Colorado Chapter

Participate

Upcoming Event

    Save the Date

  • Financial Institutions Appreciation and Community Support Night
  • December 5th, 2018
  • Registration and Networking (Dinner and drinks served): 5:00 PM – 5:55 PM
  • Presentation: 5:00 PM – 8:30 PM
  • Doubletree Hotel Denver Tech Center
    7801 E. Orchard Road
    Greenwood, Colorado 80111
  • 1 CAMS Credit

Welcome to the Colorado ACAMS Chapter web page!

An extension of ACAMS International, the Colorado Chapter held its inaugural meeting on October 16, 2014.

Chapter membership comprises over 100 individuals representing banks, credit unions, broker dealers, mutual funds, insurance companies, money services businesses, credit card providers, law firms, federal law enforcement agencies, and Colorado State banking and securities regulators.

The Chapter is committed to assisting ACAMS International in its mission to advance the professional knowledge, skills, and experience of those dedicated to the detection and prevention of financial crimes by providing:

  • Educational resources and continuing education credits;
  • Collaboration and networking opportunities with local AML professionals and industry experts; and
  • Career/professional development opportunities.

With a focus on Colorado and global connectivity, the ACAMS Colorado Chapter provides a vibrant forum for addressing and resolving the full array of BSA/AML and sanctions compliance challenges for all financial institutions serving the region.

We invite you to join us.

    Save the Date

  • Financial Institutions Appreciation and Community Support Night
  • December 5th, 2018
  • Registration and Networking (Dinner and drinks served): 5:00 PM – 5:55 PM
  • Presentation: 5:00 PM – 8:30 PM
  • Doubletree Hotel Denver Tech Center
    7801 E. Orchard Road
    Greenwood, Colorado 80111
  • 1 CAMS Credit

Financial Institutions Appreciation and Community Support Night

Presentation:

Latest on Human Trafficking in Colorado

Extended Hands of Hope: “Mission is to offer safe housing and supportive services to sex trafficking survivors, empowering them to move forward with hope and dignity.”

Regulators’ Perspective on the role of BSA Compliance in Protecting our Global Financial System (Good Progress and Challenges)

Law Enforcement Perspective on the Role of Financial Institutions in Financial Crimes and Enhancing National Security

Door Prizes and Best Wishes

OPTIONAL: 8:00 to 8:30 Sign Encouragement Cards for Extended Hands of Hope clients


Understanding Virtual Currencies and their AML Challenges


Strategic Approaches to Address Mounting Frustrations of BSA & OFAC Compliance

Keynote Speaker

Chip Poncy, JD, President and Co-Founder of the Financial Integrity Network; past Senior Advisor at the U.S. Department of Treasury and leader of the U.S. delegation to the Financial Action Task Force (2010-2013)

Speakers

Lorraine Lawlor, CPA, Senior Vice President, Global Sanctions Governance Director, Wells Fargo; and past Chief of Compliance Outreach at the Office of Foreign Assets Control, U.S. Department of Treasury

Daniel Alexander, Esq., Managing Director, Deputy Global Sanctions Officer for OFAC and Global Sanctions, Charles Schwab


Third Anniversary Celebration and Law Enforcement Appreciation Event

Download Presentation

You are cordially invited by the ACAMS Colorado Chapter to attend a Celebration of our Third Anniversary and Law Enforcement Appreciation Event.

This evening will celebrate the three great years we have had as a chapter that would not have been possible without the support of all the ACAMS members that are a part of our chapter and the support of the larger Law Enforcement and Compliance community here on the front range. We also are taking the opportunity this evening to focus on how BSA/AML compliance ultimately supports the efforts of Law Enforcement in identifying and investigating crime and supporting our national security.

Following our celebration of the Colorado Chapter’s third anniversary we will have a panel of Law Enforcement agency representatives discussing how they utilize the reports that financial institutions create and how that is important to supporting the work of Law Enforcement.

Printed Certificates of Attendance will be distributed at the end of the event.

