Northern New Jersey Chapter


Upcoming Events

Upcoming Northern New Jersey learning events will be announced soon.

ACAMS Northern NJ Chapter Survey Results

The Northern New Jersey ACAMS Chapter was formed to provide the anti-money laundering /anti-terrorism financing (collectively AML) community in Northern New Jersey with a local resource that provides support, guidance, training, and peer interaction for industry professionals.

The Northern New Jersey Chapter will actively support the goals of the international ACAMS association by being the premier AML organization in Northern New Jersey.

The Chapter will fulfill this mission by:

  • Providing high-quality meetings, workshops, and networking events where members and non-members can build knowledge, enhance skills, and share experiences and expertise.
  • Achieving recognition as an effective resource by promoting sound AML policies, procedures, effective practices, and international standards to the local community including AML professionals, academic institutions, government agencies, financial institutions, and law enforcement.
  • Building strong relationships with other professional organizations in the metropolitan New York/New Jersey region having similar money laundering prevention interests.
  • Responding to the needs of our members that arise from the diversity of AML responsibilities and the constantly changing money laundering methodologies.

Upcoming Northern New Jersey learning events will be announced soon.

Artificial Intelligence: A Brand New Generation of Financial Crime Solutions


Nasser Sweileh, CAMS – Senior Compliance Product Manager at EastNets

Nasser Sweileh joined EastNets in 2011 as a Senior Compliance Product Manager, and was later assigned the role of Head of Financial Crime and Compliance Risk Products (FCCR) in early 2016. With 15 years of expertise in Governance, Risk, and Compliance in the Financial Industry and Technology, he is heading a team of product managers and business analysts responsible for the formulation and the execution of the product and market strategies of EastNets FCCR solutions. A quadrilingual ToastMasters’ Competent Communicator, Sweileh participated as a speaker in several international conferences. He is a Certified Anti Money Laundering Specialist (CAMS), holds an MBA from Ecole Superieure des Affaires in Beirut, Lebanon, and a graduate diploma in Applied Marketing from McGill University, Canada.

BSA Industry Hot Topics

David is a Manager for the firm’s Regulatory Compliance Services Group. He is responsible for assisting in the development and execution of compliance reviews, training and various other compliance services for the firm’s financial institution clients. David has over seven years of experience performing compliance services for Wolf & Company and over twelve years of experience in the banking industry. He has provided services to various types of financial institutions including state chartered Banks, national Banks, savings and loan associations and Credit Unions. David has also provided services to broker-dealers and trust companies. He has worked with institutions ranging in asset size from $50 million to over $9 billion in all six New England states, New York and New Jersey. Prior to joining Wolf, David worked in Retail Banking for TD Bank, N.A.


David A. Larocque, CAMS – Regulatory Compliance Manager at Wolf & Company, P.C.

Download Presentation

Regulatory Changes and Audit/Examination Expectations


  • Thomas Hunt– Assistant Division Director for the Office of Consumer Finance- Division of Banking of the New Jersey Department of Banking and Insurance

    Mr. Hunt is the Assistant Division Director heading the Office of Consumer Finance (“OCE”) within the Division of Banking of the New Jersey Department of Banking and Insurance, and is responsible for examining credit unions and non-depository financial institutions, enforcing consumer protection regulations, and handling the Departments licenses of thousands of companies and individuals working in that area. The OFC regulates more than 3,000 non-depository entities of 15 different types operating in New Jersey such as mortgage lenders, consumer lenders, sales finance companies, check cashers, money transmitters, and pawnbrokers.

Do you know how State Financial Crimes Investigators apply the Money Laundering Laws and why SARs are critical to that process?


  • William Fredrick – Deputy Chief of Detectives, Financial and Computer Crimes Bureau State of New Jersey – Division of Criminal Justice

    Bill Fredrick is a Deputy Chief of Detectives at the New Jersey Division of Criminal Justice where he oversees investigative aspects of the Financial and Computer Crimes Bureau and where he has been instrumental in the redevelopment of the Division’s computer forensic capabilities. Bill joined DCJ in 2014 after a 30 year career as a Special Agent with the Criminal Investigation Division of the Internal Revenue Service. In that role he identified, developed, planned and completed complex financial investigations of tax evasion and money laundering crimes. The investigations focused on various activities including bribery, corruption, illicit immigration schemes, illegal drugs and other financial crimes.

