North Texas Chapter


Upcoming North Texas Chapter learning events will be announced soon.

Welcome to the ACAMS North Texas Chapter web page! This new Chapter was launched on January 26, 2011 by an Executive Board composed of professionals from the AML field active in the North Texas region. The Chapter was formed to assist ACAMS with its international mission to advance the professional knowledge, skills and experience of anti-money laundering professionals throughout the world. The North Texas Chapter hopes to create a strong sense of community among professional by providing learning and networking opportunities on a regional level. We believe this Chapter will be an effective and productive resource, and we strongly encourage your participation.

North Texas Chapter

From Left to Right: Richard C. Gardner, Lysa S. Bufford, Chris Siddons, Tyrone W. Beasley, John Podvin and Mark Bell. (Missing – Charlotte Lowe and J. Tyson)

Upcoming North Texas Chapter learning events will be announced soon.

ACAMS North Texas Virtual Chapter Event: Cryptocurrency Intersections with Traditional Financial Sector

Download Presentation

Cryptocurrencies are P2P, pseudonymous global currencies that serve as alternative payment and investment rails to the traditional financial institutional infrastructure. Cryptocurrencies are also used to buy and sell stolen credentials, and to pay for cybercrime services including DDoS, phishing, ransomware and bulletproof hosting. Additionally, criminals and money launderers use consumer and corporate bank accounts to operate illicit cryptocurrency businesses without the banks’ knowledge, and to avoid sanctions and regulation. Criminals funnel illegal gains through hundreds of unregulated cryptocurrency service businesses and into the banking system. Yet this cryptocurrency activity frequently goes unnoticed in the ACH, SWIFT, wire, and credit card payment networks.

This session will give a brief overview of what is cryptocurrency and look at how and where cryptocurrency activity can be detected traditional financial operations and how the detection of those flows can give increased visibility into criminal actors, detect unregistered and illicit cryptocurrency businesses that may be using accounts at your bank, and understand how to appropriately conduct CDD/EDD on customers buying/selling cryptocurrencies.

Free Event

Please note that CAMS credit for this virtual event is available to members of the Chapter only.

Understanding The Changing Fundamentals of International Sanctions


Timothy R. White, CAMS is Vice-President, Business Development and Sanctions for AML RightSource

Tim is an expert on OFAC/Sanctions issues and has addressed OFAC and BSA issues at conferences throughout the United States and internationally. Tim has published articles in the ABA Bank Compliance Magazine, ACAMS Today and Western Banking Magazine. Tim was a member of the ACAMS’ Certification Exam Task Force in 2010 and 2016, as well as ACAMS’ Task Force for it’s new certification for Certified Global Sanctions Specialist – CGSS. Tim was a member of a working group formed by the United Nation’s Al-Qaida Taliban Sanctions monitoring team pursuant UNSCR 1735 in 2007. In June 2006, at the request of the US Department of State, he addressed an EU-US Workshop on Financial Sanctions and Terrorist Financing in Vienna, Austria. Tim provided training for the; Office of the Comptroller Currency and Federal Reserve Bank’s BSA/AML specialists on OFAC and BSA compliance technologies. In 2004 Tim was a member of the ABA’s BSA – OFAC Working Group on OFAC Examination Procedures. In 2003 he addressed BSA and OFAC as a faculty member of NACHA’s Payments Institute. In 2002, Tim consulted the FBI on interdict software capabilities within the financial institution marketplace. In 2001, while working for Thomson Financial Media, and in conjunction with First Data Western Union, Tim wrote the original product requirements for the first international interdiction database called Global Regulatory File, (now Accuity’s Global WatchList™); the first commercially marketed international sanctions database.

Tim served as the Chairperson of the West Coast AML Forum 2012-2018 and is currently on the Advisory Board. He is an active certified member of ACAMS first graduating class. After earning a Bachelors of Business Administration Degree BBA from the University of Iowa he attended Xerox’s International Management Center in Leesburg, VA.

Holiday Social and Networking Event

Please join the North Texas Chapter for the Annual Holiday Social and Networking Event!

Come learn about the North Texas ACAMS Chapter, including the benefits of membership and learning events, local ACAMS opportunities coming in 2020 and more!

