Vicki Landon, FLMI, CAMS
Co-Chair
Landon Associates

Vicki, is a Principal of Landon Associates, providing anti-money laundering, anti-fraud, and sanctions program services to the non-bank financial services industries.

Vicki brings over 7 years’ experience in anti-money laundering (AML) and combating the financing of terrorism, as well as 25 years’ experience in insurance, securities and MSB operations and technologies; insurance business architecture; and business process reengineering in the US and internationally.  She has delivered independent AML audits, AML Risk Assessments, risk-based AML Programs, vendor selection, AML solution implementation, and AML training.   She has also presented to financial services industry conferences and published industry-related articles.

Vicki is a former Vice President for Aquilan Group, Inc, an AML and anti-fraud software and services provider.  Previously, with IBM and CSC, Vicki delivered business architectures, applications, automated workflow solutions, and business process reengineering projects to non-bank financial institutions.   She has taught business and IT classes dealing with AML, data architecture, and software, in the US and internationally.

Vicki is a Certified Anti-Money laundering Specialist (CAMS) and Fellow, Life Management Institute (FMLI).  She has served on the boards of several charitable organizations.

Email: vicki@vickilandon.com  

Jorge Guerrero, Esq., CAMS
Co-Chair
Optima Compass Group, LLC

Jorge, a U.S. lawyer, has concentrated in the areas of money laundering prevention and controls at financial and commercial institutions domestically and internationally since 1996. 

Jorge was the first president and a founding member of the National Money Transmitters Association in the United States.  He is a former member of the Advisory Board of the Association of Certified Anti-Money Laundering Specialists (ACAMS).  He served as the first chairman of ACAMS’ MSB Task force, which concentrates on issues specific to Money Services Businesses and has served on various committees that authored questions for the ACAMS certification examination.

Jorge is a principal and Managing Director of Optima Compass Group, LLC. which provides anti-money laundering compliance consulting services to money transmitters, banks, broker dealers, regulators, and law enforcement agencies in the United States and internationally. 

He is a member of the Board of Directors of Nova Bank in Pennsylvania and is a member of NOVA’s Audit Committee.

Email: jguerrero@optimacompass.com

Karen Van Ness, CAMS
Co-Secretary
Oracle Financial Services Software

Karen Van Ness is Senior Manager for Financial Crime and Compliance Solutions product management at Oracle Financial Services Software, part of Oracle Corp. She has over 20 years of experience in the information technology and financial services industries. She brings substantial expertise in the areas of anti-money laundering / BSA compliance, combating the financing of terrorism, fraud prevention and risk management, as well as the development, implementation and marketing of high-end software solutions. She has also presented to financial services industry conferences and published industry-related articles and white papers.

Karen has played a key role in bringing to market solutions targeted to BSA / AML compliance and fraud prevention, and has supported their implementation at top-tier banking and brokerage firms in the U.S. and internationally. She has also worked as a consultant and subject matter expert for a number of financial services firms, helping them optimize their deployment of high-end financial crime and compliance monitoring solutions, as well as revise business processes in order to better leverage new technologies or respond to changing regulatory requirements.

Karen previously worked in the financial services industry and was a Vice President at Citigroup and Chevy Chase Bank. Throughout her career, she has been called upon to lead large, strategic, complex programs in the financial services, software, compliance and risk management areas. Karen is a Certified Anti-Money Laundering Specialist (CAMS), holds a B.A. degree from Dartmouth College and an M.S. degree from the Johns Hopkins University.  

Email: karen.vanness@att.net

Humberto R. Gonzalez, III, CAMS
Treasurer
Texas Department of Banking

Humberto “Bert”, a Financial Examiner, has been a regulator for over 25 years and began his career with the Texas Department of Banking in January 1985 as an Assistant Bank Examiner in the Bank & Trust Division. He received his commission as a Bank Examiner in January 1988 and in September 1991 he transferred to the Special Audits Division to assist in the regulation of money services businesses (MSBs). Bert's principal responsibilities include the examination of money services businesses licensed by the Special Audits Division which range from small family-owned businesses to multi-billion dollar pubic companies which operate throughout the world. Frequently he has serves as Examiner-In-Charge of joint examinations of MSBs conducted with MSB regulators from other states. He is also active in the Money Transmitter Regulators Association (MTRA), serves on the MTRA Joint Examinations Committee, and has assisted in organizing the Regulators School for the MTRA annual conference. In the past several years Bert has been involved in training MSB examiners from MTRA member states.  He has also been an Instructor at the MTRA MSB Examiner Schools in San Francisco (June 2007); Annapolis, MD (August 2007); Miami (April 2008); and San Francisco (April 2009).

Bert received a Bachelor of Business Administration degree from Texas A & I University, Kingsville, Texas (now Texas A & M University-Kingsville) in 1983 and has been licensed as a Certified Public Accountant in Texas since 1996. In March 2010, he earned the Certified Anti-Money Laundering Specialist (CAMS) designation and is an active ACAMS member and most recently has been involved in forming the Central Texas Chapter of ACAMS. Bert is a native of Zapata, Texas and has been a resident of Austin since 1985.

Email: bert.gonzalez@dob.texas.gov

Kathe M. Dunne, CAMS, AAP
Programming Director
Banker’s Toolbox, Inc.

Kathe Dunne is an accomplished financial professional with over 30 years in the financial services industry.  Kathe has worked in both financial institutions and financial servicing organizations in the areas of Bank Operations, Risk Management, Compliance, Training/Training Development, Cash Management, Product Management, and Marketing.

Kathe joined Banker’s Toolbox, Inc. in January, 2007 and is presently the Manager of the Product Management and Development department.

For eight years prior to joining Banker’s Toolbox, Kathe operated her own consulting business (KMD Consulting, Inc.), providing consulting services to financial institutions and financial serving companies in the areas of Compliance, BSA/AML, Payment Systems (ACH), Product Management, Training Development and Policy and Procedure.  She previously worked at Aurum Technology (Fidelity Information Systems) and a major multi-billion dollar California bank.

Kathe is a Certified Anti Money Laundering Specialist (CAMS), the professional certification of the Association of Certified Money Laundering Specialists.  Additionally, Kathe is an Accredited ACH Professional (AAP), a credential provided by NACHA (National Automated Clearing House Association).  She has served on the Board of Directors and on the Electronic Check Task Force for NACHA, and has served as Board Chair and Committee Chair for the regional ACH Association, WesPay (Western Payments Alliance). 

Email: kathed@bankerstoolbox.com

Kathryn (Kathy) Bailey, CAMS
Co-Programming Director
Shelby Savings Bank

Kathy has served financial institutions for more than six years.  She is currently a Vice President/BSA Coordinator of Shelby Savings Bank in Center, Texas.  She joined Shelby Savings in 2009 as a New Accounts Representative and now serves as BSA Coordinator planning, organizing and conducting all aspects of monitoring activities related to BSA, AML and OFAC compliance and ensures all activities and processes are in compliance with bank policies and procedures as well as audit and regulatory requirements.

Before joining Shelby Savings Bank she was involved with launching Town Square Title Company in Waxahachie, Texas, developed under Citizens National Bank, the parent company.  In addition to serving as an escrow technician, she was office manager and a customer service representative.  Her prior experience in banking also includes Farmers State Bank in Center, Texas, where she served as loan secretary and customer service representative.

She serves on the boards of both the North Texas ACAMS Chapter and the CenTex ACAMS Chapter. She is the Co-Secretary of the North Texas ACAMS Chapter and the Co-Director of Programming on the CenTex Board.

Email: kbailey@shelbysavingsbank.com