pleased to partner with Global Witness and the FACT Coalition for a morning panel discussion on beneficial ownership and corporate transparency.

Please join us in the morning as panelists discuss the importance of beneficial ownership transparency as a tool to combat money laundering, crime and corruption; provide updates on newly introduced federal legislation that would require U.S. companies to disclose their beneficial owners; and share insights into the political landscape surrounding the prospects for this legislation, as well as the broader domestic and international context.

  


ACAMS US Capital Chapter September Lunch and Learn “Panel Discussion on Sanctions Developments and Compliance Challenges”

Please join the ACAMS US Capital Chapter for a panel discussion on recent developments in economic sanctions and corresponding compliance challenges. In June, President Trump announced his plan to strengthen economic sanctions against Cuba, reversing the loosening of sanctions under President Obama. In early August, the United Nations imposed new sanctions on North Korea and President Trump signed legislation to impose new sanctions against Iran, Russia and North Korea. These developments, and the current state of Iran sanctions will all be discussed.


Remembering 9/11: The Financing of the 9/11 Attacks

This important event is open to the public and is presented in conjunction with the Schar School course “International Money Laundering, Corruption and Terrorism.” Special thanks to ACAMS for their contribution of their members’ time and organizational efforts, and the GMU DHS Center of Excellence for Criminal Investigations and Network Analysis.

NOTE food and drink are not permitted in the auditorium

To RSVP, Please click (here-add link*) or contact Kasey Kinnard at traccc@gmu.edu / 703-993-9757

Speakers

  • John Roth – Inspector General, Department of Homeland Security
    John Roth was senior counsel and team leader on the staff of the National Commission on Terrorist Attacks upon the United States (otherwise known as the 9/11 Commission), and was the coauthor of the Commission’s terrorist financing report, as well as a contributor the final 9/11 Commission report.

    He will be speaking on the US government’s efforts prior to 9/11 to identify and disrupt terrorist financial networks, particularly as it relates to al Qaeda.
  • Dennis Lormel – President and CEO, DML Associates, LLC
    Dennis Lormel was Chief of the Financial Crimes Section in the FBI’s Criminal Division on 9/11. Following the terrorist attacks, he established and served as the first Chief of the Terrorist Financing Operations Section (TFOS), in the FBI’s Counterterrorism Section.
  • John Byrne – Executive Vice-President, Association of Certified Anti-Money Laundering Specialists
    John Byrne develops anti-money laundering/sanctions/financial crime detection programs and certifies specialists in financial and non-financial businesses and government agencies. He is a nationally known regulatory and legislative attorney with particular expertise in all aspects of regulatory oversight, policy and management, anti-money laundering (AML), privacy, and consumer compliance.

    Mr. Byrne will discuss the USA Patriot Act and serve as moderator for this timely and important discussion.

More Information


2017 Community Bank and Credit Union Forum

Join the US Capital Chapter on June 14th for access to industry experts providing answers to questions tailored for smaller financial institutions including small banks, credit unions, and MSBs.

BSA/AML Industry Update: John Byrne will provide a focused industry update for smaller institutions ways they might impact your program.

Law Enforcement Panel: Includes information on emerging financial crimes and trends, and industry collaboration from Law Enforcement in your area.

Regulator Panel: Representatives including, NCUA; OCC, and the FED, on emerging regulatory trends plus tips and tricks for your upcoming exam.

Each panel will be followed by a roundtable discussion to create concrete, exam focused applications for your program.


Perspectives on Current Issues and Future possibilities within U.S. Anti-Money Laundering Requirements

The ACAMS US Capital Chapter is pleased to host a presentation and dialogue with the former Deputy Chief Counsel of the Comptroller of the Currency. Dan Stipano has been at the forefront of regulatory anti-money laundering (AML)/sanctions policy and enforcement issues for over 20 years. He will speak on current key issues within the industry, regulatory and U.S. Government as well as provide his thoughts on what we should be considering in rethinking the U.S. approach to AML compliance.

Speaker

Dan Stipano, Partner, Buckley Sandler, LLP

Dan Stipano brings more than three decades of bank regulatory and enforcement experience to his position as a Partner* in Buckley Sandler LLP’s Washington, DC office. In his practice he advises on all aspects of bank regulatory and compliance issues, represents clients in state, federal, and foreign banking enforcement actions, and provides assistance in establishing, maintaining, and monitoring Bank Secrecy Act and Anti-Money Laundering (BSA/AML) compliance programs.

Prior to joining the firm, Mr. Stipano was at the Office of the Comptroller of the Currency (OCC), where he served as Deputy Chief Counsel for 16 years, after joining the agency as a staff attorney 30 years ago. In his role as Deputy Chief Counsel, including serving two stints as Acting Chief Counsel, he was extensively involved in every major OCC enforcement action over the last 20 years up until the time of his departure. In addition, he played a key role in every major BSA/AML post-USA PATRIOT Act rulemaking and policy issuance.

