US Capital Chapter

Participate

Upcoming Event

  • 2016 AML Year in Review and Predictions for 2017
  • December 6, 2016
  • Registration: 4:00 PM – 4:30 PM
  • Presentation: 4:30 PM – 6:00 PM
  • Networking Reception: 6:00 PM – 8:00 PM
  • Marriott at Metro Center
    775 12th St NW
    Washington, D.C. 20005
    United States
  • Chapter Members: Free
  • Non-Chapter Members: $25.00
  • 2 CAMS Credits
  • Read More | RSVP Here

The ACAMS U.S. Capital Chapter is at the heart of the U.S. regulatory universe. Many of our members work daily with the people who monitor and enforce federal AML laws and regulations. Other members have the distinction, shared by thousands across the country and the world, of being part of the front line of defense against the crime of money laundering. This combined perspective and knowledge puts the U.S. Capital Chapter at the crossroads of where vigilance meets compliance. This Chapter is dedicated to the mission of ACAMS, the strong growth of the CAMS certification within the AML community and doing our part in strengthening the inherently close bonds of regulators, law enforcement, law makers and AML.

US Capital Chapter ACAMS Newsletter June 2016

What opportunities are available by joining the ACAMS U.S. Capital Chapter?

  • To be part of a unique AML community in the midst of the people and institutions that shape our regulatory environment;
  • To learn and share AML best business practices face-to-face with peers and AML community leaders and experts;
  • To attend presentations from subject matter experts, plus representatives of the regulatory and law enforcement communities;
  • To add your voice, experience and expertise in a local effort to promote, expand and enhance the AML community; and
  • To continue to make ACAMS and the CAMS certification the hallmark of the best in the AML profession.

The US Capital Chapter Executive Board

Thank you from the Executive Board

  • 2016 AML Year in Review and Predictions for 2017
  • December 6, 2016
  • Registration: 4:00 PM – 4:30 PM
  • Presentation: 4:30 PM – 6:00 PM
  • Networking Reception: 6:00 PM – 8:00 PM
  • Marriott at Metro Center
    775 12th St NW
    Washington, D.C. 20005
    United States
  • Chapter Members: Free
  • Non-Chapter Members: $25.00
  • 2 CAMS Credits

RSVP Here

  1. Upon clicking on the RSVP link, you will be directed to login to the ACAMS Store
  2. Login or Register
  3. Navigate to “Chapter Events”
  4. Locate your event and “Add to Cart”
  5. Proceed to “Checkout”

2016 AML Year in Review and Predictions for 2017

The learning event will be followed by a networking reception with complimentary appetizers and a cash bar. During the reception the Chapter will be presenting special awards for contributions throughout the year.


ACAMS US Capital Chapter October Lunch and Learn

In response to request for more international topics, our chapter and Thomson Reuters explores the World Bank’s efforts to fight corruption and the state of corruption worldwide.

Pascale Helene Dubois, head of the World Bank’s office of Suspensions and Debarment (OSD), will describe her role in determining whether to suspend and debar firms and individuals accused of fraud and corruption in World Bank financed projects.

Ms. Dubois has been involved with the World Bank’s anti-corruption efforts for over a decade. Prior to her appointment as Chief Suspension and Debarment Officer, Ms. Dubois managed the Voluntary Disclosure Program (VDP) in the World Bank’s Integrity Program Vice Presidency. She also worked as an operational lawyer advising the African region of the world bank for seven years. Ms. Dubois is a senior Advisor to the American Bar Association Section of International Law’s Anti Corruption Committee. She is an Adjunct Professor at Georgetown University Law Center and publishes on anti-corruption topics. A Certified Fraud Examiner, she received her Lie. Jur., cum laude, from The University of Ghent, Belgium and her LL.M From New York University.

Thomson Reuters will provide information on their role in fighting money laundering and terrorist financing as well as their assistance in fighting corruption worldwide. Our second speaker, Steve Kraus will discuss current services for anti-money laundering and know your customer as well as the new risk analysis scoring system being developed for 2017. Steve Kraus is the Director of Corporate Investigative Solutions, Thomson Reuters, and has been with the company for 21 years leading a team of Investigative Specialists who are experts in helping clients reduce risk, investigate fraud and protect their brand.

