ACAMS Southern California was formed in order to provide the anti-money laundering community with a professional resource that can provide support, guidance, training, and peer interaction across industry lines. Our goal is to raise awareness and further educate and identify the issues that are specific to our region.

In addition to the ACAMS chapter webpage, you can also find us on LinkedIn, or follow us on Twitter @ACAMSOCAL. Feel free to send any suggestions or comments.

“Human trafficking affects us all, whether we live in countries of origin, transit or destination. Preventing and combating it requires a comprehensive international approach. We must act together to stop a crime in our midst that deprives countless victims of their liberty, dignity and human rights.”

– Ms. Asha-Rose Migiro
Deputy Secretary-General
of the United Nations

February 2015 Newsletter


SoCal Board Members attend a Dodgers game with ACAMS EVP John Byrne

SoCal Board Members attend a Dodgers game with ACAMS EVP John Byrne

From left to right: SoCal Board Member Chuck Taylor; ACAMS EVP John Byrne; SoCal Board Member Maleka Ali; SoCal Board Member Elizabeth Slim

Southern California Chapter Members 2014

Southern California Chapter Members 2014

Left to right:
Bryan Tinoco, Treasurer
Hoi Luk, Membership Director
Liz Slim, Co-Chair
Martin Liska, Co-Secretary
Chuck Taylor, Co-Chair
Tony Tricaso, Programming Director
Maleka Ali, Secretary
Margaret Chow, Co-Communications Director
Victor Cardona, Communications Director

Missing in pic:
Susan Wahba, Co-Treasurer
Mia Lee, Co-Membership Director
Cameron Jones, Co-Programming Director
Christina Wing, Events Director
Andrea Winter, Sponsorship Director

Upcoming Southern California Chapter learning events will be announced soon.

ACAMS Southern California Chapter Holiday Event

Please join the ACAMS Southern California Chapter for its final event of 2016! The panel consisting of Law Enforcement representatives will be discussing Hot Topics impacting the industry and the Southern California financial services region. The event will be followed by a cocktail reception, a raffle of door prizes, and a holiday dinner.

Also, in the spirit of the holiday season, the Chapter will be matching donations in support of Working Wardrobes VetNet charity.


San Diego Neighborhood BSA/AML Roundtable

This roundtable discussion in is a great way for BSA/AML professionals to share issues specific to our region and network.

The open forum provides an opportunity to ask questions and discuss “hot topics” that are impacting your institutions, including experiences with audits and examinations, personal liability, and beneficial ownership.

The targeted audience is BSA/AML professionals that are responsible for your institutions’ BSA/AML Program, i.e. BSA Officers/Asst. BSA Officers, Compliance Officers/Managers and Analysts.


Panama Papers Learning Event


Southern California Chapter AML Symposium

Download Agenda

Presentations:

With Support from:

Gold Sponsor

Thomson Reuters

Silver Sponsors

AML RightSource

For more information about AML RightSource, please visit their website at www.amlrightsource.com

PWC

Applied Facts


Personal Accountability = Personal Liability


Law Enforcement Panel – “Hot Topics in Fraud Trends”


Does Cyber Crime fall within BSA?


ACAMS Southern California Summer Mixer!


“Meet the Regulators”


BSA Data & the FBI’s Use in Addressing Risk & Threat


“Global Sanctions”


Orange County (Irvine) Neighborhood Roundtable


ACAMS Southern California Chapter for the San Diego County Neighborhood Roundtable


Westlake Village / Thousand Oaks / Conejo Valley Neighborhood Roundtable


Effective Management, Interviewing and Networking


AML Data Validation: Is your AML software capturing all Suspicious Activity?

Download Presentation


San Fernando/San Gabriel Valley Neighborhood Roundtable


Elder Financial Abuse Presentation


Human Trafficking Learning Event


Diverse Law Enforcement & Industry Panel


BSA/AML Risk Assessments


San Fernando/San Gabriel Valley Neighborhood Roundtable


Legal Gambling in California


ACAMS Southern California Chapter for the first of several Neighborhood Round Table


Are You Prepared for the New CTR & SAR Electronic Forms for E-Filing?

Elizabeth A Slim

Elizabeth A. Slim, CAMS
Chairman
Opus Bank

Liz Slim is the First Vice President and BSA Officer for Opus Bank, a $6.6 billion asset size bank headquartered in Irvine, CA. Opus Bank has 58 locations in California, Washington, Arizona and Oregon. She oversees the BSA/AML/OFAC and Fraud compliance program enterprise wide in the organization. Liz has been involved in banking operations for over 35 years, specializing in areas of operations, compliance, risk, security and training. Liz has been CAMS certified since 2004, founder and Co-Chair of the ACAMS Southern California Chapter since 2009 and currently serves on the ACAMS Education Task Force and ACAMS Advanced Audit Certification Board. Liz was a recipient of the 2013 ACAMS Al Gillum Volunteer of the Year Award.