Over the course of his career at the OCC, Mr. Stipano oversaw three Supreme Court cases that resulted in victories for the agency and the banking industry, supervised more than a dozen successful appeals of lower court decisions, and was instrumental in bringing the first fair lending action taken against a bank by a federal banking agency, as well as the first Unfair or Deceptive Acts or Practices action taken against a bank. Mr. Stipano has testified before Congress six times on enforcement and BSA/AML matters, and prepared dozens of OCC witnesses to do the same.

A recognized leader in his field, Mr. Stipano has spoken at more than 100 conferences and industry events, and over the course of his career has established strong working relationships with his former colleagues in law enforcement and in other regulatory agencies. He received his J.D. from the College of William & Mary, and his B.A. from Union College.


Taming the Dragon

Hear from experts in law enforcement and financial services about the dangers of opioid abuse, the challenges we face, and how we can work together in partnership to address the issues. Discussion will include red flags, typologies, key words, strategies, takeaways, and Q&A.

This is a joint event of the US Capital Chapter and Richmond Chapter of ACAMS, with many thanks to the Fairfax County Police and Thomson Reuters.


A Discussion About the FBI’s Investigative Approach Regarding AML Facilitators

The ACAMS US Capital Chapter is pleased to host a presentation describing the responsibilities of the FBI’s Money Laundering Unit and their focus on the money laundering facilitation threat. This will afford an opportunity to learn what the FBI looks for in these cases and how financial institutions can identify and report money laundering facilitators.

Speaker:

FBI Supervisory Special Agent Matthew B. Taylor, Money Laundering Unit, Criminal Division, FBI Headquarters

Mr. Taylor entered on duty as a Special Agent (SA) of the FBI in 2009. From 2009 through 2015, Mr. Taylor was assigned to the New York Field Office where he investigated white collar crime matters, specifically securities fraud, corporate fraud, and domestic & international money laundering.

In 2015, Mr. Taylor was promoted to a Supervisory Special Agent (SSA) in the FBI’s Money Laundering Unit at FBI Headquarters in Washington, DC. In this capacity Mr. Taylor serves as a Program Manager for the FBI’s money laundering program ensuring FBI field offices effectively utilize federal money laundering statutes in investigations to disrupt and dismantle criminal organizations, with a primary emphasis on targeting money laundering facilitators.


2016 AML Year in Review and Predictions for 2017


ACAMS US Capital Chapter October Lunch and Learn

In response to request for more international topics, our chapter and Thomson Reuters explores the World Bank’s efforts to fight corruption and the state of corruption worldwide.

Pascale Helene Dubois, head of the World Bank’s office of Suspensions and Debarment (OSD), will describe her role in determining whether to suspend and debar firms and individuals accused of fraud and corruption in World Bank financed projects.

Ms. Dubois has been involved with the World Bank’s anti-corruption efforts for over a decade. Prior to her appointment as Chief Suspension and Debarment Officer, Ms. Dubois managed the Voluntary Disclosure Program (VDP) in the World Bank’s Integrity Program Vice Presidency. She also worked as an operational lawyer advising the African region of the world bank for seven years. Ms. Dubois is a senior Advisor to the American Bar Association Section of International Law’s Anti Corruption Committee. She is an Adjunct Professor at Georgetown University Law Center and publishes on anti-corruption topics. A Certified Fraud Examiner, she received her Lie. Jur., cum laude, from The University of Ghent, Belgium and her LL.M From New York University.

Thomson Reuters will provide information on their role in fighting money laundering and terrorist financing as well as their assistance in fighting corruption worldwide. Our second speaker, Steve Kraus will discuss current services for anti-money laundering and know your customer as well as the new risk analysis scoring system being developed for 2017. Steve Kraus is the Director of Corporate Investigative Solutions, Thomson Reuters, and has been with the company for 21 years leading a team of Investigative Specialists who are experts in helping clients reduce risk, investigate fraud and protect their brand.

Speakers:

  • Pascale Helene Dubois, Chief Suspension and Debarment Officer, The World Bank
  • Steve Kraus, Director of Corporate Investigative Solutions, Thomson Reuters

“Anatomy of a Banking Scandal”

The ACAMS US Capital Chapter is pleased to host a networking and book signing event including food and a cash bar. Chapter Board member Bob Pasley and John Byrne will hold a discussion about Bob’s book “Anatomy of a Banking Scandal”. The book is about the failure of the First National Bank of Keystone in Keystone West Virginia and more than the failure of one bank, this story echoes the systemic failures that led to the financial crisis of 2008.