Speakers:

  • Pascale Helene Dubois, Chief Suspension and Debarment Officer, The World Bank
  • Steve Kraus, Director of Corporate Investigative Solutions, Thomson Reuters

“Anatomy of a Banking Scandal”

The ACAMS US Capital Chapter is pleased to host a networking and book signing event including food and a cash bar. Chapter Board member Bob Pasley and John Byrne will hold a discussion about Bob’s book “Anatomy of a Banking Scandal”. The book is about the failure of the First National Bank of Keystone in Keystone West Virginia and more than the failure of one bank, this story echoes the systemic failures that led to the financial crisis of 2008.


Learning and Networking at Nationals Park

The ACAMS US Capital Chapter and RDC are pleased to present a panel discussion about partnerships and cooperation between law enforcement and financial institutions followed by networking and a baseball game between the Braves and the Nationals.

John Byrne will moderate the panel comprised of Jim Cox from Fairfax County Police, Abelardo Vecino from the FBI, and Jim Candelmo from Capital One.

Sponsored by:

RDC


Money Laundering through Real Estate

Speaker:

Elise Bean, Former Staff member of Carl Levin and author of congressional studies on AML/CFT compliance issues – U.S. Senate Permanent Subcommittee on Investigations, Subcommittee staff director and chief counsel.

From 1985 to 2014, Elise Bean worked for U.S. Senator Carl Levin (D-Mich.), including 15 years at the U.S. Senate Permanent Subcommittee on Investigations. Appointed his Subcommittee staff director and chief counsel in 2003, Ms. Bean handled investigations, hearings, and legislation, including matters involving money laundering, offshore tax abuse, corruption, corporate misconduct, and shell companies. After Senator Levin retired in 2014 and established the Levin Center at Wayne Law, Ms. Bean joined his efforts to strengthen legislative capacities at the national, state, local, and international levels to conduct investigations and oversight.

Ms. Bean graduated Phi Beta Kappa from Wesleyan University and received a law degree from the University of Michigan. She clerked for the Chief Judge of the U.S. Claims Court, and worked for two years at the U.S. Department of Justice. In 2015, she was included in the Global Tax 50, a list compiled by the International Tax Review of the year’s top 50 individuals and organizations influencing tax policy and practice. In 2013 and 2011, the Washingtonian magazine named her one of Washington’s 100 most powerful women. In 2010, the National Law Journal selected her as one of Washington’s most influential women lawyers.


Yates Memo and Personal Liability: What it Means for You

Speaker:

Jonathan Lopez , Partner at Orrick, Herrington & Sutcliffe, LLP in White Collar & Corporate Investigations, will present on the Yates Memo and Personal liability. He will discuss what the Yates Memo does and does not mean for individuals and institutions. Mr. Lopez will joined by Jim Vivenzio of the OCC.


US Capital Chapter February 2016 Learning Event

Topics

  • Topic 1: Bitcoin Threat
  • Topic 2: ISIS Financing

Understanding Bitcoin/Blockchain to Mitigate Risks

Speaker: George W. Prokop

As Bitcoin and other crypto currencies evolve and gain acceptance, what new risks are present from use by transnational criminal organizations, terrorist networks, and drug trafficking organizations? Where are the gaps in the global and US ant-money Laundering infrastructure and how can blockchain-based technology be used to mitigate these risks?

Our first speaker Mr. George Prokop has over 20 years of experience, co-leads the Strategic Threat Management and Corporate Intelligence practices at PricewaterhouseCoopers LLP. He is a senior practitioner in PWC’s Anti-Corruption Centre of Excellence. Mr. Prokop also serves as the co-leader of PwC’s Digital Currency Task Force – a multi-disciplinary team of professionals from the Assurance, Tax and Advisory practices advising public and private sector clients on the collective impact of this emerging technology in the marketplace. He has experience directing financial crime investigations, and anti-money laundering violations covering the Americas, Europe, the Middle East, Northern and Sub-Saharan Africa, and Asia.