Is your Financial Institution ready to comply with the Department of Financial Services (DFS) Part 504 Requirements?


  • Gokul Kallambunathil, CAMS, Managing Director
  • Mark Scarmozzino, CAMS, Director of Business Development
  • Uday Gulvadi, CPA, CIA, CISA, CAMS, Director Internal Audit, Risk and Compliance

Is your Financial Institution prepared for the new FinCEN customer due diligence rule?

Hosted by: Michael D. Eisner, Managing Director, Verittas Risk Advisors, Inc.

Demystifying FinCEN’s CyberSecurity Advisory


Trevor Krause, CISSP Manager
Trevor Krause has been with Crowe Horwath LLP for seven years, providing cybersecurity and penetration testing services to clients in multiple service industries.
Download Bio

Troy M. La Huis, Principal
Mr. Troy La Huis is a Principal in Crowe’s Risk Consulting practice where he focuses on providing cybersecurity and financial crime risk services.
Download Bio

Northern New Jersey Chapter Holiday Event

Download Presentation

IRS-Criminal Investigation: Who They Are, What They Do and How They Do It


  • Robert Glantz, Special Agent, IRS
  • Michael McGarry, Special Agent, IRS

Multiple Educational Sessions

Download Presentation
ACAMS Study Guide Review

Panama Papers: How It Will Affect U.S. Financial Institutions Presented by Daniel Wager, Duff & Phelps

Download Presentation

The Wolf of Wall Street Investigation

AML Industry Update

ARC Risk & Compliance Articles and Thought Leadership

Trends in Trade-Based Money Laundering: Regulatory Expectations in Trade Finance and How They Grew

AML Model Validation: A Critical Need in The New Regulatory Environment

BSA/AML Risk Workshop: End to End Process – Part II

Trends in Terrorist Financing

CAMS Study Session

CAMS Study Session

2nd Annual ACAMS NNJ Chapter Holiday Party

Concurrent Sessions: SAR-Writing Workshop / CAMS Study Group Networking Reception

Northern New Jersey Chapter meeting

Northern New Jersey Chapter Meeting

Northern New Jersey Chapter Meeting

1st Annual ACAMS Northern New Jersey Chapter Holiday Party

Financial Crimes-Front & Center

Challenges in Identifying/Obtaining UBOs

BSA Compliance Roundtable – Sponsored by: Telavance

ACAMS Northern NJ Chapter Launch Event

Laura Goldzung

Laura H. Goldzung, CAMS
AML Audit Services, LLC

Laura H. Goldzung, CAMS, CFE, CFCS, CCRP is President and Founder of AML Audit Services, LLC (“AMLAS”), a boutique consultancy specializing in independent testing for anti-money laundering compliance programs for bank and nonbank institutions, and serves as its principal examiner. In addition, her expertise includes custom training, and compliance consulting services, which includes design and development of Bank Secrecy Act/Anti-Money Laundering and Anti-Fraud programs. Ms. Goldzung has worked with financial institutions that have been referred to enforcement for BSA/AML violations, helping them to bring their AML programs into compliance.

In a career spanning more than 35 years across multiple sectors of the financial services industry, Ms. Goldzung has worked in a variety of executive leadership roles. Since founding AMLAS, she has co-created sector-specific compliance officer certification programs and tours internationally presenting various AML/Fraud topics for industry-leading organizations, and has authored a number of articles on the topic of AML.

Ms. Goldzung serves as a dispute resolution arbitrator for the Financial Industry Regulatory Authority (FINRA) and serves on a variety of industry task forces and committees. She is active with several industry groups including the Association of Certified AML Specialists, Association of Certified Fraud Examiners, Association of Certified Financial Crime Specialists, National Society of Compliance Professionals, SIFMA Compliance & Legal Society and the Institute of Internal Auditors. Ms. Goldzung serves as a subject matter expert for a number of compliance, industry and university education programs.


