Jay Postma, CAMS
Co-Chair
MSB Compliance Inc.

Jay is the founder and President of MSB Compliance Inc. which provides BSA/AML compliance consulting to money services businesses and other financial institutions.  With over 25 years experience in financial services, Jay has worked as an intrepreneur within the Federal Reserve Bank of Atlanta and entrepreneur at Towne Services and at El Banco de Nuestra Comunidad to create value while ensuring effective risk mitigation.  As Vice President, Division Operations Manager, and Bank Secrecy Act Officer with Flag Bank until its acquisition by RBC Centura, Mr. Postma advised executive management and the Board of Directors of increasingly stringent BSA regulatory expectations and revised, developed and implemented formal compliance policies and procedures.  Since founding MSB Compliance in 2006, Jay has provided consulting services to numerous MSBs and banks on BSA/AML compliance issues, conducted independent reviews, and worked with a variety of businesses to ensure effective risk mitigation.

Email:  jay.postma@msbcomplianceinc.com  

John Schmarkey, CAMS, CFE
Co-Chair
Open

John is a charter CAMS member and an active Certified Fraud Examiner, who has served the U.S. Treasury Department, Internal Revenue Service Criminal Investigation for twenty seven years as a senior Special Agent.  He has a broad background in tax fraud and financial fraud investigations and money laundering matters with international aspects. This includes a decade serving in organized crime and terrorism task forces, with investigative experience on assignments in Southwest Asia and in Europe and in Latin America. He has additional international experience in the intelligence community and as a linguist. John has non-government experience in public accounting and manufacturing. He is currently a board member, vice president, controller of a forest products company.  He is a member of the Advisory Board for The Center for Forensic Studies in Accounting and Business, at Georgia Southern University. He speaks to college classes and professional groups on fraud and money laundering.  He enjoys interacting and serves as a team coach for the Adrian Project, fraud investigation seminars, and has developed and presented courses at the Federal Law Enforcement Training Center.

Email: schmarkey@comcast.net

Erica Harper, CAMS
Secretary
MSB Compliance Inc.

Prior to joining MSB Compliance as a BSA/AML Specialist, Erica worked as a community banker for over eight years.  She is bilingual, speaking both English and Spanish fluently. 

Beginning her career as a front line teller with a bank seeking to begin serving a growing Hispanic customer base, Erica provided excellent customer service and support. Erica later served as a bilingual Customer Service Representative before moving into a full time compliance management role for several years.

As Compliance Specialist for a bank operating a Hispanic banking division with seven branches staffed almost entirely by recent Hispanic immigrants, Erica was a key player in helping to manage the bank’s BSA/AML risk management program.  Significant duties included: performing ongoing compliance reviews and audits of branch operations; implementing and maintaining procedures for the provision of banking services to MSBs; and, development and presentation of tailored training programs to the bank’s Hispanic staff. Oversight of branch compliance and ongoing training of staff was of particular importance as the bank provided non-traditional services more typically provided by MSBs in addition to traditional banking services.  Erica performed periodic customer site visits of small MSBs independently and with account managers.  She also actively reviewed and evaluated compliance materials provided by the bank’s MSB customers as part of mitigating the bank’s BSA/AML compliance risk.  Additionally, Erica assisted in reviewing, updating, and implementing the BSA/AML, CIP and OFAC compliance programs of the bank. 

Erica earned a Bachelor of Arts in Spanish with an emphasis in Business from North Georgia College and State University.  Additionally, she has achieved recognition as a Certified Anti-Money Laundering Specialist (CAMS) through the Association of Certified Anti-Money Laundering Specialists (ACAMS).

Email: erica.harper@msbcomplianceinc.com  

Sherron Lewis, CAMS
Co-Secretary
Queensborough National Bank & Trust

Sherron is the BSA and OFAC Officer for Queensborough National Bank & Trust. Her responsibilities’ are SAR reporting, maintaining strong levels of compliance in BSA/AML/CIP/USA Patriot Act compliance, provide a method to interface the operations of all departments of the bank with the applicable laws and regulations, develop, implement and conduct training programs, sessions and seminars to ensure a training program for all employees, officers and directors.

Prior to joining Queensborough National Bank & Trust, Sherron worked at People’s Securities in Bridgeport, Connecticut as a mutual fund representative as well as sales and service. Her responsibilities included budget reporting for investment center representatives, assisted in specialized training, organizational development, purchasing treasuries at auction. She has a total of 21 years of banking and brokerage experience and well as being a Certified Anti-Money Laundering Specialist.

Lawrence (Larry) Iwanski, CAMS, CPA, CFF
Treasurer
Ernst & Young LLP

Larry is a Senior Manager with Ernst & Young LLP in Atlanta where he is a part of the Fraud Investigations & Dispute Services (FIDS) group.   He has over twelve years of Big Four public accounting experience providing organizations with fraud and investigative services, advisory services, and operational and organizational leadership.   He has assisted global banks with AML investigation services and AML Operations training.

Larry earned a BS in Economics from the United States Military Academy at West Point and an MS in Accountancy from the University of Notre Dame.  He is a Certified Public Accountant in Georgia; Certified in Financial Forensics; and a Certified Anti-Money Laundering Specialist.

