2012 CHapter of the Year

Southern California Chapter

Participate

Upcoming Southern California Chapter learning events will be announced soon.

Upcoming Southern California Chapter learning events will be announced soon.

ACAMS Southern California was formed in order to provide the anti-money laundering community with a professional resource that can provide support, guidance, training, and peer interaction across industry lines. Our goal is to raise awareness and further educate and identify the issues that are specific to our region.

In addition to the ACAMS chapter webpage, you can also find us on LinkedIn, or follow us on Twitter @ACAMSOCAL. Feel free to send any suggestions or comments.

“Human trafficking affects us all, whether we live in countries of origin, transit or destination. Preventing and combating it requires a comprehensive international approach. We must act together to stop a crime in our midst that deprives countless victims of their liberty, dignity and human rights.”

– Ms. Asha-Rose Migiro
Deputy Secretary-General
of the United Nations

SAVE THE DATE – 2017 Upcoming Events


SoCal Board Members attend a Dodgers game with ACAMS EVP John Byrne

SoCal Board Members attend a Dodgers game with ACAMS EVP John Byrne

From left to right: SoCal Board Member Chuck Taylor; ACAMS EVP John Byrne; SoCal Board Member Maleka Ali; SoCal Board Member Elizabeth Slim

Southern California Chapter Members 2014

Southern California Chapter Members 2014

Left to right:
Bryan Tinoco, Treasurer
Hoi Luk, Membership Director
Liz Slim, Co-Chair
Martin Liska, Secretary
Chuck Taylor, Co-Chair
Tony Tricaso, Programming Director
Maleka Ali, Secretary
Margaret Chow, Co-Communications Director
Victor Cardona, Communications Director

Missing in pic:
Susan Wahba, Co-Treasurer
Mia Lee, Co-Membership Director
Cameron Jones, Co-Programming Director
Christina Wing, Events Director
Andrea Winter, Sponsorship Director

Upcoming Southern California Chapter learning events will be announced soon.

SAVE THE DATE – 2017 Upcoming Events


Cybersecurity Lunch & Learn

Speakers

  • Det. Andy Kleinick, LAPD, Cyber Crimes Section
    Detective Kleinick is the Officer-in-Charge of LAPD’s Cyber Crimes Section, which is responsible for digital forensics and cyber-crime investigations. Detective Kleinick has more than 30 years with the LAPD, including 14 years in Cyber Crimes. Kleinick is a computer forensics and cyber-crime instructor for the LAPD, California Department of Justice, USC, UC Irvine, and the United States Secret Service’s National Computer Forensics Institute. He has appeared on CNN, Fox News, and ABC as a Cyber Crimes expert and has been a featured speaker for the banking, education, and motion picture industries.
  • Jerry Craft, Nth Generation, Sr. Security/Networking Consultant, Chief Information Security Officer
    Jerry Craft, Nth Generation, Sr. Security/Networking Consultant, Chief Information Security Officer

Hosted by:


2nd Annual AML Symposium

ACAMS Beneficial Owner Rule

SCAMS Model Validations Demystified

Unfortunately we are unable to share the presentations from the Regulators and Law Enforcement.

Special Thank You To Our Sponsors:

Sponsors

BSA Roundtable

Please join the ACAMS Southern CA Chapter for a Downtown Los Angeles Roundtable!

The roundtable forum will provide an opportunity for all who attend to bring topics of discussion to share with other attendees. The forum will include “hot topics” in our industry, such as:

  • Tuning Alerts
  • Staffing and Resource Issues
  • What Has Your Institution Done to Prepare for the 5th Pillar?
  • And lastly, What Keeps You Up at Night?

Attendees must check-in with security in the lobby. No walk-ins allowed.
Light refreshments wills be served.


Money Service Businesses (MSB) Lunch & Learn Event

Please join the ACAMS Southern California Chapter for this informative MSB Lunch & Learn event. Speakers will include independent MSB auditors, a Banker that banks MSBs, an MSB itself and law enforcement. Brief presentations will be provided with a Q&A session to follow. Presentations will include MSB hot topics, best practices and the overall current MSB landscape.