Spend some time with your friends and colleagues to close out 2019 and enjoy some networking time and refreshments!

Members may bring one guest for free!
(Guest must be another professional working in BSA/AML)

BSA/AML Risk Assessments – Demystified

Please join the North Texas Chapter in welcoming Syed Raza!

Syed is a strategic thinking, energetic and resourceful risk management executive with unique combination of regulatory compliance, corporate governance, internal audit, financial crimes, and project management expertise. He has an excellent track record of managing regulatory expectations and managing CFPB, FRB, FDIC and OCC examinations and enforcement action responses. Syed’s proven history of delivering practical and useful solutions to complex problems through innovation, technology, process improvement, and common sense and his demonstrated expertise in turnaround and growth issues by building cross-functional teams, driving ‘out of the box’ thinking, and building consensus adds substantial value to any organization.

After serving the Financial Services industry as a consultant and as an industry executive, Syed founded a Risk Advisory firm which brings a highly customizable solution services to the marketplace.

Trafficking, Money and Investigations

North Texas Chapter Members may bring one guest for free!
(Guest must be another professional working in BSA/AML)


Maria Rosales-Lambert, Program Director and bilingual Forensic Interviewer at Oklahoma Interviewing Services
Maria Rosales-Lambert, who is a native of Mexico, is currently the Program Director and the bilingual Forensic Interviewer at Oklahoma Interviewing Services, INC (OIS) where she provides forensic interviews in English and Spanish and training for law enforcement agencies, Department of Human Services (DHS) and Child Advocacy Centers (CAC) throughout the State of Oklahoma. She also provides forensic interviewing supervision, peer review and case consultation. She worked for more than two years with a CAC in Oklahoma City, OK as the Bilingual Forensic Interviewer. She has been a forensic interviewer for more than 17 years, during which time she has conducted hundreds of interviews with child victims and has trained hundreds of professionals working in the child maltreatment field. Ms. Rosales-Lambert currently serves as a faculty member with ChildFirst/Finding Words Oklahoma, DHS and Oklahoma Commission on Children & Youth (OCCY). She has previously trained for the National Children’s Advocacy Center (NCAC), Oklahoma, Child Abuse Training & Coordination (CATC) and the American Professional Society on Child Abuse (APSAC). She has also trained nationally and in Canada and Guatemala on interviewing children, interpreting and culture issues. Before becoming a Forensic Interviewer, she was a Police Officer for five years with the Fort Smith Police Department in Fort Smith, Arkansas. She also worked at Catholic Charities Immigration Program in Oklahoma City, OK for seven years. Ms. Rosales-Lambert served as a board member of the Oklahoma Court Appointed Special Advocate (CASA) Association for six years.

New Year Meeting & Social

New Year Meeting & Social An opportunity to meet and greet and get an update on current events and what’s going on with the North Texas Chapter!

We will be hosting a roundtable event!
Have your questions answered and catch up on current and emerging trends in the industry.

Agents: Identifying Fraud and Abnormal Activities


Cliff Hagler, Founder and CEO of Aquilan Technologies Inc.
Cliff has over 35 years’ experience in life insurance, annuity, and financial services sectors beginning in data storage all the way to supporting compliance requirements and regulations. For the last 15 years Cliff has been dedicated to becoming an expert in activity monitoring, screening, and identifying anomalies / scenarios and schemes in the financial industry.

Aquilan Technologies is a leading provider of adaptive compliance monitoring solutions. Patriot Manager™ provides a consolidated platform supporting Agent Fraud, Misconduct, & Persistency monitoring, Anti-Money Laundering (AML) Transactional monitoring, Case Management & Complaint Tracking, Customer Fraud monitoring, Elder Financial Abuse & Suitability monitoring, Unclaimed Property (UCP) monitoring, and Watch List / Name Screening (FinCEN 314(a), OFAC, OSFI, HM Treasury, Lost Policy, Negative News, and Politically Exposed Persons (PEP)).

Banking a Bitcoin Exchanger: Compliance, Compliance, Compliance

Applying compliance and mitigating risk in the cryptocurrency arena may seem difficult to understand, but the need to do so derives from the fact that “crypto” is becoming more accepted, and may become more pervasive in the exchange of payments, goods, services, and interactions among merchants, organizations and individuals. The banking of cryptocurrency businesses warrants some attention.

