Dennis Lormel
Co-Chair
DML Associates, LLC

Mr. Lormel retired from the Federal Bureau of Investigation (FBI) in December 2003, following over 30 years of government service, almost 28 years as a Special Agent in the FBI. During his distinguished career, Mr. Lormel amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Mr. Lormel was promoted to Chief of the FBI's Financial Crimes Program.

Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI's comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. This multi-agency, multi-disciplined entity attained international recognition as one of the world's elite operations for tracking, investigating and disrupting terrorist-related financial activity. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division's Award for Investigative Initiative and the Central Intelligence Agency's George H. W. Bush Award for Excellence in Counterterrorism.

Over the last six years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel has shared his insight on terrorist financing and money laundering through speaking engagements at hundreds of domestic and international conferences, as well as through regular media interviews. In addition, he served as an Advisor to the Congressional Anti-Terrorist Financing Task Force. Mr. Lormel is also a contributing expert to The Counterterrorism Blog.

Email: dlormel@dmlassocllc.com

Sepideh Behram
Co-Chair
American Express

Sepideh is the Vice President of Global Compliance and Ethics for Global Commercial Cards at American Express.  Prior to joining American Express, Sepideh was the Chief Compliance Officer for Travelex Global Business Payments, Inc. for North America overseeing all regulatory compliance and licensing functions for the company.  Prior to joining Travelex, Sepideh was the Senior Compliance Counsel in the Center for Regulatory Compliance Section of the American Bankers Association, overseeing regulatory efforts on anti-money laundering and Bank Secrecy Act matters by issuing comment letters and engaging the industry in discussions on proposed legislation.

Previous to the ABA, Sepideh served as Director of Global Anti-Money Laundering for E*TRADE Financial and Deputy Chief Compliance Officer for E*TRADE Bank along with several roles at Monroe Bank and Trust in Monroe, Michigan including Second Vice President and Special Assets Manager, overseeing commercial loan workouts and collections.

Sepideh has a J.D. degree Michigan State University School of Law and a B.A. degree in Political Science from the George Washington University. She is a member of the District of Columbia and Michigan Bars and the American Bar Association. Sepideh is the membership director on the executive board of the US Capital Chapter of ACAMS. 

Email: sepidehbehram@yahoo.com

Don Temple, CAMS
Membership Director
KPMG

Don is a nationally recognized practitioner in the areas of currency reporting, money laundering, the detection of suspicious transactions and fraud investigations. He has over 25 years of experience in the Bank Secrecy Act and Anti-Money Laundering field. He has extensive hands-on experience in the areas of financial investigations including Federal income tax investigations, financial fraud, due diligence, and anti-money laundering. His experience includes a 26 year career in federal law enforcement as a Special Agent with the Internal Revenue Service where he conducted complex Federal income tax investigations; lead a Financial Investigative Task Force for 16 years; experience with an anti-money laundering software provider, and the director of anti-money laundering investigations for a bank. He has been a regular speaker at global anti-money laundering conferences.  

Email: dtemple@KPMG.com

Edward Rodriguez, CAMS, CFS, CFCI, EA
Secretary
EORS Consulting LLC.

Ed is the principal and founder of EORS Consulting LLC. Prior to forming his own firm, Ed was practice leader of Watkins Meegan LLC, a CPA firm in the DC region, in the area of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Services. Ed has deep and varied subject matter expertise in AML compliance, having completed a career as a Special Agent with IRS Criminal Investigations (CI) where he conducted and supervised tax and money-laundering investigations for 25 years.

Prior to being assigned to Organized Crime Drug Enforcement Task Force (OFC), he was a senior analyst in IRS CI HQ in the Financial Crimes Section where he oversaw the IRS CI's national money laundering program. Reviewed money laundering policy and supported CI's field offices globally. Strategic analysis reviews were intended to enhance money laundering investigations. Coordinated and trained all the National CI's 81 Suspicious Activity Review teams (SARs) within all of CI's Field Offices.

