ACAMS Bahamas Chapter

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Upcoming Bahamas Chapter learning events will be announced soon.

Welcome to the Bahamas ACAMS Chapter web page.

Our chapter was launched in 2019 by an Executive Board comprised of a diverse team of anti-money laundering professionals from both the public and private sectors in The Bahamas. The Chapter is committed to assisting ACAMS International in its mission “to advance the professional knowledge, skills, and experience of those dedicated to the detection and prevention of international money laundering” by:

  • providing local perspective and input into regional and international standards for the detection and prevention of financial crime, including money laundering and terrorist financing;
  • establishing more networking platforms upon which local AML/CTF professionals can collaborate with peers throughout the archipelago of The Bahamas and its neighboring countries;
  • providing a forum for local ACAMS member events on a regular basis, and facilitating ACAMS-approved potential speakers, trainers and sponsors to address the membership on a periodic basis;
  • promoting growth for the AML/CTF community in The Bahamas and complementing our message to the global community that there is zero tolerance in The Bahamas for financial criminals;
  • offering unique benefits for Bahamians and local residents who sign on as members of The Bahamas ACAMS Chapter;
  • providing the government and other industry partners such as the Bahamas Association of Compliance Officers (BACO), the Central Bank of The Bahamas, the Securities Commission of The Bahamas, the Insurance Commission, the Gaming Board, the Compliance Commission, Financial Intelligence Unit (FIU) and other interested stakeholders, a diverse pool of AML/CFT expertise through the promotion of cross-functional and real-world experiences;
  • becoming a trusted partner/advisor for the professional associations in the Caribbean region;
  • having a forum to work more cohesively with CFATF, CARTAC and other agencies in the region on AML/CFT matters; and
  • providing an enjoyable experience to all its members

Please feel free to contact us with questions or comments.

If you are interested in joining, please click here.

Chapter Email: cwvirgill@centralbankbahamas.com

Upcoming Bahamas Chapter learning events will be announced soon.

Charles W. Virgill III, CAMS

Charles W. Virgill III, CAMS
Board Co-Chair/Steering Committee Chair

Charles has been a practitioner in the commercial banking industry for twenty-nine years with two leading Canadian financial institutions, the Royal Bank of Canada (5 years) and Scotiabank (Bahamas) Limited (24 years). From 2010, he has been employed with the Central Bank of The Bahamas as a risk-based senior examiner of all supervised financial institutions, usually as Examiner-In-Charge (EIC) and is the designated AML-CFT Practice Leader for that regulator. He spearheaded the task of bringing four of the country’s regulators together to write and publish two Guidance Notes for the country, namely Proliferation & Proliferation Financing, and Financial Crime Risk Management.

Charles has vast experience as a former senior internal auditor with responsibilities in fraud investigations with Scotiabank (Bahamas) Ltd, as a former bank manager, bankcard services acquisition specialist and as a commercial and retail lender. He is very well versed in KYC/AML Compliance, has been trained as an Expert Assessor for Mutual Evaluations of the Caribbean Financial Action Task Force (CFATF) and now has practical experience in that capacity. He has facilitated and presented at numerous AML/CFT conferences and seminars, and has assumed the role as a panelist in several “Meet the Regulator” national industry sessions.

Charles is a certified anti-money laundering specialist (CAMS) and is currently pursuing the Advanced Audit Designation with ACAMS. He is also a Certified International Risk Manager, having attained this designation through the Bahamas Institute of Financial Services (BIFS). He has also taken Society Trust and Estate Planning (STEP) courses. His internal audit training was derived from the Institute of Internal Auditors (IIA) and from Scotiabank’s Internal Audit Methodology Training in Toronto. He obtained his bankcard services anti-fraud training from MasterCard University in Miami, and through seminars conducted by the former National Bankcard Corporation (NaBanco) in Plantation, Florida. Charles has also had law enforcement training, having been a member of the Royal Bahamas Police Force Reserves from 1987 to 1997, with the last eight of those years working undercover in Special Duty.


