Thank you for visiting the new ACAMS Greater Twin Cities Chapter website! The Chapter was launched on October27, 2011 by an Executive Board composed of professionals from the AML field in the Minnesota/Wisconsin region. The Chapter seeks to be a professional resource that can provide support, guidance, training, and peer interaction for industry professionals. One of our Chapter's goals is to promote ACAMS as a platform for career development and professional networking for our local AML community by organizing meetings and events of interest for members and non-members. We'll have a variety of events in multiple locations and present various speakers who are subject matter experts in the industry so all participants can benefit. We believe this Chapter will be an effective and productive resource, and we strongly encourage your involvement.

Reasons to join the ACAMS Greater Twin Cities Chapter:

• The Chapter will provide ACAMS members a local forum to facilitate networking and discussion on AML topics of interest among AML professionals from the various industry lines.
• The Chapter provides an opportunity for AML professionals to share best practices for prevention, detection and reporting of financial crimes and fraud. 
• The Chapter will offer educational opportunities focusing on region-specific topics of interest and provide an opportunity to have your questions answered by AML industry professionals, members of law enforcement, and the regulatory agencies. 
• The local Chapter provides the AML, fraud, and anti-terrorism financing community with professional resources, member support, guidance on new regulations and emerging issues, and career development related training.
• Most events will be free of charge to Chapter members, providing a great value for your $50 annual membership fee.
• Many of the training and workshop events will provide an opportunity to earn continuing education credits to maintain your CAMS designation. 

Kiren Schulte, CAMS
Chair
Best Buy

Kiren is currently the senior director of compliance for the Financial Services division of Best Buy. She was the former global head of anti-money laundering compliance for MoneyGram International, where she was responsible for leading, advancing and implementing a comprehensive global anti-money laundering compliance program in over 190 countries. Kiren joined MoneyGram in 2005 from Universal Savings Bank, where she was the Vice President of Compliance and lead bank-wide compliance activities. Kiren has been in the financial industry for over 20 years. She holds her Master’s degree in International Management and a Bachelor's degree in Business Administration, both from the University of St. Thomas in Minnesota.

Email: Kiren.Schulte@bestbuy.com

Tara M. Dziengel, CAMS
Co-Chair
Ameriprise Financial, Inc.

Tara Michelle Hughes Dziengel is the Director of AML Compliance for Ameriprise Financial, Inc.  In this role, Tara is responsible for the development and implementation of the Firm’s AML program.  Her responsibilities also include providing AML Compliance support to several Ameriprise subsidiary businesses; including the asset management, insurance & annuities, broker dealer and bank sectors.  Prior to joining Ameriprise, Tara worked at RBC Capital Markets, formerly RBC Dain Rauscher, for 7 years.  At RBC, Tara was a Senior Manager within the Capital Markets and Wealth Management AML department, where she had primary responsibility for overseeing surveillance, investigations and suspicious activity reporting for the retail and institutional broker dealer, along with RBC’s cross border services.  Tara started her career with Barclays Global Private Banking in New York. Tara is a licensed General Securities Representative and Principal, as well as a Certified Anti-Money Laundering Specialist.  She co-chaired the Deloitte AML Strategic Leadership Group’s surveillance sub-committee.  Tara was a participant in the SIFMA Securities Industry Institute at the Wharton School of the University of Pennsylvania.  Tara is a graduate of the University of Minnesota, where she earned her Bachelor of Science degree with a double major in Business & Industry Education and Spanish, along with a minor in Speech Communications. 

Email: tara.m.dziengel@ampf.com

Jennifer (Jennie) Sosniecki , CAMS
Secretary
Allianz Life Insurance of North America

Jennie Sosniecki has over 12 years of experience in the financial service industry.  Jennie is currently the Money Laundering Prevention Officer for Allianz Life Insurance of North America.  In her position, she manages Allianz’s AML Program which includes reviewing high risk customers, handling AML escalations, drafting Suspicious Activity Reports, updating AML policy & procedures, AML Risk Assessments and performing oversight of AML functions.  Prior to joining Allianz, Jennie held various Operations, Compliance and AML roles at The Hartford including annuities, mutual funds, life and the broker-dealer.  Most recently, for four years Jennie worked for The Hartford’s broker-dealer Woodbury Financial Services as an AML Compliance Consultant, enhancing the firm’s AML Program and managing all day-to-day AML activities.  Jennie received the CAMS designation in 2008.

Email: jennie.sosniecki@allianzlife.com

Shannon L. Bennett, CAMS, CRCM
Co-Secretary
MoneyGram International

Shannon L. Bennett, CRCM, CAMS, Senior Director of AML Compliance Operations and Technology, oversees 68 team members responsible on a global basis for government reporting (CTRs/SARs), transaction monitoring, AML risk assessments, OFAC/sanctions and the financial intelligence unit.  With her entire career spent in the financial services industry, she is experienced in providing compliance advice and technology guidance to financial services companies, including banks. Her previous employers include Wells Fargo Home, Consumer and Finance Group and Wolters Kluwer Financial Services. Shannon frequently presents at industry seminars and conferences on AML compliance-related topics. She has published numerous compliance related articles in several banking focused publications. Shannon served for five years on the ABA Regulatory Compliance Conference Planning Committee and is currently serving on the Advisory Board for the International AML Conference.

Email: sbennett@moneygram.com

Jen McGarry, MBA, CAMS
Treasurer
RBC Wealth Management

Jen’s eight years of AML experience have encompassed the banking, money services business, and securities industries. She currently serves as Manager of the AML Surveillance & Investigations team at RBC Wealth Management, a position she’s held since October 2010.