Learning and Networking at Nationals Park

The ACAMS US Capital Chapter and RDC are pleased to present a panel discussion about partnerships and cooperation between law enforcement and financial institutions followed by networking and a baseball game between the Braves and the Nationals.

John Byrne will moderate the panel comprised of Jim Cox from Fairfax County Police, Abelardo Vecino from the FBI, and Jim Candelmo from Capital One.

Sponsored by:

RDC


Money Laundering through Real Estate

Speaker:

Elise Bean, Former Staff member of Carl Levin and author of congressional studies on AML/CFT compliance issues – U.S. Senate Permanent Subcommittee on Investigations, Subcommittee staff director and chief counsel.

From 1985 to 2014, Elise Bean worked for U.S. Senator Carl Levin (D-Mich.), including 15 years at the U.S. Senate Permanent Subcommittee on Investigations. Appointed his Subcommittee staff director and chief counsel in 2003, Ms. Bean handled investigations, hearings, and legislation, including matters involving money laundering, offshore tax abuse, corruption, corporate misconduct, and shell companies. After Senator Levin retired in 2014 and established the Levin Center at Wayne Law, Ms. Bean joined his efforts to strengthen legislative capacities at the national, state, local, and international levels to conduct investigations and oversight.

Ms. Bean graduated Phi Beta Kappa from Wesleyan University and received a law degree from the University of Michigan. She clerked for the Chief Judge of the U.S. Claims Court, and worked for two years at the U.S. Department of Justice. In 2015, she was included in the Global Tax 50, a list compiled by the International Tax Review of the year’s top 50 individuals and organizations influencing tax policy and practice. In 2013 and 2011, the Washingtonian magazine named her one of Washington’s 100 most powerful women. In 2010, the National Law Journal selected her as one of Washington’s most influential women lawyers.


Yates Memo and Personal Liability: What it Means for You

Speaker:

Jonathan Lopez , Partner at Orrick, Herrington & Sutcliffe, LLP in White Collar & Corporate Investigations, will present on the Yates Memo and Personal liability. He will discuss what the Yates Memo does and does not mean for individuals and institutions. Mr. Lopez will joined by Jim Vivenzio of the OCC.


US Capital Chapter February 2016 Learning Event

Topics

  • Topic 1: Bitcoin Threat
  • Topic 2: ISIS Financing

Understanding Bitcoin/Blockchain to Mitigate Risks

Speaker: George W. Prokop

As Bitcoin and other crypto currencies evolve and gain acceptance, what new risks are present from use by transnational criminal organizations, terrorist networks, and drug trafficking organizations? Where are the gaps in the global and US ant-money Laundering infrastructure and how can blockchain-based technology be used to mitigate these risks?

Our first speaker Mr. George Prokop has over 20 years of experience, co-leads the Strategic Threat Management and Corporate Intelligence practices at PricewaterhouseCoopers LLP. He is a senior practitioner in PWC’s Anti-Corruption Centre of Excellence. Mr. Prokop also serves as the co-leader of PwC’s Digital Currency Task Force – a multi-disciplinary team of professionals from the Assurance, Tax and Advisory practices advising public and private sector clients on the collective impact of this emerging technology in the marketplace. He has experience directing financial crime investigations, and anti-money laundering violations covering the Americas, Europe, the Middle East, Northern and Sub-Saharan Africa, and Asia.

Stopping ISIS Financing

Speaker: Dennis Lormel

This year international efforts to eliminate ISIS financing have taken on enormous importance.

Our second speaker, Mr. Dennis Lormel is a retired FBI agent with 28 years of experience and before retirement was the Chief of the FBI’s Financial Crimes Program. The program was establishing and directed after 911 as the bureau’s comprehensive terrorist financing initiative. These efforts evolved into the formation of a formal section within the Counterterrorist Division which has attained international recognition as one of the world elite operations for tracking, investigating and disrupting terrorist-related financial activity. Today, Mr. Lormel is a private consultant providing training related to terrorist financing, money laundering, fraud, financial crimes and due diligence, case studies and trend analysis. He serves as an advisor to the Congressional Anti-Terrorist Financing Task force and is a frequent speaker at domestic and international conferences.

US Capital Chapter’s February 2016 Event


2015 AML year in review and predictions for 2016 (WDC)

Two 45 minute panel discussions followed by a reception.

  • Panel 1: Private sector panel moderated by John Byrne
  • Panel 2: Government panel moderated by Dennis Lormel

The learning event will be followed by a networking reception from 5:30pm to 7:30pm with complimentary appetizers and a cash bar. During the reception the Chapter will be presenting special awards for contributions throughout the year.