Tanya C. McCartney

Tanya C. McCartney, CAS
Board Co-Chair/Steering Committee Member (Outreach)

Tanya McCartney is a certified anti-money laundering specialist who has been a barrister at law since 1995, admitted to the Bar of the Commonwealth of the Bahamas and the Bar of England and Wales at Lincoln’s Inn. She is also a Chartered Banker. Ms. McCartney holds Specialist Certificate in Money Laundering Risk in Betting and Gaming and has worked in the hospitality sector as Director of Business Development and Asset Management. and Associate General Counsel, Regulatory Compliance and Money Laundering Reporting Officer. Tanya previously served as Managing Director and Regional Manager for Compliance for Caribbean Banking for a Fortune 500 financial institution with responsibility for the following countries: Bahamas and Turks and Caicos Islands, Cayman Islands, Barbados and the Eastern Caribbean nations. She has also served as legal counsel and compliance officer for a number of international banks and trust companies in the Bahamas.

Tanya is a founding member and former President of The Bahamas Association of Compliance Officers and contributing co-author in the Anti-Money Laundering: International Law and Practice Handbook. She is past president of the Bahamas Institute of Financial Services which is the premier institution in the education and development of professionals, including compliance professionals in the Bahamas financial services industry.


Andrea Saunders

Andrea Saunders, CAMS-Audit
Board Director/Steering Committee Member (Operations)

Andrea has over eighteen years of experience within both the Legal and Compliance fields. She currently serves as the In-house Legal Counsel, a member of the Executive Committee and the Internal Risk Committee and Corporate Secretary of the Itaú Group. She has served as the Head of Compliance, Legal Advisor and Money Laundering Reporting Officer for BSI Overseas (Bahamas) Ltd. (formerly Banca Del Gottardo) and Head of Compliance and Deputy Money Laundering Reporting Officer, as well as Chairperson for the AML/KYC Committee of the UBS Group. Andrea also served as the Head of Legal, Risk and Compliance of Edmond de Rothschild (Bahamas) Ltd., the Money Laundering Reporting Officer and a member of the Executive Committee and Risk Committee.

Prior to serving in senior compliance and legal positions, she was employed as an Associate Attorney at one of the leading law firms in The Bahamas, Higgs & Johnson. She is the Founder of Risk & Compliance Consultancy Services Ltd, a consultancy company that specializes in advising financial institutions on compliance and risk management matters. She is CAMS certified, a CAMS (Audit) Inaugural Class graduate, a Fellow Member of the International Compliance Association (FICA) and the American Academy of Financial Management (AAFM), a Chartered Certified Risk Analyst (CRA) and a Certified Anti-Money Laundering Consultant (CAMC). She was an Executive Committee member of The Bahamas Association of Compliance Officers (BACO) for over 8 years where she assisted with the development of Compliance on a national level. She recently served as the Executive Vice-President of BACO. She previously served as the Education Chairperson of BACO for many years.

Andrea has served as the moderator and speaker of BACO seminars on various occasions. She has also served as a speaker during the ACAMS 19th Annual International AML & Financial Crime Conference and the ACAMS 22nd Annual International AML & Financial Crime Conference in Florida. She has also produced a white paper entitled “Examining the impact global tax transparency initiatives will have on the laws, policies, procedures and processes within the Banking industry of The Bahamas and The Cayman Islands,” in 2014 as a part of her CAMS (Audit) Inaugural Class certification.


Cherise Cox-Nottage

Cherise Cox-Nottage, CAMS-Audit
Board Director/Steering Committee Member (Outreach)

Cherise Cox-Nottage is presently the Head of the Legal, Compliance and Operational Risk Departments for the UBS Group. Prior to joining the UBS group in 2004, Cherise was recruited from private practice with Messrs. Higgs & Johnson, in The Bahamas, to assume the position of Head of Legal, Risk & Compliance for a rival Swiss Bank. Before returning to The Bahamas in 1993, Cherise practiced in a commercial set in London for 2 years post qualification.

