ACAMS Nordics Chapter


Upcoming Events

Upcoming Nordics Chapter learning events will be announced soon.

The ACAMS Nordics Chapter aims to serve members from the entire Nordic region and will be co-located in Copenhagen and Stockholm.

At the founding meeting, on 16 September 2015, ACAMS Nordics Chapter co-chairs, Karl-Johan Karlsson and Marie Lundberg, together with chapter board members Julia Jensen, Tiffany L. F. Ikkala, Håkan Svensson and ACAMS Head of Europe and CIS, Angela Salter, posed for a celebratory photograph. The founding board has since been joined by Migdalia Rojas.

The board directors possess a diverse mix of skills and experience from a range of organisations, including banks, consultancies, funds management, LEAs, MSBs, FinTechs and tech companies, and are currently located or have recently worked closely with several areas of the Nordics, ensuring good member representation across the region.

Nordics Chapter Mission

The ACAMS Nordics Chapter will support ACAMS in its mission to advance the professional knowledge, skills and experience of those dedicated to the prevention and detection of money laundering and financial crime.  In addition, the chapter will:

  • Provide a Nordic perspective and input into regional and international standards for the detection and prevention of money laundering and terrorist financing
  • Offer networking platforms through which anti-money laundering and counter-terrorist financing (AML/CTF) professionals can collaborate with their peers throughout the Nordic countries.
  • The chapter will also deliver Nordic-focused member events on a regular basis and welcomes inquiries from potential speakers, trainers and sponsors.

All ACAMS Nordics Chapter events will take place in English.

For further information about the ACAMS Nordics Chapter, please contact us at For any other ACAMS inquiries, please contact

ACAMS Today article

Nordics Chapter Presentation

Upcoming Nordics Chapter learning events will be announced soon.

Time for Change? How to Land a Job Within Anti Financial Crime

“Are you interested in starting a career fighting the good fight against financial crime or are you thinking about your next step?”

The purpose of this event is to support the members of the financial crime prevention (FCP) community in preparing or furthering their career paths.

The target audience includes both students who are interested in pursuing a career in FCP, and those with several years of experience.

Senior experts from the ACAMS Nordics Chapter along with an HR professional will share their views and experiences on the various career opportunities within FCP and how to succeed within this field.


Current Landscape in Terrorism Financing in Finland and Europe

Acams Nordics Chapter is excited to have the chapter’s first event in Helsinki in collaboration with PwC. So please join your fellow anti-financial crime experts to hear the current landscape related to terrorism financing in Finland and Europe. This is also an excellent opportunity to meet and network with your colleagues.

Our speakers, Andrew McDonald from the UK and Eetu Uotinen from Suojelupoliisi will talk about current trends and learnings from the five terrorist attacks in the UK in 2017 as well as how financial institutions can spot a terrorist.

This event is complimentary and open for everyone in the anti-financial crime community. It will be held in English. You will earn 2 CAMS credits for this.

Please reserve your place by filling in the registration form by 23.1.2019. Limited seats available.


Welcome words from PwC, Janne Miettinen
ACAMS Nordics Chapter, Marie Lundberg

Terrorism situation in Finland – Speaker: Eetu Uotinen, Suojelupoliisi


Adios ISIS?…. or has the threat just changed? – Speaker: Andrew McDonald

17:00-17:30 Wrap up and networking


Eetu Uotinen, Suojelupoliisi
Topic: Terrorism situation in Finland

Andrew McDonald
Topic: Adios ISIS?…. or has the threat just changed?

Andy is a widely experienced, accredited Senior Investigating Officer; having served over 30 years with the UK Metropolitan Police Service. Twenty of those years were with specialist covert and overt operations within counter-terrorist or organised crime teams at New Scotland Yard. He retired in January 2017 as Head of Specialist Investigations and UK National Terrorist Financial Investigation Unit (NTFIU) at UK Counter Terrorism Command, New Scotland Yard. He had strategic and tactical oversight of all financial investigation and crime disruption investigations to identify, arrest and charge or disrupt terrorist offenders and their criminal associates.

In a previous role as Head of London Metropolitan Police Fraud Squad at New Scotland Yard, Andy was responsible for designing their current operating model to counter fraud and cyber-crime; and assisted in the implementation of the new approach.