Speakers:

John J. Byrne

John J. Byrne, Esq., CAMS
Executive Vice President
ACAMS

Mr. Byrne is an internationally known regulatory and legislative attorney with close to 30 years of experience in a vast array of financial service related issues, with particular expertise in regulatory oversight, policy and governance, anti-money laundering (AML), privacy and terrorist financing. He has written over 100 articles on AML, asset forfeiture and privacy; represented the banking industry in this area before the United States Congress, state legislatures and international bodies such as the Financial Action Task Force (FATF); and appeared on CNN, Good Morning America, the Today Show, and many other media outlets.

Dennis M Lormel

Dennis M.Lormel
President and CEO
DML Associates

Mr. Lormel retired from the Federal Bureau of Investigation (FBI) in December 2003, following over 30 years of government service, almost 28 years as a Special Agent in the FBI. During his distinguished career, Mr. Lormel amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Mr. Lormel was promoted to Chief of the FBI’s Financial Crimes Program.

Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI’s comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. This multi-agency, multi-disciplined entity attained international recognition as one of the world’s elite operations for tracking, investigating and disrupting terrorist-related financial activity. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

Over the last six years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel has shared his insight on terrorist financing and money laundering through speaking engagements at hundreds of domestic and international conferences, as well as through regular media interviews. In addition, he served as an Advisor to the Congressional Anti-Terrorist Financing Task Force. Mr. Lormel is also a contributing expert to The Counterterrorism Blog.


October Lunch and Learn

Financial Intelligence Workshop: Understanding TF to enhance BSA Reporting

Sponsored by:

RDC

Speaker:

Jeff Breinholt, Department of Justice

Jeff Breinholt is Counsel for Law & Policy at the National Security Division, U.S. Department of Justice, where he focuses on terrorist financing and providing technical assistance to foreign anad domestic audiences. Shortly after 9/11, Mr. Breinholt was appointed head of the Department of Justice’s terrorist financing criminal enforcement program, and helped found a special FBI unit devoted to U.S.-based fundraising by international terrorist organizations and managed a team of financial prosecutors within the Counterterrorism Section dedicated to prosecuting material support crimes. In 2003, he was honored with the Attorney General’s Award for Excellence in Furthering the Interests of U.S. National Security, for his work in crafting creative legal theories that resulted in the initiation of several important prosecutions in the aftermath of 9/11.

A white-collar fraud specialist, Mr. Breinholt joined the Justice Department in 1990 with the Tax Division, and spent six years as a Special Assistant U.S. Attorney in the District of Utah before joining the Counterterrorism Section in 1997. He is a frequent lecturer on law enforcement and intelligence topics. He is the author of several articles and two books, Counterterrorism Enforcement: A Lawyer’s Guide (DOJ Office of Legal Education 2004), and Taxing Terrorism, From Al Capone to Al Qaida: Fighting Violence Through Financial Regulation (2007).

Mr. Breinholt is a graduate of Yale University (B.A., 1985) and the UCLA School of Law (J.D., 1988), and a member of the State Bar of California.


The Challenges of Terrorist Financing Heading into 2016

The threat of terrorism has greatly evolved since 9/11. As we mark the 14th anniversary of the 9/11 attacks, the landscape of terrorism is ever changing and constantly threatening. The instability in many parts of the world serves as an incubator for terrorists. Groups such as the Islamic State and the al-Qaeda affiliate group in Syria, known as the al-Nusra Front, have recruited and trained many foreign fighters, to include Westerners. Law enforcement is extremely concerned about the threat posed by these fighters should they return to their countries of origin. Also of major concern are the disenfranchised home grown jihadists who are radicalized through the internet to commit acts of terrorism at home. The best chance to prevent terrorists from succeeding is to disrupt their ability to raise, move, store and access money. Identifying terrorist financing is one of the biggest challenges confronting financial institutions. Likewise, using financial institutions can be challenging for terrorists. Jerry Roberts, Chief of the Terrorist Financing Operations Section (TFOS), FBI, will provide an overview of how TFOS has evolved to address current and emerging trends and threats, as well as how TFOS interacts with the financial sector to capitalize on financial intelligence.