The presentation will examine and discuss Key Concepts, Regulatory Treatment of Virtual Currencies (FinCEN Guidance & the Texas Money Services Act), BSA/AML Concerns and Assessing and Mitigating Risk. Federal and state regulatory regimes will be compared and analyzed for online transactions and Virtual Currency Kiosk (VCK) transactions. Bitcoin of America will be used as a case study.


Ruben Sanchez, Compliance Advisor to Bitcoin of America
Ruben Sanchez is a Compliance Advisor to Bitcoin of America (also known and doing business as SandP Solutions, Inc.) ( and the President and CEO of BSA Compliance Solutions. Mr. Sanchez has over 25 years of experience in providing comprehensive Bank Secrecy Act and anti-money laundering compliance counseling services in areas that include: risk, operational and compliance audits, licensing, compliance architecture and design, CIP, FATF, Basel II, KYC, KYE, KYA, OFAC, GLBA, NACHA regulations, and various related aspects of the USA PATRIOT Act and Bank Secrecy Act (BSA). Specifically, he assists Bitcoin of America by advising in the creation, development, implementation, review and enhancement of its anti-money laundering, OFAC and other compliance-related programs.
In this capacity he fosters and helps to promote Bitcoin of America’s belief that, in order to be truly effective, a compliance program should be a reflection of an organization’s customer base, demographics, products and services, geography, risk profile and overall corporate culture.
He has been asked to speak on a wide range of BSA/AML compliance-related issues and has significant experience working with cryptocurrency exchangers, card processors, banks, money transmitters, foreign currency exchanges, IT providers, regulators (federal, state, domestic and foreign), and, has a substantial knowledge base in other compliance fields, including MSB state law compliance, card processing and emerging payments (including mobile payments, prepaid cards and digital and virtual currencies).
Mr. Sanchez has a B.A. in International Relations from Stanford University, a J.D. from UCLA School of Law, has been certified as a Senior Compliance Officer BSA/AML by the Anti-Money Laundering Institute-Florida International Bankers Association, is a past Council Member of the Council of Standards and Practices (National Money Transmitters Association), and a Charter Professional Member of the Association of Certified Anti-Money Laundering Specialists (ACAMS).

Take a Byte Out of Financial Crime: Threats and Incident Response


Sean Renshaw, Director, Security, Privacy, and Risk Services, RSM US LLP

Sean is the national leader of the digital forensics and incident response (DFIR) practice. His team supports global operations for cybercrime and data breach investigations, digital forensics and incident response services within the security, privacy, and risk consulting group. Sean has over 28 years of experience leading and conducting investigations, and serving as an expert witness throughout the U.S. and globally, in civil and criminal matters in both federal and state courts. He has provided testimony in reports, depositions and before triers of fact extensively in his career.

Sean is a former senior special agent and national program manager with the U.S. Customs Service, and a former consultant with a Big Four accounting firm. He has served as an instructor for digital investigations for the U.S. Department of the Treasury, the U.S. Department of Justice and the U.S. Customs Service. Sean is frequently a featured speaker on digital forensics and investigations at legal conferences and trade association meetings.

Due to his extensive law enforcement and investigative experience, he frequently handles sensitive, complex matters, such as fraud and embezzlement, regulatory agency inquiries, Foreign Corrupt Practices Act (FCPA) investigations, investigations led by boards of directors, theft of intellectual property, executive employment disputes and other matters. In addition to his significant investigative background, Sean is a highly trained digital forensic expert who has handled a number of highly sensitive and complex investigations involving digital evidence.

Sean’s tenure as a senior special agent in the Office of Investigations for the U.S. Customs Service spanned over 12 years. In this role, he conducted investigations relating to illegal exportation of high technology and munitions, money laundering, commercial fraud perpetrated by multinational corporations and illegal importation of counterfeit pharmaceuticals.

End of Year Meeting & Holiday Social

An opportunity to meet and greet and get an update on current events and what’s going on with the North Texas Chapter!

This year we will be hosting a roundtable event!
Have your questions answered and catch up on current and emerging trends in the industry.