Cherise is a graduate of the University of Kent at Canterbury, (UKC), Canterbury, Kent, England and The London School of Economics Political Science (LSE), London University obtaining an undergraduate degree in law and an LLM (Master of Laws) degree, respectively. Cherise is a Member of the Bars of England and Wales and The Bahamas, a TEP (Trust and Estate Practitioner) with the Society of Trust and Estate Practitioners (STEP) and a CAMS, with the Association of Certified Anti-Money Laundering Specialists. She holds an International Diploma in Compliance (with distinction), and an International Diploma in Anti-money laundering (with distinction) from the ICA (International Compliance Association) in the U.K. and the University of Manchester U.K. In 2013, Cherise obtained the certification of CAMS-Audit Specialist and was elevated to the level of Fellow of the ICA. In 2016, Cherise completed a certification program on Utilities Regulatory Oversight with PURC and in 2018; she was P3 Level One Certified.

Cherise has many notable achievements, including: twice serving as BACO President and currently as the First Vice President of CIArb, (The Chartered Institute of Arbitrators, Bahamas Branch); spearheading the formation of the CRCA (The Caribbean Regional Compliance Association); establishing the Northern Bahamas Compliance MLRO Annual conference; securing national weekly publications of compliance matters in the Nassau Guardian; establishing the Founding President’s Award (scholarship); instituting a High School speech competition; and serving as a Director of the New Providence, Bahamas Chapter of FIDA (an international association of Women lawyers). She is also a member of ACAMS, and is an accomplished contributor to international publications (“The Cayman Review”, “ACAMS TODAY,” and IBA Arbitration News). She participates as a featured speaker in national and international conferences in the Caribbean region, the USA, Europe and in the Middle East. In 2012 Cherise was awarded the “Minister’s Cup” by The Bahamas Financial Services Board (BFSB) for her contributions to the Financial Services Industry in The Bahamas.

Cherise has served on the Advisory Board for ACAMS for the Caribbean and LATAM Region and also on several financial services committees and advisory boards of The Government of The Bahamas, including the Attorney General chaired committee on Financial Products and the FATCA and CRS Advisory Committees.


De Von Hunte

Sherrece L. Saunders, CAMS
Board Director/Steering Committee Member (Operations)

Sherrece L. Saunders is a Deputy Manager in the Bank Supervision Department of the Central Bank of The Bahamas (the “Central Bank”), with responsibility for the Analytics Unit, which focuses on AML/CFT Risk Surveillance and Data Analytics. Sherrece joined the Central Bank in December 2012, and has been responsible for one arm of the International Firms Supervisory Unit.

Sherrece serves on the Bahamas’ National Identified Risk Framework Committee. She has facilitated and conducted seminars on regulatory expectations relative to AML/CFT risk management for the Central Bank’s supervised financial institutions. Prior to joining the Central Bank, Sherrece served as the General Manager and Chief Operating Officer of Itau Bank & Trust (Bahamas) Ltd. (formerly BIE Bank & Trust Bahamas Ltd.); and began her career as a CPA at Price Waterhouse in the Philadelphia and Nassau offices.

Sherrece also holds a Bachelor of Science degree in Business & Economics with a major in Accounting, a Bachelor of Laws, as well as the CAMS certification and the International Trust Management Diploma with the Society of Trust & Estate Practitioners (STEP).


Spencer Smith, CAMS

Spencer Smith, CAMS
Board Co-Secretary

Spencer V. Smith has worked in the financial services industry for more than twenty (20) years. Her career began as a Financial Consultant and Sales Representative. She joined Fidelity Bank (Bahamas) Limited in January 2006 as a Senior Client Account Representative where she led the sales team in the Eastern District of New Providence. In December 2006, she was promoted to the position of Manager, Money Transfer Services (The Bahamas). In 2010, her responsibilities were increased to include Money Transfer Services in Cayman Islands and Turks & Caicos Islands. In this expanded role, Spencer was responsible for business development, operational risk management, ensuring compliance with regulatory and operational policies and training related to the money transfer business in these three (3)territories.