Speaker:

Section Chief Gerald “Jerry” Roberts Jr., Federal Bureau of Investigation, Counterterrorism Division, Terrorist Financing Operations Section

Mr. Roberts began his career as a Special Agent with the FBI in September 1999. He was first assigned to the New York Field Division, where he worked International Terrorism matters as a member of the Joint Terrorism Task Force. Following the September 11th attacks, he volunteered to deploy to Afghanistan to conduct interviews of Al-Qaeda detainees. His interviews resulted in the disruption of an Al-Qaeda plot overseas and the capture of several high-level Al-Qaeda operatives. In recognition for his accomplishments while deployed to Afghanistan, Mr. Roberts received the FBI Director’s Award for Distinguished Service in 2003. In 2005, he was promoted to Supervisory Special Agent within the FBI’s International Operations Division, serving as the FBI counterterrorism liaison to INTERPOL. Beginning in 2007, he served as an FBI detailee to the Central Intelligence Agency’s Counterterrorism Center (CTC). He transferred to the Baltimore Field Division as a Supervisory Special Agent of the Joint Terrorism Task Force in 2009. Mr. Roberts was promoted to Assistant Special Agent in Charge of the Baltimore Field Division in January 2012, where he led the counterterrorism and intelligence analysis branches. In September 2014, he was promoted to the FBI’s Senior Executive Service. In October 2014, he was recognized with the Office of the Secretary of Defense Award for Excellence for the successful prosecution of an Al-Qaeda operative at Guantanamo Bay. Mr. Roberts currently serves as the Section Chief of the FBI’s Terrorist Financing Operations Section, leading the FBI’s global efforts targeting terrorist financing. Prior to the FBI, Mr. Roberts served as an Inspector and Agent with the Immigration and Naturalization Service and an accountant in the financial industry.


ACAMS US Capital Chapter June 2015 Learning and Networking Event


Threats handled by the Financial Institution Fraud Unit


The Business of Threat Finance (with recent case studies) and Mobile Banking (aka The Hunt for the Red Sim)


US Capital Chapter Learning Event – January 2015 (WDC)


The Intersection of AML and FCPA


Hot Sanctions Topics: Understanding Evolving Rules/Conducting Effective Internal Monitoring


ACAMS DC Chapter September Learning Event


DC Chapter’s 5th Anniversary at Laughing Man Tavern


ACAMS US Capital Chapter Event: Discussion of the Emerging AML Issues Facing AML Professionals in the Securities Industry


ACAMS US Capital Chapter Event: Focus on Securities


ACAMS US Capital Chapter Event: Networking Event


BSA Reports: How SARs are Used in Terrorism and Criminal Investigations


ACAMS US Capital Chapter Event: Enhancing Public/Private Partnerships – Information Sharing and Best Practices


Networking Event at Gordon Biersch in DC


ACAMS US Capital Chapter Happy Hour

Dennis Lormel

Dennis Lormel
Co-Chair
DML Associates, LLC

Mr. Lormel retired from the Federal Bureau of Investigation (FBI) in December 2003, following over 30 years of government service, almost 28 years as a Special Agent in the FBI. During his distinguished career, Mr. Lormel amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Mr. Lormel was promoted to Chief of the FBI’s Financial Crimes Program.

Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI’s comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. This multi-agency, multi-disciplined entity attained international recognition as one of the world’s elite operations for tracking, investigating and disrupting terrorist-related financial activity. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

Over the last six years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel has shared his insight on terrorist financing and money laundering through speaking engagements at hundreds of domestic and international conferences, as well as through regular media interviews. In addition, he served as an Advisor to the Congressional Anti-Terrorist Financing Task Force. Mr. Lormel is also a contributing expert to The Counterterrorism Blog.

Email: dlormel@dmlassocllc.com


Sepideh Behram

Sepideh Behram Rowland
Co-Chair

Sepideh Behram Rowland is the Vice President and head of Managed Services for K2 Intelligence Financial Integrity Network. Ms. Rowland’s focus is to expand the firm’s managed services offerings and partnerships.

Ms. Rowland’s experience is broad and includes the implementation of state-of-the art compliance systems, the management of consent and enforcement actions, and the establishment of governance oversight programs. Prior to her role at K2 Intelligence FIN, Ms. Rowland served as Principal Vice President and BSA Officer at Burke & Herbert Bank, Senior Vice President and Chief Compliance Officer at The Bancorp Bank, Vice President, Global Head of Compliance & Ethics at American Express, Chief Compliance Officer for Travelex Global Business Payments, Inc. for North America, General Counsel of Bankers Association for Finance and Trade (subsidiary of the American Bankers Association), Senior Compliance Counsel for BSA/AML at the American Bankers Association, Director of Global AML for E*TRADE Financial, Deputy Chief Compliance Officer for E*TRADE Bank, and Second Vice President and Special Assets Manager at Monroe Bank and Trust.

Ms. Rowland has a J.D. degree from Michigan State University School of Law and a B.A. degree from The George Washington University. She is a member of the District of Columbia and Michigan Bars, the American Bar Association and the Federal Bar Association. Ms. Rowland earned the Certified Community Bank Compliance Officer designation from the Independent Community Bankers of America and a Certified Fraud and Anti-Money Laundering Professional designation from the American Bankers Association.