Speakers:

  • Barbra Roach, Special Agent in Charge, Drug Enforcement Agency (DEA)
  • Brian Blauser, Supervisory Special Agent, Federal Bureau of Investigations (FBI)
  • Walt Moran, Assistant Special Agent in Charge – Homeland Security Investigations, Immigration & Customs Enforcement – Department of Homeland Security (ICE-DHS)
  • Ryan Rickey, Supervisory Special Agent – SAR Review Team, Internal Revenue Service-Criminal Investigations (IRS-CI)
  • Nicole G. Davis, Inspector-In-Charge, United States Postal Inspection Service (USPIS)
  • John Gullickson, Special Agent in Charge, United States Secret Service (USSS)

  • The New CDD Regulation: What the Examiners Think


    Cyber Security: It Takes A Team

    Two panels of Cyber Security Experts share their insights on the magnitude of cyber security threats to Colorado financial institutions and the components of an effective Cyber Security Team

    Speakers:

    • Alan Brill, Senior Managing Director, Cyber Security and Investigations, Kroll Associates, Inc.
      Alan Brill, Senior Managing Director, Cyber Security and Investigations, Kroll Associates, Inc., is the founder of Kroll’s global high-tech investigations practice. Alan also teaches seminars for NATO’s Center of Excellence for Defense Against Terrorism and their Science for Peace and Security (SPS) Program. A few days after our Education Event in Colorado, Alan is headed to Berovo Macedonia for a session co-sponsored by NATO and the U.S. National Defense University.
    • Rick Pither, CISSP, SparkCognition
      Rick Pither, CISSP, SparkCognition, has been in cyber security, virtualization and networking industry for over 24 years. He has held executive positions at Network General, McAfee, VMware, Secureworks and now at SparkCognition. Rick has served on various cyber security panels and spoken at large conferences, like EMC World and CiscoLive!




    The ACAMS Colorado Chapter Second Anniversary Celebration – Law Enforcement Appreciation Night

    Please join us for our second Anniversary Celebration featuring presentations by guest speakers from several law enforcement agencies: Department of Homeland Security-Investigations, Federal Bureau of Investigation, the Drug Enforcement Agency, and the Internal Revenue Service – Criminal Investigations.

    Pre-registration information will be available soon!


    ACAMS Colorado Chapter Presents: The Marijuana Conflict

    Please join us for our upcoming educational event addressing The Marijuana Conflict. A panel of experts will discuss the issues confronting financial institutions as a result of the existing conflict between State and Federal laws.

    Download Presentation


    FinCen’s Final Rule: Customer Due Diligence Requirements for Financial Institutions

    Download Presentation


    Human Trafficking

    Please join us for our upcoming educational event, focused on the critically important issue of human trafficking. A panel of experts from the non-profit sector, federal law enforcement, and the financial services industry will discuss trends, issues, and cases involving detecting and fighting human trafficking.

    Speakers:

    • Kristen Harness, Founder & Executive Director, Extended Hands of Hope
    • Lee Schoenike, Special Agent, U.S. Department of Homeland Security
    • Amy Ruppeck, Director, Global AML Investigations and SAR Reporting, Western Union
    • Anna Rentschler, CRM, CAMS, VP and BSA Officer, Central Bancompany

    CoBank

    Download Presentation


    ACAMS Colorado Chapter Anniversary Celebration


    Cyber Security

    082715-Colorado-Chapter-02

    Presentation
    Extra 1
    Extra 2


    Terrorist Financing


    SAR Reporting: Windows into Your AML Program


    Colorado ACAMS Chapter Launch Event

Robert L. Goecks

Robert L. Goecks, MBA, CPA, CAMS
Co-Chair
Egris, LLC.

Egris LLC is an advisory services practice, specializing in Bank Secrecy Act compliance, anti-money laundering, financial crime investigations, criminal tax matters and Office of Foreign Assets Controls (“OFAC”) compliance.

Rob has deep and varied subject matter expertise in AML compliance, having completed a career as a Special Agent with IRS Criminal Investigations where he conducted and supervised complex criminal tax and money-laundering investigations.