In January 2014, Spencer was appointed as the Compliance Officer and MLRO at Fidelity Bank (Bahamas) Limited, and assumed responsibilities for coordinating, implementing and administering the compliance program and procedures of Fidelity Bank (Bahamas) Limited and subsidiaries domiciled in The Bahamas. In addition to having knowledge of internal and control policies and procedures, laws, regulations and trends in the financial services sector, Spencer is also responsible for establishing enhanced internal controls and ensuring compliance to mitigate risks for the Bank, administering on-site examinations by regulatory examiners, and assisting with the development and implementation of the Code of Conduct/Ethics training program.

Spencer holds a Bachelor of Science Degree in Psychology and a Master of Science Degree in Human Resource Management. She is a Certified Anti-Money Laundering Specialist (CAMS), and a member of Bahamas Association of Compliance Officers (BACO). She has attended various workshops, seminars, training sessions and conferences covering topics related to AML/ATF/PF. Spencer is also a mentor and motivational speaker, having made numerous civic presentations covering topics related to leadership, change management, financial planning and personal development.


Deidre Marquez-Padmore

Sharon Colebrook
Board Co-Treasurer

Sharon has progressive and diversified experience in On-shore and Offshore, Fiduciary Services, People Management, technical/specialist training including Anti-Money Laundering, Risk Management, and Marketing estate-planning products, and is knowledgeable about legislative issues affecting the banking industry. Sharon’s vast experience encompasses the Bank of Nova Scotia Trust Company (Bahamas) Limited where she is presently responsible for the design and implementation of a Middle Office that would create centers of excellence for administrative duties, eliminating re-work, reduce manual processes and provide enhancements for the business to achieve an improved client experience, sustained growth and support effective risk management. She has also held the positions of Senior Manager, Process Optimization, and Associate Director, Integrated Fiduciary Controls.

At Scotiabank (Bahamas) Limited, Sharon has held the position of Risk Manager, Legal and Compliance and provided support in managing the Bank’s overall Compliance Program for the country, including the Bank’s Corporate Governance, Risk Management and Anti-Money Laundering Programs for the country. She has also held senior positions that involved the conduct of on-site Anti-Money Laundering, Compliance and Operational Reviews throughout the Caribbean and Central America branch network, addressing any areas of non-compliance, and supervising a team of private bankers, managing a diverse line of fiduciary products. She has also held very senior positions at Lloyds TSB Bank & Trust (Bahamas) Ltd (Vice President, Client Services, Vice President, Training and Development, Risk Manager, and Senior Trust Officer); Private Trust Corporation Limited (Manager, Trust); and Citi Trust (Bahamas) Limited/Citi Group (Sr. Trust Officer/Team Leader).

Sharon obtained her credentials at Texas Tech University, Lubbock, Texas (Bachelors’ Degree in Accounting) and Miami Dade Community College, Miami, Florida. She successfully completed CPA exams in 1987, is a Director of the Society of Trust and Estate Practitioners (STEP), a Member of the Bahamas Association of Compliance Officers (BACO), a Member of Association of Certified Anti Money Laundering Specialists (ACAMS) and a Recipient of the Bahamas Financial Services Board’s Professional of the Year, 2013.


Yolande Rolle

Yolande Rolle
Board Communications Director

Yolande H. Rolle is Deputy Legal Counsel at the Insurance Commission of The Bahamas (“the Commission”) having joined the Legal Unit at the Commission in November 2010. Since joining the Commission, Yolande has become an integral part of the Commission’s work in AML/CFT related matters, and has been instrumental in responding to international and regional bodies such as the FATF, CFATF, and the OECD, particularly on matters related to AML/CFT in the insurance industry. She represents the Commission on the Bahamas’s National Identified Risk Framework Steering Committee and at CFATF Plenary Meetings. Yolande has presented at AML/CFT conferences and industry briefings, and has participated as a panelist in several “Meet the Regulator” national industry meetings.