Stopping ISIS Financing

Speaker: Dennis Lormel

This year international efforts to eliminate ISIS financing have taken on enormous importance.

Our second speaker, Mr. Dennis Lormel is a retired FBI agent with 28 years of experience and before retirement was the Chief of the FBI’s Financial Crimes Program. The program was establishing and directed after 911 as the bureau’s comprehensive terrorist financing initiative. These efforts evolved into the formation of a formal section within the Counterterrorist Division which has attained international recognition as one of the world elite operations for tracking, investigating and disrupting terrorist-related financial activity. Today, Mr. Lormel is a private consultant providing training related to terrorist financing, money laundering, fraud, financial crimes and due diligence, case studies and trend analysis. He serves as an advisor to the Congressional Anti-Terrorist Financing Task force and is a frequent speaker at domestic and international conferences.

US Capital Chapter’s February 2016 Event


2015 AML year in review and predictions for 2016 (WDC)

Two 45 minute panel discussions followed by a reception.

  • Panel 1: Private sector panel moderated by John Byrne
  • Panel 2: Government panel moderated by Dennis Lormel

The learning event will be followed by a networking reception from 5:30pm to 7:30pm with complimentary appetizers and a cash bar. During the reception the Chapter will be presenting special awards for contributions throughout the year.

Speakers:

John J. Byrne

John J. Byrne, Esq., CAMS
Executive Vice President
ACAMS

Mr. Byrne is an internationally known regulatory and legislative attorney with close to 30 years of experience in a vast array of financial service related issues, with particular expertise in regulatory oversight, policy and governance, anti-money laundering (AML), privacy and terrorist financing. He has written over 100 articles on AML, asset forfeiture and privacy; represented the banking industry in this area before the United States Congress, state legislatures and international bodies such as the Financial Action Task Force (FATF); and appeared on CNN, Good Morning America, the Today Show, and many other media outlets.

Dennis M Lormel

Dennis M.Lormel
President and CEO
DML Associates

Mr. Lormel retired from the Federal Bureau of Investigation (FBI) in December 2003, following over 30 years of government service, almost 28 years as a Special Agent in the FBI. During his distinguished career, Mr. Lormel amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Mr. Lormel was promoted to Chief of the FBI’s Financial Crimes Program.

Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI’s comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. This multi-agency, multi-disciplined entity attained international recognition as one of the world’s elite operations for tracking, investigating and disrupting terrorist-related financial activity. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

Over the last six years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel has shared his insight on terrorist financing and money laundering through speaking engagements at hundreds of domestic and international conferences, as well as through regular media interviews. In addition, he served as an Advisor to the Congressional Anti-Terrorist Financing Task Force. Mr. Lormel is also a contributing expert to The Counterterrorism Blog.


October Lunch and Learn

Financial Intelligence Workshop: Understanding TF to enhance BSA Reporting

Sponsored by:

RDC

Speaker:

Jeff Breinholt, Department of Justice

Jeff Breinholt is Counsel for Law & Policy at the National Security Division, U.S. Department of Justice, where he focuses on terrorist financing and providing technical assistance to foreign anad domestic audiences. Shortly after 9/11, Mr. Breinholt was appointed head of the Department of Justice’s terrorist financing criminal enforcement program, and helped found a special FBI unit devoted to U.S.-based fundraising by international terrorist organizations and managed a team of financial prosecutors within the Counterterrorism Section dedicated to prosecuting material support crimes. In 2003, he was honored with the Attorney General’s Award for Excellence in Furthering the Interests of U.S. National Security, for his work in crafting creative legal theories that resulted in the initiation of several important prosecutions in the aftermath of 9/11.

A white-collar fraud specialist, Mr. Breinholt joined the Justice Department in 1990 with the Tax Division, and spent six years as a Special Assistant U.S. Attorney in the District of Utah before joining the Counterterrorism Section in 1997. He is a frequent lecturer on law enforcement and intelligence topics. He is the author of several articles and two books, Counterterrorism Enforcement: A Lawyer’s Guide (DOJ Office of Legal Education 2004), and Taxing Terrorism, From Al Capone to Al Qaida: Fighting Violence Through Financial Regulation (2007).

