Welcome to the Colorado ACAMS Chapter web page!

An extension of ACAMS International, the Colorado Chapter held its inaugural meeting on October 16, 2014.

Chapter membership comprises over 100 individuals representing banks, credit unions, broker dealers, mutual funds, insurance companies, money services businesses, credit card providers, law firms, federal law enforcement agencies, and Colorado State banking and securities regulators.

The Chapter is committed to assisting ACAMS International in its mission to advance the professional knowledge, skills, and experience of those dedicated to the detection and prevention of financial crimes by providing:

  • Educational resources and continuing education credits;
  • Collaboration and networking opportunities with local AML professionals and industry experts; and
  • Career/professional development opportunities.

With a focus on Colorado and global connectivity, the ACAMS Colorado Chapter provides a vibrant forum for addressing and resolving the full array of BSA/AML and sanctions compliance challenges for all financial institutions serving the region.

We invite you to join us.

Upcoming Colorado Chapter learning events will be announced soon.

The ACAMS Colorado Chapter Second Anniversary Celebration – Law Enforcement Appreciation Night

Please join us for our second Anniversary Celebration featuring presentations by guest speakers from several law enforcement agencies: Department of Homeland Security-Investigations, Federal Bureau of Investigation, the Drug Enforcement Agency, and the Internal Revenue Service – Criminal Investigations.

Pre-registration information will be available soon!


ACAMS Colorado Chapter Presents: The Marijuana Conflict

Please join us for our upcoming educational event addressing The Marijuana Conflict. A panel of experts will discuss the issues confronting financial institutions as a result of the existing conflict between State and Federal laws.

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FinCen’s Final Rule: Customer Due Diligence Requirements for Financial Institutions

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Human Trafficking

Please join us for our upcoming educational event, focused on the critically important issue of human trafficking. A panel of experts from the non-profit sector, federal law enforcement, and the financial services industry will discuss trends, issues, and cases involving detecting and fighting human trafficking.

Speakers:

  • Kristen Harness, Founder & Executive Director, Extended Hands of Hope
  • Lee Schoenike, Special Agent, U.S. Department of Homeland Security
  • Amy Ruppeck, Director, Global AML Investigations and SAR Reporting, Western Union
  • Anna Rentschler, CRM, CAMS, VP and BSA Officer, Central Bancompany

CoBank

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ACAMS Colorado Chapter Anniversary Celebration


Cyber Security

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Terrorist Financing


SAR Reporting: Windows into Your AML Program


Colorado ACAMS Chapter Launch Event

Rob Goecks
Co-Chair

Egris LLC is an advisory services practice, specializing in Bank Secrecy Act compliance, anti-money laundering, financial crime investigations, criminal tax matters and Office of Foreign Assets Controls compliance.

Rob Goecks was a member of the initial group to receive the CAMS designation in March 2003. He has served as a member of the Executive Board for the Association of Certified Anti-Money Laundering Specialists’ New York Chapter. Rob is also the Founding Chair of the New York State Society of CPAs (“Society”) Anti-Money Laundering & Counter Terrorist Financing Committee and a past member of the Society’s Board of Directors. Rob served as a member of the Board of Trustees for the John Jay College Foundation, Inc. for twelve years where he chaired the Audit Committee.

Rob has deep and varied subject matter expertise in AML compliance, having completed a career as a Special Agent with IRS Criminal Investigations where he conducted and supervised complex criminal tax and money-laundering investigations.

Rob spent a year as a Special Investigator of sales practice violations for the National Association of Securities Dealers (NASD) (now FINRA) where he introduced AML training to NASD’s District 10 in Manhattan.

Rob served as the Executive Director of AML Compliance for CIBC World Markets for approximately three years. His tenure there included the challenges of sustaining a compliant AML Program in the aftermath of the 9/11 attacks and the firm’s relocation from Ground Zero.

Rob was recruited by U.S. Trust to be their designated AML Compliance Officer. U.S. Trust had a pre-existing Cease and Desist Order involving weaknesses in their AML Program. With his leadership the Order was lifted within six months of his arrival and under his continued guidance, the firm sustained its AML compliance for the next five years. Rob reported directly to the firm’s General Counsel, participated in senior management’s risk management program and reported regularly to the Board of Directors. Throughout his tenure U.S. Trust received no additional penalties or fines related to AML or OFAC issues.