While in New York Field Office (NYFO) as a Supervisor for IRS CI, he presented numerous engagements as an expert in money laundering and BSA enforcement to law enforcement and industry communities. He supervised in the El Dorado Task Force in NYC which involved money laundering and criminal financial investigations. He also supervised the IRS NYFO SAR-Review Team by enforcing BSA statutes such as Title 31. Then finally he supervised in the New York Asset Forfeiture Task Force working on criminal investigations while evaluating the potential to execute the federal asset forfeiture and seizure statutes.

Email: edwardrodriguez677@gmail.com

James M. Wright
Co-Secretary
Independent Consultant

Mr. Wright is an international banking advisor who specializes in anti-money laundering and real estate lending regulations and compliance. For the last ten years he has been a consultant for both the US government and international organizations including the World Bank and Asian Development Bank, working in 28 countries. During the period 2003- 2006 he served as the resident advisor to the National Bank of Romania. Prior to becoming an international consultant he was both a bank examiner and community development specialist for the Office of the Comptroller of the Currency.

Email: JamesMwright01@aol.com

Robert S. Pasley, CAMS
Communications Director

Robert was most recently a Senior Vice President in the AML policy area for Bank of America.  Prior to that, he served as a contractor for FinCEN, working on policy issues, handling specific cases, and assisting in drafting the final 312 regulation.  Before that, he was an Assistant Director of the Enforcement and Compliance Division of the Office of the Comptroller of the Currency and specialized in the AML area.  He is a graduate of the Cornell Law School and of the Stonier Graduate School of Banking.  His honors thesis at Stonier was on the Consolidation of the Banking Agencies.  He has also written on several other topics, including a chapter on the History of the Banking Agencies' Enforcement Powers, a law review article on the impact of the Double Jeopardy Clause on civil money penalties, a law review article on the tension between privacy rights and anti-money laundering enforcement and a law review article on developments in Bank Secrecy Act enforcement. 

Email: bob@pasleyconsulting.net

Kevin M. Anderson, CAMS
Treasurer
Bank of America

Mr. Anderson has been with Bank of America since 1990, working in various capacities in retail banking, insurance and wealth management. Since 1997, he has worked in compliance, primarily focusing on AML issues. In the compliance capacity, he co-authored the initial enterprise-wide AML policy and program integrating requirements from various businesses as well as the laws and regulations. He has been involved in subsequent revisions, incorporating regulatory and other changes, as well as providing guidance to lines of business globally. He has developed and conducted AML training and supported risk assessments for the enterprise as well at the business unit level. He designed, implemented and managed the company's process to obtain and validate Patriot Act certifications for non-U.S. banks for several years. He has built and implemented processes to support consistent documentation of the AML policy and program. In addition to AML policy work, Kevin helped design and establish a framework for overseeing the development and implementation of enterprise-wide compliance and operational risk policies, including privacy, fair lending and payment systems risk.

Kevin has been a Certified Anti-Money Laundering Specialist since 2003 and has served on the ACAMS Editorial and Education Task Forces for several years. He has published numerous articles on money laundering topics in publications such as ACAMS Today and the ABA Banking Journal.

Email: kevin.m.anderson@bankofamerica.com

John Byrne, CAMS
Board Member
Association of Certified Anti Money Laundering Specialists (ACAMS)

John, for the past two years, has been the Executive Vice President (EVP) of the Association of Certified Anti-Money Laundering Specialists or ACAMS. ACAMS is an over 12,000 private-public sector member global organization that develops anti-money laundering (AML) /sanctions/financial crime detection education programs and certifies specialists in these areas in both the financial sector and in the government in over 160 countries. Our websites can be found at www.acams.org and www.acamstoday.org.

Byrne is a nationally known regulatory and legislative attorney with over 25 years of experience in a vast array of financial services issues, with particular expertise in all aspects of regulatory oversight, policy and management, anti-money laundering (AML), privacy and consumer compliance. He has written over 100 articles on AML and financial crime, trained thousands, represented the banking industry in these areas before the United States Congress, state legislatures and international bodies such as the Financial Action Task Force (FATF), and appeared on CNN, Good Morning America, the Today Show, and many other print and electronic media outlets.