Mr. Breinholt is a graduate of Yale University (B.A., 1985) and the UCLA School of Law (J.D., 1988), and a member of the State Bar of California.


The Challenges of Terrorist Financing Heading into 2016

The threat of terrorism has greatly evolved since 9/11. As we mark the 14th anniversary of the 9/11 attacks, the landscape of terrorism is ever changing and constantly threatening. The instability in many parts of the world serves as an incubator for terrorists. Groups such as the Islamic State and the al-Qaeda affiliate group in Syria, known as the al-Nusra Front, have recruited and trained many foreign fighters, to include Westerners. Law enforcement is extremely concerned about the threat posed by these fighters should they return to their countries of origin. Also of major concern are the disenfranchised home grown jihadists who are radicalized through the internet to commit acts of terrorism at home. The best chance to prevent terrorists from succeeding is to disrupt their ability to raise, move, store and access money. Identifying terrorist financing is one of the biggest challenges confronting financial institutions. Likewise, using financial institutions can be challenging for terrorists. Jerry Roberts, Chief of the Terrorist Financing Operations Section (TFOS), FBI, will provide an overview of how TFOS has evolved to address current and emerging trends and threats, as well as how TFOS interacts with the financial sector to capitalize on financial intelligence.

Speaker:

Section Chief Gerald “Jerry” Roberts Jr., Federal Bureau of Investigation, Counterterrorism Division, Terrorist Financing Operations Section

Mr. Roberts began his career as a Special Agent with the FBI in September 1999. He was first assigned to the New York Field Division, where he worked International Terrorism matters as a member of the Joint Terrorism Task Force. Following the September 11th attacks, he volunteered to deploy to Afghanistan to conduct interviews of Al-Qaeda detainees. His interviews resulted in the disruption of an Al-Qaeda plot overseas and the capture of several high-level Al-Qaeda operatives. In recognition for his accomplishments while deployed to Afghanistan, Mr. Roberts received the FBI Director’s Award for Distinguished Service in 2003. In 2005, he was promoted to Supervisory Special Agent within the FBI’s International Operations Division, serving as the FBI counterterrorism liaison to INTERPOL. Beginning in 2007, he served as an FBI detailee to the Central Intelligence Agency’s Counterterrorism Center (CTC). He transferred to the Baltimore Field Division as a Supervisory Special Agent of the Joint Terrorism Task Force in 2009. Mr. Roberts was promoted to Assistant Special Agent in Charge of the Baltimore Field Division in January 2012, where he led the counterterrorism and intelligence analysis branches. In September 2014, he was promoted to the FBI’s Senior Executive Service. In October 2014, he was recognized with the Office of the Secretary of Defense Award for Excellence for the successful prosecution of an Al-Qaeda operative at Guantanamo Bay. Mr. Roberts currently serves as the Section Chief of the FBI’s Terrorist Financing Operations Section, leading the FBI’s global efforts targeting terrorist financing. Prior to the FBI, Mr. Roberts served as an Inspector and Agent with the Immigration and Naturalization Service and an accountant in the financial industry.


ACAMS US Capital Chapter June 2015 Learning and Networking Event


Threats handled by the Financial Institution Fraud Unit


The Business of Threat Finance (with recent case studies) and Mobile Banking (aka The Hunt for the Red Sim)


US Capital Chapter Learning Event – January 2015 (WDC)


The Intersection of AML and FCPA


Hot Sanctions Topics: Understanding Evolving Rules/Conducting Effective Internal Monitoring


ACAMS DC Chapter September Learning Event


DC Chapter’s 5th Anniversary at Laughing Man Tavern


ACAMS US Capital Chapter Event: Discussion of the Emerging AML Issues Facing AML Professionals in the Securities Industry