Email: eslim@opusbank.com


Maleka Ali

Maleka Ali, CAMS
Co-Chairman
Bankers Toolbox

Ms. Ali has over 25 years experience servicing the financial community. She has been working with Bankers Toolbox as a Risk Management Consultant since October of 2005. Prior to joining Banker’s Toolbox, Maleka worked at several financial institutions in Southern California. Experience includes Operations/BSA management, fraud/risk control, product development, marketing and training along with participation in the creation of two new”denovo” financial institutions and served on task forces for several mergers, acquisitions and system conversions.

She is CAMS certified and has developed and implemented BSA programs along with comprehensive risk assessments at several financial institutions. At Bankers Toolbox, she has trained over 500 financial institutions on BSA/OFAC compliance and how to effectively utilize automated monitoring systems. She has created BSA/OFAC desktop procedures and helped develop products that assist financial institutions and corporations with their compliance to these laws and recommendations.

Maleka was a faculty member on BSA/AML at America’s Community Bankers National School of Banking in Connecticut and has served as a guest speaker and workshop instructor at their National Compliance Conferences. She has also been a guest speaker at the Association of Certified Fraud Examiners national conference, as well as at several financial and corporate compliance organizations, addressing the subjects of BSA/AML/OFAC compliance, risk assessment management, fraud and identity theft.

Maleka was a faculty member on BSA/AML at America’s Community Bankers National School of Banking in Connecticut and has served as a guest speaker and workshop instructor at their National Compliance Conferences. She has also been a guest speaker at the Association of Certified Fraud Examiners national conference, as well as at several financial and corporate compliance organizations, addressing the subjects of BSA/AML/OFAC compliance, risk assessment management, fraud and identity theft.

Email: malekaa@bankerstoolbox.com


Martin Liska

Martin Liska, CAMS
Secretary
State Bank of India (California)

Martin Liska has over 20 years of banking experience with over 10 years of risk management, primarily with a Bank Secrecy Act/Anti-Money Laundering focus at institutions such as State Bank of India (California), City National Bank, Las Vegas Sands and Union Bank. Martin is currently the BSA Officer for the State Bank of India (California). Additionally, Martin was a bank examiner for the Federal Reserve Bank of San Francisco where he performed bank risk assessments on capital, earnings, liquidity and market risks as well as Bank Secrecy Act. Martin Liska is a founding member of the ACAMS Southern California Chapter and has been a Certified Anti-Money Laundering Specialists (CAMS) since 2007.

Email: mliska@sbical.com


Steven Mickelson

Steven Mickelson
Co-Secretary
Los Angeles Police Federal Credit Union

Steven Mickelson is the Compliance Manager and BSA Officer for Los Angeles Police Federal Credit Union (LAPFCU), a financial institution serving the needs of Los Angeles law enforcement, their families and select police-related groups. With 15 years of financial institution experience, Steven has spent the last 10 years working in the areas of anti-money laundering, BSA and compliance. In his current role at LAPFCU, Steven is responsible for managing the BSA program, as well as the development and administration of a centralized compliance program to ensure on-going compliance with all applicable laws and regulations affecting the Credit Union.

Prior to joining LAPFCU, Steven worked for City National Bank where he held the positions of Vice President and Operations Manager of the Compliance Support and Legal Processing department, as well as Operations Supervisor of the Anti-Money Laundering (AML) department. He developed procedures and policies to ensure compliance with regulatory requirements, including developing parameters and rules for the bank’s AML system.

Steven earned his Bachelor’s Degree in Sociology/Criminology and Criminal Justice and his M.B.A. at California State University, Northridge. He also holds certifications as a Certified Anti-Money Laundering Specialist (CAMS) and Credit Union Compliance Expert (CUCE).


Bryan Tinoco

Bryan Tinoco
Chapter Treasurer
Wescom Central Credit Union

Mr. Tinoco specializes in BSA/AML and OFAC regulatory compliance. He has over 18 years of experience in the operational areas of retail and business banking, and in the credit union industry. During the last 8 years, his focus has been on BSA/AML and OFAC.