Financial Industry Regulatory Authority (FINRA) and Its Approach to Money Laundering Risk


Jerry Melton, Principal Regulatory Coordinator, FINRA District 6 – Dallas

Jerry Melton is a Principal Regulatory Coordinator with the Financial Industry Regulatory Authority, where he has also served as an examiner. Prior to FINRA, Jerry was employed as a special agent with the FBI for over 20 years. While there, he investigated a variety of matters, including white collar crime, public corruption, civil rights, foreign counter-intelligence and counter-terrorism. Many of these investigations involved money laundering. Jerry has a bachelor’s degree in accounting from the University of Alabama.


Suspicious Activity Reporting by Financial Institutions: Case Studies from Law Enforcement

The North Texas ACAMS Chapter is pleased to welcome representatives from law enforcement to discuss the importance of suspicious activity reporting by financial institutions. Case studies will be utilized to illustrate the kind of information that investigators seek and find most useful in conducting investigations.


  • Alan Hampton, SA, IRS-CI
  • Rob Starr, SA, IRS-CI
  • Rodrick Benton, SA, IRS-CI

Bitcoin, Blockchain and Compliance


Arnold A. Spencer, General Counsel for Coinsource

End of Year Meeting & Holiday Social

An opportunity to meet and greet and get an update on current events and what’s going on with the North Texas Chapter!

This year we are we will be hosting a roundtable event with representatives from many areas including Banking, MSBs, Insurance, and Brokerage services.

Have your questions answered and catch up on current and emerging trends in the industry.

Beneficial Ownership

Trade-Based Money Laundering

Chapter members may bring one guest for free! (Guest must be another professional working in BSA/AML)


John Cassara, author of Trade-based Money Laundering: The Next Frontier in International Money Laundering.

John Cassara retired after a 26 year career in the federal government intelligence and law enforcement communities. He is considered an expert in anti-money laundering and terrorist financing, with particular expertise in the areas of money laundering in the Middle East and the growing threat of alternative remittance systems and forms of trade-based money laundering and value transfer. He invented the concept of international “Trade Transparency Units,” an innovative countermeasure to entrenched forms of trade-based money laundering and terrorist financing. A large part of his career was spent overseas. He is one of the very few to have been both a clandestine operations officer in the U.S. intelligence community and a Special Agent for the Department of Treasury.

His last position was as a Special Agent detailee to the Department of Treasury’s Office of Terrorism Finance and Financial Intelligence (TFI). His parent Treasury agency was the Financial Crimes Enforcement Network (FinCEN), the U.S. Financial Intelligence Unit (FIU). He worked at FinCEN from 1996-2002. From 2002-2004, Mr. Cassara was detailed to the U.S. Department of State’s Bureau of International Narcotics and Law Enforcement Affairs (INL) Anti-Money Laundering Section to help coordinate U.S. interagency international anti-terrorist finance training and technical assistance efforts.

During his law enforcement investigative career, Mr. Cassara conducted a large number of money laundering, fraud, intellectual property rights, smuggling, and diversion of weapons and high technology investigations in Africa, the Middle East, and Europe for a variety of federal agencies. While assigned to the Office of the Customs Attaché in Rome, Italy, he directed the first truly international money laundering task force, called Operation Primo Passo, (“First Step”). The innovative operation combated Italian/American organized crime by examining the movement of money between the two countries and represented an early use of financial intelligence to proactively initiate investigations. During his customs career, he also served two years as an undercover arms dealer. He began his career with Treasury as a Special Agent assigned to the Washington Field Office of the U.S. Secret Service.

Since his retirement, he has lectured in the United States and around the world on a variety transnational crime issues. He is an industry advisor for SAS – the analytics company. Mr. Cassara has authored or co-authored several articles and books, including Hide and Seek, Intelligence, Law Enforcement and the Stalled War on Terrorist Finance (2006 Potomac Books) and On the Trail of Terror Finance – What Intelligence and Law Enforcement Officers Need to Know (2010 Red Cell IG). In 2013, his first novel was released – Demons of Gadara. Trade-Based Money Laundering: The Next Frontier in International Money Laundering (Wiley) was released in the fall of 2015.