ACAMS US Capital Chapter Event: Focus on Securities


ACAMS US Capital Chapter Event: Networking Event


BSA Reports: How SARs are Used in Terrorism and Criminal Investigations


ACAMS US Capital Chapter Event: Enhancing Public/Private Partnerships – Information Sharing and Best Practices


Networking Event at Gordon Biersch in DC


ACAMS US Capital Chapter Happy Hour

Dennis Lormel

Dennis Lormel
Co-Chair
DML Associates, LLC

Mr. Lormel retired from the Federal Bureau of Investigation (FBI) in December 2003, following over 30 years of government service, almost 28 years as a Special Agent in the FBI. During his distinguished career, Mr. Lormel amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Mr. Lormel was promoted to Chief of the FBI’s Financial Crimes Program.

Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI’s comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. This multi-agency, multi-disciplined entity attained international recognition as one of the world’s elite operations for tracking, investigating and disrupting terrorist-related financial activity. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.

Over the last six years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel has shared his insight on terrorist financing and money laundering through speaking engagements at hundreds of domestic and international conferences, as well as through regular media interviews. In addition, he served as an Advisor to the Congressional Anti-Terrorist Financing Task Force. Mr. Lormel is also a contributing expert to The Counterterrorism Blog.

Email: dlormel@dmlassocllc.com


Sepideh Behram

Sepideh Behram
Co-Chair

Sepideh Behram recently joined Burke & Herbert Bank as its Principal Vice President and BSA Officer overseeing the Bank’s BSA/AML program. Prior to joining Burke & Herbert, Ms. Behram was the Senior Vice President, Chief Compliance Officer for The Bancorp overseeing all regulatory compliance for both the prepaid and retail divisions, including lending, leasing, government guaranteed loans, health solutions, and merchant services. Prior to her role at The Bancorp, Ms. Behram held several executive corporate positions, including Vice President, Global Head of Compliance & Ethics at American Express focusing on corporate payments, travel and publishing businesses, Chief Compliance Officer for Travelex Global Business Payments, Inc. for North America, General Counsel of Bankers Association for Finance and Trade, Senior Compliance Counsel for the American Bankers Association, Director of Global Anti-Money Laundering for E*TRADE Financial, Deputy Chief Compliance Officer for E*TRADE Bank, and Second Vice President and Special Assets Manager at Monroe Bank and Trust.

Ms. Behram has a J.D. degree Michigan State University School of Law and a B.A. degree in Political Science and Sociology from the George Washington University. She is a member of the District of Columbia and Michigan Bars, the American Bar Association and the Federal Bar Association. Ms. Behram earned the Certified Community Bank Compliance Officer designation from the Independent Community Bankers of America.

Ms. Behram is currently the Chair of the Advisory Board for the American Banker’s Association Certified AML and Fraud Professional certification program, the Co-Chair of the US Capital Chapter Board for the Association of Certified Anti-Money Laundering Specialists’ (ACAMS), Board Member of the ABA’s Money Laundering Enforcement Conference and Board Member of The George Washington University Alumni Association. She has previously been the Co-Chair of the Task Force for ACAMS’ 12th Annual AML and Financial Crimes Conference, spoken on various conference and webinar panels, and volunteered with Junior Achievements of Greater Philadelphia, Habitat for Humanity Metro Maryland, St. Luke’s, Operation HOPE, and icouldbe.org focusing on financial literacy and education.

Email: sepidehbehram@yahoo.com


Don Temple

Don Temple, CAMS
Membership Director
KPMG

Don is a nationally recognized practitioner in the areas of currency reporting, money laundering, the detection of suspicious transactions and fraud investigations. He has over 25 years of experience in the Bank Secrecy Act and Anti-Money Laundering field. He has extensive hands-on experience in the areas of financial investigations including Federal income tax investigations, financial fraud, due diligence, and anti-money laundering. His experience includes a 26 year career in federal law enforcement as a Special Agent with the Internal Revenue Service where he conducted complex Federal income tax investigations; lead a Financial Investigative Task Force for 16 years; experience with an anti-money laundering software provider, and the director of anti-money laundering investigations for a bank. He has been a regular speaker at global anti-money laundering conferences.

