Atlanta Chapter


Upcoming Atlanta Chapter learning events will be announced soon.

Welcome to the Greater Atlanta ACAMS Chapter web page! This new Chapter was founded in 2011 by an Executive Board composed of professionals from the AML field active throughout the Greater Metropolitan Atlanta region. The Chapter’s role is to assist the international association in its mission to advance the professional knowledge, skills and experience of those dedicated to the detection and prevention of money laundering and to combating the financing of terrorism. The Chapter will serve AML professionals throughout Georgia, Alabama and Tennessee by providing meaningful opportunities for ongoing professional development and networking. The Chapter will be a resource for financial institutions and related businesses to identify specialists in the rapidly expanding anti-money laundering field with meetings and events of local interest available to members and non-members. By joining and participating in the Chapter, you can keep your AML skills up to date while developing deeper relationships with others sharing your passion and commitment to protecting their company, customers and communities served.

The Atlanta Chapter of ACAMS launched in June 2011 and was formed to advance the professional knowledge, skills and experience of anti-money laundering professionals in the region. If you are interested in joining the chapter, please click here.

You must be a member of ACAMS to join a chapter. For ACAMS membership information, click here ACAMS Membership.

Upcoming Atlanta Chapter learning events will be announced soon.

ACAMS Atlanta Chapter May Live Webinar: Joint Training Event with CFE – GA Chapter

  • "Evolving Terrorist Threats and Terrorism Financing"
  • "The COVID-19 Pandemic: Fraud & Cybercrime Impact"

Free for Chapter Members.

Please note that CAMS credit for this virtual event is available to members of the Chapter only.

You must attend the entire event via the webinar to be credited for the event.

Zoom (link will be provided after registration).


Andrew "Drew" Bedell, FBI Supervisory Special Agent
Drew has had a 25 year career with the FBI, and has worked violent crimes, drug cartel investigations, and international terrorism matters since September 11, 2001. He is currently assigned as a squad supervisor on the Joint Terrorism Task Force where he oversees international terrorism investigations. His location assignments have included Atlanta, San Diego, Washington DC, Baghdad, Kuwait, Riyadh, and Athens.

Wes Burton, InComm Financial Services Senior Director of Compliance and BSA/AML Compliance Officer
Wes Burton currently serves as Senior Director of Compliance, and for the last eight years has served as the BSA/AML Compliance Officer for InComm Financial Services, Inc., which is a licensed money transmitter, registered money services business and one of the largest payments companies in the FinTech industry. Wes has worked in financial services for over 20 years, and prior to his time at InComm, worked for several large Fortune 500 companies including Merrill Lynch, AIG, Wachovia and Wells Fargo. He spent his first 10 years working as a Licensed Financial Consultant and Lending Specialist before shifting to management over sales, operations and compliance. Mr. Burton served as a Bank Officer of Wells Fargo Bank and a Market President in charge of board meetings for influential bank customers. Wes also served on the Board for the ACAMS Atlanta Chapter and the Harris County, Georgia Chamber of Commerce, and he has worked with organizations including the Innovative Payments Association, formerly the Network Branded Prepaid Card Association (NBPCA), and the National Cyber-Forensics and Training Alliance (NCFTA) to understand new threats on the financial industry and help in connecting industry to law enforcement. He is CAMS certified and is a 1999 graduate of Auburn University in Auburn, AL with a B.S. in Finance.

Ed Edmister, InComm Financial Services Senior Compliance and Risk Manager
Ed Edmister serves as the Senior Compliance and Risk Manager at InComm, one of the largest payments companies in the FinTech industry. In his current role, Ed works across InComm’s channels to implement effective risk management solutions with particular focus on BSA/AML compliance, money laundering and fraud. Prior to joining InComm in 2014, Ed worked at Consulting Services International in Costa Rica as Director of Compliance & Investigations. Key assignments included areas of Money Laundering, Investor Fraud, and International Trademark Infringement. Prior to relocating to Costa Rica, Ed conducted fraud and forensic investigations while serving as a director at ISIS, Inc. He also served on the Scientific Evidence Committee at the ABA, as a Court approved Forensic Expert Witness, and was noted for his professional acumen in landmark cases involving Scientific Misconduct, BP Oil Spill, Liberty Reserve Money Laundering Case (Costa Rica) and Paramount Studios – Loss Mitigation. Prior to 2000, Chief Edmister served and retired from the US Navy Submarine Force. He completed assignments aboard 5 different fast-attack nuclear submarines and was assigned to the development and new construction of 2 new fast-attack submarines. Ed is a Certified Anti-Money Laundering Specialist (CAMS), a graduate of the SOCNAV degree program (Indiana University/TCC), and a graduate from the Oxford University Executive Leadership Program.