Ms. Rowland is currently the Co-Chair of the U.S. Capital Chapter Advisory Board for the Association of Certified Anti-Money Laundering Specialists’ (ACAMS), Co-Chair of the Advisory Board Member of the ABA/ABA Financial Crimes Enforcement Conference, and Advisory Board Member for the American Banker’s Association Certified AML and Fraud Professional certification program (former Chair).

Email: srowland@finintegrity.com


Kevin M Anderson

Kevin M. Anderson, CAMS
Treasurer
Bank of America

Kevin has been with Bank of America since 1990, working in various capacities in retail banking, insurance and wealth management. Since 1997, he has worked in compliance, primarily focusing on AML issues. In the compliance capacity, he co-authored the initial enterprise-wide AML policy and program integrating requirements from various businesses as well as the laws and regulations. He has been involved in subsequent revisions, incorporating regulatory and other changes, as well as providing guidance to lines of business globally. In addition, Kevin initiated and managed a process to document legal and regulatory requirements in over 30 jurisdictions and to maintain this documentation as regulations are updated. He has developed and conducted AML training and supported risk assessments for the enterprise as well at the business unit level. He designed, implemented and managed the company’s process to obtain and validate Patriot Act certifications for non-U.S. banks for several years. In addition to AML policy work, Kevin helped design and establish a framework for overseeing the development and implementation of enterprise-wide compliance and operational risk policies, including privacy, fair lending and payment systems risk.

Kevin has been a Certified Anti-Money Laundering Specialist since 2003; has served on the ACAMS Editorial, Education and Examination Revision Task Forces for several years, as well as co-edited the 5th and 6th editions of the CAMS Examination Study Guide. He has published numerous articles on money laundering topics in publications such as ACAMS Today and the ABA Banking Journal

Email: kevin.m.anderson@bankofamerica.com


Rachele Byrne

Rachele Byrne, CAMS
Social Media Director
Citi

Rachele Byrne is a Certified Anti-Money Laundering Specialist (CAMS) with a background in Embassy banking anti-money laundering (AML) compliance.

Since January 2015, Rachele Byrne has been the Vice President, Compliance Officer on Citi’s Global Foreign Missions Banking (FMB) AML Compliance Advisory team. In this role, Rachele works closely with the business and her AML global colleagues to provide ongoing guidance and assistance on AML related standards and procedures, and the on-boarding and maintenance of FMB clients across Citi’s global footprint.

Prior to joining Citi, Rachele was at HSBC where she was the head of AML Advisory for HSBC’s U.S. Government and Institutional Banking unit. In this role, she was responsible for overseeing the on-boarding and maintenance of Embassy clients in the U.S. Other roles at HSBC included performing transaction monitoring, suspicious activity report (SAR) filings, and Know Your Customer (KYC) reviews for Embassy clients and politically exposed persons (PEPs).

In addition to these roles in Embassy banking compliance, Rachele also previously was a senior consultant at Booz Allen Hamilton. In this role, Rachele worked with both private sector and government/law enforcement clients to analyze and mitigate money laundering and terrorist financing risk.

Email: rachele.c.byrne@citi.com


Steve Gurdak

Steve Gurdak, CAMS
Board Member
Washington Baltimore HIDTA
Northern Virginia SAR Initiative (NVFI)

Steve Gurdak is the group supervisor of Northern Virginia’s Financial Initiative (NVFI). As an Alexandria Police Detective he help found and establish this initiative as a national model for the aggressive use of SARs in the initiation of money laundering and financial investigations. Steve has over 30 years of police experience. He has specialized in money laundering investigations since 1995, retiring from the Alexandria Police in 2010 to continue supervision of the initiative through Washington Baltimore HIDTA. Steve also regularly trains new detectives in general investigative skills for the Northern Virginia Criminal Justice Academy as part of the”New Detectives” course he helped design.

Email: sgurdak@wb.hidta.org


Lester Joseph

Lester Joseph
Board Member
Wells Fargo Bank

Since March 2010, Les has been the International Investigations Manager in the Financial Intelligence Unit at Wells Fargo Bank. The International Investigations Group (IIG) is made up of 35 Analysts, Supervisors, and Managers located in McLean (Virginia), Philadelphia, San Francisco, and Charlotte. The IIG’s primary mission is to identify, investigate, report, and trend suspicious activity conducted through the bank’s foreign correspondent customer accounts.

Prior to joining Wells Fargo, Les worked for the U.S. Department of Justice from 1984 to February 2010. From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS). He was a Deputy Chief in the Section since October 1991. Les began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section. From 1981-1984, he was an Assistant State’s Attorney in Cook County (Chicago), Illinois. He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan. He is an Adjunct Professor at The George Washington University in Washington, DC, where he teaches in the Criminal Justice Program.