Big Data and Emerging Technologies

The North Texas Chapter will be hosting this event to discuss how big data and emerging technologies fuel the movement and analysis of information in operating an effective AML/Financial Crimes Program.

Chris Siddons, Senior Director, Regulatory Compliance Solutions – Market Planning, Lexis Nexis will be the featured speaker for this event.

Have your questions answered and catch up on current and emerging trends in the industry!


Chris Siddons, Senior Director, Regulatory Compliance Solutions – Market Planning, Lexis Nexis

Inside the SAR Review Process

The North Texas Chapter will be hosting this event to walk through the SAR review process. This panel event will feature speakers from the IRS Criminal Investigation team in Dallas as well as the US Attorney’s Office.

Speakers for this event include:

R. Damon Rowe, Special Agent in Charge, IRS Criminal Investigation- Dallas Field Office
Tim Whisenant, Supervisory Special Agent, IRS Criminal Investigation – Dallas Field Office
Alan S. Hampton, Special Agent, SAR Review Team Coordinator, IRS Criminal Investigation – Dallas Field Office
Brian Poe, Assistant United States Attorney for the Northern District of Texas 

Trends in Examinations

Partnering with Law Enforcement

“Banking Bad: Emerging Bank Risks – Marijuana Businesses and Virtual Currencies”

“Payment Trends: Fraud, Risk Management, & EMV”

End of Year Meeting & Holiday Social

Money Services Businesses – Focus on Compliance Efforts and how the Industry is Evolving

SAR Roundtable – How Are Financial Institutions Implementing the New FinCEN SAR Filing Requirements?

Ty W Beasley

Ty W. Beasley

Ty Beasley is a principal in the risk advisory services division of RSM’s consulting line of business. He oversees the risk services offered from the Central Region, which includes regulatory compliance, internal audit, information technology audits, regulatory compliance, security and privacy consulting, Bank Secrecy Act (BSA) and anti-money laundering (AML) reviews and loan reviews. He is the firm’s national leader of regulatory compliance services. He has been with RSM for over 19 years and has over 24 years of bank consulting and regulatory experience.

In addition to the risk services offered in the risk advisory services practice, Ty is also responsible for general bank consulting activities such as advisory assistance with regulatory agreements. Before joining our consulting team, Ty spent seven years with the Office of the Comptroller of the Currency as a national bank examiner. During his tenure, Ty worked in both the safety and soundness and compliance on examinations for community banks and regional financial institutions. Ty served as the loan portfolio manager and examiner in charge for examining staff during numerous examinations and assisted in the training of new examiners. He complements his regulatory compliance knowledge with a vast understanding of credit risk management, anti-money laundering requirements and consent order management.


Linda Overfield, HIA, ACS, AIRC, DIA
American Fidelity Assurance Company

Linda is the Corporate Compliance and Market Conduct Manager at American Fidelity Assurance Company. She has been with American Fidelity Assurance Company since 1977 with over 25 years of that time spent in the field of compliance. In her role as Anti-money Laundering Compliance Officer, she coordinates the corporate-wide AML program, sanctions program, and Foreign Corrupt Practices Act. In addition, she manages agent licensing, assists with complaints and market conduct issues, and serves as an Investment Company and Variable Contract Products Principal for American Fidelity Securities, Inc. for agent registration and anti-money laundering. She is a member of the Association of Certified Anti-Money Laundering Specialists, and the Association of Insurance Compliance Professionals, and the Society of Corporate Compliance and Ethics.


Laura Rau
Co-Communications Director

Laura, who joined MoneyGram in October, 2011, has over ten years of experience in the money services business industry, and has nearly twenty years of experience in anti-money laundering, risk assessment, internal controls, and corporate governance. She currently oversees the functions of the Compliance Program Office which includes establishing global compliance policies and procedures for the AML, fraud, OFAC, global due diligence, Ethics and Anti-Bribery programs.

The Program Office supports MoneyGram’s compliance program world-wide by conducting risk assessments, evaluating new products and channels, implementing programs to comply with new or changing laws and regulations, providing compliance exam management and program governance oversight, and assisting in the achievement of employee training objectives. Laura recently was Senior Director, Global Compliance Programs at Western Union, where she had responsibility for a variety of global compliance programs, focusing on compliance training, governance and internal controls, compliance policies, product support and executive reporting. She has experience overseeing technology work streams, creating quality assurance programs and performing compliance risk assessments.