This will be a 3 hour Lunch & Learn, catered by our sponsor, Northgate Markets.

Northgate Market


Taking a Chance on Cannabis?

Can banking cannabis businesses be all buds and roses?

Marijuana Related Businesses (MRBs) are now legal in several states. Servicing them can be complicated, yet profitable, for community banks. In this presentation, experienced bankers/former regulators will discuss how to comfortably and confidently bank the cannabis industry while maintaining BSA/AML obligations.

Join our guest speakers from Link to Banking as they cover the Cole Memorandum, FinCEN’s guidelines on serving the industry and strategies for remaining compliant while banking MRBs.

Speakers

  • Robert Casares – President, Co-Founder, Link To Banking

    Mr. Casares has extensive experience in the banking, information technology and financial crime risk management industry. He’s a highly accomplished Certified Anti-Money Laundering Specialist (CAMS) with a comprehensive background in diverse areas of fraud detection, compliance, banking, information technology, check fraud, BSA/AML, wire fraud, ACH, and credit/debit card fraud.
    He’s led the charge in conducting multiple high profile fraud investigations with members of Secret Service, FBI, and IRS Criminal Investigations, which resulted in positive identification of merchant breaches and other significant fraud activity.

    Throughout his career, Mr. Casares has served as a Subject Matter Expert in various areas of financial crime risk management facilitating fraud training for law enforcement and financial institutions aiding them in recognizing new fraud trends and schemes.

  • Tom Fleming – Chairman, Co-Founder, Link To Banking

    Tom Fleming is a highly qualified Certified Anti-Money Laundering Specialist (CAMS) with over 48 years experience in both the financial services industry and Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance. He was the Assistant Director for the Office of Compliance at the Financial Crimes Enforcement Network (FinCEN) responsible for ensuring financial industry compliance with the Bank Secrecy Act.

    His 24-year government career included BSA/AML-related compliance and enforcement positions in Treasury Department agencies in which he reviewed, analyzed and advised on BSA regulations, rulings, policies, BSA civil penalty investigations and negotiated civil money penalty settlements. He worked extensively with regulatory and law enforcement agencies as well as financial institutions.

    Prior to joining the government, he was a banker and managing officer of a financial institution for over 22 years.

Presentation: http://linktobanking.com/seminar-on-banking-cannabis/

Download Presentation


ACAMS Southern California Chapter Holiday Event


San Diego Neighborhood BSA/AML Roundtable

This roundtable discussion in is a great way for BSA/AML professionals to share issues specific to our region and network.

The open forum provides an opportunity to ask questions and discuss “hot topics” that are impacting your institutions, including experiences with audits and examinations, personal liability, and beneficial ownership.

The targeted audience is BSA/AML professionals that are responsible for your institutions’ BSA/AML Program, i.e. BSA Officers/Asst. BSA Officers, Compliance Officers/Managers and Analysts.


Panama Papers Learning Event


Southern California Chapter AML Symposium

Download Agenda

Presentations:

With Support from:

Gold Sponsor

Thomson Reuters

Silver Sponsors

AML RightSource

For more information about AML RightSource, please visit their website at www.amlrightsource.com

PWC

Applied Facts


Personal Accountability = Personal Liability


Law Enforcement Panel – “Hot Topics in Fraud Trends”


Does Cyber Crime fall within BSA?


ACAMS Southern California Summer Mixer!


“Meet the Regulators”


BSA Data & the FBI’s Use in Addressing Risk & Threat


“Global Sanctions”


Orange County (Irvine) Neighborhood Roundtable


ACAMS Southern California Chapter for the San Diego County Neighborhood Roundtable


Westlake Village / Thousand Oaks / Conejo Valley Neighborhood Roundtable


Effective Management, Interviewing and Networking


AML Data Validation: Is your AML software capturing all Suspicious Activity?

Download Presentation


San Fernando/San Gabriel Valley Neighborhood Roundtable


Elder Financial Abuse Presentation


Human Trafficking Learning Event


Diverse Law Enforcement & Industry Panel


BSA/AML Risk Assessments


San Fernando/San Gabriel Valley Neighborhood Roundtable


Legal Gambling in California


ACAMS Southern California Chapter for the first of several Neighborhood Round Table


Are You Prepared for the New CTR & SAR Electronic Forms for E-Filing?