Prior to joining the Commission, Yolande served as a Prosecutor in the Office of the Attorney General (OAG) where she conducted prosecutions involving the proceeds of crime and asset forfeiture. She also worked briefly in the International Cooperation Unit at the OAG where her responsibilities included responding to enquiries from foreign counterparts in relation to involving money laundering and proceeds of crime. Yolande has been trained as an Expert Assessor for Mutual Evaluations of the Caribbean Financial Action Task Force (CFATF). She holds an International Diploma in Compliance and Anti-Money Laundering from the International Compliance Association. She is also a Member of Chartered Institute of Arbitration (Bahamas Branch), having attained the Advanced Certificate in International Arbitration. She has attended numerous AML/CFT training seminars and conferences both locally and internationally.

In 2007, she became a Counsel and Attorney-at-Law in the Supreme Court of the Commonwealth of The Bahamas and a Member of the Bar of The Bahamas. She presently serves on the Ethics Committee of the Bahamas Bar Association. Before that, she worked in the communications field as a marketing and public relations specialist for over 10 years. She obtained a Bachelor of Laws from the University of the West Indies. She is a graduate of The American University, Washington, D. C., and Nova Southeastern University, Florida, having obtained a Bachelor of Arts in Public Communications, and Master of Business Administration, respectively.


Denise Perez

Kandi Cash, CAMS
Board Secretary

Kandi is currently the Senior Manager, Compliance, for RBC Royal Bank (Bahamas) Limited, and has responsibility for The Bahamas, Turks & Caicos and the Cayman Islands. Her responsibilities include ensuring that the compliance programs developed for the in-region units are consistent with Global Compliance’s principles; partnering with in-region businesses regarding compliance in order to appropriately mitigate regulatory and compliance risks; collaborating with Operations, and the Group AML Officer, to implement and enhance the AML Program for the in-region businesses; ensuring that Compliance oversight of in-region business units is aligned with business strategies and the organization’s risk profile; partnering with the Head, Regulatory Compliance Caribbean Banking; promoting and maintaining positive relationships with banking, securities and other regulators as appropriate; leading a team that provides business unit compliance advice and counsel for all in-region businesses; strategically influencing business leaders to ensure the regulatory risk profile is not compromised; and providing quarterly reporting to the Board of Directors to ensure awareness of initiatives and the state of AML/Compliance across the Northern Caribbean.

Kandi has also held positions at the Bank of The Bahamas International as Compliance Manager. She has also tenured with the Central Bank of The Bahamas as a Bank Supervision Officer/Examiner II, with responsibility for the regulation of a portfolio of offshore banks, trust companies and a commercial bank in order to ensure compliance with relevant guidelines and laws; conducting financial statement analysis on a quarterly and annual basis; writing correspondence; compiling reports; and conducting on-site examinations.

Kandi has obtained her credentials at The College of The Bahamas (Bachelor of Business Administration, Banking & Finance Degree, and an Associates of Arts Degree in Banking) Nova Southeastern University (MBA with a concentration in Finance (Hons.). She has an ABIB Certificate; is a Member of Sigma Beta Delta International Honor Society in Business Management and Administration; a Member of the Bahamas Association of Compliance Officers (BACO); a Member of Association of Certified Anti-Money Laundering Specialists; and a Fellow of The Bahamas Institute of Financial Services. She has attended numerous international and local seminars and conferences, relative to AML and CFT.


Shavon Gardiner-Wallace

Shavon Gardiner-Wallace
Board Co-Programming Director

Shavon currently conducts the ongoing monitoring of Central Bank’s Supervised Financial Institutions’ Anti Money Laundering (AML)/Countering Financing of Terrorism (CFT) risk management framework, and assists with the supervision of the activities of Commercial Banks, a Portfolio of International Firms, and Credit Unions (“supervised entities”) to assess on an ongoing basis the financial condition and verify the solvency of supervised entities through monthly, quarterly, annual financial statements and other returns. Shavon also assists with the onsite review for supervised entities and the drafting of appropriate responses to report of examinations issued by the Central Bank. Her responsibilities also entails the ongoing monitoring of supervised entities through offsite surveillance/monitoring of compliance with laws, regulations, guidelines and international best practices. She completes full risk assessments of commercial banks and a portfolio of international banks.