Over a number of years, Andy has designed and delivered bespoke training and advisory services to all levels of employees in many public sector and commercial organisations in the UK and overseas, primarily in the arenas of Crisis and Risk Management, Intelligence-led Investigations and Financial Crime. He has enjoyed co-authoring, contributing to, or delivering webinars on several ACAMS courses.

Sponsor: PWC Logo

ACAMS Nordics Chapter at the Oslo Fraud Awareness Week 2018 in collaboration with Advokatfirmaet Erling Grimstad : Financial Crime Methodologies and Preventive Measures

The event is complimentary.

Financial Crime Compliance Forum Stockholm 2018 – addressing the global sanctions landscape

ACAMS Nordics Chapter invites you to a breakfast seminar – addressing the global sanctions landscape in Stockholm on 20th November 2018. This event is sponsored by Accuity.

Key highlights include:

  • Evolving global sanctions landscape
  • Case studies demonstrating how criminals are dodging the system
  • Innovations available to respond to market forces

Half-day Seminar on Financial Crime Prevention

ACAMS Nordics Chapter and SAS Institute invite professionals as yourself, who are working with Financial Crime Prevention, to a free half-day seminar. Learn how to tackle the ever-increasing challenges in prevention and disruption of financial crimes.

What was needed in order to prevent and detect financial crime just years ago, will no longer give satisfactory results. As we know, criminal’s techniques constantly change, and therefore we, who fight them, must adapt. Inevitably, this give technology a critical role which can be seen in the uptake of tech conferences in our profession. But the value of technology is in large parts determined by how successfully we deploy technology to help us. We discuss which new skills and competencies are needed and we uncover the increasing importance of cross-functional teamwork and how innovative use of technology can help.

We also discuss the prerequisites for getting value from technology. These may be access to good data, adequate analytical skills in the team, good collaboration between investigators and IT as well as management understanding for technology. Lastly, we emphasise that distinct processes and a well-defined governance will be just as crucial for your success as good data and modern technology.

Learn more about:

  • The role the Swedish Economic Crime Authority (Ekobrottsmyndigheten) have in order to prevent financial crimes, and what emerging trends they are facing.
  • Any financial institute must demonstrate robust governance, effective risk procedures and adequate internal control to manage their financial crime fighting activities. The Danish banking central SDC view their financial crime compliance as a competitive advantage that attracts customer and earns the trust of the public and regulators. Learn how process and technology enable a risk based approach!
  • Panel of leading experts that all have personal experience fight financial crimes from law enforcement and investigation as well as from financial institutions, revealing how they view both human and technological resources required in the future, mapping out skills needed in your financial crime fighting team.

The seminar will close with an optional, informal lunch amongst peers where you can discuss the impressions of the morning sessions.

Half-day seminar on AML/CTF

More than a 130 people from different sectors and companies participated in ACAMS Nordics Chapter’s half-day seminar on 22 February at the premises of our sponsor SAS Institute, in Solna, Sweden.

Participants had the opportunity to listen to Grahame White who talked about to Terror Cell Identification (TCI) to prevent the financing of terrorism. Thereafter Håkan Svensson made a fascinating presentation on the private and public perspectives regarding counter terrorism financing (CTF) which was followed by an interactive panel discussion on overcoming challenges in CTF.

Marie Lundberg, co-chair of Nordics Chapter, introduced a practitioner’s view on the use of analytics in AML. Finally, Miriam Gyllenros addressed auditing AML and CTF as the third line of defense.

Delegates had the chance to mingle with peers, presenters and Chapter board members under the breakfast and lunch.


Breakfast Seminar With the Swedish Financial Supervisory Authority

The ACAMS Nordics Chapter breakfast seminar was held on 18 October in the Stockholm City Center, Norra Latin, where our guest speaker Ronny Gustavsson from the Swedish FSA presented how the FSA use a risk based approach in AML supervision.

It was an interesting seminar where more than 100 participants from different sectors and companies learned about: the risk based supervision process, what financial institutions should expect the FSA visits and what happens after the visit.

When the seminar started and after having welcomed the audience and the guest speaker Chapter co-chair, Marie Lundberg, gave a brief presentation about the Chapter and ACAMS. After the main speaker presentation Marie also conducted a very interesting and participative Q&A session.