Elizabeth A Slim

Elizabeth A. Slim, CAMS
Chairman
Opus Bank

Liz Slim is the First Vice President and BSA Officer for Opus Bank, a $6.6 billion asset size bank headquartered in Irvine, CA. Opus Bank has 58 locations in California, Washington, Arizona and Oregon. She oversees the BSA/AML/OFAC and Fraud compliance program enterprise wide in the organization. Liz has been involved in banking operations for over 35 years, specializing in areas of operations, compliance, risk, security and training. Liz has been CAMS certified since 2004, founder and Co-Chair of the ACAMS Southern California Chapter since 2009 and currently serves on the ACAMS Education Task Force and ACAMS Advanced Audit Certification Board. Liz was a recipient of the 2013 ACAMS Al Gillum Volunteer of the Year Award.

Email: eslim@opusbank.com


Maleka Ali

Maleka Ali, CAMS
Co-Chairman
Arc-Serv, LLC

Maleka Ali is the President of Arc-Serv, LLC, (an independent financial services consulting firm). She has over 30 years’ experience servicing the financial community and has been working as a Risk Management Consultant since 2005. Prior Maleka worked at several financial institutions in Southern California. Experience includes Operations/BSA management, fraud/risk control, product development, marketing and training along with participation in the creation of two new" denovo" financial institutions and served on task forces for several mergers, acquisitions and system conversions. She is CAMS certified and has developed and implemented BSA programs along with comprehensive risk assessments at multiple financial institutions. She has worked with over 750 financial institutions on BSA/OFAC compliance and how to effectively utilize automated monitoring systems, has created BSA/OFAC desktop procedures and helped develop products that assist financial institutions and corporations with their compliance to these laws and recommendations.


Martin Liska

Martin Liska, CAMS
Secretary
Preferred Bank

Martin Liska has over 25 years of banking experience with over 15 years of risk management, primarily with a Bank Secrecy Act/Anti-Money Laundering focus at banks such as Preferred Bank, California United Bank, State Bank of India (California), City National Bank, as well as other institutions. Martin is currently the BSA Officer for Preferred Bank in Los Angeles, CA. Additionally, Martin was a bank examiner for the Federal Reserve Bank of San Francisco where he performed bank risk assessments on capital, earnings, liquidity and market risks as well as Bank Secrecy Act. Martin Liska is a founding member of the ACAMS Southern California Chapter and became a chapter Board member in 2011.

Email: martin.liska@preferredbank.com


Steven Mickelson

Steven Mickelson, CAMS, MBA, CUCE
Co-Secretary
Los Angeles Police Federal Credit Union

Steven Mickelson is the Compliance Manager and BSA Officer for Los Angeles Police Federal Credit Union (LAPFCU), a financial institution serving the needs of Los Angeles law enforcement, their families and select police-related groups. With 15 years of financial institution experience, Steven has spent the last 10 years working in the areas of anti-money laundering, BSA and compliance. In his current role at LAPFCU, Steven is responsible for managing the BSA program, as well as the development and administration of a centralized compliance program to ensure on-going compliance with all applicable laws and regulations affecting the Credit Union.

Prior to joining LAPFCU, Steven worked for City National Bank where he held the positions of Vice President and Operations Manager of the Compliance Support and Legal Processing department, as well as Operations Supervisor of the Anti-Money Laundering (AML) department. He developed procedures and policies to ensure compliance with regulatory requirements, including developing parameters and rules for the bank’s AML system.

Steven earned his Bachelor’s Degree in Sociology/Criminology and Criminal Justice and his M.B.A. at California State University, Northridge. He also holds certifications as a Certified Anti-Money Laundering Specialist (CAMS) and Credit Union Compliance Expert (CUCE).


Bryan Tinoco

Bryan Tinoco
Chapter Treasurer
Wescom Central Credit Union

Bryan Tinoco specializes in BSA/AML and OFAC compliance. He has over 25 years of experience in the operational areas of retail and business banking, and in the credit union industry. During the last 16 years, his focus has been on BSA/AML/OFAC compliance and financial crime.