When Bank of America acquired U.S. Trust, Rob partnered with Bank of America in transitioning U.S. Trust’s fully compliant AML Program into Bank of America’s AML Program.

Prior to forming Egris LLC, Rob was the Practice Leader of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Compliance Services for the accounting firm of Eisner LLP (now EisnerAmper LLC) headquartered in New York City.


Laurie Kelly
Co-Chair

As Compliance Officer for CoBank ACB, Laurie Kelly oversees the bank’s anti-money laundering, anti-fraud, OFAC, and export control regulations compliance programs. Appointed to this position in 2006, she was instrumental in the initial design and implementation of the bank’s voluntary Bank Secrecy Act and USA PATRIOT Act compliance, and today continues to refine and enhance these programs to meet the continual challenges of new regulations and evolving financial crime methods. She has also led the development of a comprehensive, enterprise-wide anti-fraud program targeting payment fraud risks from online banking and other channels. In 2007, she earned the Certified Anti-Money Laundering Specialist (CAMS) designation, and in 2013 the CAMS-Audit advanced certification.

Laurie joined CoBank in 1998, managing quality assurance for the bank’s loan operations group, and later developed bankwide programs for information quality and business continuity & recovery. Laurie has over 28 years of financial services industry experience, including public accounting, internal audit, financial reporting, and corporate accounting. She is also a Certified Public Accountant and a Chartered Financial Consultant.


Michael Holland

Michael Holland
Vice President
FirstBank Holding Company

Michael Holland has been with FirstBank since 2000. He currently serves as the Bank Secrecy Act officer for FirstBank and has overseen the company’s Anti-Money Laundering division since 2014. Previously, he held positions in compliance, operations, and lending.

Michael graduated from Colorado State University in 2000 with a Bachelor of Science degree in Finance. He completed the Graduate School of Banking program at the University of Colorado in 2009. Additionally, he holds the designations of Certified Regulatory Compliance Manager (CRCM) and Certified Anti-Money Laundering Specialist (CAMS).


Jacque N. Riordon

Jacque N. Riordon
Co-Treasurer
Riordon Consulting LLC
www.riordonconsulting.com

Jacque N. Riordon is the President of Riordon Consulting LLC, a firm specializing in forensic accounting, litigation support, criminal tax controversies, due diligence, business consulting, and BSA/AML/OFAC compliance.

Jacque has over 33 years investigative and supervisory experience in complex financial criminal investigations and forfeitures. As a Special Agent (SA) in the Miami Field Office of the IRS, her criminal investigations of tax fraud, money laundering and structuring and courtroom testimonies resulted in the successful prosecutions of individuals involved in public corruption, health care fraud, embezzlement and narcotics money laundering. Jacque has worked extensively with the Food and Drug Administration (FDA), Federal Bureau of Investigation (FBI), Drug Enforcement Administration (DEA) and Immigration and Customs Enforcement (ICE) and received three Outstanding Law Enforcement Officer Awards from the Office of the United States Attorney.

As a Liaison to the Treasury Executive Office of Asset Forfeiture (TEOAF), Jacque planned, implemented and administered the Asset Forfeiture Program for IRS Criminal Investigation and provided training, guidance and assistance to Asset Forfeiture Coordinators and Asset Forfeiture Specialists. She consistently and strategically applied forfeiture in the disruption and dismantling of criminal enterprises depriving criminals of property used and/or acquired through illegal activities.

As the Assistant Special Agent in Charge (ASAC) of the Denver Field Office, she oversaw day-to-day operations of criminal investigation groups throughout Colorado, Idaho, Montana and Wyoming. The geographic diversity of the Denver Field Office required particular attention to varying investigative priorities commensurate with the level and types of crime predominant in each judicial district. She identified areas of non-compliance for each of the states and set investigative priorities accordingly, directing and assigning work based on difficulty and investigative requirements. Based on her reviews and analyses she was able to initiate appropriate corrective action necessary to ensure proper application of administrative and legal requirements.