Email: dtemple@KPMG.com


Edward Rodriguez

Edward Rodriguez, CAMS, CFS, CFCI, EA
Secretary
EORS Consulting LLC.

Ed is the principal and founder of EORS Consulting LLC. Prior to forming his own firm, Ed was practice leader of Watkins Meegan LLC, a CPA firm in the DC region, in the area of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Services. Ed has deep and varied subject matter expertise in AML compliance, having completed a career as a Special Agent with IRS Criminal Investigations (CI) where he conducted and supervised tax and money-laundering investigations for 25 years.

Prior to being assigned to Organized Crime Drug Enforcement Task Force (OFC), he was a senior analyst in IRS CI HQ in the Financial Crimes Section where he oversaw the IRS CI’s national money laundering program. Reviewed money laundering policy and supported CI’s field offices globally. Strategic analysis reviews were intended to enhance money laundering investigations. Coordinated and trained all the National CI’s 81 Suspicious Activity Review teams (SARs) within all of CI’s Field Offices.

While in New York Field Office (NYFO) as a Supervisor for IRS CI, he presented numerous engagements as an expert in money laundering and BSA enforcement to law enforcement and industry communities. He supervised in the El Dorado Task Force in NYC which involved money laundering and criminal financial investigations. He also supervised the IRS NYFO SAR-Review Team by enforcing BSA statutes such as Title 31. Then finally he supervised in the New York Asset Forfeiture Task Force working on criminal investigations while evaluating the potential to execute the federal asset forfeiture and seizure statutes.

Email: edwardrodriguez677@gmail.com


James M Wright

James M. Wright
Co-Secretary
Independent Consultant

Mr. Wright is an international banking advisor who specializes in anti-money laundering and real estate lending regulations and compliance. For the last ten years he has been a consultant for both the US government and international organizations including the World Bank and Asian Development Bank, working in 28 countries. During the period 2003- 2006 he served as the resident advisor to the National Bank of Romania. Prior to becoming an international consultant he was both a bank examiner and community development specialist for the Office of the Comptroller of the Currency.

Email: JamesMwright01@aol.com


Robert Pasley

Robert S. Pasley, CAMS
Communications Director

Robert was most recently a Senior Vice President in the AML policy area for Bank of America. Prior to that, he served as a contractor for FinCEN, working on policy issues, handling specific cases, and assisting in drafting the final 312 regulation. Before that, he was an Assistant Director of the Enforcement and Compliance Division of the Office of the Comptroller of the Currency and specialized in the AML area. He is a graduate of the Cornell Law School and of the Stonier Graduate School of Banking. His honors thesis at Stonier was on the Consolidation of the Banking Agencies. He has also written on several other topics, including a chapter on the History of the Banking Agencies’ Enforcement Powers, a law review article on the impact of the Double Jeopardy Clause on civil money penalties, a law review article on the tension between privacy rights and anti-money laundering enforcement and a law review article on developments in Bank Secrecy Act enforcement.

Email: bob@pasleyconsulting.net


Kevin M Anderson

Kevin M. Anderson, CAMS
Treasurer
Bank of America

Mr. Anderson has been with Bank of America since 1990, working in various capacities in retail banking, insurance and wealth management. Since 1997, he has worked in compliance, primarily focusing on AML issues. In the compliance capacity, he co-authored the initial enterprise-wide AML policy and program integrating requirements from various businesses as well as the laws and regulations. He has been involved in subsequent revisions, incorporating regulatory and other changes, as well as providing guidance to lines of business globally. He has developed and conducted AML training and supported risk assessments for the enterprise as well at the business unit level. He designed, implemented and managed the company’s process to obtain and validate Patriot Act certifications for non-U.S. banks for several years. He has built and implemented processes to support consistent documentation of the AML policy and program. In addition to AML policy work, Kevin helped design and establish a framework for overseeing the development and implementation of enterprise-wide compliance and operational risk policies, including privacy, fair lending and payment systems risk.