Shavon was a former senior personal banking officer at Fidelity Bank (Bahamas) Limited where she participated in an array of loan functions.

Shavon is currently attending the University of Bangor, having enrolled in the Chartered Banker MBA program. She is also a certified international risk manager and holds a Bachelor of Science Degree from Nova Southeastern University.


Yolanda Hilton

Yolanda Hilton, CAMS-Audit
Board Programming Director

Yolanda is currently the Director of Compliance and the Money Laundering Reporting Officer for Intertrust (Bahamas) Limited, a role she has held since 2010. She also heads the Fiduciary and Operational Risk Committee of Intertrust (Bahamas) Limited. An accomplished and experienced compliance professional, Ms. Hilton was among the Inaugural Class in the Bahamas who earned International Diplomas in Anti-Money Laundering and Compliance from the International Compliance Association (ICA) and the University of Manchester, United Kingdom.

Yolanda has been a Fellow to the International Compliance Association in the United Kingdom since 2011. Additionally, she holds a graduate level CAMS-Audit certification through the Association of Certified Anti-Money Specialists (ACAMS). Over the years, Ms. Hilton has held several executive roles with the Bahamas Association of Compliance Officers including Vice-President, Education and Membership Chairperson as well as a past council member for the Bahamas Institute of Financial Services. Yolanda studied law at The Open Walton Hall, Milton Keyes. She is a certified Financial Crime Specialist and a member of the Association of Financial Crime Specialists. During her career, she continues to conduct various lectures and training in the area of Anti-Money Laundering & Compliance in The Bahamas as well as internationally.


Shelly Anne Cooke

Shelly Anne Cooke
Board Membership Director

Shelly is an accomplished, versatile Senior Counsel and Senior Manager with more than 20+ years extensive, legal, compliance and corporate management experience. She has strong management, and administrative skills providing oversight to legal and AML Compliance staff, coordinating multiple tasks and activities for separate units relative to Compliance and AML. She is currently the Chief Country Compliance Officer and MLRO for Citi trust (Bahamas) Limited, with oversight for The Bahamas and the Cayman Islands. Some of her responsibilities include: overseeing adherence by business units to laws, regulations rules, policies and procedures; advising on implementation of new /revised legal, regulatory requirements and controls; managing the Compliance and AML Unit and overseeing the licensed legal entities; filing SARs and the monitoring and management of SAR reporting activity; managing the review and providing updates to the country AML program; reviewing AML risks for approval of new and existing client relationships prior to approval; and overseeing risk management to identify, assess, monitor, and reporting to senior management and to the Board on AML and Compliance risks.

Shelly has also served as in-house legal and general counsel to one of the country’s largest public corporations, and has served as an Associate at one of the most prestigious law firms in the country.

She has obtained her credentials at the University of the West Indies (LL.B), the Norman Manley Law School (CLE), the University Of Miami (MBA), Columbia University Business School (Dip. Exec Mgmt), and at the Bahamas Institute of Financial Services (ICA). She is currently enrolled in the Society of Trust and Estate Practitioners (STEP) Program and is a member of ACAMS. Shelly is also a member of the Bahamas Bar Association, served as Treasurer, Education Chairperson & Executive Committee Member at BACO and has been involved with several regional AML and Compliance seminars.