How BSA Reporting Helped Stop a Fraud Ring with Local Ties: An Investigation Unveiled

Learn about an investigation into a Costa Rican fraud organization with an Atlanta-based cell that defrauded elderly victims in the United States through reported sweepstakes winnings. The presentation focuses on how the investigation began and was then developed through the use of BSA information.


Ruben M. Fernandez, Special Agent, Department of Homeland Security, Homeland Security Investigations, Atlanta
Special Agent Ruben Fernandez began his law enforcement career in 1998 with the former Immigration and Naturalization Service in Laredo, Texas. In 2001, he returned home to Miami, Florida, as a Postal Inspector, where he was tasked with investigating a wide range of federal violations with a nexus to the U.S. Mail, including financial fraud schemes. In 2010, he transferred to Homeland Security Investigations, where he focused on financial investigations with a connection to international money laundering organizations and drug trafficking organizations. During his time in Miami, Special Agent Fernandez was also assigned to the Kleptocracy Investigative Group where he conducted investigations of foreign government officials who had embezzled funds from their country’s coffers. Special Agent Fernandez is currently assigned to Homeland Security Investigations in Atlanta, Georgia, where he continues to work financial investigations.

Joint Atlanta ACAMS & GACFE Professional Networking Event to bring in the New Year!

Please join us for this FREE networking event sponsored by the Atlanta ACAMS and the GACFE, for current GACFE and Atlanta ACAMS Chapter Members.

Did you know that many ACAMS members are also members of GACFE?
Spend time in a relaxed atmosphere with great food and colleagues. Enjoy two complimentary drinks (beer and wine).

This is a free event for current GACFE Chapter Members and Atlanta ACAMS members only, BUT we need you to register for an accurate headcount to provide to the restaurant. We will see you there!!

ACAMS Atlanta Chapter Lunch & Learn – Vulnerable Money Laundering Populations: Baby Boomers to Generation Z

Morgan Clemons and Judy Newberry, attorneys in the Regulatory Compliance practice group at Aldridge Pite LLP, will discuss money laundering risks among the predominant generations living, working, engaging in e-commerce, and handling money.

  • What defining characteristics of generations make certain populations more or less susceptible to money laundering fraud schemes?
  • How do technology, financial acumen, and financial circumstances influence different populations?
  • Can generational data be used for compliance purposes?
  • What are the modern money laundering offenses and who are the modern money laundering offenders and victims?
  • How can compliance officers and AML professionals protect their institutions, recognize risks, and prevent financial crimes?

These topics will be covered, and speakers will also include a discussion of Facebook cryptocurrency and any potential money laundering effects.


Judy Newberry
Judy Newberry has 35+ years of legal experience in financial services, banking, and technology. Judy advises financial institutions on vendor management, policies and procedures, and director & officer best practices. Judy additionally identifies operational, compliance, IT, and data privacy risks and provides remediation guidance. Judy previously worked as an Enforcement Attorney with the FDIC and as the Deputy Commissioner for Legal Affairs with the Georgia Department of Banking & Finance. She has served as a legal expert on committees, held leadership positions in financial services industry trade groups, and has spoken at national conferences on financial services topics. She provides in-house training and “Lunch & Learn” activities to officers and directors on various subjects of interest to institutions.

Morgan Clemons
Morgan Clemons is a regulatory compliance attorney with experience representing a variety of financial institutions, including banks, MSBs, and fintech companies. She advises on state-licensing requirements, Bank Secrecy Act compliance, and Electronic Funds Transfer Act/Regulation E compliance. She has attended the NACHA Payments Institute and drafted essential changes to Georgia’s money service business laws. She has assisted fintech payments and bill pay companies with establishing fifty-state footprints, advised financial institutions on initial and ongoing compliance requirements, and reviewed AML/BSA policy manuals for national financial institutions. Morgan additionally provides interactive in-house compliance training to financial institutions across the U.S.