Prior to Western Union, Laura was employed by the Federal Reserve Bank as a Senior Auditor, and started her career as a Special Agent for the Washington State Gaming Commission. She is CAMS certified by ACAMS.


John Podvin

John Podvin
Shapiro Bieging Barber Otteson LLP

John is a partner at Shapiro Bieging Barber O Heson LLP in Dallas, Texas. John has almost 25 years of regulatory agency, law firm and corporate experience. He has advised corporate boards, board committees, and management on federal and state banking laws and regulations and has served as primary liaison to federal banking regulators.

During his corporate career with an NYSE-listed parent company to a $16 billion bank, he advised the board and management on compliance with applicable law, with specific emphasis on government relations, fair lending, insider lending, affiliate transactions, legal lending limits, anti-money laundering, privacy and ethics. In addition, he actively participated in the formulation and support of enterprise-wide policies and strategic initiatives. He supervised and coordinated investigations triggered by calls to the ethics hotline required by Sarbanes-Oxley. Finally, he coordinated and acted as primary liaison for all examinations with federal bank regulators.

As an attorney with a leading international law firm, John assisted financial institutions with regulatory compliance, mergers and acquisitions, enforcement actions and litigation. He also worked closely with financial institutions in developing new products and services, including electronic banking services, Internet services and other forms of information technology. John served on the American Bankers Association Compliance Executive Committee from 2005-2008 and he served as the President-Elect of the Texas Association of Bank Counsel.


James Charles, CFE, CAMS
Programming Director
American Fidelity Assurance Company

James is the Sr. Regulatory Analyst for American Fidelity Assurance Company. He is responsible for providing oversight and direction of the AML program and ensuring compliance with OFAC and FCPA related laws and regulations of multi-national financial institutions.  In addition to these responsibilities, he coordinates the regulatory examination process and negotiates regulatory filings on behalf of the Corporation.  Prior to joining American Fidelity, James served as Deputy Chief Examiner for the Oklahoma Insurance Department.

James received his undergraduate degree from Oklahoma City University and Master of Business Administration from Oklahoma Christian University.  He is a Certified Anti-Money Laundering Specialist and is currently on the Board of the North Texas chapter of ACAMS.  Additionally, James is a Certified Financial Examiner and former State Chair of the Oklahoma Chapter of the Society of Financial Examiners. 


Holly Hasty

Holly Hasty, CSCP
Communications Director

Holly is currently the Director, Risk and Regulatory at MoneyGram. She is responsible for assisting MoneyGram in establishing and implementing a global risk assessment framework, conducting self–assessments, and managing independent reviews and ongoing regulatory examinations. Prior to joining MoneyGram, Holly spent fifteen years in the securities industry, serving in various roles in Capital Markets and Compliance. Her experience includes serving as Chief Compliance Officer for a large regional clearing firm. Most recently Holly was Senior Vice President of Clearing Services for First Southwest Company where she was responsible for assisting over 80 introducing broker dealers with their day to day business, compliance and operational needs. Holly is a Certified Securities Compliance Professional (CSCP) and has also served on the Business Advisory Board for Missouri Southern State University’s School of Business Administration. She earned both a Bachelor of Business Administration (Marketing) and Master of Business Administration (Finance) from the University of Mississippi and is FINRA Series 4, 7, 14, 24, 53, 55, 63, and 66 registered.


Kristi Diehl, CAMS

Kristi is a Vice President within MoneyGram Compliance overseeing the global transaction monitoring and government reporting functions, the Financial Intelligence Unit (FIU), and fraud-related government reporting. She has more than 25 years of significant financial service industry, regulatory and compliance experience. She is CAMS certified by the Association of Certified Anti-Money Laundering Specialists (“ACAMS”) and an associate member of Certified Fraud Examiners.

Kristi’s responsibilities include the global execution of the Companies consumer protection program, OFAC and sanctions compliance, and internal controls and risk modeling compliance. She leads the teams responsible for conducting global risk-based monitoring and complex investigations on products, agents and consumers, analyzing high-risk alerts, and developing trends and pattern typologies for use in the determination if additional compliance controls are warranted. She is responsible for the Companies compliance enhancement program to replace and upgrade our compliance technology and to support market leading compliance.