Kevin has been a Certified Anti-Money Laundering Specialist since 2003 and has served on the ACAMS Editorial and Education Task Forces for several years. He has published numerous articles on money laundering topics in publications such as ACAMS Today and the ABA Banking Journal.

Email: kevin.m.anderson@bankofamerica.com


John Byrne

John Byrne, CAMS
Board Member
Association of Certified Anti Money Laundering Specialists (ACAMS)

John, for the past two years, has been the Executive Vice President (EVP) of the Association of Certified Anti-Money Laundering Specialists or ACAMS. ACAMS is an over 12,000 private-public sector member global organization that develops anti-money laundering (AML) /sanctions/financial crime detection education programs and certifies specialists in these areas in both the financial sector and in the government in over 160 countries. Our websites can be found at www.acams.org and www.acamstoday.org.

Byrne is a nationally known regulatory and legislative attorney with over 25 years of experience in a vast array of financial services issues, with particular expertise in all aspects of regulatory oversight, policy and management, anti-money laundering (AML), privacy and consumer compliance. He has written over 100 articles on AML and financial crime, trained thousands, represented the banking industry in these areas before the United States Congress, state legislatures and international bodies such as the Financial Action Task Force (FATF), and appeared on CNN, Good Morning America, the Today Show, and many other print and electronic media outlets.

Prior to becoming the EVP of ACAMS, John ran a regulatory advice firm, was the Global Regulatory Relations Executive for Bank of America and prior to that, the Director of the American Bankers Association’s (ABA) Center for Regulatory Compliance. John led the fight for the civil safe harbor in the United States that allowed financial institutions to be able to successfully file reports on suspicious activity, and drafted the proposal on private-public sector partnerships that eventually became the Bank Secrecy Act Advisory Group (BSAAG) in the US.

John has received a number of awards, including the Director’s Medal for Exceptional Service from the Treasury Department’s Financial Crimes Enforcement Network (FinCEN) and the ABA’s Distinguished Service Award for his career work in the compliance field.

John’s blog,”AML, Fraud and Other Things,” can be found at: www.ababj.com.

Email: jbyrne@acams.org


Lester Joseph

Lester Joseph
Board Member
Wells Fargo Bank

Since March 2010, Les has been the International Investigations Manager in the Financial Intelligence Unit at Wells Fargo Bank. The International Investigations Group (IIG) is made up of 35 Analysts, Supervisors, and Managers located in McLean (Virginia), Philadelphia, San Francisco, and Charlotte. The IIG’s primary mission is to identify, investigate, report, and trend suspicious activity conducted through the bank’s foreign correspondent customer accounts.

Prior to joining Wells Fargo, Les worked for the U.S. Department of Justice from 1984 to February 2010. From 2002-2010, he was the Principal Deputy Chief of the Asset Forfeiture and Money Laundering Section (AFMLS). He was a Deputy Chief in the Section since October 1991. Les began his career with the Department of Justice in 1984 as a Trial Attorney in the Organized Crime and Racketeering Section. From 1981-1984, he was an Assistant State’s Attorney in Cook County (Chicago), Illinois. He received his J.D. from The John Marshall Law School in Chicago and his B.A. from the University of Michigan. He is an Adjunct Professor at The George Washington University in Washington, DC, where he teaches in the Criminal Justice Program.

Email: lester.m.joseph@wellsfargo.com


Steve Gurdak

Steve Gurdak, CAMS
Board Member
Washington Baltimore HIDTA
Northern Virginia SAR Initiative (NVFI)

Steve Gurdak is the group supervisor of Northern Virginia’s Financial Initiative (NVFI). As an Alexandria Police Detective he help found and establish this initiative as a national model for the aggressive use of SARs in the initiation of money laundering and financial investigations. Steve has over 30 years of police experience. He has specialized in money laundering investigations since 1995, retiring from the Alexandria Police in 2010 to continue supervision of the initiative through Washington Baltimore HIDTA. Steve also regularly trains new detectives in general investigative skills for the Northern Virginia Criminal Justice Academy as part of the”New Detectives” course he helped design.