Rob served a year as a Special Investigator of sales practice violations for the National Association of Securities Dealers (NASD) (now FINRA) where he introduced AML training to NASD’s District 10 in Manhattan.

He then served as the Executive Director of AML Compliance for CIBC World Markets for approximately three years. His tenure included sustaining a compliant AML Program in the aftermath of the 9/11 attacks and the firm’s relocation from Ground Zero.

Rob was recruited by U.S. Trust to be their designated AML Compliance Officer. U.S. Trust had a pre-existing Cease and Desist Order involving weaknesses in their AML Program. Rob reported directly to the firm’s General Counsel, participated in senior management’s risk management program and reported regularly to the Board of Directors. With his leadership the Order was lifted within six months of his arrival and under his continued guidance, the firm successfully sustained its AML compliance for the next five years. Throughout his tenure, U.S. Trust incurred no additional penalties or fines related to AML or OFAC issues.

Prior to forming Egris LLC, Rob was the Practice Leader of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Services for the accounting firm of Eisner LLP (now EisnerAmper LLC) headquartered in New York City.

Rob is a licensed Certified Public Accountant in the states of New York and Colorado. He is the Founding Chair of the New York State Society of CPAs (“Society”) Anti-Money Laundering & Counter Terrorist Financing Committee and a past member of the Society’s Board of Directors. He served on the Board of Trustees for the John Jay College Foundation, Inc. for twelve years where he chaired the Audit Committee.

Rob has been a Certified Anti-Money Laundering Specialist (“CAMS”) since March 2003. He served on the Executive Board of the Association of Certified Anti-Money Laundering Specialists’ (“ACAMS”) New York Chapter. He is a Founding Co-Chair of the ACAMS Colorado Chapter and served as a faculty member for Colorado Bar CLE.

Rob’ s consulting engagements have involved the following industries: casino, insurance, banking, U.S. branches of foreign banks and asset management/financial planning.

Rob has a BA degree in Accounting and an MBA with a concentration in Finance from the University of Texas at Arlington.


Michael Holland

Michael Holland
Co-Chair
FirstBank (CO)

Michael Holland has been with FirstBank since 2000. He currently serves as the Bank Secrecy Act officer for FirstBank and has overseen the company’s Anti-Money Laundering division since 2014. Previously, he held positions in compliance, operations, and lending.

Michael graduated from Colorado State University in 2000 with a Bachelor of Science degree in Finance. He completed the Graduate School of Banking program at the University of Colorado in 2009. Additionally, he holds the designations of Certified Regulatory Compliance Manager (CRCM) and Certified Anti-Money Laundering Specialist (CAMS).


Micah Schwalb
Membership Director
Roenbaugh Schwalb

Micah counsels financial institutions on anti-money laundering and counter-terrorism finance rules administered by the Financial Crimes Enforcement Network and other financial intelligence regulators. His efforts extend to banks, broker-dealers, registered investment advisers, money services businesses, casinos, futures commission merchants, introducing brokers in commodities, and precious metals dealers, as well as non-financial corporations seeking advice on legal risks associated with money laundering that can occur in their day-to-day operations.

Micah has designed new AML compliance programs, enhanced existing programs, defended internal and external audits, and advised clients on the implementation of surveillance systems. He has interacted with regulators on behalf of clients, helped a global investment bank to navigate legal regulatory conflicts in multiple jurisdictions, conducted enterprise risk assessments, and designed internal controls for novel financial products. Finally, he has advised venture-backed companies on the financial risks associated with investments made by politically-exposed persons.

Micah has also conducted training in multiple jurisdictions; designed and implemented risk-based compliance initiatives; been responsible for integrating compliance functions, systems, policies, and procedures; and advised clients on filing suspicious activity reports. His efforts have also extended to helping compliance operations functions with respect to government sanctions, government reporting/record keeping, licensing in multiple regions/countries, and compliance systems, processes, and procedures. Micah also helps companies with internal investigations. In addition, Micah has developed global strategies and maintained and developed key external regulatory relationships across the United States. He has strong conceptual and planning skills, advanced compliance expertise and the ability to manage in a highly diversified, changing environment enforcing shared responsibility for outcomes.