ACAMS Atlanta Chapter Lunch & Learn: Elder Exploitation in the Real World

Learn about the common schemes for separating vulnerable adults from their resources and the role that financial institutions and their employees can play in protecting the assets of elderly customers.


Jeanne Canavan, Deputy Chief Assistant District Attorney, DeKalb County District Attorney’s Office, Elder Exploitation Unit.
Jeanne Canavan, who has been with the DeKalb County District Attorney’s Office for twenty-five years, created one of the first Elder Exploitation Units in the State of Georgia. Under Ms. Canavan’s leadership, the unit has aggressively prosecuted financial crimes against the elderly. In 2006 she obtained convictions against a fraudulent telemarketing group which targeted victims in their 80s and 90s around the country. Since then she has successfully prosecuted “travelers,” home repair fraudsters, professional caregivers, investment advisors and family members who have victimized elder persons and disabled adults. Ms. Canavan has conducted training for judges, attorneys, social workers, law enforcement and banking personnel around the country. She also speaks in the community to educate seniors about financial scams. In 2016 she was honored with the Distinguished Leadership Award from the Georgia Department of Human Services for her work prosecuting crimes targeting vulnerable adults.

GACFE/ACAMS JOINT Luncheon Meeting

Speaker Presentations:
David Weber, “Bankers, Professionals, and Mueller, Oh My: What Fraud Professionals Need to Know about Bank Secrecy Right Now” – 12:00 PM to 1:15 PM
Join fraud and money laundering expert David P. Weber in an engaging 2019 update to the world of bank secrecy. Learn how world leaders, kleptocrats, and cartel leaders, not to mention Paul Manafort and El Chapo, have used bank secrecy to engage in large scale money laundering.

Weber will discuss how the revelations of the Paradise Papers, Special Counsel Robert Mueller’s investigation, and the trial of Joaquin “El Chapo” Guzman show the world of bank secrecy is alive and prospering. This presentation will also outline the emerging risks to the banking, accounting, and legal professions, and what we as fraud professionals can do to stem the tide of money laundering.

Jack Barsky, “Once Upon a Spy” – 1:30 PM to 2:45 PM
Jack will share a brief history of the Soviet Union and the KGB, and explain how he was recruited as a KGB spy who operated in the US. He will also discuss modern day Russia and Russian intelligence operations.


David Weber
David P. Weber is an attorney, Certified Fraud Examiner, and registered private investigator. In 2013, he concluded his federal career as the Assistant Inspector General for Investigations for the U.S. Securities and Exchange Commission, the SEC’s Chief Investigator.
Prior to the SEC, Weber served as the Chief of Enforcement Unit I at the Federal Deposit Insurance Corporation, before which he was the Special Counsel for Enforcement for the Office of the Comptroller of the Currency, the Treasury Department bureau responsible for supervision of the national banking system and global banks conducting business in the United States.
Since entering private practice, Weber has been involved in two of the largest financial scandals of our time – the Panama and Paradise Papers, for which Weber served as the US banking expert, and Special Counsel Robert Mueller’s investigation, where Weber represented the first witness to be granted immunity for testimony before the Grand Jury and at the trial of Paul Manafort. In April 2017, the Panama Papers investigation was awarded the Pulitzer Prize for Explanatory Journalism. In 2018-2019, Weber is serving as the technical consultant to the forthcoming major motion picture The Laundromat, starring Meryl Streep, Antonio Banderas, and Gary Oldman, concerning money laundering and fraud by the global banking and legal industries.