Email:  larry.iwanski@ey.com

Robert Klingler
Co-Treasurer
Bryan Cave LLP

Rob is a bank regulatory attorney with Bryan Cave LLP.  Rob advises financial institutions, as well as their officers and directors, concerning the issues resulting from the current difficult financial and regulatory environment.  These issues include advice reflecting all aspects of regulatory compliance and enforcement actions.  He also provides counsel regarding raising capital, strategic alternatives, corporate governance matters, minimizing director and officer liability and strategies for dealing with dissident shareholders. Rob has advised clients on, and is a frequent public speaker about, the Troubled Asset Relief Program (TARP), and the Dodd-Frank Wall Street Reform and Consumer Protection Act.  

Rob is the founder and principal editor of BankBryanCave.com, Bryan Cave's legal blog focused on banking law issues for community banks. Prior to joining the firm, Rob was an assistant coach of the University of Florida Speech and Debate Team.  Rob initiated the University of Florida's parliamentary debate program and led it to national prominence.

Email: robert.klingler@bryancave.com

Christopher Grippa, CAMS,CPA,CFF, CFE
Membership Director
Alvarez & Marsal

Chris is a Managing Director with Alvarez & Marsal in Atlanta. For more than a decade, Chris has been working with attorneys and management to provide accounting and financial guidance to organizations across the globe. He specializes in advising clients on complex matters involving compliance, investigations and disputes.

Chris earned his bachelor and master degree in accounting at Tulane University. He is a Certified Public Accountant (CPA) in Florida and Georgia. He's also Certified in Financial Forensics (CFF), a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Fraud Examiner (CFE). Chris currently serves on the board of the Georgia Chapter of Certified Fraud Examiners

Email: cgrippa@alvarezandmarsal.com

John H. Atkinson
Co-Membership Director
Protiviti

John is a Director with Protiviti in the firm’s Regulatory Risk Consulting practice. John joined Protiviti in June 2008 after a 30-year career at the Federal Reserve Bank of Atlanta, where he had oversight and management responsibilities at the official level for numerous bank supervision functions, including anti-money laundering, enforcement, fiduciary risk, international bank supervision, operations risk, consumer compliance, and policy development. At Protiviti John consults with a broad array of financial institution clients on regulatory and risk management issues, with an emphasis on anti-money laundering risk management. John has been a regular speaker for many years at professional conferences and events for industry, regulatory, and law enforcement groups on both a national and international basis. He has a B.A. degree in Economics from Emory University, Atlanta, Georgia, and attended the Executive Development Program at the Kellogg School of Management, Northwestern University, Chicago, Illinois.

Email: john.atkinson@protiviti.com

Eric Hood
Program Director
TSYS, Inc.

Eric currently serves as the Associate Director of Risk and Compliance for TSYS; a global leader in card processing. Prior to joining TSYS he served as the BSA Compliance Officer for ITC Financial Licenses, Inc. (ITCFL) and InComm. ITCFL is a Money Services Business which sells open-loop gift and reloadable financial services products through a network of over 80,000 retail locations. He played the primary role in the development of the BSA program for ITCFL. Eric also served as a banking officer with Synovus Financial Corporation and worked in the Compliance group working primarily with regulatory lending issues. Eric is a graduate of the ABA National Compliance School and a member of ACAMS.

Beverly Polack, CAMS
Co-Programming Director
Skylight Financial

Beverly has over 25 years of regulatory banking experience. She joined Skylight Financial in 2006 as the Compliance Officer. Prior to joining Skylight Financial Beverly  worked for Standard Chartered Bank as Vice President of Operations; Pine Bank as Compliance Officer, and Espirito Santo Bank, Vice President –Loans Operations Manager. Beverly is extremely skilled in the financial banking sector with a strong understanding of regulatory requirements and international standards through her leadership in managing anti-money laundering related projects and initiatives. Beverly holds a Bachelor’s Degree in Business Administration from Barry University.

Charlie Michael Hettler
Communications Director
IBM Global Business Services

Charlie is a Managing Consultant in IBM's Global Business Services Financial Services Strategy & Transformation Practice with areas of expertise in Risk & Compliance, Financial Crimes, and BSA AML Transactional Monitoring Software Implementations. He brings more than 9 years of Financial Services Industry experience. He is a proactive professional with extensive and diverse years of background in impacting business performance through skilled configuration of resources with project objectives. He is highly adept at recognizing and reducing operational discrepancies/risks, as well as in increasing revenues through improving existing systems and implementing customized solutions for all aspects of financial banking industry. Charlie is also an active member in the following associations: Member of ACFE –Association of Certified Fraud Examiners, Member of IAFCI –International Association of Financial Crime Investigators, Member of IARCP- International Association of Risk and Compliance Professionals.

Nancy Brassfield, CAMS, CFE, CFCI
Co-Communications Director
The Home Depot

Nancy Brassfield is a Senior Manager with Corporate Security at The Home Depot in Atlanta, GA. She began her career with Home Depot in 2002 as one of the first corporate investigators.   Nancy was named the Anti-Money Laundering (AML) Compliance Officer for the Home Depot during a pilot for Western Union products at the Home Depot.  She developed the AML training for all associates, wrote the AML policies and procedures and was responsible for monitoring all transactions. Prior to joining the Home Depot she served 25 years with the Criminal Division of the Internal Revenue Service with many of those years assigned to the Organized Crime Drug Enforcement Task Force (OCDETF).

Email: Nancy_Brassfield@HomeDepot.com