Currently, Bryan is the corporate BSA Compliance Officer and OFAC administrator atWescom Central Credit Union based in Pasadena, CA. He has successfully built the compliance infrastructure for the organization and continues to enhance and manage the OFAC, BSA and anti-money laundering programs, as well as coordinates and advises changes in regulations and analyzes the changes as it effects operations. Recent projects completed include the implementation of the credit union’s BSA/AML/CFT monitoring systems. Prior to joining Wescom Central Credit Union, Bryan was the AVP BSA Compliance Manager at Far East National Bank, a nationally chartered bank with both corporate and individual banking services in Northern and Southern California, along with an overseas Beijing Representative Office, and a branch in Ho Chi Minh City, Vietnam. He helped develop and implemented new policies, procedures, and testing programs to ensure continuing adherence to BSA/AML laws and regulations including a liaison between regulatory agencies (OCC and FRB) in connection with their examinations.

Bryan is a member of several professional organizations, such as the Association ofCertified Anti-Money Laundering Specialist, International Association of Financial Crimes Investigators and a BSA Compliance Specialists with the Credit Union National Association. He has accomplished all P.O.S.T. (Police Officers Standard Training) requirements and is certificated as a level 1 Police Reserve Officer.

Email: btinoco@wescom.org


Hoi Luk

Hoi Luk, CRCM, CAMS
Chapter Membership Director
Moss Adams LLP

Mr. Luk, a Certified Anti-Money Laundering Specialist (CAMS) and Certified Regulatory Compliance Manager (CRCM), is a Senior Manager with Moss Adams LLP. Hoi is the practice leader and is responsible for project oversight and delivery of risk management services primarily in the Southern California region. His regulatory compliance, risk management, and internal audit experience spans more than 20 years with specialties in the Bank Secrecy Act (BSA)/Anti-Money Laundering (AML), residential lending, and asset quality reviews.

Prior to joining Moss Adams LLP, Hoi was a Regional Director at the world’s largest global provider dedicated to banking and payments technologies. Prior to that, Hoi was a director at a leading national business consulting, accounting, and tax firm where he was responsible for risk management consulting services. He has also served as a compliance specialist for two $3 billion institutions and also worked for two mortgage companies, performing regulatory compliance testing and support functions.

Email: hoi.luk@mossadams.com


Mia S Lee

Mia S. Lee
Co-Membership Director
California United Bank

Ms. Lee oversees the Enterprise Compliance Program for California United Bank, a regional commercial bank headquartered in Encino.Prior to joining CUB, she was the Enterprise BSA Officer for IndyMac Bank/OneWest Bank for 10 years, working with the transition team as it evolved from a publicly-traded bank, to an FDIC-operated entity, to a privately held bank. She has worked through four acquisitions; two with OneWest and two with CUB, and the due diligence process and integration period that follows each acquisition.She has worked in the banking industry since 1992; focusing on BSA/AML since 2002. She has been a member of ACAMS since 2005 and the Southern California Chapter since 2010.

Email: mlee@cunb.com


Natalie Soto

Natalie Soto
Communications Director
Seacoast Commerce Bank

Ms. Natalie Soto is presently the Vice President, Assistant BSA Officer at Seacoast Commerce Bank headquartered in San Diego, CA. She is also serving as the Treasurer for the Banker’s Toolbox West Coast BAM User Group. Natalie is an active member of the InfraGard Program, San Diego Chapter and California Financial Crimes Investigators Association (CFCIA).

Natalie began her banking career in 2003 at Wells Fargo Bank. Prior to joining Seacoast Commerce Bank, Natalie was the AVP, Assistant BSA Officer at Vibra Bank and also worked at Regents Bank and San Diego Private Bank in BSA/AML Compliance and Operations roles. She has substantial banking experience in retail banking, community banking, border banking, operational and lending compliance, and in BSA/AML/OFAC.

Natalie has been a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) since 2013 and is a Certified Anti-Money Laundering Specialist (CAMS) since 2014.

Natalie attended San Diego State University where she studied English and Comparative Literature and wrote for the school newspaper, The Daily Aztec. She was also an editor for a college-based magazine.


Dustin J. Eaton

Dustin J. Eaton, MS, MBA, CFE, CAMS, CFCI
Co-Communications Director
Wells Fargo Capital Finance

Dustin is a personable, meticulous, and highly efficient financial services professional with 15+ years of experience. Dustin began his career in the financial service industry as a Fraud Analyst and has worked for banks, brokerage firms, credit unions and insurance companies giving him a truly holistic view.

Dustin earned a Masters degree in Business Ethics and Compliance (MS) from the New England College of Business and Finance and also holds a Masters degree in Business Administration (MBA) from California State University Dominguez Hills.