Prior to joining RBC, Jen was an AML Operations Manager at MoneyGram International, where she lead a diverse team in the identification of suspicious activities involving money order and money transfer products, expanding their knowledge beyond the BSA to comply with the regulatory requirements for Canada, Australia, and Europe. She began her AML career at Commerce Bank, based in Kansas City, working through roles of increasing responsibility over the course of five years.

Jen earned her MBA from Rockhurst University in Kansas City, her Bachelor’s in Personal Financial Planning from the University of MO-Columbia, and is a Certified Anti-Money Laundering Specialist.

Email: jennifer.mcgarry@rbc.com

Sherry Lumley, CAMS
Co-Treasurer/Co-Communications Director
FDIC

Sherry has been a bank examiner with the Federal Deposit Insurance Corporation’s Division of Risk Management Supervision since 1998.  She was promoted to a Senior Bank Examiner in 2007.  Sherry serves as a Subject Matter Expert in the AML area for the FDIC Minneapolis Territory.  Her responsibilities in this role include being the principal contact for bank inquiries, training examination staff, providing support to State of Minnesota examiners, analyzing FinCEN data during the pre-examination process, and completing or assisting on complex BSA examinations.  Sherry has been involved in BSA examinations of banks ranging in size from $10 million to $60 billion.  Sherry obtained her CAMS designation in 2008 and is an active member of ACAMS.

Email: slumley@fdic.gov

James Cummans, CAMS
Program Director
TCF Bank

James is the BSA Senior Operations Manager with Wayzata, Minnesota-based TCF Bank. James was formerly a Corporate Compliance Manager at Minneapolis-based U.S. Bancorp (USB). James has been in corporate compliance roles with financial institutions since 2006. In his roles, James has developed and enhanced detection queries, conducted high level training, organized and restructured BSA departments, implemented policy, procedure and controls. Before joining the financial services industry James was a police officer for a major metropolitan police department in the Twin Cities. In James’ 13 years in police work he served as a S.W.A.T. officer, Field Training Officer, Narcotics Detective, General Investigations Detective and Shift Commander. James gained valuable financial crime investigation experience in his roles in police work. James was a highly decorated officer, recognized by local officials as the Narcotics Detective of the Year, Tri-County Law Enforcement Officers Association Detective of the Year, and 7 Letters of Commendation for exceptional police work. James has several degrees in Law Enforcement and Liberal Studies from Minnesota State University in Mankato as well as advanced education at Northwestern University and training at the DEA Academy in Quantico, VA. James is a Certified Anti-Money Laundering Specialist (CAMS). James has led multiple training sessions on topics including query development, drug trafficking, human smuggling, suspicious wire monitoring, food stamp fraud, and other courses related to Law Enforcement and AML/BSA.

Email: jcummans@tcfbank.com

Tim Charbonneau
Co-Programming Director
Wells Fargo

Tim is currently a Compliance Consultant in the Wealth Management AML Compliance Group at Wells Fargo. He previously worked as a Senior Audit Leader on the Internal Audit BSA/AML Compliance team at Wells Fargo. Prior to joining Wells Fargo in 2007, Tim worked as an Investigator and Compliance Manager in the AML Investigations unit of US Bancorp. Tim holds a Bachelor's degree in Business Management from the University of St. Thomas in Minnesota. Tim is a Certified Anti-Money Laundering Specialist (CAMS), as well as a Certified Regulatory Compliance Manager (CRCM).

Email: timothy.j.charbonneau@wellsfargo.com

Matt Johnson, CAMS
Membership Director
Ameriprise Financial  

Matt is a Manager of AML Compliance Operations for Ameriprise Financial, based in Minneapolis, MN.  In this role, Matt manages Ameriprise’s AML Monitoring and Enhanced Due Diligence groups. He has worked in Financial Services for over 15 years in various capacities including AML Risk Assessment, International AML Monitoring and Reporting and as a Project Manager focused on various risk management and compliance projects. Prior to joining Ameriprise, Matt was employed by Ally Financial Inc, where he assisted with developing and implementing AML strategies. Previously, Matt led the Financial Intelligence Unit at Wachovia Bank and was responsible for enterprise-wide AML monitoring and detection systems and also oversaw governance efforts related to Politically Exposed Persons and Enhanced Due Diligence.    

Matt is a graduate of Worcester State University in Worcester MA, where he received a BS in Business Administration and is also a Certified Anti-Money Laundering Specialist. 

Email: matthew.x.johnson@ampf.com

 Michael Moore, CAMS
Co-Membership Director
TCF National Bank

Michael is the BSA Technology and MIS Reporting Manager for TCF National Bank, in downtown Minneapolis.  Michael has over ten years of banking experience, specializing in Fraud, and AML/OFAC Compliance.  In his present role, Michael manages the group responsible for the development and tuning of the bank’s anti-money laundering surveillance applications.   Michael also has experience with AML investigations, High-Risk customer management, and  other BSA-related topics.  Michael has been a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and is a Certified Anti-Money Laundering Specialist  (CAMS).

Email: mmoore@tcfbank.com

Sandra (Sande) Bayer, CAMS
Communications Director
US Bank

Sande has over 25 years of experience in the financial industry including insurance, brokerage products, and the banking industry. Her roles and responsibility have included management, training and compliance oversight. Sande's current focus includes AML oversight for payment products including credit card, prepaid/stored value systems and the on-boarding of mobile payment systems at U.S. Bank. Additional responsibilities include AML compliance oversight for mergers and acquisitions. She is also actively involved with the Minnesota Region Chapter of Not For Sale (NFS), an organization to raise awareness and increase efforts to cease global human trafficking.

Email: sandra.bayer@usbank.com