Mrs. Riordon holds a Bachelor’s Degree from the University of Tennessee.


Liesel Bimmerle

Liesel Bimmerle
Secretary

Liesel Bimmerle, CAMS is a dedicated and enthusiastic professional with more than a decade of experience in financial institution, regulatory, and money services business industries. Ms. Bimmerle’s background includes: seven years in many roles, including a Bank officer position, with Colorado’s largest state-chartered bank, FirstBank, and five years as a Regulatory Examiner for the State of Colorado. Ms. Bimmerle has also worked as a compliance consultant, and she is currently Manager of License, Exam, and Audit Management in Western Union’s Compliance Department.

Liesel obtained her BA in English from San Jose State University in 2001 and her MBA in 2006 from the University of Phoenix.

Liesel became a member of ACAMS and a Certified Anti-Money Laundering Specialist in 2011. Ms. Bimmerle is a member of the Board of Directors of the newly formed Denver, Colorado ACAMS Chapter.


Damien Rhys

Damien Rhys
Charles Schwab
Co-Secretary

Damien developed a love of the financial services industry at a young age. Born and raised in Reno, he graduated from the University of Nevada, Reno with a B.S. in Accounting. At 18 years old, he began working as a professional in the financial services field for Charles Schwab Bank.

While at Charles Schwab Bank, Damien lead in operations and client services for six years. Throughout this time, he developed a passion for the detection and prevention of financial crimes. In 2013, he began mentoring with professionals in the AML field, as well as pursuing the CAMS credential. Damien has been a member of ACAMS National since November 2013, and obtained the CAMS credential in February 2014.

In June 2014, Damien moved to Denver, CO to accept a position as a financial crime investigator for Charles Schwab’s corporate AML department. In his role as investigator, Damien is responsible for compiling and presenting complex cases to compliance executives.

Damien is continuing to further his career in the AML field as an active member of the ACAMS Colorado Chapter. He joined the Chapter in October 2014, and began serving on the Board as Co-Secretary in April 2015.


Yadu Bhardwaj

Yadu Bhardwaj
Treasurer

Yadu Bhardwaj joined Wells Fargo Audit Services- Financial Crimes Audit Team in August 2013 as a Senior Auditor. Yadu graduated from Missouri Western State University with degrees in Accounting and Finance in May of 2011. Yadu has 5 years of experience in financial and operational auditing in the fields of manufacturing, mining, healthcare, banking, and telecommunications as well as experience in project accounting in the fields of construction, cable companies, and daily newspapers.

Yadu has held positions with Paragon Audit and Consulting, Media Audits International (fka Cable Audit Associates), Herzog Contracting, Nodaway Valley Bank of Missouri, Suddenlink Communications, Cablevision and St. Joseph News Press. Specialties: BSA, AML, OFAC, Financial Crimes, SOX 404 A & B, Test of Controls, ACL, AMP, TeamMate, General Accounting, Auditing, Bank Auditing, GAAP, PCAOB, Sarbanes-Oxley, Intuit, Quick Books, Peachtree, SBS Financials, AS400, Pro Log, Premier Financials, SPSS, MS Office 2007.


Azary Witten
Membership Director

Azary Witten is a Regulatory Compliance Director at First Data Corporation. He is responsible for oversight of the Government Sanction screening and understanding of the industry’s dynamic fraud environment, including, among other things, corporate BSA/AML/OFAC policy and procedures, industry rules and regulations including Regulatory Compliance with USA and International Compliance, auditing, AML/OFAC risk assessments, BSA/AML/OFAC training, implementation of politically exposed persons (PEP) program, and issues related to risk management.

Prior to joining First Data in February 2011, Azary was a Compliance Auditor with emphasis in Compliance/BSA/AML/Lending bank examinations. He had conducted reviews of bank records pursuant to the standards set forth in the federal bank regulations and laws and applicable publications unique to federal bank regulatory agencies and state laws or banking rules and regulations.

Azary holds a Master Degree in Finance from Colorado University and Bachelor of Science Degree in Mathematics and Computer Science from Vilnius University. Azary is a Certified Anti-Money Laundering Specialist (CAMS) and Certified Fraud Examiner (CFE) and fluent in Russian and Lithuanian.