Kristi joined MoneyGram in November of 2011 from Western Union where she served in several capacities including Vice President, Global Customer Care Operations and Vice President, AML Compliance. Kristi’s experience also includes Assistant Vice President, Regulatory Compliance at OppenheimerFunds where she had oversight of monitoring and governmental reporting teams, implementation of the USA Patriot Act, ERISA compliance and retirement planning, OFAC/Sanctions review, regulatory exam management, global risk assessments & broker/dealer and third party administrator’s oversight/reviews.


Jennifer Trammell

Jennifer Trammell
Co-Sponsorship Director
PricewaterhouseCoopers Advisory LLC

Jennifer is a manager in PwC’s Advisory practice with a focus on financial due diligence and extensive experience providing investigative and financial services to clients in a variety of industries, particularly given her prior role as manager in PwC’s Forensic Services practice.

Since joining PwC in 2009, Jennifer has been involved in buy-side financial due diligence, anti-money laundering, accounting for receiverships, forensic analysis and investigations, litigation consulting, franchise royalty testing, and financial statement audits. Jennifer has served clients operating in industries including financial services, pharmaceuticals, healthcare, energy, technology, consumer and industrial products, retail, and government.

Jennifer is a Certified Public Accountant in Texas and Ohio and a Certified Anti-Money Laundering Specialist. Jennifer also holds a Master of Accountancy and a Bachelor of Business Administration in Accounting from Baylor University. Jennifer’s personal passions include traveling, studying the Spanish language, and serving the community. She is actively involved in volunteering with international missions in Latin America and with local organizations such as Dallas’s Genesis Young Leaders and Fort Worth’s Center for Transforming Lives.


Maud Bui
Texas Capital Bank

Maud serves as Assistant Vice President, Senior Compliance Officer for Texas Capital Bank.

In this role, she is responsible for conducting the Enhanced Due Diligences for higher risk customers, ensuring compliance with regulations and establishing standards and policies pertaining to regulatory requirements for the onboarding of higher risk customers.

Maud has over 9 years’ experience in the Banking Industry.

Prior to joining Texas Capital Bank, she worked as a Risk Specialist-KYC Coordinator for Capital One, dedicated to online small business customers and responsible for reviewing CIP/KYC alerts and fraud detection.
Prior to that Maud served as a Senior AML Analyst for Societe Generale Corporate & Investment Banking (Paris, France) in charge of the onboarding of higher risk customers, working mainly under the third and fourth European Union Anti-Money Laundering directives, in an international environment. Maud has an extensive knowledge of investment banking products, complex transactions and their associated risks.

Maud first began her career as financial controller for Societe Generale (Paris, France) where she managed a $250 Million scope.

Maud holds a Master in Law, Economics and Management from the University of Caen (France), and a Master in Economics and Management from Cracow University of Economics (Poland). Maud is ACAMS Certified since November 2016.

Maud lives in Dallas with her husband and their 3 years-old son. During her free time, Maud enjoys traveling, reading and playing the piano.


Stephen Argenbright
Membership Director
SBC Global

Stephen is a native of Texas, having grown up in the Dallas area and still resides there today. He received a Bachelors of Business Administration degree from the University of Texas at Austin and a Juris Doctor from Southern Methodist University.    While attending the SMU Law School he sat for the Certified Public Accountant Exam and passed all parts on the first sitting.

Immediately following SMU Law School, he worked for Ernst & Whinney as a Staff Tax Accountant, where he stayed until the merger with Arthur Young.    After a brief stint with a North Dallas law firm, he spent the early and mid 1990’s working in the corporate legal departments of Panda Energy and The Coastal Corporation.     In the late 1990’s he accepted a position as Director Business Development at CHI Energy, an organization owned by Morgan Stanley and Credit Swiss.     In the early to mid 2000’s, Stephen owned and operated and Internet based operation, and was awarded two business method patents from the Untied States Patent and Trademark Organization.    With the birth of his son in 2005, he accepted a financial advisor position at Union Bank of Switzerland (“UBS”) and subsequently left to become a financial advisor with H&R Block Financial Advisors.     In 2010, Stephen pursued independent project work, focused mostly on reviewing documents for electronic discovery, but his latest project (May 2017) was working for Allsec in its AML review of Standard Charter Bank’s correspondent banking transactions.   Stephen obtained his CAMS in July of 2016.