Jack Barsky
Jack Barsky is a retired Information Technology executive with over thirty years of experience. Jack graduated as valedictorian with a Bachelor of Business Administration from Baruch College, New York. He also holds a Master’s Degree in Chemistry from the Friedrich Schiller University, Jena Germany.
What makes Jack unique is the fact that he was born and raised in East Germany where he was recruited by the KGB. During the 1980s he spent ten years as an undercover agent in the United States spying for the Soviet Union. Today he is a United States citizen whose life story was featured in May of 2015 on CBS 60 Minutes. His memoir “Deep Undercover” was released on March 21, 2017. The book has been translated into German, Swedish and Polish. Jack’s story has received international attention with features on British, French, German, Polish, Turkish and Japanese TV. In the United States Jack has appeared on, among others, CNN, MSNBC, FOX, The Daily Show, A&E, and the Glenn Beck Program.
Rather than retiring to the golf course, Jack has embarked on his sixth(!) career as an author, public speaker and blogger. He lives with his wife and eight-year-old daughter in Covington, Georgia.

Joint Atlanta ACAMS & GACFE Professional Networking Event to bring in the New Year!

Joint Atlanta ACAMS & GACFE Professional Networking Event to bring in the New Year!

Please join us for this free networking event sponsored by the Atlanta ACAMS and the GACFE for current GACFE and Atlanta ACAMS Chapter Members. Did you know that ACAMS is a group of Anti-Money Laundering Specialists and that many of their members belong to the GACFE? Spend time in a relaxed atmosphere with great food and colleagues. Enjoy 2 complimentary drinks (beer, wine or house liquor).

This is a free event for current GACFE Chapter Members and Atlanta ACAMS members only, BUT we need you to register for an accurate headcount to provide to the restaurant. Please register / RSVP.

Atlanta ACAMS Lunch & Learn

Speaker, Mr. Doug Keipper, has been a CAMS since 2005 when there were 800 in the world and 8 in state of GA. He’s a former Bank Secrecy Act officer and compliance officer for an $800 Million commercial bank in Atlanta before it sold twice in one year. Doug sold BSA software for eight years and has taught anti-money laundering classes since 2008 throughout the southeast and online. He has talked with over 500 BSA officers throughout the USA and Caribbean. He has spent over 20 years in retail banking, wholesale mortgages and financial services. He’s currently a senior investigator for SunTrust Bank and their AML Enterprise Training Coordinator.

This presentation begins by reviewing the narrative section of a Suspicious Activity Report. Then the speaker will review today’s marketplace for weed, cocaine and opioids including heroin, wrapped up by providing a summary review and analysis of the cash transactions that BSA officers and staff use in their investigations. Many topics will be discussed pertinent to regulatory expectations and investigating suspicious activity including several cases.

Current Cyber Threats: What Cyber Criminals Don’t Want You to Know

In a highly interactive format, get a behind the scenes look into the world of hacking for profit, where hackers no longer slip undetected into “secure” systems merely for a quick payout, but are hacking to support a diversified criminal enterprise. Gain insights to how the combined forces of international law enforcement, private industry, academia, and researchers work together to identify, pursue, and defeat the adversaries. Hear about recent FBI successes and learn more about current trends such as hacking as a business model. Learn about what to expect when working with federal law enforcement. Discover more about ways to mitigate cyber crime.


MR. CHAD HUNT, Supervisory Special Agent, FBI Atlanta, Computer Intrusion Squad (CY1)
With over fourteen years of investigative experience, Mr. Hunt is currently a Supervisory Special Agent (SSA) with the FBI in the Atlanta Field Office, where he leads a cyber team that conducts investigations in support of the FBI’s Cyber Division. SSA Hunt also spent two years at FBI Cyber Division Headquarters as a program manager, and was also assigned to Australia as a cyber Assistant Legal Attaché. Prior to joining the FBI, he worked for twelve years in private industry

Lessons Learned from Recent Enforcement Actions

We have all grown accustomed to reading about BSA/AML enforcement actions and the civil money penalties that go with them. There is no such thing as a perfect BSA Compliance Program. Nor, is there a fail safe way to preclude the possibility of a BSA enforcement action. Still, there is a lot that you can learn from recent enforcement actions. This presentation form Rick MacNamara focuses on common enforcement action provisions, ties them back to the underlying regulatory guidance, and offers best practices to protect your bank and yourself. Rick has over 25 years of experience as a federal bank supervisor and has a unioque insight into this topic.