Bryan’s background includes working for financial institutions as a SVP Bank Secrecy Act Officer, OFAC Administrator and Risk Management. Throughout his career he’s been responsible for managing BSA/AML and OFAC programs, as well as coordinating and advised changes in regulations and analyzed the changes as it effects banking operations. He has successfully built the compliance infrastructure for a financial institution with 3.5 billion in assets. His additional experiences include the development and implementation of new policies, procedures and AML monitoring systems to ensure continuing adherence with the BSA/AML laws and regulations.

Bryan is a member of several professional organizations, such as the Association of Certified Anti-Money Laundering Specialist, International Association of Financial Crimes Investigators and a BSA Compliance Specialists with the Credit Union National Association. He has accomplished all P.O.S.T. (Police Officers Standard Training) requirements and certificated as a level 1 Police Reserve Officer.

Email: btinoco@wescom.org


Hoi Luk

Hoi Luk, CRCM, CAMS
Chapter Membership Director
Moss Adams LLP

Mr. Luk, a Certified Anti-Money Laundering Specialist (CAMS) and Certified Regulatory Compliance Manager (CRCM), is a Senior Manager with Moss Adams LLP. Hoi is the practice leader and is responsible for project oversight and delivery of risk management services primarily in the Southern California region. His regulatory compliance, risk management, and internal audit experience spans more than 20 years with specialties in the Bank Secrecy Act (BSA)/Anti-Money Laundering (AML), residential lending, and asset quality reviews.

Prior to joining Moss Adams LLP, Hoi was a Regional Director at the world’s largest global provider dedicated to banking and payments technologies. Prior to that, Hoi was a director at a leading national business consulting, accounting, and tax firm where he was responsible for risk management consulting services. He has also served as a compliance specialist for two $3 billion institutions and also worked for two mortgage companies, performing regulatory compliance testing and support functions.

Email: hoi.luk@mossadams.com


Mia S Lee

Mia S. Lee
Co-Membership Director
Independent BSA/AML Consultant

Ms. Lee has over 28 years of experience in the banking and financial services industry. She has focused on compliance and risk since 2002, specializing in BSA/AML. She has been a member of ACAMS since 2005 and the Southern California Chapter since 2010. She is currently working with Dowling Advisory Group to assist financial institutions to strengthen their BSA/AML programs. Prior to consulting, Ms. Lee was the BSA Officer at Broadway Federal Bank, California United Bank, OneWest Bank, and IndyMac Bank.

Email: miaslee4@gmail.com


Natalie Soto

Natalie Soto, CAMS
Communications Director
Seacoast Commerce Bank

Ms. Natalie Soto is presently the Vice President, Assistant BSA Officer at Seacoast Commerce Bank headquartered in San Diego, CA. She is also serving as the Treasurer for the Banker’s Toolbox West Coast BAM User Group. Natalie is an active member of the InfraGard Program, San Diego Chapter and California Financial Crimes Investigators Association (CFCIA).

Natalie began her banking career in 2003 at Wells Fargo Bank. Prior to joining Seacoast Commerce Bank, Natalie was the AVP, Assistant BSA Officer at Vibra Bank and also worked at Regents Bank and San Diego Private Bank in BSA/AML Compliance and Operations roles. She has substantial banking experience in retail banking, community banking, border banking, operational and lending compliance, and in BSA/AML/OFAC.

Natalie has been a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) since 2013 and is a Certified Anti-Money Laundering Specialist (CAMS) since 2014.

Natalie attended San Diego State University where she studied English and Comparative Literature and wrote for the school newspaper, The Daily Aztec. She was also an editor for a college-based magazine.


Dustin J. Eaton

Dustin J. Eaton, MS, MBA, CFE, CAMS, CFCI
Co-Communications Director
Wells Fargo Capital Finance

Dustin is a personable, meticulous, and highly efficient financial services professional with 15+ years of experience. Dustin began his career in the financial service industry as a Fraud Analyst and has worked for banks, brokerage firms, credit unions and insurance companies giving him a truly holistic view.