Howard Sawransky

Howard Sawransky, Esq., CAMS, CFE
VP JP Morgan

Howard is VP in JP Morgan’s Wholesale Client On-Boarding group and is responsible for drafting KYC policies for the business group. Prior to joining JP Morgan, he developed a broad regulatory compliance background, with a concentration on AML/KYC, working for a number of international financial institutions. 

Howard holds a BA from Stony Brook University and a JD from the University Of Miami School Of Law and is a member of the New York State Bar.  


James De Rugeriis
American Express

Todd T Brungard

Todd T Brungard, CAMS
Manager – Crowe Horwath LLP

Todd Brungard is a manager within Crowe’s Regulatory Compliance Risk Consulting Practice, primarily providing independent AML Audit and consulting services. In this role, he maintains extensive knowledge of bank compliance regulations including Bank Secrecy Act, USA PATRIOT Act, and OFAC.

Todd has over 28 years of experience in the financial services industry. He has expertise in Regulatory Compliance, Bank Secrecy Act, Anti-Money Laundering Compliance, Fraud, Enterprise Risk Management, IT and Internal Audit. Todd served as VP/BSA Officer for Peapack-Gladstone Bank, a New Jersey-based community bank and, in that role, developed, implemented and maintained a successful BSA/AML/OFAC Compliance Program with responsibilities covering all requirements of the BSA/AML and OFAC.

Michael Eisner

Michael Eisner, CAMS
Communications Director
Verittas Risk Advisors, Inc.

Michael currently manages the BSA/AML Advisory Services division at Verittas Risk Advisors. He began his Compliance career in 1998 with DLJDirect, Inc. and has managed Anti-Money Laundering/Bank Secrecy Act/Anti-Fraud Investigations Units at financial institutions such as BNYMellon, Fiduciary Trust Company International, Hudson City Savings Bank and JPMorgan Chase. He was most recently Vice President, Anti-Money Laundering Compliance Group at Pershing, LLC, where he focused exclusively on securities fraud and financial crimes.


Mary Jo LaHood

Mary-Jo LaHood, CAMS – AUDIT
Co-Chapter Administrator

Mary-Jo LaHood is Senior Vice President in Citi’s Enterprise Compliance Risk Management. Leading Horizontal AML Risk Assessments, streamlining process and contributing in the strategic planning and execution for projects in different Risk Assessments.

In her prior role, she was the Chief Compliance Officer at Xpress Money Services Inc. based in Princeton, NJ.  Responsibilities included the implementation of the BSA/AML program in USA and Canada, development and execution of a compliance risk management program including regulatory compliance and licensing, OFAC Sanction Screening and being the supervisory user at FinCEN BSA E-Filing System.

Prior to Xpress Money, She held various positions at Credit Libanais Bank SAL., as Compliance Officer, Internal Auditor and Head of Department.

Mary-Jo had the opportunity to function in different countries in a variety of service environments: Banking, Consulting, Insurance and Diplomatic arenas.  Her global experience gives her unique perspective, experience and practical skills which are essential in banking and financial institutions.


Maryann Lovese

Maryann Lovese
Co-Chapter Administrator
Morgan Stanley

Maryann is an Associate, Anti- Money Laundering (AML) Investigator, at Morgan Stanley with over seven years of banking experience. She holds a Bachelor’s degree in Criminal Justice from Rutgers University and is currently a Certified Anti-Money Laundering Specialist (CAMS). She specializes in AML monitoring and reporting potential suspicious activity and ensuring regulatory compliance with all Financial Crimes Enforcement Network (FinCEN) requirements. Prior to this role, Maryann was an Investigations Specialist at J.P. Morgan Chase & Co where she specialized in Fraud Investigations.


Martin A Cunningham

Martin Cunningham
Programming Director
Director | Head of Business Intelligence at Deutsche Bank

Martin A. Cunningham (CAMS) is the Director, Head of Business Intelligence at Deutsche Bank. Prior to working in the banking sector, Martin served as Deputy Team Chief in the Counter Threat Finance branch of the United States Special Operations Command (SOCOM). Mr. Cunningham also served as Program Manager for SOCOM’s counter threat finance training program and oversaw the development of curriculum and training partnerships.