Dustin’s certifications include a Certified Fraud Examiner (CFE), Certified Anti-Money Laundering Specialists (CAMS) and a Certified Financial Crimes Investigator (CFCI).

Dustin’s current role is with Wells Fargo Capital Finance (WFCF), a decision of Wells Fargo’s Wholesale Banking group. There Dustin works as an Operational Risk Consultant where he is tasked with executing enhanced due diligence processes for WFCF’s highest risk customers.


Melissa Triplett

Melissa Triplett
Programming Director
Pacific Western Bank

Melissa Triplett is Vice President, Assistant BSA Officer at Pacific Western Bank, a $21 billion asset sized bank which is headquartered in Beverly Hills, CA. Pacific Western Bank currently has 79 full-service branches located throughout the state of California and one branch in Durham, North Carolina.

Melissa has a strong background in Operations and BSA/AML Compliance. She has 17 years’ experience in banking and started her banking career at Union Bank of California. Additionally, she worked at North Island Credit Union as an Assistant Branch Manager, at Seacoast Commerce Bank as AVP, BSA Analyst, and at California Business Bank as VP, BSA Officer where she diligently developed the bank’s BSA program by enhancing the use of the bank’s AML monitoring software and by implementing new processes and procedures.

Melissa also serves as the President of the Bankers Toolbox West Coast User Group and played a pivotal role in the group’s implementation. She has been a member of ACAMS since 2013 and has been a Certified Anti-Money Laundering Specialist (CAMS) since March 2014.


Victor R Cardona

Victor R. Cardona
Co-Programming Director
Opus Bank

Victor is currently Vice President of the BSA Department at Opus Bank, a $7.5 billion bank headquartered in Irvine, Ca. Victor has been in banking since 2004, specializing in BSA/AML compliance since 2005.

Victor is responsible for managing Opus Bank’s enterprise wide BSA Risk Assessment program, Quality Control program, policies and procedures, and training. Prior to this, Victor was the BSA Officer for Plaza Bank, a $1.1 billion bank in Irvine, Ca. He was responsible for managing Plaza Bank’s overall BSA/AML and OFAC compliance program. Before joining Plaza Bank, Victor was the Assistant Vice President, BSA Risk Officer for City National Bank, a $35 billion bank in downtown Los Angeles where he performed the testing of the bank’s BSA/AML and OFAC risk assessment program. He was promoted to this position within City National from Senior Compliance Analyst where Victor investigated the bank’s most complex and high-profile SAR investigations.

Victor started his banking career with Farmers & Merchants Bank of Long Beach as a teller before quickly moving into their BSA Department. While at Farmers & Merchants Bank, Victor also represented the bank as the Financial Institution Liaison with the Long Beach Elder Abuse Prevention Team.

Victor received his Bachelor’s Degree from Cal State Dominguez Hills in Accounting and his MBA from Utica College in Economic Crime & Fraud Management. Victor also attended the police academy at the Golden West College Criminal Justice Training Center where he received a Certificate of Achievement in Criminal Justice. He has been a member of ACAMS since 2007 and received his certification as a Certified Anti-Money Laundering Specialist in 2008.

Email: vcardona@opusbank.com


Christopher T Von Holt

Christina Wing, CAMS
Events Director
Bank of California

Christina Wing is a seasoned banking professional who has been working in the financial services industry since 1990. Her background includes BSA, AML and OFAC compliance, branch operations, customer support, and sales in Retail Banking, Private Bank/Wealth Management, Institutional Banking, and Merchant Banking. She has worked for both foreign and U.S. financial institutions including such as Citibank, U.S. Trust, Deutsche Bank, BankAtlantic, Banco de Chile, Fortis Bank SA/NV, KBC Bank NV, and Banamex US on both the East and West Coasts.

Christina is a subject matter expert who has been involved in all areas of BSA, AML and OFAC and has extensive experience working with banks under enforcement actions. Christina successfully established AML departments for one South American, two European, and one U.S. bank. She was the project lead for the full implementation of transaction monitoring systems for AML and OFAC at various institutions. She also worked with a vendor to develop a client onboarding system that includes automated risk scoring/profiling and another vendor for a credit card AML monitoring tool.

Christina has been both an ACAMS member and CAMS certified since 2003.

She is currently SVP, Deputy BSA Officer for Bank of California and is responsible for overseeing and managing the day to day operations of the BSA Department’s Financial Investigations and Customer Due Diligence Units.

Email: christina.wing@bancofcal.com


Andrea Winter

Andrea Winter
Sponsorship Director
ACAMS

Email: awinter@acams.org