Don Charobee
Co-Membership Director

Don Charobee recently joined Western Union as an Investigator in the FIU on the Southwest Border Team where he shares supervision of a team of about 15 direct reports consisting of Analysts.

Don recently retired as a federal Law Enforcement officer with 35 years of service, of which 15 years was in various supervisory roles. He started my career with the US Customs Service as an Inspector and was promoted to Special Agent and was migrated over to the Department of Homeland Security, Investigations (HSI) in 2003.

Don has an extensive background initiating, conducting, and managing complex criminal and civil investigations. Areas of focus and expertise include:

  • International and Domestic Money Laundering
  • Customs Fraud/Smuggling
  • Criminal and Civil Investigations
  • Narcotics Investigations
  • Misconduct and Bribery
  • OFAC Interaction

Key Strengths:

  • Investigation of White Collar and financial crimes. With a focus on trade based investigations with international commerce
  • Interaction with law enforcement agencies to identify collateral leads and elements of a criminal act to facilitate prosecution
  • Analyzing reports, financial documents, and subsequent use in investigations and presentation to Grand Jury, criminal and civil proceedings.
  • Experienced in use of computer databases available to law enforcement including Pen Link, TECS, NCIC, Lexis/Nexis, Oracle-Based File Management Systems
  • Direct and collaborative interaction with inter-national law enforcement agencies in Canada, the European Union, and Asia.
  • Engaged in undercover work in a variety of rolls to include; purchase of counterfeit merchandise, endangered species, smuggling and money laundering

Rod Draper

Rod Draper
Co-Programming Director

Rod Draper, CAMS, is the Managing Director of AML Monitoring & Investigations, within the Financial Crimes Investigations department at Charles Schwab. Rod’s team oversees AML alert monitoring and investigations for both Charles Schwab and Co. and Charles Schwab Bank.

Rod’s financial services career began with six years in investor services at Janus. Subsequently, he joined Berkshire Advisor Resource, a financial planning group in Denver. From there, Rod shifted his career focus, joining the AML Compliance team at Western Union, managing research and reporting teams in both the money order and money transfer areas. He moved to MoneyGram in 2009, where he managed the AML Compliance Operations department, focused on transaction monitoring, regulatory reporting, government sanctions screening, and interdiction programs. Rod joined Charles Schwab in 2014 and built out his team as part of Schwab’s expansion in Lone Tree, CO.

Rod obtained his BS in Finance from the University of Colorado and his Masters in Criminal Justice from Colorado Technical University. Rod became an ACAMS member and Certified Anti-Money Laundering Specialist in 2006.


Teri Rueth

Teri Rueth
Director of Communications

Teri Rueth, CAMS, is a Senior Regional Compliance Officer at MoneyGram International, responsible for managing AML Compliance relationships with Strategic account partnerships. She travels extensively to conduct AML Compliance program reviews with some of MoneyGram International’s largest retail accounts in the United States. This includes a company headquarters visit to assess the overall AML Compliance and fraud prevention program, as well as on-site visits at retail store locations to evaluate employee knowledge and provide training on compliance and fraud. Teri’s experience with MoneyGram spans over 13 years, including roles in retailer point-of-sale training, corporate training, and for the past five years compliance review and training. Teri left MoneyGram briefly to serve as an Examiner for the Department of Regulatory Agencies, State of Colorado, where she conducted BSA/AML/OFAC examinations at licensed money transmitter companies throughout the United States. Teri holds a Master’s Degree in Secondary Education from Arizona State University, and taught high school English in the 1990s. She achieved the Certified Anti-Money Laundering Specialist credential in 2011.


Harita Dave

Harita Dave
Co-Communications Director
Risk Analyst at Charles Schwab & Co. Inc.

As a Risk Analyst, Harita manages and evaluates risk while using proper procedures. By utilizing systems of enhanced authentication, Harita is able to manage risk. Previously, Harita has worked as an Internal Auditor for Novellus Systems. At Novellus Systems, Harita managed internal controls and ensured appropriate Sarbanes Oxley regulations were enforced. In addition, Harita made recommendations on the policies, procedures and reported findings to management.