Martin Cunningham is a subject matter expert on countering the financing of terrorism and is a frequently demanded guest speaker on the topic. Formerly an Adjunct Professor with the Joint Special Operations University, he facilitated a weeklong counter threat finance course several times a year. Martin also served as a guest lecturer at various institutions to include the Navy War College, the University of South Florida, Georgia State University and the Kennedy Special Warfare Center and School.

Mr. Cunningham’s background includes a deployment to the Iraq Threat Finance Cell to disrupt Al Qaida-in-Iraq’s financial operations, Senior Counter Threat Finance Analyst for Booz Allen Hamilton, Director of Working Capital Solutions for PrimeRevenue, Inc. Founder and Owner of an income tax preparation firm, and an Intelligence Officer for the United States Navy.


Robin Farshadfar

Robin Farshadfar
Co-Membership Director
EastNets Americas

Robin Farshadfar is General Manager at EastNets Americas, a leading global provider of compliance and payments solutions and services for financial institutions and corporates. Robin is responsible for the leadership, operations and management of EastNets expansion in the USA, Canada, and the Caribbean. With over 30 years of banking, treasury management and compliance oversight experience in the mainstream banking industry, she is well versed in US and international banking operations and regulatory environment as well as an extensive background in financial technology operations.

Robin has liaised with major banking corporations worldwide and several Fortune 500 corporate treasuries during her years of professional experience.

Previously, Robin was Global Industry Solutions Director at Infoglide Software Corporation, a key technology provider to The Department of Homeland Security and Financial Institutions. While there, she was responsible for providing domain expertise and strategy support for the worldwide financial services industry.

Robin is currently the Treasurer of the NY Chapter of the International Association of Financial Crimes Investigators (IAFCI) Executive Board.


Mark Stephan

Mark Stephan
Co-Membership Director
Senior Vice President – Chief Internal Auditor, Columbia Bank

Mark Stephan is a Senior Vice President and Chief Internal Auditor for Columbia Bank. He is responsible for overseeing and managing the Internal Audit function for the Bank. Mr. Stephan has over thirty years of experience in Banking, Public Accounting, Consulting, Mortgage Banking, and Healthcare. Prior to joining Columbia Bank, Mr. Stephan served as Senior Vice President and Internal Audit Director for a Community Bank in New Jersey. Other Positions include Chief Financial Officer for a Community Bank, Controller for a Mortgage Company, Regional Auditor for a Healthcare Organization, and Senior Manager for a Consulting Firm.

Mr. Stephan is a graduate of Clemson University with a Bachelor’s of Science in Financial Management. He received a Masters of Business Administration in Accounting from Fairleigh Dickinson University and is a Certified Internal Auditor, Certified Fraud Examiner, Certified Information Systems Auditor, Certified Anti-Money Laundering Specialist, Certified Internal Controls Auditor, Certified Risk Management Assurance, Certified Fiduciary Investment Risk Specialist and Accredited Investment Fiduciary.

Kiesha Oldacre

Kiesha Oldacre
Co-Programming Director

Kiesha Oldacre-Pinnock, CAMS is currently an Assistant Vice President in Internal Audit-Regulatory Compliance at CIT located in Livingston, NJ. She has over 12 years of experience in Audit with the last 5 years being focused on Regulatory Compliance and primarily focusing on BSA/AML and Sanctions. Prior to CIT Kiesha worked at PwC where she performed financial audits.

Desiree Santiago

Desiree Santiago
Co-Programming Director
Metropolitan Commercial Bank

Desiree L. Santiago, CAMS is currently a Compliance Associate at Metropolitan Commercial Bank located in New York City. She has over 10 years of experience in the financial services industry with the last 3 years primarily focusing on BSA/AML Compliance. She assists with overseeing the Bank’s overall adherence to the BSA program as well as regulatory compliance with FinCEN.