Joe is the administrator of the BSA AML programs for Union Bankshares Corporation, all three banks and its subsidiaries, located in Bowling Green, Virginia. Mr. Soniat has worked in the Internal Audit Section of the Virginia State Police as an Office Services Specialist; as a Finance Officer for the United States Government; and also as a fraud examiner for Circuit City Stores. He is a BSA Coalition Advisory Board Member, which consists of bankers and regulatory representatives from various federal and state banking agencies from the fifth district of the Federal Reserve.

Elaine started her career at the Federal Reserve Bank of Richmond as a consumer affairs examiner dealing with consumer protection laws and regulations. Elaine is currently a supervisory examiner in the safety and soundness division of Banking Supervision and Regulation of the Federal Reserve, with responsibility for the Legal and Fiduciary Risk unit. She works with Bank Secrecy Act/Anti-Money Laundering (BSA/AML) legislation, bank fraud, and fiduciary/trust issues. She is the advisor to the BSA Coalition, a group of financial institution and banking agency regulatory representatives who discuss, debate, and try to resolve BSA/AML issues.

Elaine is a graduate of Furman University (Bachelor of Arts) and the Graduate School of Banking at Louisiana State University. In 2005, she obtained her MBA from Virginia Commonwealth University.

Elizabeth (Lisa) Vice President, Anti-Money Laundering Compliance Manager at Wells Fargo Advisors has been with the company since 1995 beginning with legacy Signet Bank. As a result of the First Union Securities merger, she joined Wheat First Butcher Singer in 1998. She has held various roles in Compliance, including Registration, Regulatory Reporting, Legal, International Compliance and Anti-Money Laundering Compliance. Lisa joined the Anti-Money Laundering Compliance group in 2003. Her responsibilities include managing and developing a group of twelve associates; oversee and manage the AML/BSA/OFAC operations. Lisa has implemented AML Policy & Procedures. She assists in the interpretation and integration of predecessor firm policies as they merged with Wells Fargo Advisors, LLC. Lisa is a member of the Association of Certified Anti-Money Laundering Specialists organization.

e-mail: lisa.vega@wellsfargoadvisors.com

Scott has been a member of the Chesterfield County Police Department as a Career Detective for the past 17 years. In that capacity he has been assigned to three Bureau’s and seven divisions. Currently Scott is assigned to the Special Investigations division. Bailey has extensive background in white collar/financial crimes and is the designated financial investigator for the Multijurisdictional Special Operations group. Scott has been actively involved in the investigation of intellectual property crimes for the past seven years and has been instrumental in the successful prosecutions of numerous persons at the State and Federal level.

Scott has held the following titles within his career: Patrol Officer, Community Policing Officer, Forensic Technician, Special Response Unit Member, Arson Investigator, Hazmat Investigator, Property Detective, Economic Crimes Detective, Organized Crime Detective, and Federal Task Force Officer.

e-mail: BaileyS@chesterfield.gov

Donna is the Director of Operations and Executive Vice President of Hampton Roads Bankshares, Inc. She previously worked at Gateway Bank and Trust and BB&T with various roles and responsibilities that included BSA Officer, Loan Operations Executive, Branch Operations Manager and Mortgage Loan Officer. She earned a bachelor’s degree in accounting with a minor in psychology from Old Dominion University. She also holds an associate of arts degree in mathematics from the College of Albemarle and is a graduate of the North Carolina School of Banking. Donna is the sponsor of the BSA Coalition and a member of the Association of Certified Anti-Money Laundering Specialists organization.

Donna is the Director of Compliance for Stellar One Bank. She earned her Bachelor of Arts from the University of Virginia and her Masters of Accountancy from Virginia Commonwealth University. With early experience in banking as a customer service representative and accounting clerk at a savings and loan, Donna became a CPA and worked for Signet Bank in the mid 1990’s. After a stint in manufacturing, Donna returned to banking in 2002, and joined Capital One’s Internal Audit department. She specialized in regulatory compliance audits and project management reviews. While at Capital One, Donna performed a number of BSA/AML audits, including audits of Capital One’s AML/BSA programs in the US and Canada. In June, 2010, Donna left Capital One to become Director of Compliance at Stellar One Bank. Donna received her CRCM in 2010 and plans to become CAMS certified in 2011.