Stephen is a licensed attorney, Certified Public Accountant and a Certified Anti-Money Laundering Specialist.  


David Hernandez
Co-Membership Director
Titan Bank

David Hernandez is the SVP of BSA/AML Compliance for Titan Bank, N.A. In this role, he oversees and manages the bank’s BSA/AML compliance program. For more than 10 years, David Hernandez has had the opportunity to manage and execute complex AML investigations, KYC, CDD/EDD programs, compliance audits, compliance training, and managed several teams and projects. Additionally, he has managed branch operations for multiple high-level banking centers that included banking compliance, staff training, and supervising day-to-day operations. Recently, as the BSA Officer for Titan Bank, he has written and implemented multiple custom BSA/AML programs in the medical marijuana and cryptocurrency space.

Prior to working in the banking industry, David spend several years as a corporate trainer for Dish Network LLC that included conducting new hire training, management training, and weekly up-training for advance agents and supervisors. David received a Bachelor’s degree in Political Science from Oklahoma State University and he is also a Certified Anti-Money Laundering Specialist (CAMS).


Shaye Martin

Shaye Martin
Wells Fargo

Mrs. Shaye Martin is a Senior Manager at Wells Fargo in the Enterprise Testing & Validation group. She oversees the Financial Crimes, Fraud and Conduct Risk Control Testing team for Home Lending where she ensures regulatory compliance. Over the past 13 years, she has developed subject matter expertise in financial crimes and fraud across multiple financial institutions, money service businesses and client services. Shaye has significant experience working with High Risk clients and managing compliance programs. She has experience working with both consumer and commercial clients. Given the evolving state of financial crimes, Shaye brings enhanced knowledge, skills and expertise to the Anti-Money Laundering efforts she engages in.

Shaye is a Dallas native, born and raised. She attended Southern Methodist University graduating with her Bachelors in Economics. Shaye obtained her CAMS certification in 2015. She is recently a newlywed and dog mom to two Boxers and one high maintenance French Bull dog.


Tom Ganem

Tom Ganem
Board Member
Charles Schwab & Co.

Tom Ganem is a Managing Director and Deputy AML Officer in the Financial Crimes group of Charles Schwab & Co., where he leads the High Risk Customer group and is responsible for AML oversight over all Schwab foreign branches. Tom has been at Schwab for 12 years and has been directly involved with the implementation of the automated AML customer risk scoring program as well as the PEP and negative media identification systems; ensuring compliance with all FFIEC/BSA/AML requirements.

Prior to joining the Financial Crimes Group at Schwab, Tom led a multi-year International Tax centralization and remediation project to recertify all non US taxable customers. This included the development of an electronic W-8 tax form and bringing the firm into compliance with the new FATCA requirements.

With a background in Accounting and International Tax, Tom is also licensed as a General Securities Representative with FINRA, and has more than 15 years of experience in the financial sector.


Alicia Kimberlin, CAMS, CAFP
Board Member

Alicia a Vice President within PlainsCapital Bank as the BSA Officer. She has been with the PlainsCapital Bank in the BSA department for over 7 years. In her role of BSA Officer, she is responsible for the BSA/AML program of the Bank and ensuring compliance with OFAC. She oversees the departments various operations from analyzing transaction alerts, to customer due dalliance and enhanced due diligence on specific customers and industries. In addition to these duties, she coordinates with the regulatory examination process as well as Internal Audit. Prior to PlainsCapital Bank, Alicia was employed with Platinum Bank as the BSA Officer and Internal Compliance Auditor.

Alicia received her undergraduate degree from Oklahoma State University and Masters of Business Administration from Oklahoma City University. She became a Certified Anti-Money Laundering Specialist in October 2014 and received the Certified AML and Fraud Processional designation in February 2017. Alicia completed the Texas Tech School of Banking program in August 2019.

Alicia’s personal interest including traveling with her husband, playing with her two Toy Australian Shepard’s, and watching college sports.