Dustin earned a Masters degree in Business Ethics and Compliance (MS) from the New England College of Business and Finance and also holds a Masters degree in Business Administration (MBA) from California State University Dominguez Hills.

Dustin’s certifications include a Certified Fraud Examiner (CFE), Certified Anti-Money Laundering Specialists (CAMS) and a Certified Financial Crimes Investigator (CFCI).

Dustin’s current role is with Wells Fargo Capital Finance (WFCF), a division of Wells Fargo’s Wholesale Banking group. There Dustin works as an Operational Risk Consultant where he is tasked with executing enhanced due diligence processes for WFCF’s highest risk customers.


Melissa Triplett

Melissa Triplett, CAMS
Programming Director
Pacific Western Bank

Melissa Triplett is Vice President, Assistant BSA Officer at Pacific Western Bank, a $21 billion asset sized bank which is headquartered in Beverly Hills, CA. Pacific Western Bank currently has 79 full-service branches located throughout the state of California and one branch in Durham, North Carolina.

Melissa has a strong background in Operations and BSA/AML Compliance. She has 17 years’ experience in banking and started her banking career at Union Bank of California. Additionally, she worked at North Island Credit Union as an Assistant Branch Manager, at Seacoast Commerce Bank as AVP, BSA Analyst, and at California Business Bank as VP, BSA Officer where she diligently developed the bank’s BSA program by enhancing the use of the bank’s AML monitoring software and by implementing new processes and procedures.

Melissa also serves as the President of the Bankers Toolbox West Coast User Group and played a pivotal role in the group’s implementation. She has been a member of ACAMS since 2013 and has been a Certified Anti-Money Laundering Specialist (CAMS) since March 2014.


Victor R Cardona

Victor R. Cardona, CAMS
Co-Programming Director
Opus Bank

Victor is currently Vice President of the BSA Department at Opus Bank, a $7.5 billion bank headquartered in Irvine, Ca. Victor has been in banking since 2004, specializing in BSA/AML compliance since 2005.

Victor is responsible for managing Opus Bank’s enterprise wide BSA Risk Assessment program, Quality Control program, policies and procedures, and training. Prior to this, Victor was the BSA Officer for Plaza Bank, a $1.1 billion bank in Irvine, Ca. He was responsible for managing Plaza Bank’s overall BSA/AML and OFAC compliance program. Before joining Plaza Bank, Victor was the Assistant Vice President, BSA Risk Officer for City National Bank, a $35 billion bank in downtown Los Angeles where he performed the testing of the bank’s BSA/AML and OFAC risk assessment program. He was promoted to this position within City National from Senior Compliance Analyst where Victor investigated the bank’s most complex and high-profile SAR investigations.

Victor started his banking career with Farmers & Merchants Bank of Long Beach as a teller before quickly moving into their BSA Department. While at Farmers & Merchants Bank, Victor also represented the bank as the Financial Institution Liaison with the Long Beach Elder Abuse Prevention Team.

Victor received his Bachelor’s Degree from Cal State Dominguez Hills in Accounting and his MBA from Utica College in Economic Crime & Fraud Management. Victor also attended the police academy at the Golden West College Criminal Justice Training Center where he received a Certificate of Achievement in Criminal Justice. He has been a member of ACAMS since 2007 and received his certification as a Certified Anti-Money Laundering Specialist in 2008.

Email: vcardona@opusbank.com


Andrea Winter

Andrea Winter, CAMS
Sponsorship Director
ACAMS

Andrea Winter joined the Association of Certified Anti-Money Laundering Specialists (ACAMS) in January of 2005 and currently serves as the Director of Sponsorship and Advertising Development. In this role she helps AML and financial crime solution providers determine how to maximize their business development efforts through sponsorship where providers can market their solutions to ACAMS members and other AML/CFT compliance professionals. Andrea has attended more than 100 industry conferences and brings an international perspective to the sponsorship and advertising department due to her extensive travel and working with key players in solution provider markets.

Prior to joining ACAMS, Andrea worked for the American Red Cross where she promoted Health & Safety and Disaster Relief programs to the local Miami community.

Andrea joined the Board of the ACAMS Southern California Chapter in 2011.

Email: awinter@acams.org