Charlie performs as the functional corporate lead responsible for all aspects of AML/Sanctions compliance for Capital One’s non-retail banking lines of business. Prior to Capital One, Charlie worked for Raymond James Financial, where he was responsible for all facets of its Investment Company’s AML and sanctions compliance program. Prior to Raymond James, Charlie worked for the Office of the Comptroller of the Currency as a Bank Examiner in the North Florida region, where he worked with a team responsible for the supervision and examination of National banks in various areas such as Consumer Compliance, Bank Secrecy Act, Asset Management, Capital Markets, and Credit. Charlie has a depth of experience assisting financial institutions in the development and execution of Bank Secrecy Act and Anti-Money Laundering prevention policies, AML training, list screening operations (sanctions, PEPs, Special Interest Persons, 314a), enterprise-wide AML risk assessment development and execution, and suspicious activity reporting quality assurance. He is a Certified Anti-Money Laundering Specialist (CAMS).

Diane Eisinger, CAMS
Spectrum Advisors
Co-Membership Director

Diane is currently Vice President of a registered investment advisory firm where, among other duties, she handles the regulatory compliance and operations of the firm. Previously, Diane spent almost three years at FINRA in the Market Regulation Department investigating fraudulent broker/dealers, securities firms and issuers of stock that traded on the NASDAQ market. During her time at FINRA, she handled several cases involving money laundering activities such as “pump and dump schemes” and use of illegal shell companies. She sent evidence to various government agencies such as the SEC, the IRS, the Department of Justice and the FBI in an effort to stop the fraudulent conduct. Diane holds a Bachelor’s degree from Brandeis University; a law degree from the University of Arizona College of Law and a Masters of Law (LL.M) in taxation from the University of San Diego School of Law. She is a Certified Financial Planner ™ professional and a Certified Anti-Money Laundering Specialist (CAMS).

e-mail: Diane6022@aol.com

Fallon Teufert, CAMS
Federal Reserve Bank of Richmond
Programming Director

Fallon was born and raised in New Orleans, Louisiana. She earned a Bachelor of Arts in Finance from Eastern Washington University, Cheney, Washington. She began her career on the front lines of a financial institution, and then moved to other positions where her duties included BSA/AML compliance and internal audit. Fallon began her career at the Federal Reserve Bank of Richmond in 2005 as a Safety and Soundness Examiner. Her prior experience with BSA/AML compliance was leveraged as she has spent a considerable amount of time performing BSA/AML examinations of all levels of complexity. Additionally, Fallon has conducted BSA/AML related training for Federal Reserve examiners, as well as, outreach to community bankers and community bank employees. Fallon became CAMS certified in 2008. She most recently served as acting manager of the enforcement action function within the Supervision, Regulation and Credit department.

e-mail: Fallon.Teufert@rich.frb.org

Gurpreet is Professor of Information Systems at Virginia Commonwealth University, USA. He holds a Ph.D. from the London School of Economics and Political Science, UK. Gurpreet has authored seven books including Principles of Information Systems Security: text and cases (John Wiley, 2007) and over 100 research papers. He is also the Editor-in-Chief of the Journal of Information System Security. Gurpreet’s research has been featured in various academic and commercial publications and his expert comments have appeared in the New York Times, USA Today, Business Week, NBC News, among others.

Amy is the AML Compliance Manager for Capital One Financial Corporation. In her role, Amy leads a team that is responsible for Suspicious Activity Report Quality Assurance, as well as National Lending and Financial Services Account Closing, List Screening Quality Assurance support and the Monthly AML Training Program. Prior to joining Capital One, Amy worked for PNC Bank, where she managed an AML Surveillance team and provided general compliance and Office of Foreign Assets Control support to PNC’s Treasury Management line of business. Amy earned a Bachelors degree in Business Administration with minors in Economics and English. She holds several industry certifications, including Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), Certified Regulatory Compliance Manager (CRCM), Certified Information Privacy Professional (CIPP), Fair Credit Reporting Act (FCRA) and American Society for Quality’s Certified Quality Improvement Associate designation.

Thomas is a vice president and Anti-Money Laundering Compliance Manager for Wells Fargo Advisors in Richmond, Virginia. He manages money laundering, terrorist finance and OFAC investigations, and supervises the filing of suspicious activity reports. Tom has previously held roles as AML compliance consultant, compliance examiner, and sr. compliance analyst.

He holds multiple securities licenses, a doctorate degree in business and has 17 years securities industry experience. Tom is a certified fraud examiner, and securities industry arbitrator for NASD Regulation, Inc Board of Arbitrators (now FINRA).

He has worked for some of the largest firms in the financial industry including MetLife, Dean Witter Reynolds, and First Union/Wachovia Securities/Wells Fargo Advisors.