Email: lester.m.joseph@wellsfargo.com


Barbara I. Keller

Barbara I. Keller, CAMS
Program Committee Chair
BIKConsulting LLC

Barbara is a Certified Anti-Money Laundering Specialist (CAMS) and, as Principal at BIKConsulting LLC, she currently consults on anti-money laundering/countering the financing of terrorism (AML/CFT) regulatory issues. Barbara also co-leads workshops on AML compliance for financial intelligence units and central bankers in emerging market countries under the auspices of the Financial Services Volunteer Corps. In addition, she served as an Examination Task Force Vice Chair for the recent revision of the CAMS examination and study guide.

Barbara retired from federal service in August 2013. She spent the last four years of her federal career in a senior executive position at the Financial Crimes Enforcement Network, FinCEN, where she oversaw the activities of the compliance and enforcement offices. She joined FinCEN in 2009 after 26 years with the U.S. Government Accountability Office (GAO). As an assistant director at GAO, she managed many assignments dealing with AML compliance and enforcement, and interagency cooperation and coordination.

Barbara serves on the boards of directors of the ACAMS US Capital Chapter, Women in Housing and Finance, and Global Ties U.S.

Email: keller.barb@gmail.com


Lauren Kohr

Lauren Kohr
Membership Director
Old Dominion Bank

Ms. Kohr’ s background includes more than fourteen years of experience in the financial sector with significant experience in BSA/AML and OFAC compliance. Currently, Ms. Kohr serves as the Senior Vice President, Chief Risk Officer and BSA Officer at Old Dominion National Bank (ODNB) in Tysons Corner, VA where she is responsible for Old Dominion’s enterprise risk management program, including leading the bank’s AML/BSA and OFAC program. Prior to her role at ODNB, Ms. Kohr served as a Senior Manager over AML/BSA governance and policy at Pentagon Federal Credit Union (PenFed) in Alexandria, VA. At PenFed, Ms. Kohr was responsible for several aspects of the BSA Compliance program including risk assessments, policy/procedures, AML/BSA governance, quality assurance, merger and acquisition due diligence, and overall operational compliance. Prior to PenFed, she was the VP/Director of AML/BSA/OFAC at Metro Bank in Harrisburg, PA. During this time, she was responsible for developing, implementing and overseeing all aspects of the Bank Secrecy Act Compliance Program, including USA Patriot Act, Anti-Money Laundering, and OFAC regulations. Ms. Kohr is continuously recognized as a technical expert on the Bank Secrecy Act and a complex financial crimes subject matter expert with particular strengths in BSA/AML compliance and program management, governance, process improvement/ implementation and quality assurance/audit reviews.

Ms. Kohr was the 2016 ACAMS AML Professional of the year and authored the 2016 ACAMS Article of the Year. Ms. Kohr is a frequent speaker at numerous conferences both domestically and internationally for the public and private sectors on AML/BSA/OFAC and CTF related topics. She serves on the ACAMS Advisory Board, ACAMS U.S. Capital Board of Directors and was previously the president of the Central PA BS/AML/CTF user Group and PBA Marijuana Legalization Implementation Task Force in Harrisburg, PA. She is currently CAMS-FCI certified.


Robert Pasley

Robert S. Pasley, CAMS
Communications Director

Robert was most recently a Senior Vice President in the AML policy area for Bank of America. Prior to that, he served as a contractor for FinCEN, working on policy issues, handling specific cases, and assisting in drafting the final 312 regulation. Before that, he was an Assistant Director of the Enforcement and Compliance Division of the Office of the Comptroller of the Currency and specialized in the AML area. He is a graduate of the Cornell Law School and of the Stonier Graduate School of Banking. His honors thesis at Stonier was on the Consolidation of the Banking Agencies. He has also written on several other topics, including a chapter on the History of the Banking Agencies’ Enforcement Powers, a law review article on the impact of the Double Jeopardy Clause on civil money penalties, a law review article on the tension between privacy rights and anti-money laundering enforcement and a law review article on developments in Bank Secrecy Act enforcement.

Email: bob@pasleyconsulting.net


Edward Rodriguez

Edward Rodriguez, CAMS, CFS, CFCI, EA
Board Member
EORS Consulting LLC.

Ed is the principal and founder of EORS Consulting LLC. Prior to forming his own firm, Ed was practice leader of Watkins Meegan LLC, a CPA firm in the DC region, in the area of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Services. Ed has deep and varied subject matter expertise in AML compliance, having completed a career as a Special Agent with IRS Criminal Investigations (CI) where he conducted and supervised tax and money-laundering investigations for 25 years.