Rick MacNamara
AML Risk Supervision, Federal Reserve Bank of Atlanta

How Data, Technology & Automation are Transforming KYC


Mr. Kevin Bogdanov, Thomson Reuters
Kevin Bogdanov is Director of Market Development, Americas for Thomson Reuters’s ‘Customer and Third Party Risk Management’ business. He has spent 12 years leading international teams and programs in the Enterprise Information Services, Technology, Finance, Risk and Compliance sectors. He’s currently exploring how data, technology, automation and AI will disrupt and redefine the practice of KYC and Third Party Risk Compliance.

Joint ACAMS Atlanta & GACFE Professional Networking Event to bring in the New Year!

The Cornerstone Initiative and Homeland Security Investigations

Our Cornerstone initiative was launched in July 2003 to systematically and strategically identify vulnerabilities in financial systems through which criminals launder their illicit proceeds. Cornerstone leverages HSI’s traditional investigative authorities to identify methods and systemic vulnerabilities exploited by terrorists and other criminal organizations to earn, move, and store assets and, in partnership with the private sector, to help close down these identified vulnerabilities. I will also provide a few current trends and offer a question and answer period.


Mr. Nathan A. Burnham, Special Agent
Nathan Burnham is a Special Agent with Homeland Security Investigations who is currently assigned to the Financial Investigations and Asset Forfeiture group in Atlanta, Georgia. He began his career with HSI in 2008 in Los Angeles, California and has extensive experience conducting investigations involving complex money laundering schemes, fraud, and other financial-related crimes. He began his law enforcement career in 2000 as a Criminal Investigator with the State of Georgia with the bulk of his experience relating to financial crimes. He is a graduate of Georgia Southern University with a degree in Criminal Justice.

GACFE 3rd Annual Fraud Investigations and Examination Career Day

If you are in between jobs, thinking of a slight career change, or just know of anyone (college student or post grad professional) who would like to get into the field of fraud investigations and examination, then please join the Georgia Association of Certified Fraud Examiners (GACFE) on Friday September 29, 2017. On that day, the GACFE is holding their 3rd Annual Fraud Investigations and Examination Career Day. At this event, you will be exposed to various presentations and workshops from professionals in the anti-fraud industry. There will also be various government agencies and private company employers seeking either candidates for employment or potential internship programs. Whether you are interested in an anti-fraud career within the private or government sector, this event covers it all. In addition, there will be a professional branding and LinkedIn Career Coach who will be conducting an instructional marketing workshop on how to have others recognize your personal brand, as well as the technical and psychological sides of LinkedIn. Feel free to check the day’s agenda for further information. This event is an all day event that will be held at Mercer University’s Atlanta Campus. The registration fee is only $10.00. You are welcome to stay all day or part of the day. A luncheon is also included and parking is FREE!

For any questions about the event, please feel free to contact the GACFE at


Simple Techniques to Improve Data Quality for Enhanced KYC and Transaction Monitoring

Terrorist Financing – an Overview


John Mowiser, FBI

John Mowiser has been with the Federal Bureau of investigation (FBI) since 2004. Mr. Mowiser was assigned to the Counterterrorism Division / Terrorist Financing Operations Section where he supported international terrorism investigations by conducting financial intelligence analysis and research. Mr. Mowiser has presented case briefings or counter terrorist finance training to international partners in Canada, Sri Lanka, Pakisatan, and Qatar. A financial analysis conducted by Mr. Mowiser was used in an OFAC designation of a Maryland-based charity associated with a Foreign Terrorist Organization. Mr. Mowiser transferred to the Atlanta Division in 2007 and is assigned to the Joint Terrorism Task Force.

Mr. Mowiser graduated from Florida State University with a degree in International Affairs. Mr. Mowiser began as a bank investigator in an anti-money laundering unit in 1999 and rose the level of Assistant Vice President before leaving for the FBI.

2017 BSA/AML Emerging Risk Symposium

Safely and Profitably Banking Money Service Businesses (MSBs)


Mr. Jay Postma, CAMS, CFCS

Mr. Postma is a nationally recognized expert on the nexus of banking and MSB relationships. Since founding MSB Compliance in 2006, Jay has provided consulting services to numerous MSBs, TPPPs and banks on BSA/AML compliance issues, conducted independent reviews, and worked with a variety of businesses to ensure effective risk mitigation.