Linda Sam

Linda Sam
Co-Membership Director
Wells Fargo

Linda has over 25 years of experience within financial institutions in various roles. Her experience includes Financial Crimes compliance (BSA/AML; Sanctions; USA PATRIOT Act; Fraud, ABC, etc.), risk assessments, testing, training, policy and procedure development, and program development; enterprise compliance and testing; consumer compliance; internal audit; quality control/assurance; mortgage compliance; lending compliance; vendor management; credit quality reviews; and full cycle Sarbanes Oxley (SOX/COSO) compliance. Her experience not only includes financial institutions, but various industries such as mortgage, money service businesses, energy, technology, healthcare, retail, payment services, aeroponics, and food ingredients.

In her current role, Linda is a Vice President and Compliance Consultant in the Financial Crimes Risk Management Chief Administrative Office. She primarily performs oversight of issues management for first line and second line of defense businesses within the company and assists in leading efforts to manage the financial crimes risk as defined in the company’s foundational documents, such as the risk coverage statement.

Linda transferred to the Wells Fargo Financial Crimes Risk Management team in March 2016 from the Enterprise Compliance and Third Party Risk Audit team where she worked as a Senior Audit Leader since joining Wells Fargo in 2013.

Linda is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Regulatory Compliance Manager (CRCM). She also has maintained an active membership with the Institute of Internal Auditors (IIA) for over 21 years.

Linda is a graduate of the College of Santa Fe with a Bachelor’s degree in Accounting. She also holds an Associate’s degree in Banking and Finance

LinkedIn:linkedin.com/in/llsam

Email:Linda.Sam@wellsfargo.com


David Jasper

David Jasper
Secretary
Charles Schwab

David is Managing Director in Charles Schwab’s Financial Crimes Compliance group where he leads teams focused on enhanced due diligence and AML governance. Prior to his current role, David served as in-house counsel for a federally chartered bank where he handled all legal matters related to banking and consumer protection laws. Prior to that role, David was in-house counsel for a large investment adviser where he handled legal and compliance issues related to investment advisers and broker-dealers. David received his law degree from Creighton University with Honors and a Master of Laws in Banking and Financial Law from Boston University (with concentrations in Banking Law and Securities Transactions). David has his Series 7 and CAMS certification. He is an active member of ACAMS and currently serves on the Board of the ACAMS Colorado Chapter.


Kevin Hyland

Kevin Hyland
Co-Secretary
TIAA

Kevin has more than 20 years of experience in law enforcement, auditing and accounting. As a Senior Investigator with TIAA he performs skilled investigative work across the enterprise often with respect complex and higher impact investigative cases that involve significant losses or loss potential, elevated reputational risk, employee integrity issues and sophisticated fraud schemes. He conducts the planning and performance of investigations and coordinates investigative work with management. His assigned caseload is managed to achieve expected results within acceptable timeframes and works through unanticipated scope changes to address discovery of new issues.

Kevin also has experience working as an Agent with the Colorado Bureau of Investigation (CBI) assigned to the Identity Theft/Fraud Unit, the Chief Financial Officer for the CBI and working for other organizations as both an external and internal auditor. As an Agent, Kevin specialized in investigating white collar crimes and complex organized criminal activity, involving money laundering, mortgage fraud, securities fraud, organized identity theft groups and business identity theft.

Kevin is a graduate of University of Colorado, Colorado Springs, with a B.S. degree in business administration, a graduate of The University of Denver, with a Master of Taxation. In addition to being a CPA, Kevin is a Certified Fraud Examiner.