Prior to becoming the EVP of ACAMS, John ran a regulatory advice firm, was the Global Regulatory Relations Executive for Bank of America and prior to that, the Director of the American Bankers Association's (ABA) Center for Regulatory Compliance. John led the fight for the civil safe harbor in the United States that allowed financial institutions to be able to successfully file reports on suspicious activity, and drafted the proposal on private-public sector partnerships that eventually became the Bank Secrecy Act Advisory Group (BSAAG) in the US.

John has received a number of awards, including the Director's Medal for Exceptional Service from the Treasury Department's Financial Crimes Enforcement Network (FinCEN) and the ABA's Distinguished Service Award for his career work in the compliance field.

John's blog, "AML, Fraud and Other Things," can be found at: www.ababj.com.

Email: jbyrne@acams.org

Lester Joseph
Board Member
Wells Fargo Bank

Since March 2010, Les has been the International Investigations Manager in the Financial Intelligence Unit at Wells Fargo Bank.  The International Investigations Group (IIG) is made up of 35 Analysts, Supervisors, and Managers located in McLean (Virginia), Philadelphia, San Francisco, and Charlotte.  The IIG's primary mission is to identify, investigate, report, and trend suspicious activity conducted through the bank's foreign correspondent customer accounts.

Prior to joining Wells Fargo, Les worked for the U.S. Department of Justice from 1984 to February 2010.  From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS).  He was a Deputy Chief in the Section since October 1991.   Les began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section.   From 1981-1984, he was an Assistant State's Attorney in Cook County (Chicago), Illinois.  He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan.  He is an Adjunct Professor at The George Washington University in Washington, DC, where he teaches in the Criminal Justice Program.

Email: lester.m.joseph@wellsfargo.com

Steve Gurdak, CAMS
Board Member
Washington Baltimore HIDTA
Northern Virginia SAR Initiative (NVFI)

Steve Gurdak is the group supervisor of Northern Virginia's Financial Initiative (NVFI). As an Alexandria Police Detective he help found and establish this initiative as a national model for the aggressive use of SARs in the initiation of money laundering and financial investigations. Steve has over 30 years of police experience. He has specialized in money laundering investigations since 1995, retiring from the Alexandria Police in 2010 to continue supervision of the initiative through Washington Baltimore HIDTA. Steve also regularly trains new detectives in general investigative skills for the Northern Virginia Criminal Justice Academy as part of the "New Detectives" course he helped design.

Email: sgurdak@va.wb.hidta.org

Rachele Byrne, CAMS
Social Media Director
HSBC Bank, NA

Email: rachele.c.byrne@us.hsbc.com

Mary Bashore, CAMS
Membership Director
National Credit Union Administration

Mary Bashore began her career with the National Credit Union Administration (NCUA), a federal financial regulatory agency, as a financial institution examiner in 1983.  

As a Senior Supervision Analyst, Ms. Bashore has had responsibility for a variety of challenging areas, including leading Bank Secrecy Act/Anti Money Laundering (BSA/AML) examinations, serving on various task forces, and leading working groups to develop examination policies, procedures, and training programs.  Ms. Bashore has been an instructor for examiners and the technical advisor for field staff conducting BSA/AML examinations in over 1,600 institutions. 

In addition to AML, Ms. Bashore has a special interest in internal fraud and embezzlement. Using communications and problem-solving skills, Ms. Bashore achieved resolution in numerous complex cases.  She also has extensive experience preparing administrative actions, enforcement orders, and prohibitions. 

Ms. Bashore holds a B.S. in Accounting and Law from Clarkson University and an M.B.A. from the Rochester Institute of Technology.  Ms. Bashore appreciates opportunities for continuing education and opportunities to interact with other AML professionals in seminars, conferences, networking events, and speaking engagements.  

Email: mrybash@gmail.com