Persistent fear and the resulting “de-risking” by banks has resulted in significant pain, anxiety and sleepless nights for operators of lawful, compliant MSBs. Recognition of the market pain and resulting fee based revenue opportunities is now beginning to lead many Community Banks to reconsider whether they might safely and profitably serve the MSB market.

Banks have often been pressured to refuse banking services to companies and industries that are deemed of higher potential risk and that may pose a “reputational risk” to the bank. Regulatory communications often simply meant that a bank needed to up their game – their BSA program wasn’t sufficiently robust to address potentially higher risk clients. MSBs were an easy target with banks believing they had improved simply by de-risking. Such banks missed the point and should have instead improved their program.

Mr. Jay Postma, CAMS, CFCS will explain: why consumers and businesses do business with MSBs rather than and in addition to banks; revenue potential in banking MSBs; how to evaluate, approve/disapprove, onboard, and monitor MSB relationships. Regulatory oversight of MSBs will be discussed and key industry associations identified. And, there will be an interesting discussion of the compliance and regulatory issues related to MSBs.

$10 Late fee for any attendee after Friday, November 11th

Wire fraud and business email compromise


Emma Waddell

Emma Waddell is Senior Vice President, AML Director in Corporate Risk Management for SunTrust and she will be speaking to our group about the JPMC consent order and her experience coming into a new financial institution.

Ms. Waddell joined SunTrust in 2016 after 13 years with JP Morgan Chase. In her current role, Ms. Waddell leads the Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Department. At JP Morgan Chase, Ms. Waddell held numerous roles in various lines of business: Retail, Asset Management and Corporate Investment Banking where she led large scale technology and change management programs from the strategy to the execution. She has extensive experience in BSA/AML having created and held the AML Executive role in the consumer and Wealth Management business for 4 years. She led this line of business through preparation, response and execution for that firm’s BSA/AML/OFAC Consent Order with policy updates, technology implementation and customer remediation activities. Previously Emma designed and deployed a Know Your Customer and Risk Scoring application within the Asset Management business; to include the remediation of customer information, full integration with customer prospecting and account opening. Prior to JPMorgan Chase, Emma was a management consultant. She earned her Bachelor of Arts in Economics from Rutgers University and her Masters of Business Administration from The University of South Carolina.

Working Under, Learning From, and Leveraging Knowledge Gained from Consent Orders

The National Cyber-Forensics Training and Alliance group will be presenting to the Atlanta ACAMS Chapter and the Georgia Association of Fraud Examiners Chapter on wire fraud and business email compromise.


Tiffany McLee, CAMS, Intelligence Analyst, National Cyber-Forensics Training & Alliance (NCFTA)

Tiffany McLee, CAMS, is an Intelligence Analyst for the Cyber Financial (CyFin) Program at the National Cyber-Forensics Training & Alliance (NCFTA), specializing in cyber threats affecting the financial services industry. Tiffany has the responsibility for providing intelligence analysis on various financial fraud scams including business email compromise (BEC), account takeovers, customer email compromise (CEC) and other scams. Previously, she was a Senior Anti-Money Laundering Investigator for a financial institution. In this role, she was responsible for performing analysis and investigation of complex financial transactions to identify potential money laundering, terrorist financing, and other financial crimes. Prior to the role of Senior Anti-Money Laundering Investigator, Ms. McLee was an Intelligence Analyst for the U.S. Department of Justice where she was responsible for researching and analyzing drug trafficking patterns along the Southwest Border and other trend analysis. Tiffany received her MPIA and B.A. from the University of Pittsburgh.

An Overview of the NYDFS’ Proposed AML Certification Requirements


Mr. Daniel is Co-chair of the Payment Systems practice and is a partner in the Corporate Department. He is recognized as one of the country’s leading attorneys in payment systems law, including electronic payments, mobile payments, prepaid cards, virtual and digital currencies, and money transmission. Chris focuses his practice on non-bank and bank financial institutions and other companies participating in the banking and payment systems of the United States, Europe, and Asia.