Samuel J. Wilkinson

Samuel J. Wilkinson
Board Treasurer

Sam is currently a Consultant with the Securities Commission of The Bahamas. Just prior to joining the Commission, he was the Manager of a Filipino offshore bank and the Manager, Risk and Compliance for a local financial services company with oversight of its Trust, Pensions, Brokerage and External Asset Manager (EAM) departments. He also spent 12 years with a Brazilian offshore bank as its Assistant Resident Manager and Compliance Officer where he was responsible for the bank’s branch operations, as well as spending time as head of Accounting and Compliance for a Swiss private bank and Compliance Manager for a Canadian private bank. He also spent 7 years with Scotiabank (Bahamas) Limited as a Management Officer with responsibility for consumer, commercial and mortgage lending.

Sam has attended numerous conferences and seminars on AML/CFT, risk management, financial instruments, brokerage operations and a host of other topics. He is an avid and very active part- time lecturer as well, and has taught at the University of The Bahamas, St. Benedict/St. John’s University (USA), Sojourner/Douglass College (USA), The Bahamas Institute of Financial Services (BIFS), STEP International, and The Bahamas Ministry of Tourism and Aviation’s Bahama Host Program. He has also had numerous speaking engagements at conferences and workshops, including the Florida International Bankers Association (FIBA), the Jamaica Bankers Association (JBA), the Jamaica Institute of Financial Services (JIFS), BIFS and BACO.

Sam obtained his credentials from the University of The Bahamas (UB) (AA in Accounting), and from the University of Miami (MBA and BBA). He is a member of STEP, a Fellow of BIFS, a Fellow of ICA, and is a licensed Broker/Dealer and Investment Advisor. He is also a member of the Institute of Financial Accountants (London), the Guild of Industrial, Commercial and Institutional Accountants (Canada), ACAMS and numerous others including the American Management Association (AMA) and the ICA. Sam is also a Justice of the Peace (JP) for the Commonwealth of The Bahamas.


Wendy Russell-Farrington

Wendy Russell-Farrington, CAMS
Steering Committee Member (Operations)

Wendy P. Russell-Farrington is the Deputy Head of Analysis at the Bahamas Financial Intelligence Unit (FIU). Her career began in 1996 as a Financial Investigator attached to the Tracing & Forfeiture Section of the Royal Bahamas Police Force. She is an experienced anti-money laundering (AML) professional, with over 17 years of related experience.

In 2009, she received her Certified Anti-Money Laundering Specialist (CAMS) certification. She is a trained Mutual Evaluation Assessor for Caribbean Financial Action Task Force (CFATF) and had the pleasure of assisting in the Mutual Evaluation Report of Jamaica in 2016.


Crystal Knowles

Crystal Knowles
Steering Committee Member (Outreach)

Crystal is an attorney by profession. However, recognizing that she wanted to expand her scope of experience, she left private practice and began her career in the financial services industry in 2010, after having obtained postgraduate certifications in Compliance and Anti-Money Laundering. With this achievement, she was afforded her first opportunity to work in the regulatory environment at the Securities Commission of The Bahamas.

Over the past 11 years, Crystal’s legal, regulatory and compliance experience has evolved. She previously served as Compliance Officer for a large law firm as well as Compliance Counsel at one the largest casinos in the Caribbean. While at the casino, she developed a keen interest for and expertise in gaming law and compliance. She presently heads the Gaming Board for The Bahamas’ Legal Department, in the capacity of Chief Counsel, which is a role that she defines as multi-faceted and exciting. She is also presently pursing a Master of Laws degree in Gaming Law and Regulations.


Denise Perez

Denise Perez
Co-Membership Director
ACAMS

Denise has been with ACAMS for eight years and has held various positions within the organization. She was previously the account manager for all U.S. Government Accounts, managed all European accounts and is now the Head of Caribbean for ACAMS.

Her various roles within ACAMS have given her a unique perspective into the interaction and balance between the public and private sectors relating to financial crime prevention. Working with the Caribbean has been a highlight in Denise’s career as she has been able to work with some of the most committed and gracious people in the financial crime prevention industry.

Denise holds an Associate’s Degree in Legal Assisting and has been a Certified Anti-Money Laundering Specialist (CAMS) since 2016.