Prior to being assigned to Organized Crime Drug Enforcement Task Force (OFC), he was a senior analyst in IRS CI HQ in the Financial Crimes Section where he oversaw the IRS CI’s national money laundering program. Reviewed money laundering policy and supported CI’s field offices globally. Strategic analysis reviews were intended to enhance money laundering investigations. Coordinated and trained all the National CI’s 81 Suspicious Activity Review teams (SARs) within all of CI’s Field Offices.

While in New York Field Office (NYFO) as a Supervisor for IRS CI, he presented numerous engagements as an expert in money laundering and BSA enforcement to law enforcement and industry communities. He supervised in the El Dorado Task Force in NYC which involved money laundering and criminal financial investigations. He also supervised the IRS NYFO SAR-Review Team by enforcing BSA statutes such as Title 31. Then finally he supervised in the New York Asset Forfeiture Task Force working on criminal investigations while evaluating the potential to execute the federal asset forfeiture and seizure statutes.

Email: edwardrodriguez677@gmail.com


Don Temple

Don Temple, CAMS
Board Member
BSA/AML Consultants LLC

Don is a nationally recognized subject matter expert in the areas of currency reporting, anti-money laundering, the detection of suspicious transactions and fraud investigations. He has over 33 years of experience in the Bank Secrecy Act/Anti-Money Laundering field. He has extensive hands-on experience in the areas of the Bank Secrecy Act, financial investigations including financial fraud, anti-money laundering, due diligence, and Federal income tax investigations. His experience includes a 26 year career in federal law enforcement as a Special Agent with the Internal Revenue Service where he led a Financial Investigative Task Force for 16 years. Following his retirement from law enforcement Don became the BSA/AML subject matter expert for a leading AML software vendor, the BSA/AML subject matter expert and director in the BSA/AML group at a large regional bank, a director in the KPMG LLP forensic practice. He currently provides BSA/AML consulting services to financial institutions.


John Byrne

John Byrne, CAMS
Emeritus
AML RightSource

John is Vice Chairman of AML RightSource (www.amlrightsource.com), leads his own consulting firm, and was most recently Executive Vice President of the Association of Certified Anti-Money Laundering Specialists (ACAMS), a global organization with over to 70,000 members. He is also an Adjunct Professor at George Mason University’s Schar School of Policy and Government.

Byrne is an internationally known regulatory and legislative attorney, and one of the leading AML community voices for over 35 years.  He has experience in a vast array of financial service related issues, with particular expertise in regulatory oversight, policy and governance, anti-money laundering (AML), privacy and terrorist financing. He has written over 100 articles and blogs on AML, financial crime and privacy; represented the financial sector in this area before the United States Congress, state legislatures and international bodies such as the Financial Action Task Force (FATF); and appeared on CNN, Good Morning America, the Today Show, and many other media outlets in the United States and abroad.

 
John has received numerous awards, including the Director’s Medal for Exceptional Service from the US Treasury Department’s Financial Crimes Enforcement Network (FinCEN), the American Bankers Association’s (ABA) Distinguished Service Award for his career work in the compliance field, the Patricia Wise Award from the West Coast AML Forum (WCAML) as well as several awards for writing columns and blogs and for his podcast, AML Now (which has become “AML Conversations”). John was recognized with the ACAMS Lifetime Service Award in September 2017 and remains on the ACAMS Advisory Board. He also serves on Marquette University’s Commercial Banking Board and a number of other boards and steering committees.

John is also a member of the United States Running Streak Association (USRSA) for running three miles a day for 24 years and counting.


Mary Bashore

Mary W. Bashore, MBA, CAMS
Emeritus

Mary Bashore is a Certified Anti Money Laundering Specialist (CAMS). Ms. Bashore draws on extensive experience and comprehensive knowledge in AML activities and financial institution operations to advise clients on risk management issues.

During her federal career, Ms. Bashore advanced from a financial institution examiner to become the AML/BSA specialist and technical advisor to staff responsible for examination and enforcement activities for over 1,400 financial institutions. Ms. Bashore led, developed and trained staff on various systems and effective conduct of BSA examinations, analyzed data, and provided guidance to internal and external parties. She prepared administrative actions and handled the most complex, sensitive regulatory issues. She closely coordinated with FinCEN and other government agencies and taught examiners at the Federal Financial Institutions Examination Council (FFIEC).

A recognized leader and collaborator, Ms. Bashore received a Distinguished Service Award from the U.S. Capital Chapter of ACAMS, and continues to serve as Executive Board Director Emeritus.

“In addition, Ms. Bashore is a speaker and instructor on various topics. Most recently she has focused on developing and conducting courses for state and federal BSA examiners.”

Email: mrybash@gmail.com