Vegas in Atlanta – Gambling Compliance for AML Professionals

Judy Carter Newberry, Chief Compliance Officer &amp Supervising Partner for Regulatory Compliance at Aldridge Pite LLP, will present on the latest legal, political, and legislative developments for casino gambling in Georgia. In this interactive lunch and learn, attendees will discover the challenges facing a casino as a “financial institution” under Bank Secrecy Act federal regulations and the regulatory challenges unique to a proposed casino located in Georgia. Judy will discuss recent developments, settlement orders, and case law to give perspective on industry trends. Finally, Judy will make predictions about the potential impact of an Atlanta casino to Georgia and to the southeastern region as it relates to establishing a regulatory framework and best practices for casino compliance.

Judy Newberry

Judy Newberry
Guest Speaker

Judy has more than thirty years of legal experience. As the Supervising Partner for Regulatory Compliance at Aldridge Pite, Judy advises financial institutions on compliance matters, including drafting policies compliant with state and federal laws, licensing, managing vendors, preparing for audits, and responding to regulatory examination findings. She has presented on a number of regulatory and compliance issues facing financial institutions and the financial services industry. Judy previously worked as the Deputy Commissioner for Legal & Consumer Affairs at the Georgia Department of Banking & Finance. In her capacity as Deputy Commissioner, she acted as Chief Legal Officer for the state agency charged with the regulatory oversight of state-chartered banks and non-depository institutions, including mortgage lenders and money service businesses in the state of Georgia. Judy worked directly with state legislative counsel, state assembly members, and committees of the Georgia General Assembly on items and legislation relating to the regulation of financial institutions. She also acted as legal advisor to department senior management regarding complex mortgage and banking issues. Judy has served as a subject matter expert for regulatory organizations and has chaired or sat on the board of a number of industry committees.

Aldridge Pite

Banking & Data Analysis – “AML Safe” Marijuana Banking

Guest Speaker: Clark Gilder

Clark Gilder is an Atlanta-based angel investor and technology executive with 30 years of software industry experience who has spent the last 10 years applying new technologies to banking problems. He holds over 10 patents in various banking & electronic payment systems as well as data mining techniques and is now leading a new company to make sales of legal marijuana safe for banking. Prior to launching his own software companies, he spent 12 years at Microsoft in Redmond WA where he worked in various operating roles, including Worldwide Technology Evangelist and as Lead Program Manager on the Windows development team shipping Windows 2000, Windows XP and Windows Server 2003. His accomplishments include being the first two-time winner of the Windows Division “Gold Star” award and being one of the very first Microsoft Certified System Engineers in the World.

Clark has served on the board of the Atlanta Technology Angels (ATA) investment group as well as being Chairman of ZeeWise, the leading service for Franchisee – Franchisor Business Intelligence, along with serving on various “board of advisors” for a number of Atlanta startups. In addition, Clark is the CEO of, a next generation BSA product that utilizes the patented data collection technologies from ZeeWise and reapplies them to solve the marijuana banking crisis. Clark joined the software industry after graduating from The Georgia Institute of Technology with a degree in Systems Engineering and Operations Research.

Sanctions: Programs, Penalties, Emerging Trends and Case Studies

Cyber-Laundering: The Monetization of Cybercrime

Prepaid and Emerging Regulatory Issues

ACAMS Atlanta Chapter Lunch-n-Learn

Suspicious activity reports – SAR completion, filing, case examples and latest FinCEN guidance

Beneficial Ownership and Due Diligence

Human Trafficking and Modern Day Slavery

Session Description: Digital Currencies, Third Party Payment Processing, Oh My!

Ed Edmister

Ed Edmister, CAMS
InComm Financial Services, Inc.

Ed is the Senior BSA/AML Compliance & Risk Manager at InComm Financial Services, Inc. In his current role, Ed works across InComm’s business channels to implement effective risk management solutions and mitigate risks with particular focus on compliance, money laundering and fraud. InComm is one of the largest prepaid card program managers in the U.S. with an evolving global footprint.

Ed is a retired U.S. Navy Chief that served aboard 5 different nuclear-powered fast attack submarines as well as assignments to other sensitive nuclear command operations centers. Following retirement from the Navy, Ed spent the next 14 years working as a Fraud Examiner/Investigator and Computer Forensic Expert. He previously served on the Scientific Evidence Committee at the ABA, as a Forensic Expert Witness, and was noted for his professional acumen in landmark cases involving Scientific Misconduct, BP Oil Spill, Liberty Reserve Money Laundering Case (Costa Rica) and Paramount Studios – Loss Mitigation.