Email: sgurdak@va.wb.hidta.org


Rachele Byrne

Rachele Byrne, CAMS
Social Media Director
Citi

Rachele Byrne is a Certified Anti-Money Laundering Specialist (CAMS) with a background in Embassy banking anti-money laundering (AML) compliance.

Since January 2015, Rachele Byrne has been the Vice President, Compliance Officer on Citi’s Global Foreign Missions Banking (FMB) AML Compliance Advisory team. In this role, Rachele works closely with the business and her AML global colleagues to provide ongoing guidance and assistance on AML related standards and procedures, and the on-boarding and maintenance of FMB clients across Citi’s global footprint.

Prior to joining Citi, Rachele was at HSBC where she was the head of AML Advisory for HSBC’s U.S. Government and Institutional Banking unit. In this role, she was responsible for overseeing the on-boarding and maintenance of Embassy clients in the U.S. Other roles at HSBC included performing transaction monitoring, suspicious activity report (SAR) filings, and Know Your Customer (KYC) reviews for Embassy clients and politically exposed persons (PEPs).

In addition to these roles in Embassy banking compliance, Rachele also previously was a senior consultant at Booz Allen Hamilton. In this role, Rachele worked with both private sector and government/law enforcement clients to analyze and mitigate money laundering and terrorist financing risk.

Email: rachele.c.byrne@citi.com


Mary Bashore

Mary Bashore, CAMS
Executive Board Director Emeritus

Mary Bashore is a Certified Anti Money Laundering Specialist (CAMS) currently engaged in consulting as the President of Bashore Business Solutions, LLC. Ms. Bashore draws on extensive experience and comprehensive knowledge in AML activities and financial institution operations to advise clients on risk management issues.

During her federal career, Ms. Bashore advanced from a financial institution examiner to become the AML/BSA specialist and technical advisor to staff responsible for examination and enforcement activities for over 1,400 financial institutions. Ms. Bashore led, developed and trained staff on various systems and effective conduct of BSA examinations, analyzed data, and provided guidance to internal and external parties. She prepared administrative actions and handled the most complex, sensitive regulatory issues. She closely coordinated with FinCEN and other government agencies and taught examiners at the Federal Financial Institutions Examination Council (FFIEC).

A recognized leader and collaborator, Ms. Bashore serves on the Executive Committee of the West Coast AML Forum. She received many awards, including a Distinguished Service Award from the U.S. Capital Chapter of ACAMS, and is its first Executive Board Director Emeritus.

Email: mrybash@gmail.com


Lauren Kohr

Lauren Kohr
Board Member
Pentagon Federal Credit Union

Lauren Kohr’s background includes more than eleven years of experience in the financial sector with significant experience in BSA/AML and OFAC compliance. Currently, Lauren serves as the Senior Manager over governance, risk and quality control within the Financial Intelligence Unit at Pentagon Federal Credit Union. Lauren is responsible for several aspects of the BSA Compliance program including risk assessments, policy/procedures, AML/BSA governance, quality assurance, and merger and acquisition due diligence. Prior to her current role, she was the Director of AML/BSA/OFAC at Metro Bank. During this time, she was responsible for developing, implementing and overseeing all aspects of the Bank Secrecy Act Compliance Program, including USA Patriot Act, Anti-Money Laundering, and OFAC regulations. Lauren is recognized as a financial crimes subject matter expert with particular strengths in cultivating partnerships and collaboration between financial institutions and law enforcement agencies, developing new Anti-Money Laundering and Counter-Terrorist Financing risk models and typologies throughout a financial institution, and managing team members in more complex phases of their work, including sophisticated money laundering schemes, international and domestic financial illicit activity, and potential terrorist financing.

Lauren is a frequent speaker at domestic and international conferences and webinars on AML/BSA/CTF related topics and is a published author on a variety of topics in ACAMS TODAY. Lauren serves on the CAMS Examination Development Task Force and was previously the president of the Central PA BS/AML CTF user Group and PBA Marijuana Legalization Implementation Task Force. She is currently CAMS-FCI certified and was awarded the 2016 ACAMS AML Professional of the Year and authored the 2016 ACAMS Article of the Year