Peder Johansen

Peder Johansen
Co-Communications Director

As BSA/AML/OFAC Manager for Nordstrom Bank, Peder Johansen administers the day to day operations of the Nordstrom Bank’s Anti-Money Laundering and OFAC / Sanctions compliance programs for all Nordstrom Visa, Retail, and debit cards. His current responsibilities include managing a team of three BSA/AML/OFAC investigators, maintaining the Bank’s BSA/AML/OFAC policies, procedures, and risk assessment, validating and tuning the Bank’s transaction monitoring system, monitoring data integrity for BSA related data, reviewing changes in BSA/AML/OFAC regulations to determine impact and required changes for the Bank, and reviewing and filing SARs and CTRs. In addition, he works closely with multiple lines of business to develop exception reporting to better enhance business process monitoring and compliance. In this role he developed an in-house transaction monitoring system for suspicious activity, streamlined and automated processes, built and developed reporting, and was instrumental in implementing a new OFAC / Sanctions screening system from selecting the appropriate vendor to setup, testing, rollout, and support of the system. He joined Nordstrom Bank in 2009 and has worked in BSA since 2012. In 2014 Peder was promoted to BSA/AML/OFAC Manager and obtained his CAMS certification in 2015. Peder graduated from Colorado College with a BA in Economics and Business in 2009.


Tamara Darnow
Co-Communications Director
Key Bank


Janet Baughman

Janet Baughman
Programming Director
Wells Fargo

Janet Baughman has more than 20 years of experience in compliance, business operations and strategic planning. Janet spent nearly 15-years with Western Union laying the foundation for the global Anti-Money Laundering Compliance organization. Janet was instrumental in building the compliance programs associated with suspicious activity and currency transaction reporting for more than 30 countries across the globe. Ms. Baughman was also instrumental in building out Western Union’s global AML Compliance case management systems supporting 1500+ employees in more than 30 countries.

After leaving Western Union, Janet spent time working for Credere Group as a Senior Compliance Consultant serving the needs of Money Services Businesses in Colorado and California.

Ms. Baughman currently serves as a Compliance Consultant in Financial Crimes Risk Management for Wells Fargo. In her role Janet assesses compliance programs for several lines of business within the Wells Fargo Wealth and Investment Management and Community Banking organizations. Janet performs Inherent Risk Assessment reviews as well as Gap Analysis reviews in support of Wells Fargo’s Culture of Compliance.

Janet is an Honors graduate from the University of Phoenix with a Bachelor of Science in Business and Marketing and has maintained CAMS credentials since 2006.


Diego Rosero

Diego Rosero
Program Co-Director
Western Union

Diego Rosero is the Head of AML/CFT Reporting & Strategic Policy at Western Union. Mr. Rosero oversees Western Union’s money laundering regulatory reporting obligations in over 200 countries. In addition, Mr. Rosero currently serves in the board of directors for ACAMS Colorado. Prior to joining Western Union in 2017, Mr. Rosero served as a Sr. Policy Advisor and manager of the Financial Institution Advisory Program at the Financial Crimes Enforcement Network (FinCEN). Concurrently, Mr. Rosero served as the U.S. Treasury Department’s detailee to the Presidential Commission on Enhancing National Cybersecurity. As a policy advisor at FinCEN, Mr. Rosero lead regulatory initiatives in the areas of cyber-threats, terrorism financing, transnational organized crime, virtual currencies, and emerging payments. Mr. Rosero was also in charge of the development and publication of FinCEN’s regulatory advisories, which focus in providing regulatory guidance and red flags to assist U.S. financial institutions in guarding against money laundering threats. Prior to joining FinCEN in 2012, Mr. Rosero worked in the banking and MSB sectors in Miami, FL deploying transaction monitoring systems; developing and implementing AML policy, procedures, and operations; and managing financial investigations.


Todd Wilson

Todd Wilson
Treasurer
CoBank

Todd Wilson started with CoBank in 2001 and has served the bank in various roles including Information Technology and Operations. His current role as Compliance Officer began in January of 2018 and he is eagerly taking advantage of opportunities to learn and expand his network including joining the Colorado ACAMS chapter and serving on the board. Prior to joining CoBank, Todd held Denver-based consulting positions with Arthur Andersen and Andersen Consulting.

Todd graduated with a Bachelor of Science degree in Business from Oklahoma State University in 1985 and an MBA from Colorado State University in 1989. He is currently pursuing his Certified Anti-Money Laundering Specialist (CAMS) certification.


Dan Merrell
Finance Co-Director
Protiviti