Entity Resolution in Anti Money Laundering


Martin James, Pitney Bowes

Attendees at this session will learn:

  • How to accelerate KYC and CDD processes
  • How to identify non-obvious connections across transactions and parties
  • How applying a robust data quality strategy will improve TMS effectiveness

The evening will also offer an opportunity to mingle with AML/CTF peers from the Nordic region, discuss with the guest speaker, and meet with the ACAMS Nordics Chapter Board members.


Karl-Johan Karlsson

Karl-Johan Karlsson, CAMS®-Audit
Head of Compliance, Handelsbanken (Denmark)
ACAMS® Nordics Chapter Co-Chair
LinkedIn and YouTube

Karl-Johan Karlsson is the Head of Compliance at Handelsbanken in Denmark and the Co-Chair of the ACAMS® Nordics Chapter. He began working in the financial services industry in 2001 and has held several senior and management positions in both risk and compliance. Karl-Johan was among the first in Europe to earn the Certified Advanced AML Audit Specialist (CAMS®-Audit) credential from the Association of Certified Anti-Money Laundering Specialists (ACAMS®).

Marie Lundberg

Marie Lundberg, CAMS®
Founder and CEO, ACRONYM Consulting AB (Sweden)
ACAMS® Nordics Chapter Co-Chair

Marie Lundberg is the founder and CEO of Acronym Consulting AB, based in Stockholm, Sweden.

She is a financial crime specialist with over two decades of experience within the financial sector. The company specialize in Anti Financial Crime (AFC), Anti Bribery and Corruption (ABC), Anti Money Laundering (AML) and Counter-Terrorism Financing (CTF), Know Your Customer-processes (KYC) including, PEP, UBO and Sanctions along with management reporting as well as reporting to FIU’s and FSA’s.

Marie is a firm believer of using analytics and the importance of knowing and understanding your data, as well as your customers. Awareness, a solid risk management program and education is in her opinion one of the keys to combat financial crime.

She has extensive international experience, working mainly in the Nordics and Europe. Marie is also a Certified Fraud Examiner by ACFE as well as a public speaker and thought leader in this area.


Julia Boe Jensen

Julia Boe Jensen, CAMS®
Customer Due Diligence Expert, Nordea (Denmark)
ACAMS® Nordics Chapter Co-responsible for programming

Julia Boe Jensen is a Customer Due Diligence Expert. Her tasks include CDD and KYC, risk evaluation of business relationships, de-risking, sanctions, PEPs and transactions screening.

Julia B. Jensen worked as a Senior Settlements Specialist and was responsible for settlement in Emerging Markets and monitoring of equities transactions that may violate anti-money laundering (AML).

Julia is a Certified Anti-Money Laundering Specialist (CAMS®). Julia has a law degree from Vilnius University, holds a diploma in social sciences from Roskilde University and a diploma in political studies from Lund University.

Migdalia Rojas

Migdalia Rojas, CAMS®, CFCS. MICA, MCR
Compliance Officer, Sbanken ASA (Norway)
ACAMS® Nordics Chapter Member Communications

Migdalia Rojas has more than 10 years of experience in the field of compliance, anti-money laundering, sanctions, counter-terrorism financing and financial crime prevention. She holds a translation and a law degree from her homeland Venezuela as well as an MBA from the University of Hull in the United Kingdom. Migdalia is a Certified Anti-Money Laundering Specialist (CAMS®) and recently became a Certified Financial Crime Specialist (CFCS). Additionally, she has undertaken various courses in compliance including all the AML qualifications provided by the International Compliance Association (ICA). Migdalia is currently a member of the ICA (accredited MICA), the Compliance Register (accredited MCR); ACAMS® and the ACFCS.

Migdalia is an active participant in various AML/CTF conferences and seminars in the associations she is a member of, as well as the AML Professional Forum (AMLP Forum) and Finance Norway.



Susanna Mills, CAMS®
AML Business Analyst, OP Financial Group (Finland)
ACAMS® Nordics Chapter Board Member

Susanna Mills is AML Business Analyst at OP Financial Group, the largest financial group in Finland. She has a more than nine years’ experience in a vast array of Anti Financial Crime duties including risk assessments and developing AML transaction monitoring systems. Prior to joining OP, Susanna worked as a Compliance Officer at S-Bank Ltd for the past eight years and led development projects related to AFC. She holds a MSc in Business Administration from Hanken School of Economics, Helsinki and is also a Certified Anti-Money Laundering Specialist (CAMS®).