Ed is a Certified Anti-Money Laundering Specialist (CAMS), a graduate of the SOCNAV degree program (Indiana University/TCC), and a graduate from the Oxford University Executive Leadership Program.


United Bank

Thomas Williams is a Senior Vice President and the Senior Compliance Manager for United Bank in Zebulon, GA. He has been in banking for over 23 years and has spent the last 15 years working solely in the area of risk management and regulatory compliance. Prior to joining the compliance side of banking, he spent time working in the areas of auditing, bank security, branch management, consumer lending, and credit administration. Thomas is a graduate of Clemson University where he earned a Bachelor of Science degree in Financial Management. Thomas holds the professional designations of Certified Regulatory Compliance Manager, Certified Community Bank Internal Auditor, and At-Risk Adult Crime Tactics (ACT) Specialist.

Amanda Carter

Amanda Carter
State Bank & Trust Company

Amanda Carter is a Deposit Operations Manager of State Bank & Trust Company. Prior to managing operations support, Amanda provided BSA expertise at another financial institution for a number of years. Amanda holds a Bank Secrecy Act and Anti-Money Laundering Specialist (CBAP) certification with the ICBA as well as an ACT Specialist designation with the Department of Human Services.

William Leopold

William Leopold
Verizon Wireless

Previously William was a BSA/AML Investigator for SunTrust Bank and specialized in high risk wire activity. Prior to SunTrust Bank, William was an Atlanta Police Officer for five years and has experience investigating various financial crimes. He has taken courses and received certifications on financial investigations, identity theft and fraud, and intelligence analysis at the Georgia Public Safety Training Center and Atlanta High Intensity Drug Trafficking Area (HIDTA). William served two years in the Israel Defense Forces and achieved the rank of Sergeant. William has a Bachelor of Arts in Political Science from Binghamton University of New York. He is a Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), and serves as a Board Member for the Atlanta Chapter.

Fernanda Medina

Fernanda Medina
Communications Director

Fernanda Medina serves as Compliance Manager, Corporate Audit Services at Fiserv since April 2018. Prior joining Fiserv, she served as Senior Compliance Analyst – Regulatory Reporting and Licensing for First Data Corporation. Previously, she was BSA/AML Compliance Specialist for MSB Compliance Inc., and worked for a money transmitter company as the Chief Compliance Officer. She holds a Bachelor of Laws Degree from Brazil (JD equivalent) and completed the Paralegal Program from Emory University. She is a Certified Anti-Money Laundering Specialist (CAMS).

Amber Messick

Amber Messick 
Co-Communications Director
InComm Financial Services, Inc.

Amber Messick serves as the BSA/AML Agent Oversight Supervisor at InComm Financial Services, Inc. Amber specializes in supervising the merchant onboarding and oversight teams, in addition to the third-party vendor management program. Amber has worked in the financial industry for over 14 years, and previously held a variety of roles at SunTrust Bank. Amber is a Certified Anti-Money Laundering Specialist (CAMS) and serves as a Board Member (Co-Communications Director) for the Atlanta ACAMS Chapter.

David Dinkins

David Dinkins, CAMS, CFE
State Treasurer
Accertify, Inc., an American Express company

David is the Business Development Lead and Subject Matter Expert for Accertify, Inc. with areas of expertise in risk management solutions. In his role, he works with organizations to solve business challenges and design effective risk management solutions to mitigate risks. David has over 13 years of experience in the financial services industry including holding various positions at a large financial technology company and two of the largest U.S. based financial institutions. He has deep knowledge of fraud, compliance and anti-money laundering (AML) processes, analytics and technology and works with global enterprise companies on deploying best practices. David has successfully worked with institutions in implementing suspicious activity monitoring programs, installing various automated solutions, and streamlining processes while ensuring all regulatory requirements are met. He is skilled at recognizing and reducing operational discrepancies/risk, as well as increasing revenue through improving existing systems and implementing customized financial crime and risk management solutions. He is also a Certified Anti-Money Laundering Specialist (CAMS) and Certified Fraud Examiner (CFE).